Independence Realty Trust, Inc. Financial Ratios — 5O2 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-76.73	-6.79	1.6	1.8	9.18	-2.25	5.34	4.22	7.42	2.24	2.13	3.31	-0.49	1.14	1.64
Return on Assets (%)	-0.17	-0.08	0.38	0.67	2.72	-0.73	2.2	1.69	2.76	0.87	1.08	1.8	-0.27	0.64	0.94
Return on Capital (%)	- -	1.95	2.26	2.66	4.89	- -	4.28	4.08	5.26	3.13	2	3.16	- -	1.91	2.28
Return on Invested Capital (%)	- -	2.74	3.07	1.99	1	- -	3.37	3.41	3.13	2.69	-0.14	1.52	- -	2.09	2.03
Gross Margin (%)	48.35	51.49	52.72	52.42	54.41	55.67	56.13	56.43	57.05	56.83	58.93	59.22	58.94	58.52	59.06
EBITDA Margin (%)	36.09	43.29	46.86	42.83	34.93	48.56	49.39	50.75	50.77	49.37	28.44	55.58	54.85	54.14	55.21
Operating Margin (%)	21.29	23.39	25.98	21.12	21.66	25.89	29.01	27.12	24.79	21.07	20.76	14.81	22.37	20.22	18.43
Incremental Operating Margin (%)	21.24	25.68	38.99	17.8	22.11	36.45	90.21	16.99	- -	- -	19.01	10.88	168.62	87.9	- -
Pretax Margin (%)	-4.27	2.57	6.39	5.99	27.52	-6.23	19.5	13.92	22.81	7.02	18.19	19.2	-2.69	6.25	8.77
Profit Margin (%)	-1.29	-0.65	3.13	5.98	25.77	-6.39	18.74	13.75	22.58	6.97	17.82	18.65	-2.61	6.14	8.6
Net Income to Common Margin (%)	-1.29	-0.65	3.13	5.98	25.77	-6.39	18.74	13.75	22.58	6.97	17.82	18.65	-2.61	6.14	8.6
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	-0.8	17.05	155.43	508.07	78.28	-392.9	160.07	194.85	138.31	374.66	107.24	85.3	-733.52	353.21	262.32
Sustainable Growth Rate (%)	-77.34	-5.64	-0.89	-7.36	1.99	-11.09	-3.21	-4	-2.84	-6.14	-0.15	0.49	-4.09	-2.89	-2.66

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	82	92	103	419	967	744	778	985	986	946	2,705	2,632	2,549	2,334	2,281
ST Debt	- -	- -	3	18	267	147	102	154	184	183	1,543	825	839	795	788
LT Debt	82	92	101	401	699	597	677	832	802	763	1,163	1,807	1,710	1,539	1,494
Total Debt/EBITDA	26.27	12.84	11.05	19.89	25.25	9.99	9.78	10.16	9.55	9.04	38.01	7.53	7.03	6.73	6.28
Net Debt/EBITDA	25.92	12.49	10.7	19.19	24.25	9.71	9.65	10.06	9.46	8.95	37.51	7.49	6.97	6.67	6.22
Total Debt/EBIT	60.56	24.76	20.94	49.05	94.93	18.75	17.14	19.02	19.57	21.52	-471.23	27.28	17.76	18.57	19.04
Net Debt/EBIT	59.74	24.08	20.27	47.32	91.17	18.23	16.92	18.84	19.37	21.32	-464.96	27.11	17.6	18.4	18.84
EBITDA to Interest Expense	1.81	2.18	2.55	2.48	1.63	2.1	2.77	2.7	2.63	2.87	1.96	4.02	4.03	4.55	4.6
EBITDA-CapEx/Interest Expense	1.81	2.18	2.55	2.48	1.63	2.1	2.77	2.7	2.63	2.87	1.96	4.02	4.03	4.55	4.6
EBIT to Interest Expense	1.07	1.18	1.42	1.22	1.01	1.12	1.63	1.44	1.28	1.22	1.43	1.07	1.64	1.7	1.53
Interest Expense	2	3	4	8	24	36	29	36	39	36	36	87	90	76	79
Common Equity/Total Assets	0.07	2.11	41.19	36.2	26.33	39.16	43.02	37.54	36.85	40.81	53.5	55.06	54.64	56.82	57.46
Long-Term Debt/Equity (%)	174.62	181.73	134.57	152.27	179.33	112.83	104.75	131.98	129.34	106.99	31.92	48.34	47.94	43.05	41.62
Long-Term Debt/Capital (%)	63.59	64.51	56.56	58.73	51.56	46.88	47.51	51.47	49.93	45.98	18.32	28.37	27.96	26.05	25.45
Long-Term Debt/Total Assets (%)	62.56	63.21	55.43	57.7	50.57	46.09	46.66	50.11	48.17	43.96	17.87	27.66	27.23	25.4	24.81
Total Debt/Equity (%)	174.62	181.73	137.91	159.26	247.83	140.69	120.48	156.42	159.03	132.68	74.28	70.4	71.47	65.28	63.56
Total Debt/Capital (%)	63.59	64.51	57.97	61.43	71.25	58.45	54.64	61	61.39	57.02	42.62	41.32	41.68	39.5	38.86
Total Debt/Total Assets (%)	62.56	63.21	56.8	60.35	69.88	57.47	53.66	59.39	59.23	54.51	41.58	40.29	40.59	38.52	37.89
Net Debt to Equity	172.27	176.75	133.46	153.64	238.01	136.74	118.93	154.94	157.43	131.45	73.29	69.97	70.83	64.68	62.9
Net Debt/Capital (%)	63.27	63.87	57.17	60.57	70.42	57.76	54.32	60.77	61.15	56.79	42.29	41.17	41.46	39.28	38.61
EBITDA	3	7	9	21	38	74	80	97	103	105	71	349	363	347	363
EBITDA-CapEx	3	7	9	21	38	74	80	97	103	105	71	349	363	347	363
Operating Income (Loss)	2	4	5	10	24	40	47	52	50	45	52	93	148	129	121

