California BanCorp

CALB

CALBCalifornia BanCorp US flag

NASDAQ Global Select

25.09

USD

+0.26

- -

212.56MMarket Cap

Profitability (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Return on Common Equity (%)	- -	6.98	8.47	5.58	3.24	9.33	13.02	11.66
Return on Assets (%)	- -	0.69	0.93	0.65	0.28	0.68	1.04	1.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	0.92	2.4	2.36	1.95	2.86	2.66	1.89	1.19
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	29.15	34.2	29.69	21.33	12.75	31.34	38.17	38.55
Profit Margin (%)	17.99	17.05	22.03	15.49	8.79	22.69	26.94	27.24
Net Income to Common Margin (%)	17.46	17.05	22.03	15.49	8.79	22.69	26.94	27.24
Effective Tax Rate (%)	38.29	50.14	25.8	27.35	31.04	27.59	29.42	29.35
Dvd Payout Ratio (%)	- -	0.04	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	6.97	8.47	5.58	3.24	9.33	13.02	11.66

Credit (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Total Debt	34	17	5	15	214	160	54	129
ST Debt	- -	1	- -	- -	- -	- -	- -	- -
LT Debt	34	16	5	15	214	160	54	129
Total Debt/EBITDA	127.34	21.37	5.32	17.02	152.99	102.24	36.66	136.82
Net Debt/EBITDA	-200.78	-87.05	-79.13	-5.23	136.92	99.35	25.37	107.69
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.01	9.78	12.04	11.28	7.12	7.48	8.5	9.94
Long-Term Debt/Equity (%)	44.31	18.81	4.1	11.5	156.91	106.41	31.44	65.81
Long-Term Debt/Capital (%)	30.7	15.68	3.94	10.33	61.19	51.57	23.78	39.58
Long-Term Debt/Total Assets (%)	4.44	1.84	0.49	1.3	11.23	7.96	2.65	6.51
Total Debt/Equity (%)	44.31	19.99	4.1	11.5	156.91	106.41	31.44	65.81
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt/Total Assets (%)	4.44	1.96	0.49	1.3	11.23	7.96	2.65	6.51
Net Debt to Equity	-69.86	-81.43	-60.91	-3.53	140.42	103.4	21.75	51.8
Net Debt/Capital (%)	-231.78	-438.71	-155.8	-3.67	58.52	50.85	17.75	34.02
EBITDA	- -	1	1	1	1	2	1	1
EBITDA-CapEx	- -	- -	1	-2	-2	1	1	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.01	9.78	12.04	11.28	7.12	7.48	8.5	9.94
Long-Term Debt/Equity (%)	44.31	18.81	4.1	11.5	156.91	106.41	31.44	65.81
Long-Term Debt/Capital (%)	30.7	15.68	3.94	10.33	61.19	51.57	23.78	39.58
Long-Term Debt/Total Assets (%)	4.44	1.84	0.49	1.3	11.23	7.96	2.65	6.51
Total Debt/Equity (%)	44.31	19.99	4.1	11.5	156.91	106.41	31.44	65.81
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt/Total Assets (%)	4.44	1.96	0.49	1.3	11.23	7.96	2.65	6.51
CFO/Total Liabilities	0.96	1.19	1.11	1.22	0.83	0.87	1.53	1.58
CFO/CapEx	15.18	8.85	- -	4.99	4.21	89.55	187.34	356.9
Altman's Z-Score	0.05	0.16	0.15	0.16	0.09	0.11	0.14	0.17

Working Capital (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Accounts Receivable Turnover	- -	3.04	2.91	1.84	1.32	1.47	1.95	3.99
Days Sales Outstanding	- -	120.07	125.61	198.91	276.19	248.79	187.53	91.51
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Market Capitalization	- -	137	124	161	127	175	198	207
- Cash & Cash Equivalents	87	86	79	20	22	5	17	28
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	34	17	5	15	214	160	54	129
Enterprise Value	-69	55	13	128	263	256	188	265
Total Capital	110	102	126	145	350	311	228	327
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt / EV	-0.49	0.31	0.38	0.12	0.81	0.63	0.29	0.49
EV/Sales	- -	1.67	0.33	2.83	5.37	4.34	2.4	3.33
EV/EBITDA	- -	69.37	14.06	145.25	187.98	162.88	127.27	279.96
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	5.93	1.33	10.24	17.83	15.77	6.56	9.38
EV/Free Cash Flow to Firm	- -	5.33	1.33	8.53	14.4	15.59	6.52	9.36
Diluted Market Cap	- -	144	128	163	127	176	200	209
Diluted Enterprise Value	-53	75	54	158	319	332	237	311
EV per Share	- -	8.73	1.84	15.88	32.34	31.08	22.63	31.59
TTM Sales	29	33	40	45	49	59	78	79
TTM EBITDA	- -	1	1	1	1	2	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	9	10	12	15	16	29	28
TTM Free Cash Flow to Firm	7	10	10	15	18	16	29	28

