Toast, Inc. Financial Ratios — TOST34 Stock

Profitability (USD)

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	-25.13	-21.47	1.39	18.64
Return on Assets (%)	- -	-45.85	-38.79	-15.73	-13.23	0.87	12.32
Return on Capital (%)	- -	- -	- -	- -	- -	1.35	18.42
Return on Invested Capital (%)	- -	- -	- -	- -	- -	0.98	15.55
Gross Margin (%)	9.32	17.01	18.42	18.71	21.58	23.99	25.89
EBITDA Margin (%)	-30.98	-23.45	-12.14	-13.18	-6.6	1.25	5.79
Operating Margin (%)	-32.03	-26.73	-13.37	-14.06	-7.43	1.25	4.94
Incremental Operating Margin (%)	- -	- -	- -	- -	8.55	31.87	20.28
Pretax Margin (%)	-31.88	-30.13	-28.74	-10.14	-6.31	0.44	5.62
Profit Margin (%)	-31.43	-30.13	-28.56	-10.07	-6.36	0.38	5.56
Net Income to Common Margin (%)	-31.43	-30.13	-28.56	-10.07	-6.36	0.38	5.56
Effective Tax Rate (%)	- -	- -	- -	- -	- -	13.64	1.16
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	-25.13	-21.47	1.39	18.64

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	9	172	99	94	44	24	20
ST Debt	9	- -	22	14	11	- -	- -
LT Debt	- -	172	77	80	33	24	20
Total Debt/EBITDA	-0.04	-0.89	-0.48	-0.26	-0.17	0.39	0.06
Net Debt/EBITDA	0.69	2.12	3.91	1.52	2.37	-14.56	-3.8
Total Debt/EBIT	-0.04	-0.78	-0.43	-0.24	-0.15	1.5	0.07
Net Debt/EBIT	0.66	1.86	3.55	1.42	2.11	-56.44	-4.63
EBITDA to Interest Expense	- -	-16.08	-17.25	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	-18.42	-18.25	- -	- -	- -	- -
EBIT to Interest Expense	- -	-18.33	-19	- -	- -	- -	- -
Interest Expense	- -	12	12	- -	- -	- -	- -
Common Equity/Total Assets	-108.07	-60.7	62.88	62.35	60.98	64.16	67.54
Long-Term Debt/Equity (%)	- -	- -	7.06	7.29	2.76	1.55	0.94
Long-Term Debt/Capital (%)	- -	-57.53	6.47	6.71	2.67	1.53	0.93
Long-Term Debt/Total Assets (%)	- -	22.16	4.44	4.54	1.69	1	0.64
Total Debt/Equity (%)	-2.79	-36.52	9.07	8.56	3.69	1.55	0.94
Total Debt/Capital (%)	-2.87	-57.53	8.32	7.89	3.55	1.53	0.93
Total Debt/Total Assets (%)	3.02	22.16	5.71	5.34	2.25	1	0.64
Net Debt to Equity	42.72	87.05	-74.15	-49.82	-50.67	-58.45	-63.7
Net Debt/Capital (%)	29.93	46.54	-212.34	-84.81	-95.58	-135.59	-171.05
EBITDA	-206	-193	-207	-360	-255	62	356
EBITDA-CapEx	-215	-221	-219	-376	-255	62	356
Operating Income (Loss)	-213	-220	-228	-384	-287	62	304

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	1.08	4.28	3.6	2.06	1.7	1.75	2.05
Current Ratio	1.64	4.95	4.22	2.84	2.37	2.44	2.75
Quick Ratio	1.4	4.52	3.75	2.28	1.8	1.89	2.19
CFO/Avg Current Liab	- -	-0.91	0.01	-0.37	0.23	0.49	0.74
Common Equity/Total Assets	-108.07	-60.7	62.88	62.35	60.98	64.16	67.54
Long-Term Debt/Equity (%)	- -	- -	7.06	7.29	2.76	1.55	0.94
Long-Term Debt/Capital (%)	- -	-57.53	6.47	6.71	2.67	1.53	0.93
Long-Term Debt/Total Assets (%)	- -	22.16	4.44	4.54	1.69	1	0.64
Total Debt/Equity (%)	-2.79	-36.52	9.07	8.56	3.69	1.55	0.94
Total Debt/Capital (%)	-2.87	-57.53	8.32	7.89	3.55	1.53	0.93
Total Debt/Total Assets (%)	3.02	22.16	5.71	5.34	2.25	1	0.64
CFO/Total Liabilities	-19.81	-10.02	0.31	-23.53	17.67	41.71	64.74
CFO/CapEx	-14	-4.46	0.17	-9.75	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	15.92

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	104.91	136.4	84.03	75.78	63.59	60.92
Days Sales Outstanding	- -	3.48	2.68	4.34	4.82	5.74	5.99
Inventory Turnover	- -	39.73	45.61	29.21	26.59	31.95	39.31
Days Inventory Outstanding	- -	9.19	8	12.5	13.73	11.42	9.29
Accounts Payable Turnover	- -	22.32	40.4	65.37	98.03	109.28	108.48
Accounts Payable Turnover Days	- -	16.35	9.03	5.58	3.72	3.34	3.36
Cash Conversion Cycle	- -	-3.69	1.64	11.26	14.82	13.82	11.91
Inventory to Cash Days	- -	-5.71	-5.33	-8.15	-8.91	-5.68	-3.29
Inventories	15	19	42	110	118	118	114
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	17	23	42	- -	- -	- -	- -
Other Inventory	- -	1	3	123	118	118	114

