Bumble Inc. Financial Ratios — BMBL Stock

Profitability (USD)

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	16.78	-4.93	-0.26	-45.29	-99.41
Return on Assets (%)	- -	40.45	- -	8.36	-2.14	-0.12	-18.11	-35.1
Return on Capital (%)	- -	886.07	- -	- -	- -	-0.47	- -	- -
Return on Invested Capital (%)	- -	303.03	- -	- -	- -	-0.62	- -	- -
Gross Margin (%)	69.38	71.41	- -	72.98	72.39	70.73	70.25	70.85
EBITDA Margin (%)	-2.85	20.45	- -	-3.63	-1.45	11.54	-58.77	-80.77
Operating Margin (%)	-4.5	19.07	- -	-17.7	4.71	5.07	18.77	24.9
Incremental Operating Margin (%)	- -	84.97	- -	- -	124.29	7.3	745.67	- -
Pretax Margin (%)	-5.73	18.81	- -	-20.51	-12.25	0.5	-69.54	-89.16
Profit Margin (%)	-5.98	13.53	- -	40.72	-8.83	-0.4	-51.98	-71.78
Net Income to Common Margin (%)	-5.98	13.53	- -	40.72	-8.83	-0.4	-51.98	-71.78
Effective Tax Rate (%)	- -	6.67	- -	- -	- -	135.23	- -	- -
Dvd Payout Ratio (%)	-144.18	22.13	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	16.78	-4.93	-0.26	-45.29	-99.41

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	16	837	655	642	635	630	599
ST Debt	- -	6	10	10	9	7	9	10
LT Debt	- -	10	827	645	633	628	621	590
Total Debt/EBITDA	- -	0.16	- -	-23.69	-48.88	5.23	-1	-0.77
Net Debt/EBITDA	3.25	-0.57	- -	-9.4	-16.94	2.19	-0.66	-0.53
Total Debt/EBIT	- -	0.17	- -	-4.86	-6.24	11.9	-0.9	-0.74
Net Debt/EBIT	2.05	-0.62	- -	-1.93	-2.16	4.97	-0.59	-0.51
EBITDA to Interest Expense	- -	- -	- -	- -	-0.55	5.64	-15.77	-18.37
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	-0.55	5.64	-16.2	-18.37
EBIT to Interest Expense	- -	- -	- -	- -	1.77	2.48	5.03	5.67
Interest Expense	- -	- -	- -	- -	24	22	40	42
Common Equity/Total Assets	-23.04	11.25	57.3	42.58	44.08	45.1	32.66	40
Long-Term Debt/Equity (%)	- -	33.01	39.65	26.11	25.8	26.89	46.01	86.58
Long-Term Debt/Capital (%)	- -	21.44	28.29	20.64	20.45	21.14	31.37	46.05
Long-Term Debt/Total Assets (%)	- -	4.66	22.73	17.08	17.14	17.34	24.58	41.38
Total Debt/Equity (%)	- -	53.98	40.15	26.5	26.16	27.18	46.66	88
Total Debt/Capital (%)	- -	35.05	28.65	20.95	20.74	21.37	31.82	46.81
Total Debt/Total Assets (%)	- -	7.62	23.01	17.33	17.38	17.53	24.93	42.06
Net Debt to Equity	94.52	-193.55	33.49	10.52	9.06	11.35	30.6	60.59
Net Debt/Capital (%)	48.59	489.09	24.99	9.43	8.26	10.14	23.26	37.36
EBITDA	-10	100	- -	-28	-13	121	-630	-780
EBITDA-CapEx	-10	100	- -	-28	-13	121	-647	-780
Operating Income (Loss)	-16	93	- -	-135	43	53	201	240

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.43	0.47	0.53	2.1	1.9	1.45	1.47	1.27
Current Ratio	1.25	1.4	1.04	2.67	2.37	2.01	2.47	2.21
Quick Ratio	1.09	1.33	0.98	2.56	2.27	1.87	2.24	2.01
CFO/Avg Current Liab	- -	1.02	- -	0.5	0.69	0.8	0.64	1.81
Common Equity/Total Assets	-23.04	11.25	57.3	42.58	44.08	45.1	32.66	40
Long-Term Debt/Equity (%)	- -	33.01	39.65	26.11	25.8	26.89	46.01	86.58
Long-Term Debt/Capital (%)	- -	21.44	28.29	20.64	20.45	21.14	31.37	46.05
Long-Term Debt/Total Assets (%)	- -	4.66	22.73	17.08	17.14	17.34	24.58	41.38
Total Debt/Equity (%)	- -	53.98	40.15	26.5	26.16	27.18	46.66	88
Total Debt/Capital (%)	- -	35.05	28.65	20.95	20.74	21.37	31.82	46.81
Total Debt/Total Assets (%)	- -	7.62	23.01	17.33	17.38	17.53	24.93	42.06
CFO/Total Liabilities	47.23	56.14	- -	8.02	10.73	14.14	10.5	33.65
CFO/CapEx	- -	- -	- -	- -	- -	- -	7.08	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	2.89	0.37