Multiples (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Price/Free Cash Flow	- -	14.01	12.99	10.86	6.96	10.74	6.94	7.4
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-69	55	13	128	263	256	188	265
Low Price	- -	18.1	16.6	17.45	9.11	11.96	18.51	12.78
EV/Sales	- -	1.67	0.33	2.83	5.37	4.34	2.4	3.33
EV/EBITDA	- -	69.37	14.06	145.25	187.98	162.88	127.27	279.96
Price/Earnings	- -	24.35	14.26	22.99	29.4	13.06	9.36	9.59
Price/Earnings Average	- -	21.21	17.91	22.08	28.62	10.83	8.46	7.71
Price/Earnings High	- -	24.35	19.57	23.94	39.68	13.06	9.92	10.13
Price/Earnings Low	- -	20.25	13.57	20.06	17.22	7.36	7.28	4.95
Price/Book Value	- -	1.62	1.03	1.24	0.93	1.16	1.14	1.05
Price/Book Value Average	- -	1.41	1.29	1.19	0.91	0.96	1.03	0.84
Price/Book Value High	- -	1.62	1.41	1.29	1.26	1.16	1.21	1.11
Price/Book Value Low	- -	1.35	0.98	1.08	0.55	0.65	0.89	0.54
Price/Tangible Book Value	- -	1.78	1.1	1.31	0.98	1.22	1.2	1.1
Price/Tangible Book Value Average	- -	1.55	1.38	1.26	0.96	1.01	1.08	0.88
Price/Tangible Book Value High	- -	1.78	1.5	1.37	1.33	1.22	1.27	1.16
Price/Tangible Book Value Low	- -	1.48	1.04	1.15	0.57	0.69	0.93	0.57
Price/Sales	- -	4.15	3.14	3.56	2.59	2.96	2.52	2.61
Price/Sales Average	- -	3.62	3.95	3.42	2.52	2.46	2.28	2.1
Price/Sales High	- -	4.15	4.31	3.71	3.49	2.96	2.67	2.76
Price/Sales Low	- -	3.45	2.99	3.11	1.51	1.67	1.96	1.35
Price/Cash Flow	- -	14.79	12.64	12.9	8.58	10.77	6.89	7.35
Price/Cash Flow Average	- -	12.88	15.88	12.39	8.35	8.93	6.23	5.91
Price/Cash Flow High	- -	14.79	17.35	13.43	11.57	10.77	7.3	7.77
Price/Cash Flow Low	- -	12.3	12.03	11.26	5.02	6.07	5.36	3.8
Price/Free Cash Flow Average	- -	12.21	16.32	10.43	6.78	8.91	6.27	5.95
Price/Free Cash Flow High	- -	14.01	17.83	11.3	9.39	10.74	7.35	7.82
Price/Free Cash Flow Low	- -	11.65	12.36	9.47	4.08	6.05	5.4	3.82
EV/Sales Average	- -	1.53	2.08	3.32	6.43	5.1	2.76	3.38
EV/Sales High	- -	2.06	2.45	3.61	7.4	5.61	3.15	4.04
EV/Sales Low	- -	1.36	1.12	3.01	5.43	4.32	2.44	2.63
EV/EBITDA Average	-200.78	63.54	88.34	170.46	224.94	191.64	146.25	284.16
EV/EBITDA High	-200.78	85.77	103.87	185.24	258.98	210.61	167.08	339.61
EV/EBITDA Low	-200.78	56.73	47.71	154.37	189.87	162.03	129.46	220.95
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	21.75	17.45	20	15.56	21.23	23.78	24.76
High Price	- -	21.75	23.95	20.82	21	21.23	25.2	26.17
Enterprise Value Average	-53	50	82	150	315	301	216	269
Enterprise Value High	-53	68	97	163	362	330	247	321
Enterprise Value Low	-53	45	44	136	266	254	191	209

Profitability (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Return on Common Equity (%)	- -	6.98	8.47	5.58	3.24	9.33	13.02	11.66
Return on Assets (%)	- -	0.69	0.93	0.65	0.28	0.68	1.04	1.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	0.92	2.4	2.36	1.95	2.86	2.66	1.89	1.19
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	29.15	34.2	29.69	21.33	12.75	31.34	38.17	38.55
Profit Margin (%)	17.99	17.05	22.03	15.49	8.79	22.69	26.94	27.24
Net Income to Common Margin (%)	17.46	17.05	22.03	15.49	8.79	22.69	26.94	27.24
Effective Tax Rate (%)	38.29	50.14	25.8	27.35	31.04	27.59	29.42	29.35
Dvd Payout Ratio (%)	- -	0.04	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	6.97	8.47	5.58	3.24	9.33	13.02	11.66

