Central Pacific Financial Corp. Financial Ratios — CPF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	11.53	33.23	7.45	10.23	11.28	9.85	14.27	13.76	8.67	17.76	15.34	11.52	9.97	13.83
Return on Assets (%)	0.91	1.12	3.78	0.84	0.92	0.89	0.75	1.04	0.99	0.59	1.14	1	0.78	0.71	1.04
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	7.89	9.19	7.17	6.07	6.93	7.19	5.71	4.91	3.81	5.1	4.15	3.14	3.11	3.7	2.75
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	20.97	26.36	31.95	33.05	39.7	38.21	37.95	37.83	34.5	20.19	41.9	38	31.11	27.65	34.06
Profit Margin (%)	20.97	26.36	91.89	21.97	24.96	24.51	20.63	28.76	25.82	15.35	31.69	28.44	23.76	21.7	26.85
Net Income to Common Margin (%)	69.09	26.36	91.89	21.97	24.96	24.51	20.63	28.76	25.82	15.35	31.69	28.44	23.76	21.7	26.85
Effective Tax Rate (%)	- -	- -	- -	33.51	37.13	35.86	45.64	23.97	25.16	23.98	24.38	25.15	23.63	21.5	21.16
Dvd Payout Ratio (%)	69.64	- -	3.91	33.14	57	39.62	51.69	40.59	44.08	69.58	33.74	38.56	47.92	52.69	37.89
Sustainable Growth Rate (%)	- -	11.53	31.93	4.98	4.4	6.81	4.76	8.48	7.7	2.64	11.77	9.43	6	4.72	8.59

Credit (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	158	108	101	131	162	228	125	319	304	175	146	147	187	188	102
ST Debt	- -	- -	8	38	69	135	32	197	150	22	- -	5	- -	- -	- -
LT Debt	158	108	93	93	93	93	93	122	154	153	146	142	187	188	102
Total Debt/EBITDA	11.51	6.55	7.51	11.7	12.71	16.52	10.94	31.44	35.37	14.09	14	17.98	24.29	20.67	12.85
Net Debt/EBITDA	-7.18	-4.18	3.83	4.01	6.41	10.4	3.73	21.37	17.28	1.88	-21.36	-0.15	-47.66	-24.64	-38.02
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.38	9.96	12.66	10	8.02	7.84	7.38	7.21	7.13	6.55	6.31	6.67	6.85	7.33	7.73
Long-Term Debt/Equity (%)	33.94	21.03	14.06	16.33	18.76	18.39	18.56	24.84	29.17	27.91	26.21	31.3	37.06	34.99	17.23
Long-Term Debt/Capital (%)	28.47	19.57	13.23	15.06	16.18	14.28	17.19	16.55	21.04	25.16	23.82	22.07	26.29	25.59	15.13
Long-Term Debt/Total Assets (%)	3.83	2.48	1.96	1.91	1.81	1.72	1.65	2.1	2.56	2.31	1.97	1.91	2.44	2.52	1.38
Total Debt/Equity (%)	33.95	21.03	15.27	23.02	32.71	45.13	24.96	64.91	57.55	31.93	26.21	32.4	37.06	34.99	17.23
Total Debt/Capital (%)	28.48	19.57	14.37	21.23	28.22	35.05	23.12	43.24	41.52	28.79	23.82	22.85	26.29	25.59	15.13
Total Debt/Total Assets (%)	3.83	2.48	2.13	2.69	3.15	4.23	2.22	5.5	5.06	2.65	1.97	1.97	2.44	2.52	1.38
Net Debt to Equity	-21.17	-13.42	7.8	7.88	16.5	28.42	8.5	44.13	28.11	4.26	-40	-0.26	-72.71	-41.72	-50.98
Net Debt/Capital (%)	-33.03	-18.38	7.89	8.45	16.54	25.37	9.29	34.12	23.59	4.64	-78.18	-0.22	-195.14	-63.23	-102.07
EBITDA	14	17	13	11	13	14	11	10	9	12	10	8	8	9	8
EBITDA-CapEx	13	13	7	5	7	8	5	7	1	-14	-12	-10	-5	-6	3
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.38	9.96	12.66	10	8.02	7.84	7.38	7.21	7.13	6.55	6.31	6.67	6.85	7.33	7.73