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	15.65	- -	17.07	15.79	12.4	10.59	10.57
Days Sales Outstanding	- -	23.33	- -	21.38	23.12	29.43	34.46	34.54
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	653	432
- Cash & Cash Equivalents	33	57	128	369	403	356	204	176
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	-8	6	1	862	826	702	525	111
+ Total Debt	- -	16	837	655	642	635	630	599
Enterprise Value	- -	- -	- -	- -	- -	- -	1,602	967
Total Capital	-35	46	2,922	3,124	3,095	2,973	1,979	1,281
Total Debt/Capital (%)	- -	35.05	28.65	20.95	20.74	21.37	31.82	46.81
Total Debt / EV	- -	- -	- -	- -	- -	- -	0.39	0.62
EV/Sales	- -	- -	- -	- -	- -	- -	1.5	1
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	736	388
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	1,686	923
EV per Share	- -	- -	- -	- -	- -	- -	14.96	7.46
TTM Sales	360	489	- -	761	904	1,052	1,072	966
TTM EBITDA	-10	100	- -	-28	-13	121	-630	-780
TTM Operating Income	-16	93	- -	-135	43	53	201	240
TTM Cash Flow to Firm	- -	101	- -	- -	- -	174	- -	- -
TTM Free Cash Flow to Firm	- -	101	- -	- -	- -	174	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	6.94	1.55
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	1,602	967
Low Price	- -	- -	- -	- -	- -	- -	6.09	3.33
EV/Sales	- -	- -	- -	- -	- -	- -	1.5	1
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	0.79	0.76
Price/Book Value Average	- -	- -	- -	- -	- -	- -	0.79	1.19
Price/Book Value High	- -	- -	- -	- -	- -	- -	0.83	1.61
Price/Book Value Low	- -	- -	- -	- -	- -	- -	0.79	0.76
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	-0.5	-0.84
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	-0.5	-1.32
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	-0.52	-1.79
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	-0.5	-0.84
Price/Sales	- -	- -	- -	- -	- -	- -	0.69	0.4
Price/Sales Average	- -	- -	- -	- -	- -	- -	0.69	0.63
Price/Sales High	- -	- -	- -	- -	- -	- -	0.72	0.86
Price/Sales Low	- -	- -	- -	- -	- -	- -	0.69	0.4
Price/Cash Flow	- -	- -	- -	- -	- -	- -	5.96	1.55
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	5.96	2.43
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	6.28	3.3
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	5.96	1.55
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	6.94	2.43
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	7.32	3.3
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	6.94	1.55
EV/Sales Average	- -	- -	- -	- -	- -	- -	1.5	1.26
EV/Sales High	- -	- -	- -	- -	- -	- -	1.53	1.51
EV/Sales Low	- -	- -	- -	- -	- -	- -	1.5	1
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	6.09	3.33
High Price	- -	- -	- -	- -	- -	- -	6.42	7.09
Enterprise Value Average	- -	- -	- -	- -	- -	- -	1,602	1,213
Enterprise Value High	- -	- -	- -	- -	- -	- -	1,637	1,454
Enterprise Value Low	- -	- -	- -	- -	- -	- -	1,602	967

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	109	109	109	129	130	131	107	130
Diluted Weighted Avg Shares	112	112	109	129	129	140	121	116
Basic Weighted Avg Shares	112	112	109	129	129	140	121	116
Revenue per Share	3.22	4.38	- -	5.89	7.02	7.49	8.87	8.29
EBITDA per Share	-0.09	0.9	- -	-0.21	-0.1	0.86	-5.21	-6.7
Operating Income per Share	-0.15	0.84	- -	-1.04	0.33	0.38	1.66	2.06
Basic EPS, GAAP	-0.19	0.59	- -	2.4	-0.62	-0.03	-4.61	-5.95
Basic EPS from Cont Ops	-0.21	0.77	- -	2.18	-0.89	-0.01	-6.36	-7.69
Diluted EPS, GAAP	-0.19	0.59	- -	2.4	-0.62	-0.03	-4.61	-5.95
Diluted EPS from Cont Ops	-0.21	0.77	- -	2.18	-0.89	-0.01	-6.36	-7.69
Dividend per Share	0.33	0.21	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.64	0.91	- -	0.81	1.03	1.3	1.02	2.15
Free Cash Flow per Basic Share	0.64	0.91	- -	0.81	1.03	1.3	0.88	2.15
Cash & Equivalents per Share	0.3	0.52	1.17	2.86	3.1	2.72	1.91	1.36
Book Value per Share	-0.25	0.22	19.04	12.45	12.54	12.51	7.7	4.4
Tangible Book Value per Share	-0.25	0.2	-11.6	-12.6	-11.38	-10.98	-12.24	-3.97