ArrowMark Financial Corp. Financial Ratios — BANX Stock

Profitability (USD)

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	3.62	5.86	5.02	8.6	7.13	8.89	5.48	8.59	3.56	13.49	10.89	10.95
Return on Assets (%)	- -	3.09	4.41	3.52	6.39	5.47	6.99	4.41	6.21	2.51	9.82	8.13	8.68
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	3.32	5.02	3.83	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	67.95	83.33	80.8	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	67.95	83.33	80.8	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	67.95	114.7	100.69	-130.04	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	67.95	83.33	80.8	85.47	84.76	87.25	78.98	88.7	68.28	87.1	85.2	85.7
Profit Margin (%)	- -	67.95	83.33	80.8	85.47	84.76	87.25	78.98	88.7	68.28	87.1	85.2	85.7
Net Income to Common Margin (%)	- -	67.95	83.33	80.8	85.47	84.76	87.25	78.98	88.7	68.28	87.1	85.2	85.7
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	182.82	128.16	129.63	78.68	97.51	84.88	126.73	81.17	215.88	74.28	79.81	98.23
Sustainable Growth Rate (%)	- -	-3	-1.65	-1.49	1.83	0.18	1.34	-1.46	1.62	-4.13	3.47	2.2	0.19

Credit (USD)

Credit Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	22	25	62	26	51	18	43	60	56	45	47	25
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	22	25	62	26	51	18	43	60	56	45	47	25
Total Debt/EBITDA	- -	4.96	3.02	8.77	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-2.36	-0.48	-0.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	4.96	3.02	8.77	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-2.36	-0.48	-0.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	98.24	77.66	73.11	67.28	82.76	71.54	86.94	74.74	70.18	70.82	74.83	74.49	84.19
Long-Term Debt/Equity (%)	- -	15.83	17.76	44.39	18.26	36.33	12.36	30.54	39.09	37.65	29.52	30.17	14.69
Long-Term Debt/Capital (%)	- -	13.67	15.08	30.74	15.44	26.65	11	23.4	28.1	27.35	22.79	23.18	12.81
Long-Term Debt/Total Assets (%)	- -	12.29	12.98	29.86	15.11	25.99	10.75	22.83	27.43	26.67	22.09	22.48	12.37
Total Debt/Equity (%)	- -	15.83	17.76	44.39	18.26	36.33	12.36	30.54	39.09	37.65	29.52	30.17	14.69
Total Debt/Capital (%)	- -	13.67	15.08	30.74	15.44	26.65	11	23.4	28.1	27.35	22.79	23.18	12.81
Total Debt/Total Assets (%)	- -	12.29	12.98	29.86	15.11	25.99	10.75	22.83	27.43	26.67	22.09	22.48	12.37
Net Debt to Equity	-76.22	-7.54	-2.85	-2.72	-0.02	-2.02	-0.02	-1.62	-0.05	-0.27	-0.29	-1.72	-1.31
Net Debt/Capital (%)	-320.57	-6.96	-2.48	-1.92	-0.02	-1.5	-0.02	-1.26	-0.04	-0.19	-0.23	-1.34	-1.16
EBITDA	- -	5	8	7	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	5	8	7	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	5	8	7	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	98.24	77.66	73.11	67.28	82.76	71.54	86.94	74.74	70.18	70.82	74.83	74.49	84.19
Long-Term Debt/Equity (%)	- -	15.83	17.76	44.39	18.26	36.33	12.36	30.54	39.09	37.65	29.52	30.17	14.69
Long-Term Debt/Capital (%)	- -	13.67	15.08	30.74	15.44	26.65	11	23.4	28.1	27.35	22.79	23.18	12.81
Long-Term Debt/Total Assets (%)	- -	12.29	12.98	29.86	15.11	25.99	10.75	22.83	27.43	26.67	22.09	22.48	12.37
Total Debt/Equity (%)	- -	15.83	17.76	44.39	18.26	36.33	12.36	30.54	39.09	37.65	29.52	30.17	14.69
Total Debt/Capital (%)	- -	13.67	15.08	30.74	15.44	26.65	11	23.4	28.1	27.35	22.79	23.18	12.81
Total Debt/Total Assets (%)	- -	12.29	12.98	29.86	15.11	25.99	10.75	22.83	27.43	26.67	22.09	22.48	12.37
CFO/Total Liabilities	- -	-307.03	2.73	-41.04	141.18	-22.68	191.61	-27.74	-30.43	26.03	50.11	25.95	73.74
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	35.68	1.95	1.41	1.23	2.76	1.4	4.15	1.62	1.48	1.17	1.6	1.78	3.28

