Citizens Bancorp (Nevada City, CA)

CZNB

CZNBCitizens Bancorp (Nevada City, CA) US flag

Other OTC

0.00

USD

-NaN

- -

67.86MMarket Cap

Profitability (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Return on Common Equity (%)	- -	4.52	10.89	8.94	5.72	3.02
Return on Assets (%)	- -	0.46	1.01	0.86	0.59	0.37
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	41.83	16.94	45.63	37.33	24.04	13.64
Profit Margin (%)	31.45	13.49	34.49	27.99	18.66	11.06
Net Income to Common Margin (%)	30.74	13.06	33.86	27.55	18.29	10.69
Effective Tax Rate (%)	24.8	20.35	24.4	25.02	22.39	18.92
Dvd Payout Ratio (%)	15.77	53.75	12.13	28.75	33.37	40.15
Sustainable Growth Rate (%)	- -	2.09	9.57	6.37	3.81	1.81

Credit (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Debt	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.93	9.07	9.05	9.84	10.5	13.48
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Net Debt to Equity	-57.73	-202.39	-120.73	-265.49	-227.32	-65.66
Net Debt/Capital (%)	-143.24	187.04	688.43	311.34	305.2	-77.17
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	-1	-1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.93	9.07	9.05	9.84	10.5	13.48
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
CFO/Total Liabilities	1.52	1.3	1.29	1.36	1.39	0.39
CFO/CapEx	9.22	24.69	27.27	27.73	9.2	4.04
Altman's Z-Score	0.12	0.09	0.1	0.11	0.12	0.15

Working Capital (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Market Capitalization	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	52	196	115	156	162	48
+ Preferred Equity and Hybrid Capital	2	2	2	2	2	2
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -
Enterprise Value	-50	-194	-113	-154	-160	-46
Total Capital	89	91	99	106	109	111
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	-50	-194	-113	-154	-160	-46
EV per Share	- -	- -	- -	- -	- -	- -
TTM Sales	33	30	30	33	33	30
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	12	13	14	13	3
TTM Free Cash Flow to Firm	12	12	13	14	15	4

Multiples (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Price/Free Cash Flow	0.01	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-50	-194	-113	-154	-160	-46
Low Price	0.01	0.01	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	0.01	0.01	- -	- -	- -	- -
Price/Earnings Average	0.01	0.02	0.01	- -	- -	- -
Price/Earnings High	0.09	0.04	0.02	- -	- -	- -
Price/Earnings Low	- -	0.01	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -
Price/Book Value High	0.01	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	0.01	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -
Price/Sales High	0.03	0.01	0.01	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -
Price/Cash Flow	0.01	- -	- -	- -	- -	- -
Price/Cash Flow Average	0.01	0.01	0.01	- -	- -	- -
Price/Cash Flow High	0.09	0.01	0.02	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	0.01	0.01	0.01	- -	- -	- -
Price/Free Cash Flow High	0.08	0.01	0.02	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	0.02	0.01	- -	- -	- -	- -
High Price	0.17	0.03	0.04	- -	- -	- -
Enterprise Value Average	-50	-194	-113	-154	-160	-46
Enterprise Value High	-49	-194	-113	-154	-160	-46
Enterprise Value Low	-50	-194	-113	-154	-160	-46

Profitability (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Return on Common Equity (%)	- -	4.52	10.89	8.94	5.72	3.02
Return on Assets (%)	- -	0.46	1.01	0.86	0.59	0.37
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	41.83	16.94	45.63	37.33	24.04	13.64
Profit Margin (%)	31.45	13.49	34.49	27.99	18.66	11.06
Net Income to Common Margin (%)	30.74	13.06	33.86	27.55	18.29	10.69
Effective Tax Rate (%)	24.8	20.35	24.4	25.02	22.39	18.92
Dvd Payout Ratio (%)	15.77	53.75	12.13	28.75	33.37	40.15
Sustainable Growth Rate (%)	- -	2.09	9.57	6.37	3.81	1.81

Credit (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Debt	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.93	9.07	9.05	9.84	10.5	13.48
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Net Debt to Equity	-57.73	-202.39	-120.73	-265.49	-227.32	-65.66
Net Debt/Capital (%)	-143.24	187.04	688.43	311.34	305.2	-77.17
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	-1	-1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.93	9.07	9.05	9.84	10.5	13.48
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -
CFO/Total Liabilities	1.52	1.3	1.29	1.36	1.39	0.39
CFO/CapEx	9.22	24.69	27.27	27.73	9.2	4.04
Altman's Z-Score	0.12	0.09	0.1	0.11	0.12	0.15

Working Capital (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Market Capitalization	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	52	196	115	156	162	48
+ Preferred Equity and Hybrid Capital	2	2	2	2	2	2
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -
Enterprise Value	-50	-194	-113	-154	-160	-46
Total Capital	89	91	99	106	109	111
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	-50	-194	-113	-154	-160	-46
EV per Share	- -	- -	- -	- -	- -	- -
TTM Sales	33	30	30	33	33	30
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	12	13	14	13	3
TTM Free Cash Flow to Firm	12	12	13	14	15	4

Multiples (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Price/Free Cash Flow	0.01	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-50	-194	-113	-154	-160	-46
Low Price	0.01	0.01	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	0.01	0.01	- -	- -	- -	- -
Price/Earnings Average	0.01	0.02	0.01	- -	- -	- -
Price/Earnings High	0.09	0.04	0.02	- -	- -	- -
Price/Earnings Low	- -	0.01	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -
Price/Book Value High	0.01	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	0.01	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -
Price/Sales High	0.03	0.01	0.01	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -
Price/Cash Flow	0.01	- -	- -	- -	- -	- -
Price/Cash Flow Average	0.01	0.01	0.01	- -	- -	- -
Price/Cash Flow High	0.09	0.01	0.02	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	0.01	0.01	0.01	- -	- -	- -
Price/Free Cash Flow High	0.08	0.01	0.02	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	0.02	0.01	- -	- -	- -	- -
High Price	0.17	0.03	0.04	- -	- -	- -
Enterprise Value Average	-50	-194	-113	-154	-160	-46
Enterprise Value High	-49	-194	-113	-154	-160	-46
Enterprise Value Low	-50	-194	-113	-154	-160	-46

Shares Outstanding	6	6	6	6	6	6
Diluted Weighted Avg Shares	6	6	6	6	6	- -
Basic Weighted Avg Shares	6	6	6	6	6	- -
Revenue per Share	6.04	5.43	5.32	5.75	5.85	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.86	0.71	1.8	1.58	1.07	- -
Basic EPS from Cont Ops	1.9	0.73	1.83	1.61	1.09	- -
Diluted EPS, GAAP	1.86	0.71	1.8	1.58	1.07	- -
Diluted EPS from Cont Ops	1.9	0.73	1.83	1.61	1.09	- -
Dividend per Share	0.34	0.4	0.25	0.48	0.38	- -
Cash Flow per Share	1.93	2.06	2.23	2.4	2.34	- -
Free Cash Flow per Basic Share	1.72	1.98	2.15	2.31	2.09	- -
Cash & Equivalents per Share	9.44	35.04	20.51	27.54	28.77	- -
Book Value per Share	15.63	15.95	17.18	18.35	19	- -
Tangible Book Value per Share	15.95	16.95	16.64	10.03	12.31	- -

Citizens Bancorp (Nevada City, CA)

Profitability (USD)

Credit (USD)

Liquidity (USD)

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Enterprise Value (USD)

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Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)