Community Trust Bancorp, Inc. Financial Ratios — CTBI Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	20.41	20.98	18.81	17.82	18.97	17.51	17.28	17.94	17.6	14.85	19.72	16.3	14.15	13.84	15.01
Return on Assets (%)	1.12	1.24	1.25	1.18	1.22	1.21	1.28	1.42	1.51	1.25	1.67	1.52	1.4	1.38	1.52
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	9.69	9.63	8.27	7.69	7.89	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.41	38.98	37.9	37.66	38.48	38.78	2.16	1.95	2.83	2.6	2.25	2.3	2.32	2.01	2.04
Operating Margin (%)	- -	36.55	35.42	35.22	36.28	36.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-315.39	2,321.22	1.44	40.57	134.7	62.39	-1,494.24	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	31.74	36.55	35.42	35.22	36.28	36.63	36.85	36.34	36.91	34.18	49.5	44.51	42.71	42.92	44.97
Profit Margin (%)	22.15	25.19	24.55	24.41	25.93	26.09	27.7	30.51	33.09	28.95	39.34	36.04	33.8	33.32	34.7
Net Income to Common Margin (%)	22.15	25.19	24.55	24.41	25.93	26.09	27.7	30.51	33.09	28.95	39.34	36.04	33.8	33.32	34.7
Effective Tax Rate (%)	30.21	31.07	30.69	30.68	28.53	28.76	24.84	16.04	10.35	15.31	20.52	19.03	20.86	22.38	22.84
Dvd Payout Ratio (%)	48.27	42.83	54.34	47.56	45.94	46.87	44.63	41.19	40.65	45.61	31.74	36.59	41.26	40.34	36.69
Sustainable Growth Rate (%)	10.56	12	8.59	9.34	10.25	9.3	9.57	10.55	10.45	8.08	13.46	10.33	8.31	8.26	9.5

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	96	63	63	123	162	62	60	60	73	72	71	76	81	80	80
ST Debt	13	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	83	63	63	123	162	62	60	60	73	72	71	76	81	80	80
Total Debt/EBITDA	22.78	0.9	0.9	1.84	2.36	0.89	15.02	15.79	13.32	13.51	14.15	14.53	15.13	15.89	13.99
Net Debt/EBITDA	-35.96	-2.07	-0.64	0.21	-0.41	-1.18	-31.17	-22.32	-37.47	-52.42	-50.42	-13.55	-38.7	-61.05	-52.12
Total Debt/EBIT	- -	0.96	0.96	1.96	2.5	0.94	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-2.2	-0.69	0.22	-0.43	-1.25	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.59	6.24	7.07	6.23	6.6	7.2	7.56	8.27	8.83	8.09	8.78	9.82	9.96	10.05	10.24
Long-Term Debt/Equity (%)	22.61	15.68	15.18	27.35	34.15	12.44	11.34	10.6	11.94	11.03	10.2	12.07	11.53	10.5	9.4
Long-Term Debt/Capital (%)	27.96	21.66	19.82	34.55	38.67	18.03	16.14	14.67	15.99	14.8	13.02	12.55	12.35	11.33	10.52
Long-Term Debt/Total Assets (%)	2.31	1.73	1.75	3.29	4.16	1.58	1.46	1.42	1.68	1.41	1.31	1.41	1.4	1.28	1.2
Total Debt/Equity (%)	26.18	15.68	15.18	27.35	34.15	12.44	11.34	10.6	11.94	11.03	10.2	12.07	11.53	10.5	9.4
Total Debt/Capital (%)	32.38	21.66	19.82	34.55	38.67	18.03	16.14	14.67	15.99	14.8	13.02	12.55	12.35	11.33	10.52
Total Debt/Total Assets (%)	2.67	1.73	1.75	3.29	4.16	1.58	1.46	1.42	1.68	1.41	1.31	1.41	1.4	1.28	1.2
Net Debt to Equity	-41.32	-35.83	-10.9	3.07	-5.94	-16.56	-23.53	-14.98	-33.61	-42.79	-36.35	-11.26	-29.49	-40.32	-35.03
Net Debt/Capital (%)	-309.51	-171.69	-21.58	5.59	-12.32	-41.37	-66.48	-32.11	-106.4	-187.43	-107.91	-14.89	-53.96	-92.02	-74.77
