CNB Financial Corporation Financial Ratios — CCNE Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	12.51	12.36	10.75	13.06	11.37	9.93	10.47	13.31	14.12	9.53	14.37	13.73	10.89	9.43	9.04
Return on Assets (%)	1	1.02	0.85	1.07	0.99	0.85	0.89	1.13	1.15	0.77	1.15	1.17	1.03	0.91	0.91
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.53	3.38	3.62	4.64	4.51	4.62	4.75	3.92	4.28	3.81	3.3	2.99	3.55	3.72	3.94
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.06	35.75	31.55	36.43	34.06	28.54	32.87	32.76	34.92	25.11	37.37	35.61	32.93	30.34	29.77
Profit Margin (%)	25.66	26.01	22.86	25.95	24.8	21.16	21.63	27.46	28.78	20.51	30.47	28.77	26.6	24.58	23.87
Net Income to Common Margin (%)	25.66	26.01	22.86	25.95	24.8	21.16	21.63	27.46	28.78	19.79	28.2	26.81	24.63	22.64	22.32
Effective Tax Rate (%)	26.8	27.23	27.54	28.76	27.2	25.88	34.18	16.18	17.6	18.33	18.47	19.21	19.22	18.98	19.81
Dvd Payout Ratio (%)	53.79	47.93	51.4	41.26	42.87	46.48	42.31	30.36	25.84	34.75	21.63	21.32	27.35	29.66	29.42
Sustainable Growth Rate (%)	5.78	6.44	5.23	7.67	6.5	5.32	6.04	9.27	10.47	6.22	11.26	10.8	7.91	6.63	6.38

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	95	118	109	132	241	308	328	316	318	90	125	271	143	146	313
ST Debt	74	24	13	36	116	104	34	245	228	- -	- -	132	- -	- -	164
LT Debt	21	95	96	96	125	204	294	71	90	90	125	138	143	146	149
Total Debt/EBITDA	45.82	53.23	41.11	32.06	59.7	68.6	62.57	65.63	53.31	14.81	20.1	41.18	18.42	17.6	28.72
Net Debt/EBITDA	26.58	38.8	29.78	25.24	52.95	62.1	55.82	56.16	17.7	-75.97	-100.61	19.88	-15.14	-40.86	-23.69
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.23	8.2	7.74	8.61	8.84	8.23	8.81	8.16	8.1	7.58	7.23	8.64	8.93	8.93	9.7
Long-Term Debt/Equity (%)	15.63	65.3	57.98	51.09	61.84	96.16	120.36	26.87	29.51	21.64	28.33	26.06	24.95	23.83	17.11
Long-Term Debt/Capital (%)	9.09	35.98	34.96	30.02	28.18	39.21	51.33	12.21	14.45	17.79	22.07	17.26	19.97	19.24	12.59
Long-Term Debt/Total Assets (%)	1.29	5.35	4.49	4.4	5.46	7.91	10.6	2.19	2.39	1.9	2.35	2.53	2.48	2.35	1.78
Total Debt/Equity (%)	72.09	81.47	65.84	70.18	119.43	145.25	134.47	120.13	104.24	21.64	28.33	51	24.95	23.83	35.92
Total Debt/Capital (%)	41.89	44.89	39.7	41.24	54.43	59.23	57.35	54.57	51.04	17.79	22.07	33.78	19.97	19.24	26.43
Total Debt/Total Assets (%)	5.93	6.68	5.09	6.04	10.55	11.95	11.85	9.8	8.45	1.9	2.35	4.94	2.48	2.35	3.73
Net Debt to Equity	41.81	59.38	47.7	55.24	105.92	131.47	119.98	102.79	34.61	-111.04	-141.79	24.62	-20.51	-55.32	-29.63
Net Debt/Capital (%)	29.49	37.26	32.3	35.59	51.44	56.8	54.54	50.69	24.55	1,744.47	383.08	18.8	-23.83	-107.88	-39.3
EBITDA	2	2	3	4	4	4	5	5	6	6	6	7	8	8	11
EBITDA-CapEx	- -	- -	-3	-2	-3	-6	- -	2	-3	- -	- -	-6	-3	-8	5
