Brighthouse Financial, Inc. Financial Ratios — BHF Stock

Profitability (USD)

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	-18.54	-2.57	5.98	-4.98	-6.46	9.1	34.83	-23.18	5.78	5.65
Return on Assets (%)	- -	- -	-1.31	-0.17	0.4	-0.34	-0.45	0.65	1.6	-0.48	0.16	0.18
Return on Capital (%)	- -	- -	- -	- -	5.45	- -	- -	8.67	28.45	- -	6.42	6.26
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	16.17	16.44	-153.81	-8.99	11.41	-16.63	-17.17	56.04	71.37	-37.32	9.66	7.42
Profit Margin (%)	12.27	12.59	-96.08	-5.52	9.98	-11.7	-12.84	45.83	58.51	-28.15	8.88	6.78
Net Income to Common Margin (%)	12.27	12.59	-96.08	-5.52	9.98	-12.03	-13.37	43.35	56.94	-30.73	6.55	5.18
Effective Tax Rate (%)	24.15	23.46	- -	- -	12.03	- -	- -	17.97	17.92	- -	6.87	7.59
Dvd Payout Ratio (%)	- -	- -	- -	-475.66	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	-18.54	-14.81	5.98	-4.98	-6.46	9.1	34.83	-23.18	5.78	5.65

Credit (USD)

Credit Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	170	175	153	158	191	184	163	153	153	152	152
Common Equity/Total Assets	- -	7.43	6.7	6.47	6.99	7.12	7.27	6.21	2.46	2.09	2.08	2.8
Long-Term Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Long-Term Debt/Capital (%)	- -	21.94	24.05	19.85	21.48	21.19	15.96	16.3	36.05	38.66	38.57	31.59
Long-Term Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Total Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Total Debt/Capital (%)	- -	21.94	24.05	19.85	21.48	21.19	15.96	16.3	36.05	38.66	38.57	31.59
Total Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Net Debt to Equity	- -	18.78	-3.51	12.04	-1.26	9.16	-3.72	-8.13	-17.13	-13.88	-37.62	-32.67
Net Debt/Capital (%)	- -	15.81	-3.63	10.74	-1.27	8.39	-3.86	-8.84	-20.67	-16.11	-60.31	-48.51
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	7.43	6.7	6.47	6.99	7.12	7.27	6.21	2.46	2.09	2.08	2.8
Long-Term Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Long-Term Debt/Capital (%)	- -	21.94	24.05	19.85	21.48	21.19	15.96	16.3	36.05	38.66	38.57	31.59
Long-Term Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
Total Debt/Equity (%)	- -	28.11	31.67	24.77	27.36	26.88	19	19.48	56.38	63.02	62.8	46.17
Total Debt/Capital (%)	- -	21.94	24.05	19.85	21.48	21.19	15.96	16.3	36.05	38.66	38.57	31.59
Total Debt/Total Assets (%)	- -	2.09	2.12	1.61	1.92	1.92	1.39	1.21	1.4	1.34	1.32	1.3
CFO/Total Liabilities	- -	2.21	1.8	1.62	1.6	0.87	0.39	0.26	-0.56	-0.06	-0.12	0.11
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	0.18	0.49	0.64	0.44	0.53	0.22	0.38	0.21	0.21	0.3
Days Sales Outstanding	- -	- -	2,000.1	751.45	573.21	820.83	682.62	1,641.84	953.57	1,769.97	1,707.91	1,219.47
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	7,023	3,582	4,159	3,194	4,034	3,501	3,361	2,817	3,704
- Cash & Cash Equivalents	- -	1,570	5,228	1,857	4,145	2,877	4,108	4,474	4,115	3,851	5,045	5,387
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	65	65	65	65	65	65	65	65	65
+ Total Debt	- -	4,733	4,707	3,612	3,963	4,365	3,436	3,157	3,156	3,156	3,155	3,155
Enterprise Value	- -	- -	- -	-56,621	-59,143	-67,282	-83,150	-86,641	-74,051	-79,429	-80,931	-81,674
Total Capital	- -	21,572	19,569	18,192	18,446	20,602	21,524	19,364	8,754	8,164	8,179	9,988
Total Debt/Capital (%)	- -	21.94	24.05	19.85	21.48	21.19	15.96	16.3	36.05	38.66	38.57	31.59
Total Debt / EV	- -	- -	- -	-0.06	-0.07	-0.06	-0.04	-0.04	-0.04	-0.04	-0.04	-0.04
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	7,023	3,582	4,159	3,194	4,375	3,773	3,361	2,817	3,756
Diluted Enterprise Value	- -	- -	- -	-56,621	-59,143	-67,282	-83,150	-86,300	-73,779	-79,429	-80,931	-81,622
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	9,448	8,891	3,059	6,842	8,667	6,327	8,266	3,585	6,630	3,950	4,369	6,391
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5,361	4,761	- -	- -	3,201	- -	- -	775	-1,102	- -	-148	399
TTM Free Cash Flow to Firm	5,361	4,761	- -	- -	3,201	- -	- -	775	-1,102	- -	-148	399

Multiples (USD)