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover

- -

Days Sales Outstanding

- -

Inventory Turnover

- -

Days Inventory Outstanding

- -

Accounts Payable Turnover

- -

Accounts Payable Turnover Days

- -

Cash Conversion Cycle

- -

Inventory to Cash Days

- -

Inventories

- -

Raw Materials

- -

Work In Process

- -

Finished Goods

- -

Other Inventory

- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	115	127	106	122	132	126	146	126	155	121	129	149	170
- Cash & Cash Equivalents	83	11	4	4	- -	3	- -	2	- -	- -	- -	3	2
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	22	25	62	26	51	18	43	60	56	45	47	25
Enterprise Value	33	138	127	180	157	175	164	167	215	176	174	194	193
Total Capital	108	165	166	200	167	191	161	184	214	203	197	202	197
Total Debt/Capital (%)	- -	13.67	15.08	30.74	15.44	26.65	11	23.4	28.1	27.35	22.79	23.18	12.81
Total Debt / EV	- -	0.16	0.2	0.34	0.16	0.29	0.11	0.26	0.28	0.32	0.26	0.24	0.13
EV/Sales	- -	20.74	12.78	20.71	11.18	14.75	11.35	16.96	15.12	22.43	7.47	9.85	9.26
EV/EBITDA	- -	30.52	15.34	25.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	30.52	15.34	25.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	89.82	- -	3.8	- -	3.98	- -	- -	11.13	6.76	14.04	8.14
EV/Free Cash Flow to Firm	- -	- -	89.82	- -	3.8	- -	3.98	- -	- -	11.13	6.76	14.04	8.14
Diluted Market Cap	- -	112	106	122	132	127	146	126	148	122	129	149	158
Diluted Enterprise Value	-83	124	127	180	157	175	164	167	208	177	174	194	181
EV per Share	6.98	21.28	19.52	27.53	24.06	26.65	24.99	25.45	30.44	24.81	24.42	27.18	24.76
TTM Sales	- -	7	10	9	14	12	14	10	14	8	23	20	21
TTM EBITDA	- -	5	8	7	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	5	8	7	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	-126	1	-28	41	-13	41	-13	-20	16	26	14	24
TTM Free Cash Flow to Firm	- -	-126	1	-28	41	-13	41	-13	-20	16	26	14	24

Multiples (USD)

Valuation Multiples API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	-0.89	74.99	-4.41	3.17	-9.99	3.55	-9.58	-7.48	7.7	5.04	10.85	6.65
EV/EBIT	- -	30.52	15.34	25.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	33	138	127	180	157	175	164	167	215	176	174	194	193
Low Price	24.01	18.16	14.85	13.81	18.26	16.75	19.12	9.25	18.89	16.32	13.8	17.81	17.99
EV/Sales	- -	20.74	12.78	20.71	11.18	14.75	11.35	16.96	15.12	22.43	7.47	9.85	9.26
EV/EBITDA	- -	30.52	15.34	25.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	24.65	12.81	17.4	10.93	12.61	11.61	16.26	11.75	22.72	6.39	8.93	8.83
Price/Earnings Average	- -	30.94	14.05	16.43	10.92	14.15	11.32	15.63	11.36	25.7	6.11	8.24	8.49
Price/Earnings High	- -	35.03	17.4	18.03	11.38	16.29	12.46	19.39	12.94	31.15	6.82	9.22	9.58
Price/Earnings Low	- -	22.99	11.67	12.85	9.92	10.95	9.96	7.81	10.1	21.76	4.86	7.58	7.28
Price/Book Value	1.06	0.89	0.75	0.88	0.93	0.9	1.02	0.9	1.01	0.82	0.85	0.96	0.99
Price/Book Value Average	1.09	1.12	0.83	0.83	0.93	1.01	1	0.86	0.98	0.93	0.81	0.89	0.96
Price/Book Value High	1.24	1.27	1.02	0.91	0.97	1.16	1.1	1.07	1.11	1.12	0.9	0.99	1.08
Price/Book Value Low	1.04	0.83	0.69	0.65	0.85	0.78	0.88	0.43	0.87	0.79	0.64	0.82	0.82
Price/Tangible Book Value	1.06	0.89	0.75	0.88	0.93	0.9	1.02	0.9	1.01	0.82	0.85	0.96	0.99
Price/Tangible Book Value Average	1.09	1.12	0.83	0.83	0.93	1.01	1	0.86	0.98	0.93	0.81	0.89	0.96
Price/Tangible Book Value High	1.24	1.27	1.02	0.91	0.97	1.16	1.1	1.07	1.11	1.12	0.9	0.99	1.08
Price/Tangible Book Value Low	1.04	0.83	0.69	0.65	0.85	0.78	0.88	0.43	0.87	0.79	0.64	0.82	0.82
Price/Sales	- -	16.75	10.67	14.06	9.34	10.69	10.13	12.84	10.42	15.51	5.57	7.61	7.57
Price/Sales Average	- -	21.02	11.71	13.28	9.33	12	9.87	12.35	10.08	17.55	5.32	7.02	7.28
Price/Sales High	- -	23.8	14.5	14.57	9.72	13.81	10.87	15.31	11.48	21.27	5.94	7.86	8.21
Price/Sales Low	- -	15.62	9.72	10.39	8.48	9.28	8.69	6.17	8.96	14.86	4.23	6.46	6.24
Price/Cash Flow	- -	-0.89	74.99	-4.41	3.17	-9.99	3.55	-9.58	-7.48	7.7	5.04	10.85	6.65
Price/Cash Flow Average	- -	-1.12	82.26	-4.17	3.17	-11.21	3.46	-9.21	-7.23	8.71	4.81	10.01	6.4
Price/Cash Flow High	- -	-1.26	101.9	-4.57	3.3	-12.9	3.81	-11.43	-8.24	10.55	5.38	11.2	7.22
Price/Cash Flow Low	- -	-0.83	68.32	-3.26	2.88	-8.67	3.05	-4.61	-6.43	7.37	3.83	9.21	5.49
Price/Free Cash Flow Average	- -	-1.12	82.26	-4.17	3.17	-11.21	3.46	-9.21	-7.23	8.71	4.81	10.01	6.4
Price/Free Cash Flow High	- -	-1.26	101.9	-4.57	3.3	-12.9	3.81	-11.43	-8.24	10.55	5.38	11.2	7.22
Price/Free Cash Flow Low	- -	-0.83	68.32	-3.26	2.88	-8.67	3.05	-4.61	-6.43	7.37	3.83	9.21	5.49
EV/Sales Average	- -	25.58	13.82	19.93	11.17	16.05	11.09	16.47	14.76	24.44	7.22	9.26	8.95
EV/Sales High	- -	28.73	16.61	21.22	11.57	17.86	12.08	19.44	16.22	28.14	7.84	10.1	9.96
EV/Sales Low	- -	19.46	11.83	17.04	10.32	13.34	9.9	10.3	13.59	21.77	6.14	8.7	7.83
EV/EBITDA Average	- -	37.65	16.58	24.66	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	42.28	19.94	26.26	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	28.64	14.2	21.08	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	37.65	16.58	24.66	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	42.28	19.94	26.26	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	28.64	14.2	21.08	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	24.56	19.47	16.3	18.69	20.13	19.3	22.3	19.25	21.97	17.04	18.16	20.98	21.82
High Price	28.6	27.67	22.15	19.37	20.95	24.92	23.92	22.96	24.19	23.36	19.37	21.67	23.67
Enterprise Value Average	35	171	137	173	157	190	160	162	210	192	168	182	187
Enterprise Value High	52	192	165	184	163	211	175	191	231	221	182	198	208
Enterprise Value Low	30	130	118	148	145	158	143	101	194	171	143	171	163