Long-Term Debt/Equity (%)	33.94	21.03	14.06	16.33	18.76	18.39	18.56	24.84	29.17	27.91	26.21	31.3	37.06	34.99	17.23
Long-Term Debt/Capital (%)	28.47	19.57	13.23	15.06	16.18	14.28	17.19	16.55	21.04	25.16	23.82	22.07	26.29	25.59	15.13
Long-Term Debt/Total Assets (%)	3.83	2.48	1.96	1.91	1.81	1.72	1.65	2.1	2.56	2.31	1.97	1.91	2.44	2.52	1.38
Total Debt/Equity (%)	33.95	21.03	15.27	23.02	32.71	45.13	24.96	64.91	57.55	31.93	26.21	32.4	37.06	34.99	17.23
Total Debt/Capital (%)	28.48	19.57	14.37	21.23	28.22	35.05	23.12	43.24	41.52	28.79	23.82	22.85	26.29	25.59	15.13
Total Debt/Total Assets (%)	3.83	2.48	2.13	2.69	3.15	4.23	2.22	5.5	5.06	2.65	1.97	1.97	2.44	2.52	1.38
CFO/Total Liabilities	0.63	1.02	2.07	1.67	1.61	1.57	1.89	1.95	1.32	1.27	1.61	1.63	1.47	1.31	1.43
CFO/CapEx	30.95	10.66	13.45	11.87	12.81	12.97	14.82	32.09	10.03	2.95	4.99	6.19	8.31	6	18.88
Altman's Z-Score	-0.02	0.03	0.11	0.11	0.09	0.13	0.12	0.1	0.13	0.09	0.11	0.1	0.1	0.13	0.15

Working Capital (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	15.19	14.07	13.39	13.31	12.9	12.54	12.38	12.32	13.49	13.23	13.65	14.03	11.8	10.97	12.3
Days Sales Outstanding	24.02	25.94	27.26	27.42	28.29	29.1	29.47	29.63	27.07	27.59	26.73	26.01	30.93	33.29	29.69
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	464	650	843	803	710	974	907	716	843	534	789	556	532	786	839
- Cash & Cash Equivalents	257	177	49	86	80	84	82	102	103	104	329	112	522	381	379
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	10	10	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	158	108	101	131	162	228	125	319	304	175	146	147	187	188	102
Enterprise Value	-1,118	-945	-514	-381	-481	-126	-355	-272	-83	-578	-1,025	-81	-451	-144	31
Total Capital	556	553	701	616	573	650	540	738	733	606	615	642	710	736	675
Total Debt/Capital (%)	28.48	19.57	14.37	21.23	28.22	35.05	23.12	43.24	41.52	28.79	23.82	22.85	26.29	25.59	15.13
Total Debt / EV	-0.14	-0.11	-0.2	-0.34	-0.34	-1.81	-0.35	-1.17	-3.67	-0.3	-0.14	-1.8	-0.41	-1.31	3.33
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.2	0.11
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.44	3.86
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.55	0.31
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.47	0.3
Diluted Market Cap	470	656	850	816	719	981	914	721	848	536	796	559	533	789	843
Diluted Enterprise Value	381	597	901	860	801	1,125	956	938	1,049	606	613	594	197	596	566
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.83	1.14
TTM Sales	174	180	187	184	184	192	200	207	226	243	252	260	247	246	289
TTM EBITDA	14	17	13	11	13	14	11	10	9	12	10	8	8	9	8
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	23	39	85	71	75	76	97	103	72	77	110	114	105	91	97