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.23	8.2	7.74	8.61	8.84	8.23	8.81	8.16	8.1	7.58	7.23	8.64	8.93	8.93	9.7
Long-Term Debt/Equity (%)	15.63	65.3	57.98	51.09	61.84	96.16	120.36	26.87	29.51	21.64	28.33	26.06	24.95	23.83	17.11
Long-Term Debt/Capital (%)	9.09	35.98	34.96	30.02	28.18	39.21	51.33	12.21	14.45	17.79	22.07	17.26	19.97	19.24	12.59
Long-Term Debt/Total Assets (%)	1.29	5.35	4.49	4.4	5.46	7.91	10.6	2.19	2.39	1.9	2.35	2.53	2.48	2.35	1.78
Total Debt/Equity (%)	72.09	81.47	65.84	70.18	119.43	145.25	134.47	120.13	104.24	21.64	28.33	51	24.95	23.83	35.92
Total Debt/Capital (%)	41.89	44.89	39.7	41.24	54.43	59.23	57.35	54.57	51.04	17.79	22.07	33.78	19.97	19.24	26.43
Total Debt/Total Assets (%)	5.93	6.68	5.09	6.04	10.55	11.95	11.85	9.8	8.45	1.9	2.35	4.94	2.48	2.35	3.73
CFO/Total Liabilities	2.07	1.69	1.71	1.45	1.61	1.13	1.22	1.52	1.5	0.67	1.21	1.3	0.91	1.28	0.86
CFO/CapEx	17.82	13.67	6.3	4.5	4.98	2.64	5.9	14.62	5.75	5.1	9.09	5.21	4.29	4.39	10.26
Altman's Z-Score	0.19	0.18	0.18	0.19	0.19	0.21	0.21	0.19	0.2	0.15	0.16	0.18	0.18	0.18	0.17

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	3.43	4.83	3.74	3.98	4.89	4.71	5.05	5.49	5.66	5.13	4.85	4.27	7.02	- -	- -
Days Sales Outstanding	106.4	75.55	97.59	91.75	74.61	77.42	72.31	66.44	64.44	71.22	75.22	85.43	51.98	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	195	204	274	266	260	387	401	349	498	358	447	500	472	522	771
- Cash & Cash Equivalents	40	32	30	28	27	29	35	46	193	533	732	106	222	443	528
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	58	58	58	58	58	58
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	95	118	109	132	241	308	328	316	318	90	125	271	143	146	313
Enterprise Value	-388	-447	-333	-315	-72	169	283	102	81	-611	-800	351	108	-187	199
Total Capital	227	264	273	321	443	519	572	579	623	506	568	801	714	756	1,185
Total Debt/Capital (%)	41.89	44.89	39.7	41.24	54.43	59.23	57.35	54.57	51.04	17.79	22.07	33.78	19.97	19.24	26.43
Total Debt / EV	-0.25	-0.27	-0.33	-0.42	-3.33	1.82	1.16	3.09	3.93	-0.15	-0.16	0.77	1.32	-0.78	1.57
EV/Sales	- -	- -	- -	- -	- -	1.75	2.57	0.83	0.58	- -	- -	1.6	0.5	- -	0.72
EV/EBITDA	- -	- -	- -	- -	- -	37.8	54.08	21.27	13.57	- -	- -	53.33	14	- -	18.29
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	6.33	9.21	2.28	1.55	- -	- -	5.47	2.3	- -	3.07
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	4.59	7.88	2.14	1.32	- -	- -	4.59	1.87	- -	2.8
Diluted Market Cap	195	204	274	266	260	387	401	351	498	358	447	500	473	522	771
Diluted Enterprise Value	250	291	353	371	474	665	693	621	623	-26	-102	722	451	282	614
EV per Share	- -	- -	- -	- -	- -	11.71	18.57	6.73	5.31	- -	- -	16.69	5.19	- -	6.77
TTM Sales	59	66	73	89	90	97	110	123	139	160	189	220	218	222	277
TTM EBITDA	2	2	3	4	4	4	5	5	6	6	6	7	8	8	11
