Brighthouse Financial, Inc. Financial Ratios — BHF Stock

Profitability (USD)

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	14.61	-38.38	-185.75	98.63	-78.74	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	0.99	-1.31	-0.17	0.4	-0.34	-0.45	0.65	1.6	-0.48	0.16	0.18
Return on Capital (%)	- -	12.46	- -	- -	21.12	- -	- -	63.86	147.91	- -	27.49	24.52
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	16.17	16.44	-153.81	-8.99	11.41	-16.63	-17.17	56.04	71.37	-37.32	9.66	7.42
Profit Margin (%)	12.27	12.59	-96.08	-5.52	9.98	-11.7	-12.84	45.83	58.51	-28.15	8.88	6.78
Net Income to Common Margin (%)	12.27	12.59	-96.08	-5.52	9.98	-12.03	-13.37	43.35	56.94	-30.73	6.55	5.18
Effective Tax Rate (%)	24.15	23.46	- -	- -	12.03	- -	- -	17.97	17.92	- -	6.87	7.59
Dvd Payout Ratio (%)	- -	- -	- -	-475.66	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	14.61	-38.38	-1,069.29	98.63	-78.74	- -	- -	- -	- -	- -	- -

Credit (USD)

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	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	170	175	153	158	191	184	163	153	153	152	152
Common Equity/Total Assets	- -	6.76	- -	0.18	0.65	0.26	-0.22	-0.25	-0.18	-0.64	-0.47	-0.28
Long-Term Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Long-Term Debt/Capital (%)	- -	23.61	100	88.44	73.73	87.02	115.77	122.32	111.64	184.02	150.1	124.46
Long-Term Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Total Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Total Debt/Capital (%)	- -	23.61	100	88.44	73.73	87.02	115.77	122.32	111.64	184.02	150.1	124.46
Total Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Net Debt to Equity	- -	18.78	-3.51	12.04	-1.26	9.16	-3.72	-8.13	-17.13	-13.88	-37.62	-32.67
Net Debt/Capital (%)	- -	17.12	100	78.81	-14.8	69.57	58.95	69.57	74.46	32.54	64.22	78.26
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	6.76	- -	0.18	0.65	0.26	-0.22	-0.25	-0.18	-0.64	-0.47	-0.28
Long-Term Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Long-Term Debt/Capital (%)	- -	23.61	100	88.44	73.73	87.02	115.77	122.32	111.64	184.02	150.1	124.46
Long-Term Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Total Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Total Debt/Capital (%)	- -	23.61	100	88.44	73.73	87.02	115.77	122.32	111.64	184.02	150.1	124.46
Total Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
CFO/Total Liabilities	- -	2.21	1.8	1.62	1.6	0.87	0.39	0.26	-0.56	-0.06	-0.12	0.11
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	0.04	0.01	0.05	0.06	0.04	0.04	0.02	0.04	0.02	0.02	0.03

Working Capital (USD)

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	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	0.94	0.18	0.49	0.64	0.44	0.53	0.22	0.38	0.21	0.21	0.3
Days Sales Outstanding	- -	387.5	2,000.1	751.45	573.21	820.83	682.62	1,641.84	953.57	1,769.97	1,707.91	1,219.47
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	- -	7,023	3,582	4,159	3,194	4,034	3,501	3,361	2,817	3,727
- Cash & Cash Equivalents	- -	1,570	5,228	1,857	4,145	2,877	4,108	4,474	4,115	3,851	5,045	5,387
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	65	65	65	65	65	65	65	65	65
+ Total Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
Enterprise Value	- -	-62,782	-63,497	-56,621	-59,143	-67,282	-83,150	-86,641	-74,051	-79,429	-80,931	-81,651
Total Capital	- -	20,049	4,707	4,084	5,375	5,016	2,968	2,581	2,827	1,715	2,102	2,535
Total Debt/Capital (%)	- -	23.61	100	88.44	73.73	87.02	115.77	122.32	111.64	184.02	150.1	124.46
Total Debt / EV	- -	-0.08	-0.07	-0.06	-0.07	-0.06	-0.04	-0.04	-0.04	-0.04	-0.04	-0.04
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	7,023	3,582	4,159	3,194	4,375	3,773	3,361	2,817	3,754
Diluted Enterprise Value	- -	3,163	-521	8,843	3,465	5,712	2,587	3,123	2,879	2,731	992	1,587
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	9,448	8,891	3,059	6,842	8,667	6,327	8,266	3,585	6,630	3,950	4,369	6,391
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5,361	4,761	3,845	3,490	3,201	1,961	1,025	775	-1,102	-22	-148	399
TTM Free Cash Flow to Firm	5,361	4,761	3,845	3,490	3,201	1,961	1,025	775	-1,102	-22	-148	399

Multiples (USD)