EBITDA	4	69	70	67	69	70	4	4	6	5	5	5	5	5	6
EBITDA-CapEx	1	65	68	65	67	67	-10	1	3	4	3	-1	-1	-3	-2
Operating Income (Loss)	- -	65	65	62	65	66	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.59	6.24	7.07	6.23	6.6	7.2	7.56	8.27	8.83	8.09	8.78	9.82	9.96	10.05	10.24
Long-Term Debt/Equity (%)	22.61	15.68	15.18	27.35	34.15	12.44	11.34	10.6	11.94	11.03	10.2	12.07	11.53	10.5	9.4
Long-Term Debt/Capital (%)	27.96	21.66	19.82	34.55	38.67	18.03	16.14	14.67	15.99	14.8	13.02	12.55	12.35	11.33	10.52
Long-Term Debt/Total Assets (%)	2.31	1.73	1.75	3.29	4.16	1.58	1.46	1.42	1.68	1.41	1.31	1.41	1.4	1.28	1.2
Total Debt/Equity (%)	26.18	15.68	15.18	27.35	34.15	12.44	11.34	10.6	11.94	11.03	10.2	12.07	11.53	10.5	9.4
Total Debt/Capital (%)	32.38	21.66	19.82	34.55	38.67	18.03	16.14	14.67	15.99	14.8	13.02	12.55	12.35	11.33	10.52
Total Debt/Total Assets (%)	2.67	1.73	1.75	3.29	4.16	1.58	1.46	1.42	1.68	1.41	1.31	1.41	1.4	1.28	1.2
CFO/Total Liabilities	2	1.79	2.86	1.76	1.6	1.79	1.73	1.8	2.22	1.39	2.45	2.1	1.69	1.94	1.8
CFO/CapEx	20.64	13.46	43.1	27.64	24.48	17.56	4.4	23.12	32.47	42.09	48.75	16.03	13.58	13.04	13.81
Altman's Z-Score	0.18	0.26	0.32	0.28	0.27	0.33	0.26	0.25	0.27	0.22	0.24	0.26	0.25	0.27	0.27

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	26.9	13.33	13.41	14.31	12.97	10.69	10.29	11.14
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	13.57	27.38	27.22	25.5	28.14	34.14	35.49	32.75
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	451	507	704	634	609	870	830	701	827	658	776	819	785	952	1,018
- Cash & Cash Equivalents	248	206	108	109	191	145	185	144	265	338	312	129	272	370	364
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	96	63	63	123	162	62	60	60	73	72	71	76	81	80	80
Enterprise Value	-228	-240	50	8	-14	182	120	22	35	-606	-921	-490	-570	461	529
Total Capital	297	290	316	355	420	346	373	407	459	488	547	604	655	702	765
Total Debt/Capital (%)	32.38	21.66	19.82	34.55	38.67	18.03	16.14	14.67	15.99	14.8	13.02	12.55	12.35	11.33	10.52
Total Debt / EV	-0.42	-0.26	1.25	15.61	-11.77	0.34	0.5	2.68	2.08	-0.12	-0.08	-0.15	-0.14	0.17	0.15
EV/Sales	- -	- -	0.27	0.04	- -	1	0.64	0.12	0.18	- -	- -	- -	- -	1.86	1.87
EV/EBITDA	- -	- -	0.72	0.12	- -	2.59	29.89	5.9	6.4	- -	- -	- -	- -	92.21	91.88
EV/EBIT	- -	- -	0.77	0.13	- -	2.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	0.55	0.14	- -	2.96	1.92	0.34	0.42	- -	- -	- -	- -	4.38	5.03
EV/Free Cash Flow to Firm	- -	- -	0.54	0.13	- -	2.8	1.57	0.33	0.41	- -	- -	- -	- -	4.07	4.69
Diluted Market Cap	451	509	708	637	611	871	831	701	827	658	776	820	785	953	1,019
Diluted Enterprise Value	300	365	663	651	583	788	707	617	636	392	536	767	594	663	736
EV per Share	- -	- -	2.91	0.45	- -	10.38	6.79	1.26	1.99	- -	- -	- -	- -	25.7	29.34
TTM Sales	175	178	184	177	179	181	186	194	195	206	224	227	231	249	283
TTM EBITDA	4	69	70	67	69	70	4	4	6	5	5	5	5	5	6