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	30	28	34	29	34	27	31	45	52	29	59	64	47	72	65
TTM Free Cash Flow to Firm	32	30	39	35	40	37	36	48	61	34	65	76	58	88	71

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.09	6.91	7.04	7.54	6.43	10.49	11.13	7.31	8.16	10.42	6.83	6.55	8.16	5.94	10.82
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-388	-447	-333	-315	-72	169	283	102	81	-611	-800	351	108	-187	199
Low Price	11.17	14.24	15.5	15.55	16.28	16.51	20.91	21.43	22.87	13.25	20.2	22.98	16.43	17.74	19.32
EV/Sales	- -	- -	- -	- -	- -	1.75	2.57	0.83	0.58	- -	- -	1.6	0.5	- -	0.72
EV/EBITDA	- -	- -	- -	- -	- -	37.8	54.08	21.27	13.57	- -	- -	53.33	14	- -	18.29
Price/Earnings	12.93	11.93	16.44	11.55	11.7	18.83	16.79	10.35	12.43	11.34	8.36	8.49	8.79	10.38	12.48
Price/Earnings Average	11.34	11.83	15.14	10.78	11.49	13.68	16.18	12.95	10.63	10.49	7.76	9.11	7.71	9.36	11.49
Price/Earnings High	14.1	13.25	18.2	11.89	12.22	20.03	19.04	14.82	12.85	17.78	9.02	10.17	9.75	12.23	13.37
Price/Earnings Low	9.15	10.37	13.41	9.71	10.57	11.63	13.38	9.66	8.7	7.06	6.38	8.2	6.39	7.41	9.21
Price/Book Value	1.48	1.41	1.66	1.41	1.29	1.83	1.64	1.33	1.63	1	1.16	1.06	0.92	0.94	0.95
Price/Book Value Average	1.3	1.39	1.53	1.32	1.26	1.33	1.58	1.66	1.4	0.93	1.08	1.13	0.81	0.85	0.87
Price/Book Value High	1.62	1.56	1.84	1.46	1.34	1.94	1.86	1.9	1.69	1.57	1.25	1.27	1.02	1.11	1.01
Price/Book Value Low	1.05	1.22	1.36	1.19	1.16	1.13	1.31	1.24	1.14	0.62	0.88	1.02	0.67	0.67	0.7
Price/Tangible Book Value	1.63	1.53	2.07	1.7	1.52	2.29	1.98	1.57	1.88	1.15	1.32	1.17	1.01	1.03	1.12
Price/Tangible Book Value Average	1.43	1.52	1.91	1.58	1.49	1.66	1.91	1.97	1.61	1.06	1.22	1.26	0.89	0.93	1.03
Price/Tangible Book Value High	1.77	1.7	2.3	1.75	1.58	2.44	2.25	2.25	1.95	1.8	1.42	1.4	1.12	1.21	1.2
Price/Tangible Book Value Low	1.15	1.33	1.69	1.43	1.37	1.41	1.58	1.47	1.32	0.71	1	1.13	0.73	0.73	0.83
Price/Sales	3.32	3.1	3.76	3	2.9	3.98	3.63	2.84	3.58	2.24	2.36	2.28	2.16	2.35	2.78
Price/Sales Average	2.91	3.08	3.46	2.8	2.85	2.89	3.5	3.55	3.06	2.08	2.19	2.44	1.9	2.12	2.56
Price/Sales High	3.62	3.45	4.16	3.09	3.03	4.24	4.12	4.07	3.7	3.52	2.54	2.73	2.4	2.77	2.98
Price/Sales Low	2.35	2.7	3.06	2.52	2.62	2.46	2.89	2.65	2.5	1.4	1.8	2.2	1.57	1.68	2.06
Price/Cash Flow	6.43	7.41	8.16	9.21	7.72	14.45	13.02	7.78	9.58	12.46	7.58	7.8	10.04	7.3	11.87
Price/Cash Flow Average	5.64	7.35	7.51	8.6	7.58	10.5	12.55	9.73	8.19	11.53	7.03	8.37	8.81	6.58	10.93
Price/Cash Flow High	7.01	8.24	9.03	9.49	8.06	15.37	14.77	11.14	9.9	19.54	8.18	9.35	11.14	8.6	12.72
Price/Cash Flow Low	4.55	6.45	6.65	7.75	6.97	8.92	10.38	7.27	6.7	7.76	5.78	7.54	7.3	5.21	8.76
Price/Free Cash Flow Average	5.34	6.85	6.48	7.04	6.32	7.62	10.73	9.15	6.97	9.64	6.33	7.03	7.16	5.36	9.96
Price/Free Cash Flow High	6.64	7.68	7.79	7.76	6.71	11.15	12.63	10.47	8.43	16.33	7.37	7.84	9.05	7	11.59