Credit (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Total Debt	34	17	5	15	214	160	54	129
ST Debt	- -	1	- -	- -	- -	- -	- -	- -
LT Debt	34	16	5	15	214	160	54	129
Total Debt/EBITDA	127.34	21.37	5.32	17.02	152.99	102.24	36.66	136.82
Net Debt/EBITDA	-200.78	-87.05	-79.13	-5.23	136.92	99.35	25.37	107.69
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.01	9.78	12.04	11.28	7.12	7.48	8.5	9.94
Long-Term Debt/Equity (%)	44.31	18.81	4.1	11.5	156.91	106.41	31.44	65.81
Long-Term Debt/Capital (%)	30.7	15.68	3.94	10.33	61.19	51.57	23.78	39.58
Long-Term Debt/Total Assets (%)	4.44	1.84	0.49	1.3	11.23	7.96	2.65	6.51
Total Debt/Equity (%)	44.31	19.99	4.1	11.5	156.91	106.41	31.44	65.81
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt/Total Assets (%)	4.44	1.96	0.49	1.3	11.23	7.96	2.65	6.51
Net Debt to Equity	-69.86	-81.43	-60.91	-3.53	140.42	103.4	21.75	51.8
Net Debt/Capital (%)	-231.78	-438.71	-155.8	-3.67	58.52	50.85	17.75	34.02
EBITDA	- -	1	1	1	1	2	1	1
EBITDA-CapEx	- -	- -	1	-2	-2	1	1	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.01	9.78	12.04	11.28	7.12	7.48	8.5	9.94
Long-Term Debt/Equity (%)	44.31	18.81	4.1	11.5	156.91	106.41	31.44	65.81
Long-Term Debt/Capital (%)	30.7	15.68	3.94	10.33	61.19	51.57	23.78	39.58
Long-Term Debt/Total Assets (%)	4.44	1.84	0.49	1.3	11.23	7.96	2.65	6.51
Total Debt/Equity (%)	44.31	19.99	4.1	11.5	156.91	106.41	31.44	65.81
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt/Total Assets (%)	4.44	1.96	0.49	1.3	11.23	7.96	2.65	6.51
CFO/Total Liabilities	0.96	1.19	1.11	1.22	0.83	0.87	1.53	1.58
CFO/CapEx	15.18	8.85	- -	4.99	4.21	89.55	187.34	356.9
Altman's Z-Score	0.05	0.16	0.15	0.16	0.09	0.11	0.14	0.17

Working Capital (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Accounts Receivable Turnover	- -	3.04	2.91	1.84	1.32	1.47	1.95	3.99
Days Sales Outstanding	- -	120.07	125.61	198.91	276.19	248.79	187.53	91.51
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Market Capitalization	- -	137	124	161	127	175	198	207
- Cash & Cash Equivalents	87	86	79	20	22	5	17	28
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	34	17	5	15	214	160	54	129
Enterprise Value	-69	55	13	128	263	256	188	265
Total Capital	110	102	126	145	350	311	228	327
Total Debt/Capital (%)	30.7	16.66	3.94	10.33	61.19	51.57	23.78	39.58
Total Debt / EV	-0.49	0.31	0.38	0.12	0.81	0.63	0.29	0.49
EV/Sales	- -	1.67	0.33	2.83	5.37	4.34	2.4	3.33
EV/EBITDA	- -	69.37	14.06	145.25	187.98	162.88	127.27	279.96
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	5.93	1.33	10.24	17.83	15.77	6.56	9.38
EV/Free Cash Flow to Firm	- -	5.33	1.33	8.53	14.4	15.59	6.52	9.36
Diluted Market Cap	- -	144	128	163	127	176	200	209
Diluted Enterprise Value	-53	75	54	158	319	332	237	311
EV per Share	- -	8.73	1.84	15.88	32.34	31.08	22.63	31.59
TTM Sales	29	33	40	45	49	59	78	79
TTM EBITDA	- -	1	1	1	1	2	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	9	10	12	15	16	29	28
TTM Free Cash Flow to Firm	7	10	10	15	18	16	29	28