TTM Operating Income	- -	65	65	62	65	66	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	64	58	91	58	55	61	62	65	83	62	116	100	86	105	105
TTM Free Cash Flow to Firm	67	62	93	60	57	65	77	68	86	64	118	106	92	113	113

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.69	8.18	7.62	10.68	10.68	13.42	10.87	10.26	9.62	10.3	6.58	7.74	8.52	8.41	9.05
EV/EBIT	- -	- -	0.77	0.13	- -	2.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-228	-240	50	8	-14	182	120	22	35	-606	-921	-490	-570	461	529
Low Price	20.25	26.48	29.23	32.33	31.53	30.89	40.33	35.7	38.03	26.45	36.02	39.1	32.68	38.44	44.6
EV/Sales	- -	- -	0.27	0.04	- -	1	0.64	0.12	0.18	- -	- -	- -	- -	1.86	1.87
EV/EBITDA	- -	- -	0.72	0.12	- -	2.59	29.89	5.9	6.4	- -	- -	- -	- -	92.21	91.88
Price/Earnings	11.6	11.3	15.59	14.67	13.12	18.38	16.13	11.83	12.81	11.05	8.82	10.01	10.06	11.49	10.38
Price/Earnings Average	10.78	11.29	13.04	14.26	12.82	13.56	15.54	14.12	11.57	10.26	8.55	9.38	8.86	10.06	9.87
Price/Earnings High	11.97	12.73	15.98	16.48	14.13	19.03	17.77	15.83	13.06	13.98	9.61	10.48	10.86	13.37	11.31
Price/Earnings Low	8.79	10.04	11.1	12.95	11.84	11.45	13.81	10.66	10.44	7.89	7.29	8.52	7.49	8.33	8.19
Price/Book Value	2.25	2.23	2.78	2.73	2.37	3.07	2.66	2.02	2.14	1.58	1.63	1.55	1.37	1.53	1.49
Price/Book Value Average	2.09	2.23	2.32	2.66	2.31	2.27	2.56	2.41	1.94	1.47	1.58	1.45	1.2	1.34	1.41
Price/Book Value High	2.32	2.52	2.85	3.07	2.55	3.18	2.93	2.7	2.18	2	1.78	1.62	1.47	1.78	1.62
Price/Book Value Low	1.7	1.98	1.98	2.41	2.13	1.91	2.27	1.82	1.75	1.13	1.35	1.32	1.02	1.11	1.17
Price/Tangible Book Value	1.51	1.53	2.05	1.67	1.5	2.02	1.8	1.42	1.51	1.12	1.24	1.48	1.25	1.39	1.3
Price/Tangible Book Value Average	1.4	1.53	1.72	1.63	1.46	1.49	1.73	1.69	1.37	1.04	1.2	1.38	1.1	1.22	1.23
Price/Tangible Book Value High	1.56	1.72	2.11	1.88	1.61	2.09	1.98	1.89	1.54	1.42	1.35	1.55	1.35	1.62	1.41
Price/Tangible Book Value Low	1.14	1.36	1.46	1.48	1.35	1.26	1.54	1.28	1.23	0.8	1.02	1.26	0.93	1.01	1.02
Price/Sales	2.57	2.85	3.83	3.58	3.4	4.8	4.47	3.61	4.24	3.2	3.47	3.61	3.4	3.83	3.6
Price/Sales Average	2.39	2.84	3.2	3.48	3.32	3.54	4.3	4.31	3.83	2.97	3.36	3.38	2.99	3.35	3.42
Price/Sales High	2.65	3.21	3.92	4.02	3.66	4.97	4.92	4.83	4.32	4.05	3.78	3.78	3.67	4.45	3.92
Price/Sales Low	1.95	2.53	2.73	3.16	3.07	2.99	3.82	3.25	3.46	2.28	2.87	3.07	2.53	2.78	2.84
Price/Cash Flow	7	8.76	7.76	11.03	11.08	14.17	13.32	10.7	9.9	10.54	6.7	8.22	9.14	9.04	9.69
Price/Cash Flow Average	6.51	8.75	6.49	10.72	10.83	10.45	12.84	12.77	8.94	9.79	6.5	7.7	8.05	7.91	9.22
Price/Cash Flow High	7.22	9.86	7.96	12.39	11.93	14.67	14.68	14.31	10.1	13.34	7.31	8.6	9.87	10.51	10.56
Price/Cash Flow Low	5.3	7.78	5.53	9.74	10	8.82	11.4	9.64	8.08	7.53	5.54	7	6.81	6.55	7.65
Price/Free Cash Flow Average	6.22	8.17	6.37	10.39	10.43	9.9	10.47	12.25	8.68	9.57	6.37	7.25	7.5	7.36	8.61
Price/Free Cash Flow High	6.9	9.21	7.81	12	11.5	13.89	11.97	13.73	9.8	13.03	7.17	8.1	9.2	9.78	9.86
