Complete Financial Solutions, Inc. Financial Ratios — CFSU

Profitability (USD)

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-7.5	-241.8	-77.57	-24.75	- -	- -	- -	- -	-5.2
Return on Assets (%)	- -	-1.89	-30.94	-6.27	-1.87	- -	- -	- -	- -	-4.86
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	0.97	0.12	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-0.99	-0.14	-43.9	-6.88	-2.11	- -	- -	- -	- -	- -
Profit Margin (%)	2.84	-1.66	-43.9	-6.88	-2.1	- -	- -	- -	- -	- -
Net Income to Common Margin (%)	2.84	-1.66	-43.9	-6.88	-2.1	- -	- -	- -	- -	- -
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-7.5	-241.8	-77.57	-24.75	- -	- -	- -	- -	-5.2

Credit (USD)

Credit Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	2	9	14	28	24	- -	- -	- -	1	2
ST Debt	- -	- -	- -	13	11	- -	- -	- -	- -	- -
LT Debt	2	9	14	15	13	- -	- -	- -	1	2
Total Debt/EBITDA	- -	- -	- -	187.37	1,390.77	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	95.81	731.67	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	45.54	15.02	11.19	4.83	10.45	- -	- -	- -	93.21	93.41
Long-Term Debt/Equity (%)	71.19	490.14	705.86	1,852.78	793.35	- -	- -	- -	7.24	6.59
Long-Term Debt/Capital (%)	41.59	83.05	87.59	51.57	50.5	- -	- -	- -	6.75	6.18
Long-Term Debt/Total Assets (%)	32.46	73.75	79.15	89.88	83.04	- -	- -	- -	6.75	6.18
Total Debt/Equity (%)	71.19	490.14	705.86	3,492.62	1,471	- -	- -	- -	7.24	6.59
Total Debt/Capital (%)	41.59	83.05	87.59	97.22	93.63	- -	- -	- -	6.75	6.18
Total Debt/Total Assets (%)	32.46	73.75	79.15	169.43	153.97	- -	- -	- -	6.75	6.18
Net Debt to Equity	-4.42	-28.58	-5.18	1,785.96	773.88	- -	- -	- -	- -	- -
Net Debt/Capital (%)	-2.65	-5.09	-0.65	50.65	49.88	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	45.54	15.02	11.19	4.83	10.45	- -	- -	- -	93.21	93.41
Long-Term Debt/Equity (%)	71.19	490.14	705.86	1,852.78	793.35	- -	- -	- -	7.24	6.59
Long-Term Debt/Capital (%)	41.59	83.05	87.59	51.57	50.5	- -	- -	- -	6.75	6.18
Long-Term Debt/Total Assets (%)	32.46	73.75	79.15	89.88	83.04	- -	- -	- -	6.75	6.18
Total Debt/Equity (%)	71.19	490.14	705.86	3,492.62	1,471	- -	- -	- -	7.24	6.59
Total Debt/Capital (%)	41.59	83.05	87.59	97.22	93.63	- -	- -	- -	6.75	6.18
Total Debt/Total Assets (%)	32.46	73.75	79.15	169.43	153.97	- -	- -	- -	6.75	6.18
CFO/Total Liabilities	-5.49	-0.08	1.4	-8.79	-1.09	- -	- -	- -	0.14	-13.64
CFO/CapEx	-3.72	-0.16	6.7	-88.7	-13.09	- -	- -	- -	- -	-276.6
Altman's Z-Score	0.43	0.89	0.11	0.38	0.39	- -	- -	- -	59.09	21.17

