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    Banks - Regional
Citizens Bancorp (Nevada City, CA)

Citizens Bancorp (Nevada City, CA)

CZNB
Citizens Bancorp (Nevada City, CA)US flagOther OTC
0.00
USD
-NaN
- -
67.86MMarket Cap

Income Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
Sales/Revenue/Turnover
33
30
30
33
33
30
+ Sales & Services Revenue
33
30
30
33
33
30
- Cost of Revenue
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-19
-18
-21
-23
-25
-26
- Operating Expenses
19
18
21
23
25
26
+ Selling, General & Admin
- -
- -
- -
- -
1
1
+ Research & Development
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
18
18
20
22
24
25
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-14
-5
-14
-12
-8
-4
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-14
-5
-14
-12
-8
-4
Pretax Income
14
5
14
12
8
4
- Income Tax Expense (Benefit)
3
1
3
3
2
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
10
4
10
9
6
3
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
10
4
10
9
6
3
- Minority Interest
- -
- -
- -
- -
- -
- -
Net Income, GAAP
10
4
10
9
6
3
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
10
4
10
9
6
3
EBIT
- -
- -
- -
- -
- -
- -
EBITDA
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
EBITA
-1
-1
-1
-1
-1
-1
Gross Margin (%)
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Profit Margin (%)
31.45
13.49
34.49
27.99
18.66
11.06
Sales per Employee
- -
- -
- -
- -
- -
- -
Dividend per Share
0.34
0.4
0.25
0.48
0.38
- -
Depreciation Expense
1
1
1
1
1
1
Basic Weighted Avg Shares
6
6
6
6
6
- -
Basic EPS, GAAP
1.86
0.71
1.8
1.58
1.07
- -
Basic EPS from Cont Ops
1.9
0.73
1.83
1.61
1.09
- -
Diluted Weighted Avg Shares
6
6
6
6
6
- -
Diluted EPS, GAAP
1.86
0.71
1.8
1.58
1.07
- -
Diluted EPS from Cont Ops
1.9
0.73
1.83
1.61
1.09
- -

Balance Sheet (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
Total Current Assets
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
52
196
115
156
162
48
+ Cash & Cash Equivalents
52
196
115
156
162
48
+ ST Investments
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
3
4
4
4
4
4
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
3
4
4
4
4
4
+ Inventories
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-56
-200
-119
-160
-167
-52
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
13
13
12
12
14
14
+ Property, Plant & Equip
23
23
23
24
25
26
- Accumulated Depreciation
10
11
11
11
11
12
+ LT Investments & Receivables
286
314
552
464
66
58
+ LT Investments
286
314
552
464
66
58
+ LT Receivables
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-299
-326
-564
-476
-80
-73
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-299
-326
-564
-476
-80
-73
Total Assets
790
984
1,067
1,055
1,020
807
+ Payables & Accruals
- -
- -
- -
- -
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
+ LT Debt
- -
- -
- -
- -
- -
- -
+ LT Borrowings
- -
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
- -
- -
- -
- -
- -
- -
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
- -
- -
- -
- -
- -
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
Total Liabilities
700
887
972
996
948
734
+ Preferred Equity and Hybrid Capital
2
2
2
2
2
2
+ Share Capital & APIC
43
44
45
45
45
45
+ Common Stock
43
44
45
45
45
45
+ Additional Paid in Capital
- -
- -
- -
- -
- -
- -
- Treasury Stock
- -
- -
- -
- -
- -
- -
+ Retained Earnings
43
45
52
58
62
64
+ Other Equity
- -
- -
- -
- -
- -
- -
Equity Before Minority Interest
90
97
96
59
71
73
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
Total Equity
90
97
96
59
71
73
Total Liabilities & Equity
790
984
1,067
1,055
1,020
807
Shares Outstanding
6
6
6
6
6
6
Number of Employees
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
Net Debt
-52
-196
-115
-156
-162
-48
Net Debt to Equity
-57.73
-202.39
-120.73
-265.49
-227.32
-65.66
Tangible Common Equity Ratio
11.15
9.65
8.77
5.38
6.81
8.86
Current Ratio
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
+ Net Income
10
4
10
9
6
3
+ Depreciation & Amortization
- -
- -
- -
- -
- -
- -
+ Non-Cash Items
1
8
2
5
8
-1
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
-2
- -
1
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
10
3
4
7
-1
+ Chg in Non-Cash Work Cap
- -
- -
- -
- -
-1
- -
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
-1
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
11
12
13
14
13
3
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-1
- -
- -
- -
-1
-1
+ Acq of Fixed Prod Assets
-1
- -
- -
- -
-1
-1
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
-1
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
-1
- -
+ Net Change in LT Investment
-4
-24
-255
23
78
65
+ Dec in LT Investment
134
107
84
84
78
65
+ Inc in LT Investment
-138
-131
-339
-61
- -
- -
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-6
-27
79
-17
-27
30
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-11
-52
-176
6
50
95
+ Dividends Paid
-2
-2
-1
-3
-2
-1
+ Net Cash From Debt
- -
- -
- -
- -
160
-160
+ Cash From Debt
- -
- -
- -
- -
201
100
+ Repayments of Debt
- -
- -
- -
- -
-41
-260
+ Other Financing Activities
6
187
84
24
-213
-50
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
4
184
83
21
-56
-211
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
Net Changes in Cash
3
144
-81
40
6
-114
EBITDA
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
Free Cash Flow
10
11
12
13
12
2
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
10
11
12
13
12
2
Free Cash Flow to Equity
- -
11
12
13
172
-158
Free Cash Flow per Basic Share
1.72
1.98
2.15
2.31
2.09
- -
Price/Free Cash Flow
0.01
- -
- -
- -
- -
- -
Cash Flow to Net Income
1.02
2.81
1.22
1.49
2.14
0.85
Capital Expenditures
-1
- -
- -
- -
-1
-1