Multiples (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Price/Free Cash Flow	- -	14.01	12.99	10.86	6.96	10.74	6.94	7.4
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-69	55	13	128	263	256	188	265
Low Price	- -	18.1	16.6	17.45	9.11	11.96	18.51	12.78
EV/Sales	- -	1.67	0.33	2.83	5.37	4.34	2.4	3.33
EV/EBITDA	- -	69.37	14.06	145.25	187.98	162.88	127.27	279.96
Price/Earnings	- -	24.35	14.26	22.99	29.4	13.06	9.36	9.59
Price/Earnings Average	- -	21.21	17.91	22.08	28.62	10.83	8.46	7.71
Price/Earnings High	- -	24.35	19.57	23.94	39.68	13.06	9.92	10.13
Price/Earnings Low	- -	20.25	13.57	20.06	17.22	7.36	7.28	4.95
Price/Book Value	- -	1.62	1.03	1.24	0.93	1.16	1.14	1.05
Price/Book Value Average	- -	1.41	1.29	1.19	0.91	0.96	1.03	0.84
Price/Book Value High	- -	1.62	1.41	1.29	1.26	1.16	1.21	1.11
Price/Book Value Low	- -	1.35	0.98	1.08	0.55	0.65	0.89	0.54
Price/Tangible Book Value	- -	1.78	1.1	1.31	0.98	1.22	1.2	1.1
Price/Tangible Book Value Average	- -	1.55	1.38	1.26	0.96	1.01	1.08	0.88
Price/Tangible Book Value High	- -	1.78	1.5	1.37	1.33	1.22	1.27	1.16
Price/Tangible Book Value Low	- -	1.48	1.04	1.15	0.57	0.69	0.93	0.57
Price/Sales	- -	4.15	3.14	3.56	2.59	2.96	2.52	2.61
Price/Sales Average	- -	3.62	3.95	3.42	2.52	2.46	2.28	2.1
Price/Sales High	- -	4.15	4.31	3.71	3.49	2.96	2.67	2.76
Price/Sales Low	- -	3.45	2.99	3.11	1.51	1.67	1.96	1.35
Price/Cash Flow	- -	14.79	12.64	12.9	8.58	10.77	6.89	7.35
Price/Cash Flow Average	- -	12.88	15.88	12.39	8.35	8.93	6.23	5.91
Price/Cash Flow High	- -	14.79	17.35	13.43	11.57	10.77	7.3	7.77
Price/Cash Flow Low	- -	12.3	12.03	11.26	5.02	6.07	5.36	3.8
Price/Free Cash Flow Average	- -	12.21	16.32	10.43	6.78	8.91	6.27	5.95
Price/Free Cash Flow High	- -	14.01	17.83	11.3	9.39	10.74	7.35	7.82
Price/Free Cash Flow Low	- -	11.65	12.36	9.47	4.08	6.05	5.4	3.82
EV/Sales Average	- -	1.53	2.08	3.32	6.43	5.1	2.76	3.38
EV/Sales High	- -	2.06	2.45	3.61	7.4	5.61	3.15	4.04
EV/Sales Low	- -	1.36	1.12	3.01	5.43	4.32	2.44	2.63
EV/EBITDA Average	-200.78	63.54	88.34	170.46	224.94	191.64	146.25	284.16
EV/EBITDA High	-200.78	85.77	103.87	185.24	258.98	210.61	167.08	339.61
EV/EBITDA Low	-200.78	56.73	47.71	154.37	189.87	162.03	129.46	220.95
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	21.75	17.45	20	15.56	21.23	23.78	24.76
High Price	- -	21.75	23.95	20.82	21	21.23	25.2	26.17
Enterprise Value Average	-53	50	82	150	315	301	216	269
Enterprise Value High	-53	68	97	163	362	330	247	321
Enterprise Value Low	-53	45	44	136	266	254	191	209

Shares Outstanding	6	6	8	8	8	8	8	8
Diluted Weighted Avg Shares	7	7	7	8	8	8	8	8
Basic Weighted Avg Shares	6	6	7	8	8	8	8	8
Revenue per Share	4.66	5.24	5.55	5.61	6.02	7.16	9.43	9.48
EBITDA per Share	0.04	0.13	0.13	0.11	0.17	0.19	0.18	0.11
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.81	0.89	1.22	0.87	0.53	1.63	2.54	2.58
Basic EPS from Cont Ops	0.84	0.89	1.22	0.87	0.53	1.63	2.54	2.58
Diluted EPS, GAAP	0.77	0.85	1.19	0.86	0.53	1.61	2.51	2.56
Diluted EPS from Cont Ops	0.79	0.85	1.19	0.86	0.53	1.61	2.51	2.56
Dividend per Share	0.02	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	1.07	1.47	1.38	1.55	1.81	1.97	3.45	3.37
Free Cash Flow per Basic Share	1	1.3	1.38	1.24	1.38	1.95	3.43	3.36
Cash & Equivalents per Share	16.62	15.71	16.31	5.98	9.54	9.66	7.67	8.61
Book Value per Share	12.36	13.45	17	16.14	16.7	18.32	20.89	23.57
Tangible Book Value per Share	11.09	12.22	15.93	15.24	15.85	17.42	19.84	22.57

California BanCorp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)