F&G Annuities & Life, Inc. Financial Ratios — FG Stock

Profitability (USD)

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	28.98	18.43	-2.11	17.64	5.67
Return on Assets (%)	- -	- -	2.8	1.23	-0.09	0.82	0.29
Return on Capital (%)	- -	- -	24.88	14.61	- -	13.38	5.9
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	23.22	- -	45.85	35.42	-0.82	14.35	5.95
Profit Margin (%)	22.72	- -	36.63	28.36	-1.36	11.79	4.88
Net Income to Common Margin (%)	21.01	- -	36.63	28.36	-1.36	11.47	4.57
Effective Tax Rate (%)	14.25	- -	20.62	19.92	- -	17.48	16.1
Dvd Payout Ratio (%)	-6.67	- -	- -	- -	-174.14	16.56	46.15
Sustainable Growth Rate (%)	- -	- -	28.98	18.43	-5.77	14.71	3.05

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	603	991	1,127	1,765	2,191	2,261
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	603	991	1,127	1,765	2,191	2,261
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	32	- -	29	29	97	132	164
Common Equity/Total Assets	- -	10.25	9.2	4.4	4.42	4.65	4.88
Long-Term Debt/Equity (%)	- -	14.8	22.1	46.86	56.88	53.75	45.98
Long-Term Debt/Capital (%)	- -	12.89	18.1	31.91	36.26	34.96	31.5
Long-Term Debt/Total Assets (%)	- -	1.52	2.03	2.06	2.51	2.58	2.3
Total Debt/Equity (%)	- -	14.8	22.1	46.86	56.88	53.75	45.98
Total Debt/Capital (%)	- -	12.89	18.1	31.91	36.26	34.96	31.5
Total Debt/Total Assets (%)	- -	1.52	2.03	2.06	2.51	2.58	2.3
Net Debt to Equity	- -	-7.36	-12.4	6.4	6.16	-2.28	15.27
Net Debt/Capital (%)	- -	-7.92	-14.1	5.99	5.78	-2.32	13.19
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	10.25	9.2	4.4	4.42	4.65	4.88
Long-Term Debt/Equity (%)	- -	14.8	22.1	46.86	56.88	53.75	45.98
Long-Term Debt/Capital (%)	- -	12.89	18.1	31.91	36.26	34.96	31.5
Long-Term Debt/Total Assets (%)	- -	1.52	2.03	2.06	2.51	2.58	2.3
Total Debt/Equity (%)	- -	14.8	22.1	46.86	56.88	53.75	45.98
Total Debt/Capital (%)	- -	12.89	18.1	31.91	36.26	34.96	31.5
Total Debt/Total Assets (%)	- -	1.52	2.03	2.06	2.51	2.58	2.3
CFO/Total Liabilities	- -	- -	4.23	6.07	8.69	7.42	5.01
CFO/CapEx	43.47	- -	56.7	99.09	216.07	249.96	312.07
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	1	0.5	0.59	0.49	0.35
Days Sales Outstanding	- -	- -	366.4	736.03	614.33	751.71	1,039.2
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	14,436	- -	- -	- -	- -
- Cash & Cash Equivalents	- -	889	1,533	960	1,563	2,264	1,486
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	125	113
+ Total Debt	- -	603	991	1,127	1,765	2,191	2,261
Enterprise Value	- -	- -	-16,441	- -	- -	- -	- -
Total Capital	- -	4,677	5,476	3,532	4,868	6,267	7,178
Total Debt/Capital (%)	- -	12.89	18.1	31.91	36.26	34.96	31.5
Total Debt / EV	- -	- -	-0.06	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	11,991	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	-18,886	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -
TTM Sales	1,813	- -	3,385	2,239	4,271	5,421	5,429
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	679	- -	1,894	3,194	- -	6,108	4,819
TTM Free Cash Flow to Firm	664	- -	1,861	3,162	- -	6,084	4,804

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	6.52	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	-16,441	- -	- -	- -	- -
Low Price	- -	- -	103.93	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	9.67	- -	- -	- -	- -
Price/Earnings Average	- -	- -	9.67	- -	- -	- -	- -
Price/Earnings High	- -	- -	10.41	- -	- -	- -	- -
Price/Earnings Low	- -	- -	8.8	- -	- -	- -	- -
Price/Book Value	- -	- -	3.22	- -	- -	- -	- -
Price/Book Value Average	- -	- -	3.22	- -	- -	- -	- -
Price/Book Value High	- -	- -	3.47	- -	- -	- -	- -
Price/Book Value Low	- -	- -	2.93	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	29.16	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	29.15	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	31.41	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	26.54	- -	- -	- -	- -
Price/Sales	- -	- -	3.54	- -	- -	- -	- -
Price/Sales Average	- -	- -	3.54	- -	- -	- -	- -
Price/Sales High	- -	- -	3.81	- -	- -	- -	- -
Price/Sales Low	- -	- -	3.22	- -	- -	- -	- -
Price/Cash Flow	- -	- -	6.41	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	6.41	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	6.9	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	5.83	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	6.52	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	7.03	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	5.94	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	114.2	- -	- -	- -	- -
High Price	- -	- -	122.98	- -	- -	- -	- -
Enterprise Value Average	- -	- -	-16,447	- -	- -	- -	- -
Enterprise Value High	- -	- -	-15,331	- -	- -	- -	- -
Enterprise Value Low	- -	- -	-17,739	- -	- -	- -	- -

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	19	19	126	126	126	127	136
Diluted Weighted Avg Shares	19	19	105	115	124	131	132
Basic Weighted Avg Shares	19	19	105	115	124	125	131
Revenue per Share	96.25	- -	32.24	19.47	34.44	43.37	41.44
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	20.23	- -	11.81	5.52	-0.47	4.98	1.89
Basic EPS from Cont Ops	19.17	- -	11.73	5.52	-0.47	5.14	2.07
Diluted EPS, GAAP	20.23	- -	11.81	5.52	-0.47	4.75	1.88
Diluted EPS from Cont Ops	19.17	- -	11.73	5.52	-0.47	4.9	2.05
Dividend per Share	0.48	- -	- -	- -	0.81	0.97	1.05
Cash Flow per Share	34.61	- -	17.82	27.57	47.05	47.99	35.73
Free Cash Flow per Basic Share	33.82	- -	17.5	27.3	46.83	47.8	35.62
Cash & Equivalents per Share	- -	1,425.14	252.1	266.86	343.81	402.16	218.21
Book Value per Share	- -	216.29	35.48	19.03	24.56	31.16	35.43
Tangible Book Value per Share	- -	21.24	3.92	-21.94	-22.58	-29.97	-26.92