TTM Free Cash Flow to Firm	24	43	91	77	80	82	103	107	79	103	133	133	118	106	103

Multiples (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	19.67	15.23	9.36	10.53	8.95	11.91	8.85	6.76	10.68	5.21	6	4.22	4.53	7.47	8.21
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-1,118	-945	-514	-381	-481	-126	-355	-272	-83	-578	-1,025	-81	-451	-144	31
Low Price	9.37	12.01	14.67	17.12	18.89	18.47	27.34	23.23	24.02	12.4	18.31	18.59	13.22	18	23.16
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.2	0.11
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.44	3.86
Price/Earnings	3.85	13.72	4.9	19.86	15.48	20.73	22.01	12.04	14.45	14.32	9.87	7.52	9.07	14.72	10.83
Price/Earnings Average	5.01	12.21	4.26	17.58	15.77	15.89	22.77	14.04	14.08	13.51	9.01	8.91	8.24	12.03	9.91
Price/Earnings High	15.79	13.73	4.95	20.4	17.81	21.11	24.75	15.63	15.06	22.32	10.22	11.48	11.31	16.84	11.59
Price/Earnings Low	2.79	10.57	3.58	15.81	13.28	12.19	20.17	11.48	11.74	9.34	6.42	6.89	6.09	9.12	8.05
Price/Book Value	1.2	1.49	1.4	1.66	1.72	2.31	2.19	1.71	1.97	1.24	1.69	1.12	1.02	1.43	1.47
Price/Book Value Average	1.56	1.33	1.22	1.47	1.76	1.77	2.26	1.99	1.92	1.17	1.54	1.33	0.92	1.17	1.34
Price/Book Value High	4.91	1.5	1.42	1.7	1.98	2.35	2.46	2.22	2.05	1.93	1.74	1.71	1.27	1.64	1.57
Price/Book Value Low	0.87	1.15	1.03	1.32	1.48	1.36	2	1.63	1.6	0.81	1.1	1.03	0.68	0.89	1.09
Price/Tangible Book Value	1.09	1.36	1.34	1.49	1.51	2.01	1.88	1.5	1.64	1	1.44	1.25	1.07	1.48	1.44
Price/Tangible Book Value Average	1.42	1.21	1.17	1.32	1.54	1.54	1.95	1.75	1.6	0.94	1.31	1.48	0.98	1.21	1.32
Price/Tangible Book Value High	4.48	1.36	1.36	1.53	1.74	2.05	2.12	1.95	1.71	1.56	1.49	1.91	1.34	1.7	1.54
Price/Tangible Book Value Low	0.79	1.05	0.98	1.19	1.3	1.18	1.72	1.43	1.33	0.65	0.93	1.15	0.72	0.92	1.07
Price/Sales	2.66	3.62	4.5	4.36	3.86	5.08	4.54	3.46	3.73	2.2	3.13	2.14	2.15	3.19	2.91
Price/Sales Average	3.46	3.22	3.91	3.86	3.94	3.9	4.7	4.04	3.64	2.07	2.85	2.53	1.96	2.61	2.66
Price/Sales High	10.91	3.62	4.55	4.48	4.45	5.17	5.11	4.49	3.89	3.42	3.24	3.26	2.69	3.66	3.11
Price/Sales Low	1.93	2.79	3.29	3.47	3.31	2.99	4.16	3.3	3.03	1.43	2.03	1.96	1.45	1.98	2.16
Price/Cash Flow	20.05	16.51	9.97	11.25	9.53	12.74	9.37	6.92	11.68	6.95	7.14	4.87	5.06	8.68	8.61
Price/Cash Flow Average	26.08	14.7	8.66	9.96	9.71	9.76	9.69	8.07	11.38	6.56	6.51	5.77	4.6	7.1	7.88
Price/Cash Flow High	82.27	16.53	10.08	11.56	10.96	12.97	10.54	8.98	12.17	10.83	7.39	7.44	6.31	9.94	9.22
Price/Cash Flow Low	14.54	12.72	7.28	8.96	8.17	7.49	8.59	6.6	9.48	4.53	4.64	4.46	3.4	5.38	6.4
Price/Free Cash Flow Average	25.58	13.55	8.13	9.32	9.12	9.13	9.15	7.88	10.41	4.92	5.48	5	4.11	6.11	7.51
Price/Free Cash Flow High	80.69	15.25	9.46	10.82	10.3	12.13	9.95	8.77	11.13	8.12	6.21	6.44	5.65	8.55	8.79