Price/Free Cash Flow Low	4.31	6.01	5.74	6.34	5.81	6.48	8.87	6.83	5.71	6.48	5.21	6.32	5.93	4.24	7.98
EV/Sales Average	3.85	4.39	4.54	3.97	5.24	5.76	6.15	5.75	3.96	- -	- -	3.45	1.8	1.04	2
EV/Sales High	4.56	4.76	5.24	4.26	5.42	7.1	6.77	6.27	4.59	1.11	- -	3.74	2.3	1.69	2.42
EV/Sales Low	3.29	4.01	4.14	3.69	5.01	5.33	5.55	4.85	3.4	- -	- -	3.21	1.47	0.6	1.49
EV/EBITDA Average	109.15	129.89	125.41	85.53	116.12	124.75	129.49	146.89	92.4	-8.76	-21.6	115.4	50.74	27.91	50.74
EV/EBITDA High	129.24	140.85	144.73	91.73	120.09	153.83	142.49	160.03	107.33	29.11	-10.75	124.89	64.89	45.35	61.39
EV/EBITDA Low	93.21	118.64	114.46	79.51	111.03	115.37	116.71	123.9	79.43	-26.6	-33.41	107.25	41.56	16.03	37.83
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	15.78	16.38	19	18.5	18.03	26.74	26.24	22.95	32.68	21.29	26.5	23.79	22.59	24.86	26.17
High Price	17.21	18.2	21.04	19.05	18.82	28.43	29.76	32.86	33.78	33.38	28.59	28.5	25.07	29.29	28.04
Enterprise Value Average	226	289	331	353	469	559	679	707	551	-53	-135	759	393	231	553
Enterprise Value High	268	313	382	379	485	690	747	770	640	177	-67	821	502	375	670
Enterprise Value Low	193	264	302	328	448	517	612	596	474	-162	-209	705	322	133	413

Shares Outstanding	12	12	14	14	14	14	15	15	15	17	17	21	21	21	29
Diluted Weighted Avg Shares	12	12	14	14	14	14	15	15	15	17	17	21	21	21	29
Basic Weighted Avg Shares	12	12	14	14	14	14	15	15	15	17	17	21	21	21	29
Revenue per Share	4.75	5.28	5.06	6.17	6.21	6.71	7.23	8.08	9.13	9.48	11.24	10.45	10.44	10.58	9.4
EBITDA per Share	0.17	0.18	0.18	0.29	0.28	0.31	0.34	0.32	0.39	0.36	0.37	0.31	0.37	0.39	0.37
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.22	1.37	1.16	1.6	1.54	1.42	1.56	2.22	2.63	1.88	3.17	2.8	2.57	2.4	2.1
Basic EPS from Cont Ops	1.22	1.37	1.16	1.6	1.54	1.42	1.56	2.22	2.63	1.95	3.42	3.01	2.78	2.6	2.24
Diluted EPS, GAAP	1.22	1.37	1.16	1.6	1.54	1.42	1.56	2.21	2.63	1.88	3.17	2.8	2.56	2.4	2.1
Diluted EPS from Cont Ops	1.22	1.37	1.16	1.6	1.54	1.42	1.56	2.21	2.63	1.95	3.42	3.01	2.77	2.6	2.24
Dividend per Share	0.66	0.66	0.59	0.66	0.66	0.66	0.66	0.67	0.68	0.72	0.94	0.8	0.91	0.92	0.76
Cash Flow per Share	2.45	2.21	2.33	2.01	2.33	1.85	2.02	2.95	3.41	1.71	3.5	3.05	2.25	3.41	2.2
Free Cash Flow per Basic Share	2.32	2.05	1.96	1.56	1.87	1.15	1.67	2.75	2.82	1.37	3.11	2.46	1.73	2.63	1.99
Cash & Equivalents per Share	54.78	61.67	49.62	49.56	39.79	36.29	29.16	36.98	48.22	66.39	84.8	22.74	26.99	43.43	31.99
Book Value per Share	10.66	11.65	11.43	13.09	14.01	14.64	15.98	17.28	20	21.29	22.85	22.52	24.57	26.34	27.63
Tangible Book Value per Share	9.71	10.72	9.16	10.91	11.89	11.67	13.24	14.59	17.35	18.57	20.12	20.33	22.38	24.18	23.39

CNB Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)