Shares Outstanding	5	7	7	7	7	7	7	7	7	7	7	7	8
Diluted Weighted Avg Shares	- -	6	7	7	7	7	7	7	7	7	7	7	7
Basic Weighted Avg Shares	- -	6	7	7	7	7	7	7	7	7	7	7	7
Revenue per Share	- -	1.16	1.53	1.33	2.15	1.81	2.2	1.5	2.11	1.1	3.26	2.76	2.88
EBITDA per Share	- -	0.79	1.27	1.07	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	0.79	1.27	1.07	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	0.79	1.27	1.07	1.84	1.53	1.92	1.18	1.87	0.75	2.84	2.35	2.47
Basic EPS from Cont Ops	- -	0.79	1.27	1.07	1.84	1.53	1.92	1.18	1.87	0.75	2.84	2.35	2.47
Diluted EPS, GAAP	- -	0.79	1.27	1.07	1.84	1.53	1.92	1.18	1.87	0.75	2.84	2.35	2.47
Diluted EPS from Cont Ops	- -	0.79	1.27	1.07	1.84	1.53	1.92	1.18	1.87	0.75	2.84	2.35	2.47
Dividend per Share	- -	1.44	1.63	1.39	1.45	1.49	1.63	1.5	1.52	1.62	2.11	1.88	2.43
Cash Flow per Share	- -	-21.88	0.22	-4.24	6.35	-1.93	6.28	-2.01	-2.94	2.21	3.6	1.93	3.28
Free Cash Flow per Basic Share	- -	-21.88	0.22	-4.24	6.35	-1.93	6.28	-2.01	-2.94	2.21	3.6	1.93	3.28
Cash & Equivalents per Share	17.58	1.65	0.62	0.58	- -	0.43	0.01	0.35	0.01	0.06	0.06	0.37	0.29
Book Value per Share	23.07	21.86	21.62	21.22	21.56	21.43	21.83	21.44	21.7	20.79	21.43	21.78	21.96
Tangible Book Value per Share	23.07	21.86	21.62	21.22	21.56	21.43	21.83	21.44	21.7	20.79	21.43	21.78	21.96

ArrowMark Financial Corp.