Price/Free Cash Flow Low	14.27	11.73	6.84	8.39	7.68	7	8.11	6.45	8.68	3.4	3.9	3.87	3.04	4.63	6.1
EV/Sales Average	2.95	2.89	4.19	4.11	4.38	4.64	4.91	5.09	4.53	2.36	2.13	2.67	0.6	1.83	1.7
EV/Sales High	10.4	3.29	4.82	4.73	4.89	5.92	5.32	5.54	4.78	3.72	2.51	3.4	1.33	2.87	2.15
EV/Sales Low	1.42	2.46	3.56	3.72	3.76	3.74	4.37	4.35	3.92	1.72	1.31	2.09	0.09	1.2	1.2
EV/EBITDA Average	37.39	31.44	58.39	67.66	63.24	64.56	86.01	103.61	118.91	46.33	51.4	84.97	19.24	49.39	61.85
EV/EBITDA High	131.82	35.82	67.29	77.88	70.59	82.34	93.17	112.93	125.53	72.83	60.64	108.24	42.65	77.57	78.23
EV/EBITDA Low	17.99	26.73	49.69	61.26	54.25	51.94	76.62	88.66	103	33.79	31.6	66.67	2.81	32.31	43.69
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	12.92	15.59	20.08	21.5	22.02	31.42	29.83	24.35	29.58	19.01	28.17	20.28	19.68	29.05	31.16
High Price	53	15.61	20.3	22.09	25.34	31.99	33.55	31.61	30.82	29.63	29.15	30.97	24.55	33.25	33.35
Enterprise Value Average	514	520	784	756	805	890	981	1,052	1,023	574	537	693	148	450	491
Enterprise Value High	1,813	592	903	870	899	1,135	1,062	1,147	1,079	902	634	883	328	707	622
Enterprise Value Low	248	442	667	684	691	716	874	900	886	419	330	544	22	294	347

Shares Outstanding	42	42	42	35	31	31	30	29	28	28	28	27	27	27	26
Diluted Weighted Avg Shares	36	42	42	38	33	31	31	30	29	28	28	28	27	27	27
Basic Weighted Avg Shares	36	42	42	37	32	31	30	29	28	28	28	27	27	27	27
Revenue per Share	4.86	4.31	4.46	4.93	5.7	6.18	6.57	7.03	7.93	8.65	9	9.49	9.14	9.1	10.71
EBITDA per Share	0.38	0.4	0.32	0.3	0.39	0.44	0.38	0.35	0.3	0.44	0.37	0.3	0.28	0.34	0.3
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.36	1.14	4.1	1.08	1.42	1.52	1.36	2.02	2.05	1.33	2.85	2.7	2.17	1.97	2.88
Basic EPS from Cont Ops	1.02	1.14	4.1	1.08	1.42	1.52	1.36	2.02	2.05	1.33	2.85	2.7	2.17	1.97	2.88
Diluted EPS, GAAP	3.31	1.13	4.07	1.07	1.4	1.5	1.34	2.01	2.03	1.32	2.83	2.68	2.17	1.97	2.86
Diluted EPS from Cont Ops	1.01	1.13	4.07	1.07	1.4	1.5	1.34	2.01	2.03	1.32	2.83	2.68	2.17	1.97	2.86
Dividend per Share	- -	- -	0.16	0.36	0.81	0.6	0.7	0.82	0.9	0.92	0.96	1.04	1.04	1.04	1.09
Cash Flow per Share	0.64	0.94	2.01	1.91	2.31	2.47	3.18	3.52	2.53	2.74	3.95	4.17	3.89	3.35	3.62
Free Cash Flow per Basic Share	0.62	0.86	1.86	1.75	2.13	2.28	2.97	3.41	2.28	1.81	3.15	3.49	3.42	2.79	3.43
Cash & Equivalents per Share	48.76	41.09	34.73	35.19	41.95	42.83	45.6	44.46	43.16	45.83	70.01	28.61	43.28	41.34	33.81
Book Value per Share	10.8	10.43	14.31	12.98	12.77	13.61	13.65	14.25	15.04	15.38	16.72	18.09	19.37	20.24	21.26
Tangible Book Value per Share	11.83	11.44	14.95	14.41	14.56	15.62	15.86	16.19	18.03	19.05	19.59	16.2	18.32	19.58	21.68

Central Pacific Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)