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	22,904
- Cash & Cash Equivalents	150	582	809	547	605	903	1,353
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	9	172	99	94	44	24	20
Enterprise Value	- -	- -	- -	- -	- -	- -	20,933
Total Capital	-321	-299	1,190	1,192	1,238	1,569	2,144
Total Debt/Capital (%)	-2.87	-57.53	8.32	7.89	3.55	1.53	0.93
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	3.4
EV/EBITDA	- -	- -	- -	- -	- -	- -	58.8
EV/EBIT	- -	- -	- -	- -	- -	- -	71.69
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	31.67
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	31.67
Diluted Market Cap	- -	- -	- -	- -	- -	- -	23,604
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	21,633
EV per Share	- -	- -	- -	- -	- -	- -	7.96
TTM Sales	665	823	1,705	2,731	3,865	4,960	6,153
TTM EBITDA	-206	-193	-207	-360	-255	62	356
TTM Operating Income	-213	-220	-228	-384	-287	62	304
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	360	661
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	360	661

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	35.71
EV/EBIT	- -	- -	- -	- -	- -	- -	71.69
Enterprise Value	- -	- -	- -	- -	- -	- -	20,933
Low Price	- -	- -	- -	- -	- -	- -	8.7
EV/Sales	- -	- -	- -	- -	- -	- -	3.4
EV/EBITDA	- -	- -	- -	- -	- -	- -	58.8
Price/Earnings	- -	- -	- -	- -	- -	- -	66.18
Price/Earnings Average	- -	- -	- -	- -	- -	- -	69.19
Price/Earnings High	- -	- -	- -	- -	- -	- -	72.2
Price/Earnings Low	- -	- -	- -	- -	- -	- -	66.18
Price/Book Value	- -	- -	- -	- -	- -	- -	10.78
Price/Book Value Average	- -	- -	- -	- -	- -	- -	11.27
Price/Book Value High	- -	- -	- -	- -	- -	- -	11.77
Price/Book Value Low	- -	- -	- -	- -	- -	- -	10.78
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	11.47
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	11.99
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	12.51
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	11.47
Price/Sales	- -	- -	- -	- -	- -	- -	3.68
Price/Sales Average	- -	- -	- -	- -	- -	- -	3.85
Price/Sales High	- -	- -	- -	- -	- -	- -	4.01
Price/Sales Low	- -	- -	- -	- -	- -	- -	3.68
Price/Cash Flow	- -	- -	- -	- -	- -	- -	34.24
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	35.8
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	37.36
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	34.24
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	37.33
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	38.96
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	35.71
EV/Sales Average	- -	- -	- -	- -	- -	- -	3.57
EV/Sales High	- -	- -	- -	- -	- -	- -	3.74
EV/Sales Low	- -	- -	- -	- -	- -	- -	3.4
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	61.73
EV/EBITDA High	- -	- -	- -	- -	- -	- -	64.66
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	58.8
EV/EBIT Average	- -	- -	- -	- -	- -	- -	75.26
EV/EBIT High	- -	- -	- -	- -	- -	- -	78.83
EV/EBIT Low	- -	- -	- -	- -	- -	- -	71.69
Last Price	- -	- -	- -	- -	- -	- -	8.7
High Price	- -	- -	- -	- -	- -	- -	9.5
Enterprise Value Average	- -	- -	- -	- -	- -	- -	21,976
Enterprise Value High	- -	- -	- -	- -	- -	- -	23,018
Enterprise Value Low	- -	- -	- -	- -	- -	- -	20,933

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	2,231	2,253	2,266	2,336	2,426	2,555	2,631
Diluted Weighted Avg Shares	2,060	2,060	1,294	2,288	2,381	2,640	2,712
Basic Weighted Avg Shares	2,060	2,060	1,294	2,286	2,377	2,497	2,600
Revenue per Share	0.32	0.4	1.32	1.19	1.63	1.99	2.37
EBITDA per Share	-0.1	-0.09	-0.16	-0.16	-0.11	0.02	0.14
Operating Income per Share	-0.1	-0.11	-0.18	-0.17	-0.12	0.02	0.12
Basic EPS, GAAP	-0.1	-0.12	-0.38	-0.12	-0.1	0.01	0.13
Basic EPS from Cont Ops	-0.1	-0.12	-0.38	-0.12	-0.1	0.01	0.13
Diluted EPS, GAAP	-0.1	-0.12	-0.38	-0.12	-0.1	0.01	0.13
Diluted EPS from Cont Ops	-0.1	-0.12	-0.38	-0.12	-0.1	0.01	0.13
Dividend per Share	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.06	-0.06	- -	-0.07	0.06	0.14	0.25
Free Cash Flow per Basic Share	-0.07	-0.07	-0.01	-0.08	0.06	0.14	0.25
Cash & Equivalents per Share	0.07	0.26	0.56	0.44	0.46	0.55	0.76
Book Value per Share	-0.15	-0.21	0.48	0.47	0.49	0.6	0.81
Tangible Book Value per Share	-0.17	-0.23	0.44	0.41	0.43	0.55	0.76