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	323.58	23.97	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	1.13	15.23	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	6	5	5	7	- -	- -	- -	76	73
- Cash & Cash Equivalents	- -	1	- -	1	- -	- -	- -	- -	- -	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	2	9	14	28	24	- -	- -	- -	1	2
Enterprise Value	2	15	19	33	31	- -	- -	- -	77	76
Total Capital	5	11	16	29	25	- -	- -	- -	11	33
Total Debt/Capital (%)	41.59	83.05	87.59	97.22	93.63	- -	- -	- -	6.75	6.18
Total Debt / EV	1.06	0.61	0.73	0.85	0.77	- -	- -	- -	0.01	0.03
EV/Sales	0.28	1.42	1.79	2.13	2.17	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	219.47	1,805.55	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	87.02	- -	- -	- -	- -	- -	21,410.78	- -
EV/Free Cash Flow to Firm	- -	340.58	75.72	- -	- -	- -	- -	- -	30.08	- -
Diluted Market Cap	3	6	5	6	6	- -	- -	- -	76	72
Diluted Enterprise Value	5	15	19	34	30	- -	- -	- -	77	74
EV per Share	- -	0.44	0.54	0.74	0.83	0.01	- -	- -	0.08	0.08
TTM Sales	7	11	10	15	14	- -	- -	- -	- -	- -
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	- -	-1	- -	- -	- -	- -	1	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-19.86	145.93	21.4	-4.64	-42.67	- -	- -	- -	71,924.34	-260.57
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	2	15	19	33	31	- -	- -	- -	77	76
Low Price	0.06	0.09	0.11	0.06	0.06	- -	- -	- -	- -	0.04
EV/Sales	0.28	1.42	1.79	2.13	2.17	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	219.47	1,805.55	- -	- -	- -	- -	- -
Price/Earnings	14	- -	- -	- -	- -	- -	- -	- -	2.14	- -
Price/Earnings Average	9.51	-32.2	-1.07	-5.17	-10.04	- -	- -	- -	- -	-112.77
Price/Earnings High	16	-48.36	-1.46	-7.5	-20	- -	- -	- -	- -	-304.81
Price/Earnings Low	6.5	-17.41	-0.85	-3.25	-6	- -	- -	- -	- -	-36.39
Price/Book Value	- -	3.47	2.68	6.67	4.59	-71.92	-7.19	-66.16	7.32	2.4
Price/Book Value Average	- -	3.04	2.47	5.75	2.3	-51.43	-119.51	-12.56	2.38	4.01
Price/Book Value High	- -	4.56	3.39	8.34	4.59	-129.45	-143.83	-66.16	7.78	10.85
Price/Book Value Low	- -	1.64	1.96	3.62	1.38	-1.44	-4.31	-2.88	- -	1.3
Price/Tangible Book Value	- -	-10.18	-7.23	-2.89	-7.19	-71.92	-7.19	-66.16	7.32	2.4
Price/Tangible Book Value Average	- -	-8.92	-6.69	-2.49	-3.61	-51.43	-119.51	-12.56	2.38	4.01
Price/Tangible Book Value High	- -	-13.39	-9.16	-3.61	-7.19	-129.45	-143.83	-66.16	7.78	10.85
Price/Tangible Book Value Low	- -	-4.82	-5.31	-1.56	-2.16	-1.44	-4.31	-2.88	- -	1.3
Price/Sales	0.4	0.61	0.51	0.41	0.42	- -	- -	- -	- -	- -
Price/Sales Average	0.27	0.53	0.47	0.36	0.21	- -	- -	- -	- -	- -
Price/Sales High	0.45	0.8	0.64	0.52	0.42	- -	- -	- -	- -	- -
Price/Sales Low	0.18	0.29	0.37	0.22	0.13	- -	- -	- -	- -	- -
Price/Cash Flow	-14.51	-751.11	24.59	-4.59	-39.41	- -	- -	- -	71,924.34	-259.63
Price/Cash Flow Average	-9.85	-658.11	22.74	-3.96	-19.79	- -	- -	- -	23,421.43	-434.87
Price/Cash Flow High	-16.58	-988.3	31.15	-5.74	-39.41	- -	- -	- -	76,419.61	-1,175.36
Price/Cash Flow Low	-6.74	-355.79	18.03	-2.49	-11.82	- -	- -	- -	0.9	-140.34
Price/Free Cash Flow Average	-13.48	127.86	19.79	-4	-21.43	- -	- -	- -	23,421.43	-436.45
Price/Free Cash Flow High	-22.69	192.01	27.1	-5.8	-42.67	- -	- -	- -	76,419.61	-1,179.63
Price/Free Cash Flow Low	-9.22	69.12	15.69	-2.52	-12.8	- -	- -	- -	0.9	-140.85
EV/Sales Average	0.28	1.35	1.76	2.08	1.91	- -	- -	- -	- -	- -
EV/Sales High	0.28	1.61	1.92	2.22	2.17	- -	- -	- -	- -	- -
EV/Sales Low	0.28	1.1	1.66	1.97	1.81	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	214.53	1,590.01	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	228.38	1,805.55	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	203.12	1,502.46	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	0.14	0.19	0.15	0.12	0.2	- -	- -	- -	0.08	0.07
High Price	0.16	0.25	0.19	0.15	0.2	0.01	0.01	- -	0.08	0.34
Enterprise Value Average	2	14	18	32	27	- -	- -	- -	25	125
Enterprise Value High	2	17	20	34	31	- -	- -	- -	81	335
Enterprise Value Low	2	12	17	30	26	- -	- -	- -	1	42

Shares Outstanding	- -	34	35	45	37	48	48	48	949	992
Diluted Weighted Avg Shares	19	34	35	53	30	- -	48	48	949	970
Basic Weighted Avg Shares	19	34	35	53	30	- -	48	48	949	970
Revenue per Share	0.35	0.31	0.3	0.29	0.48	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.01	-0.01	-0.13	-0.02	-0.01	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	0.01	-0.01	-0.13	-0.02	-0.01	- -	- -	- -	- -	- -
Diluted EPS, GAAP	0.01	-0.01	-0.13	-0.02	-0.01	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	0.01	-0.01	-0.13	-0.02	-0.01	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.01	- -	0.01	-0.03	-0.01	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	-0.01	- -	0.01	-0.03	-0.01	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	0.02	- -	0.01	0.01	- -	- -	- -	- -	- -
Book Value per Share	- -	0.05	0.06	0.02	0.04	- -	- -	- -	0.01	0.03
Tangible Book Value per Share	- -	-0.02	-0.02	-0.04	-0.03	- -	- -	- -	0.01	0.03

Complete Financial Solutions, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)