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	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	- -	2.07	1.17	2.28	3.6	6.83	-3.07	-24.53	-9.71	14.49
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-62,782	-63,497	-56,621	-59,143	-67,282	-83,150	-86,641	-74,051	-79,429	-80,931	-81,651
Low Price	- -	- -	- -	52.75	28.52	29.74	12.05	34.86	38.38	39.24	40	42.07
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	4.14	- -	- -	2.6	0.93	- -	9.85	11.26
Price/Earnings Average	- -	- -	- -	-18.87	6.34	-5.32	-2.5	2.31	0.9	-2.55	9.71	9.54
Price/Earnings High	- -	- -	- -	-23.76	9.18	-6.15	-3.85	2.85	1.13	-3.17	11.22	11.53
Price/Earnings Low	- -	- -	- -	-16.71	3.88	-4.14	-0.96	1.75	0.69	-2.05	8.2	7.31
Price/Book Value	- -	- -	- -	17.26	2.66	7.1	-5.99	-6.29	-8.88	-2.23	-2.52	-5.44
Price/Book Value Average	- -	- -	- -	17.52	4.07	6.91	-5.19	-5.6	-8.64	-2.06	-2.48	-4.61
Price/Book Value High	- -	- -	- -	22.07	5.89	7.98	-7.99	-6.91	-10.8	-2.55	-2.87	-5.57
Price/Book Value Low	- -	- -	- -	15.52	2.49	5.38	-1.99	-4.23	-6.65	-1.65	-2.1	-3.53
Price/Tangible Book Value	- -	- -	- -	0.5	0.26	0.26	0.18	0.26	0.68	0.73	0.56	0.55
Price/Tangible Book Value Average	- -	- -	- -	0.51	0.39	0.26	0.16	0.23	0.66	0.67	0.55	0.46
Price/Tangible Book Value High	- -	- -	- -	0.64	0.57	0.3	0.24	0.28	0.83	0.84	0.64	0.56
Price/Tangible Book Value Low	- -	- -	- -	0.45	0.24	0.2	0.06	0.17	0.51	0.54	0.47	0.35
Price/Sales	- -	- -	- -	1.03	0.41	0.66	0.39	1.13	0.53	0.85	0.64	0.58
Price/Sales Average	- -	- -	- -	1.04	0.63	0.64	0.33	1	0.51	0.78	0.64	0.49
Price/Sales High	- -	- -	- -	1.31	0.92	0.74	0.51	1.24	0.64	0.97	0.73	0.6
Price/Sales Low	- -	- -	- -	0.92	0.39	0.5	0.13	0.76	0.4	0.63	0.54	0.38
Price/Cash Flow	- -	- -	- -	2.07	1.17	2.28	3.6	6.29	-2.85	-24.53	-9.71	14.39
Price/Cash Flow Average	- -	- -	- -	2.1	1.79	2.21	3.12	5.6	-2.77	-22.6	-9.58	12.19
Price/Cash Flow High	- -	- -	- -	2.65	2.59	2.56	4.79	6.91	-3.47	-28.06	-11.06	14.73
Price/Cash Flow Low	- -	- -	- -	1.86	1.09	1.72	1.2	4.23	-2.13	-18.19	-8.09	9.34
Price/Free Cash Flow Average	- -	- -	- -	2.1	1.79	2.21	3.12	6.08	-2.99	-22.6	-9.58	12.28
Price/Free Cash Flow High	- -	- -	- -	2.65	2.59	2.56	4.79	7.5	-3.73	-28.06	-11.06	14.84
Price/Free Cash Flow Low	- -	- -	- -	1.86	1.09	1.72	1.2	4.59	-2.3	-18.19	-8.09	9.41
EV/Sales Average	- -	0.36	- -	1.31	0.62	0.89	0.26	0.65	0.38	0.62	0.22	0.15
EV/Sales High	- -	0.36	- -	1.58	0.9	0.98	0.44	0.89	0.51	0.81	0.32	0.26
EV/Sales Low	- -	0.36	- -	1.19	0.37	0.74	0.06	0.41	0.26	0.47	0.12	0.04
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	58.64	30.48	39.23	36.2	51.8	51.27	52.92	48.04	64.79
High Price	- -	- -	- -	75	67.55	44.12	48.25	56.9	62.33	60.54	54.73	66.33
Enterprise Value Average	- -	3,163	-521	8,952	5,368	5,601	2,161	2,340	2,508	2,466	952	990
Enterprise Value High	- -	3,163	-521	10,803	7,822	6,231	3,649	3,179	3,362	3,214	1,384	1,649
Enterprise Value Low	- -	3,163	-521	8,138	3,235	4,706	456	1,463	1,727	1,862	520	253

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	- -	123	123	120	118	106	88	78	68	64	59	57
Diluted Weighted Avg Shares	123	123	123	120	118	106	88	84	74	64	59	58
Basic Weighted Avg Shares	123	123	123	120	118	106	88	78	68	64	59	58
Revenue per Share	76.99	72.45	24.93	57.12	73.74	59.67	93.71	46.04	97.1	62.2	74.52	111.1
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	9.44	9.12	-23.95	-3.16	7.36	-7.18	-12.53	19.96	55.29	-19.12	4.88	5.75
Basic EPS from Cont Ops	9.44	9.12	-23.95	-3.16	7.4	-6.93	-11.97	21.16	56.89	-17.43	6.7	7.61
Diluted EPS, GAAP	9.44	9.12	-23.95	-3.16	7.36	-7.18	-12.53	18.4	51.3	-19.12	4.88	5.71
Diluted EPS from Cont Ops	9.44	9.12	-23.95	-3.16	7.4	-6.93	-11.97	19.51	52.79	-17.43	6.7	7.56
Dividend per Share	- -	- -	- -	15.01	- -	0.2	0.5	1.14	1.52	1.61	1.74	1.77
Cash Flow per Share	43.68	37.74	30.44	28.35	26.05	17.24	10.07	8.23	-17.99	-2.16	-4.95	4.5
Free Cash Flow per Basic Share	43.68	37.74	30.44	28.35	26.05	17.24	10.07	8.23	-17.99	-2.16	-4.95	4.5
Cash & Equivalents per Share	- -	550.14	555.75	562.07	567.95	715.58	1,018.52	1,205.82	1,183	1,354.43	1,483.36	1,540.13
Book Value per Share	- -	124.8	- -	3.4	11.46	5.53	-6.04	-8.23	-5.77	-23.72	-19.07	-11.91
Tangible Book Value per Share	- -	131.42	115.88	116.65	118.39	148.41	199.34	201.32	75.27	72.31	85.69	118.78

Brighthouse Financial, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)