Price/Free Cash Flow Low	5.07	7.27	5.43	9.44	9.63	8.36	9.31	9.25	7.84	7.35	5.43	6.59	6.35	6.09	7.15
EV/Sales Average	1.52	2.04	2.96	3.56	3.17	3.08	3.63	3.87	2.84	1.68	2.29	3.15	2.17	2.19	2.42
EV/Sales High	1.79	2.4	3.68	4.1	3.51	4.51	4.25	4.39	3.34	2.75	2.7	3.54	2.84	3.29	2.92
EV/Sales Low	1.08	1.72	2.48	3.24	2.91	2.53	3.15	2.82	2.47	0.99	1.79	2.84	1.71	1.61	1.84
EV/EBITDA Average	63.32	5.23	7.8	9.45	8.23	7.95	168.55	198.55	100.63	64.43	101.54	136.85	93.45	108.57	118.95
EV/EBITDA High	74.27	6.16	9.71	10.89	9.11	11.63	197.2	225.28	118.06	105.79	120.12	154.04	122.64	163.25	143.45
EV/EBITDA Low	44.95	4.42	6.55	8.6	7.57	6.53	146.29	144.46	87.5	38	79.45	123.45	73.61	79.91	90.38
EV/EBIT Average	- -	5.58	8.35	10.11	8.73	8.41	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	6.57	10.39	11.64	9.66	12.31	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	4.72	7.01	9.2	8.03	6.91	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	26.75	29.8	41.05	36.61	34.96	49.6	47.1	39.61	46.64	37.05	43.61	45.93	43.86	53.03	56.5
High Price	27.59	33.56	42.07	41.13	37.63	51.35	51.9	53	47.54	46.87	47.53	48.05	47.35	61.67	61.55
Enterprise Value Average	267	363	544	631	567	559	675	752	555	344	511	714	500	543	684
Enterprise Value High	313	427	677	726	628	818	790	853	651	566	605	804	656	817	825
Enterprise Value Low	189	307	457	574	521	459	586	547	483	203	400	644	394	400	520

Shares Outstanding	17	17	17	17	18	18	18	18	18	18	18	18	18	18	18
Diluted Weighted Avg Shares	17	17	17	17	17	18	18	18	18	18	18	18	18	18	18
Basic Weighted Avg Shares	17	17	17	17	17	18	18	18	18	18	18	18	18	18	18
Revenue per Share	10.41	10.47	10.72	10.22	10.27	10.34	10.54	10.97	11.01	11.58	12.57	12.73	12.9	13.85	15.69
EBITDA per Share	0.25	4.08	4.06	3.85	3.95	4.01	0.23	0.21	0.31	0.3	0.28	0.29	0.3	0.28	0.32
Operating Income per Share	- -	3.83	3.8	3.6	3.73	3.79	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.31	2.64	2.63	2.5	2.66	2.7	2.92	3.35	3.64	3.35	4.94	4.59	4.36	4.61	5.44
Basic EPS from Cont Ops	2.31	2.64	2.63	2.5	2.66	2.7	2.92	3.35	3.64	3.35	4.94	4.59	4.36	4.61	5.44
Diluted EPS, GAAP	2.3	2.63	2.62	2.49	2.66	2.7	2.92	3.35	3.64	3.35	4.94	4.58	4.36	4.61	5.43
Diluted EPS from Cont Ops	2.3	2.63	2.62	2.49	2.66	2.7	2.92	3.35	3.64	3.35	4.94	4.58	4.36	4.61	5.43
Dividend per Share	1.11	1.13	1.43	1.19	1.22	1.26	1.3	1.38	1.48	1.53	1.57	1.68	1.8	1.86	2
Cash Flow per Share	3.82	3.4	5.29	3.32	3.15	3.5	3.54	3.7	4.71	3.51	6.5	5.59	4.8	5.87	5.83
Free Cash Flow per Basic Share	3.63	3.15	5.16	3.2	3.03	3.3	2.73	3.54	4.56	3.43	6.37	5.24	4.45	5.42	5.41
Cash & Equivalents per Share	46.01	47.59	41.79	43.23	45.07	42.77	43.72	41.73	48.79	75.26	99.37	77.66	80.25	31.76	31.62
Book Value per Share	11.91	13.34	14.77	13.39	14.77	16.14	17.74	19.65	21.76	23.43	26.76	29.61	32.11	34.66	38
Tangible Book Value per Share	17.69	19.49	19.98	21.87	23.32	24.59	26.19	27.99	30.81	32.98	35.19	31.07	35.17	38.15	43.51

Community Trust Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)