Valuation Multiples API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	2.07	1.17	2.28	3.6	6.83	-3.07	-24.53	-9.71	14.5
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	-56,621	-59,143	-67,282	-83,150	-86,641	-74,051	-79,429	-80,931	-81,674
Low Price	- -	- -	- -	52.75	28.52	29.74	12.05	34.86	38.38	39.24	40	42.07
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	4.14	- -	- -	2.6	0.93	- -	9.85	11.19
Price/Earnings Average	- -	- -	- -	- -	6.34	- -	- -	2.31	0.9	- -	9.71	9.48
Price/Earnings High	- -	- -	- -	- -	9.18	- -	- -	2.85	1.13	- -	11.22	11.46
Price/Earnings Low	- -	- -	- -	- -	3.88	- -	- -	1.75	0.69	- -	8.2	7.27
Price/Book Value	- -	- -	- -	0.48	0.25	0.26	0.18	0.25	0.63	0.68	0.57	0.55
Price/Book Value Average	- -	- -	- -	0.49	0.38	0.25	0.15	0.22	0.61	0.63	0.56	0.46
Price/Book Value High	- -	- -	- -	0.62	0.55	0.29	0.24	0.27	0.77	0.78	0.65	0.56
Price/Book Value Low	- -	- -	- -	0.44	0.23	0.19	0.06	0.17	0.47	0.5	0.47	0.36
Price/Tangible Book Value	- -	- -	- -	0.51	0.26	0.27	0.18	0.26	0.69	0.74	0.57	0.55
Price/Tangible Book Value Average	- -	- -	- -	0.51	0.4	0.26	0.16	0.23	0.67	0.68	0.56	0.46
Price/Tangible Book Value High	- -	- -	- -	0.65	0.57	0.3	0.24	0.28	0.84	0.85	0.65	0.56
Price/Tangible Book Value Low	- -	- -	- -	0.45	0.24	0.2	0.06	0.17	0.52	0.55	0.47	0.36
Price/Sales	- -	- -	- -	1.03	0.41	0.66	0.39	1.13	0.53	0.85	0.64	0.58
Price/Sales Average	- -	- -	- -	1.04	0.63	0.64	0.33	1	0.51	0.78	0.64	0.49
Price/Sales High	- -	- -	- -	1.31	0.92	0.74	0.51	1.24	0.64	0.97	0.73	0.59
Price/Sales Low	- -	- -	- -	0.92	0.39	0.5	0.13	0.76	0.4	0.63	0.54	0.38
Price/Cash Flow	- -	- -	- -	2.07	1.17	2.28	3.6	6.29	-2.85	-24.53	-9.71	14.3
Price/Cash Flow Average	- -	- -	- -	2.1	1.79	2.21	3.12	5.6	-2.77	-22.6	-9.58	12.11
Price/Cash Flow High	- -	- -	- -	2.65	2.59	2.56	4.79	6.91	-3.47	-28.06	-11.06	14.64
Price/Cash Flow Low	- -	- -	- -	1.86	1.09	1.72	1.2	4.23	-2.13	-18.19	-8.09	9.29
Price/Free Cash Flow Average	- -	- -	- -	2.1	1.79	2.21	3.12	6.08	-2.99	-22.6	-9.58	12.28
Price/Free Cash Flow High	- -	- -	- -	2.65	2.59	2.56	4.79	7.5	-3.73	-28.06	-11.06	14.85
Price/Free Cash Flow Low	- -	- -	- -	1.86	1.09	1.72	1.2	4.59	-2.3	-18.19	-8.09	9.42
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	58.64	30.48	39.23	36.21	51.8	51.27	52.92	48.04	64.79
High Price	- -	- -	- -	75	67.55	44.12	48.25	56.9	62.33	60.54	54.73	66.33
Enterprise Value Average	- -	- -	- -	-56,522	-57,240	-67,393	-83,576	-87,083	-74,150	-79,694	-80,971	-82,240
Enterprise Value High	- -	- -	- -	-54,661	-54,786	-66,763	-82,088	-86,244	-73,296	-78,946	-80,539	-81,586
Enterprise Value Low	- -	- -	- -	-57,326	-59,373	-68,288	-85,281	-87,960	-74,931	-80,298	-81,403	-82,973

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	120	123	123	120	118	106	88	78	68	64	59	57
Diluted Weighted Avg Shares	123	123	123	120	118	106	88	84	74	64	59	58
Basic Weighted Avg Shares	123	123	123	120	118	106	88	78	68	64	59	57
Revenue per Share	76.99	72.45	24.93	57.12	73.74	59.67	93.71	46.04	97.1	62.2	74.52	111.79
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	9.44	9.12	-23.95	-3.16	7.36	-7.18	-12.53	19.96	55.29	-19.12	4.88	5.79
Basic EPS from Cont Ops	9.44	9.12	-23.95	-3.16	7.4	-6.93	-11.97	21.16	56.89	-17.43	6.7	7.66
Diluted EPS, GAAP	9.44	9.12	-23.95	-3.16	7.36	-7.18	-12.53	18.4	51.3	-19.12	4.88	5.71
Diluted EPS from Cont Ops	9.44	9.12	-23.95	-3.16	7.4	-6.93	-11.97	19.51	52.79	-17.43	6.7	7.56
Dividend per Share	- -	- -	- -	15.01	- -	0.2	0.5	1.14	1.52	1.61	1.74	1.78
Cash Flow per Share	43.68	37.74	30.44	28.35	26.05	17.24	10.07	8.23	-17.99	-2.16	-4.95	4.53
Free Cash Flow per Basic Share	43.68	37.74	30.44	28.35	26.05	17.24	10.07	8.23	-17.99	-2.16	-4.95	4.53
Cash & Equivalents per Share	- -	550.14	555.75	562.07	567.95	715.58	1,018.52	1,205.82	1,183	1,354.43	1,483.36	1,549.7
Book Value per Share	- -	137.21	121.1	121.19	122.67	152.53	204.32	207.29	81.04	77.84	84.58	118.38
Tangible Book Value per Share	- -	131.42	115.88	116.11	117.84	147.79	198.6	200.49	74.31	71.29	84.58	118.38