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.63	1.01	0.61	0.51	0.13	0.13	0.08	0.05	0.04	0.04	0.02	0.02	0.02	0.02	0.03
Current Ratio	1.54	1.6	1.13	0.77	0.16	0.56	0.18	0.48	0.06	0.06	0.08	0.08	0.35	0.16	0.13
Quick Ratio	0.93	1.14	0.93	0.59	0.14	0.16	0.14	0.09	0.04	0.04	0.02	0.02	0.02	0.02	0.03
CFO/Avg Current Liab	2.48	2.09	1.51	0.92	0.12	-0.03	0.37	0.43	0.36	0.33	0.06	0.19	0.27	0.27	0.3
Common Equity/Total Assets	0.07	2.11	41.19	36.2	26.33	39.16	43.02	37.54	36.85	40.81	53.5	55.06	54.64	56.82	57.46
Long-Term Debt/Equity (%)	174.62	181.73	134.57	152.27	179.33	112.83	104.75	131.98	129.34	106.99	31.92	48.34	47.94	43.05	41.62
Long-Term Debt/Capital (%)	63.59	64.51	56.56	58.73	51.56	46.88	47.51	51.47	49.93	45.98	18.32	28.37	27.96	26.05	25.45
Long-Term Debt/Total Assets (%)	62.56	63.21	55.43	57.7	50.57	46.09	46.66	50.11	48.17	43.96	17.87	27.66	27.23	25.4	24.81
Total Debt/Equity (%)	174.62	181.73	137.91	159.26	247.83	140.69	120.48	156.42	159.03	132.68	74.28	70.4	71.47	65.28	63.56
Total Debt/Capital (%)	63.59	64.51	57.97	61.43	71.25	58.45	54.64	61	61.39	57.02	42.62	41.32	41.68	39.5	38.86
Total Debt/Total Assets (%)	62.56	63.21	56.8	60.35	69.88	57.47	53.66	59.39	59.23	54.51	41.58	40.29	40.59	38.52	37.89
CFO/Total Liabilities	2.61	4.7	5.63	3.65	1.89	-0.98	6.75	6.66	7.18	7.33	1.82	8.93	9.66	10.46	11.6
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.99	0.9

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	37.45	19.21	24.58	38.91	35.78	25.26	23.38	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	9.75	19	14.85	9.38	10.2	14.45	15.61	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4,446	4,097
- Cash & Cash Equivalents	1	3	3	15	38	21	10	9	10	9	36	16	23	21	24
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	47	48	- -	12	26	22	22	7	6	5	161	141	136	133	129
+ Total Debt	82	92	103	419	967	744	778	985	986	946	2,705	2,632	2,549	2,334	2,281
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,891	6,485
Total Capital	129	143	178	682	1,357	1,273	1,425	1,616	1,605	1,658	6,347	6,370	6,117	5,909	5,871
Total Debt/Capital (%)	63.59	64.51	57.97	61.43	71.25	58.45	54.64	61	61.39	57.02	42.62	41.32	41.68	39.5	38.86
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.34	0.35
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.77	9.86
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.88	17.86
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	54.82	54.11
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.52	17.96
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.52	17.96
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4,344	4,055
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,790	6,442
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	29.85	27.34
TTM Sales	9	17	20	49	110	153	161	191	203	212	250	629	661	640	658
TTM EBITDA	3	7	9	21	38	74	80	97	103	105	71	349	363	347	363
TTM Operating Income	2	4	5	10	24	40	47	52	50	45	52	93	148	129	121
TTM Cash Flow to Firm	- -	8	10	24	42	- -	83	105	114	111	89	336	- -	336	361
TTM Free Cash Flow to Firm	- -	8	10	24	42	- -	83	105	114	111	89	336	- -	336	361

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.73	14.37
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	54.82	54.11
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,891	6,485
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.12	14.7
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.77	9.86
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.88	17.86
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	110.19	71.44
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	107.43	73.77
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	125.9	89.68
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	86.49	60.79
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.29	1.18
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.26	1.22
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.48	1.49
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.01	1.01
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.29	1.19
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.26	1.22
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.48	1.49
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.01	1.01
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.76	6.14
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.59	6.34
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.73	7.71
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.31	5.23
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.67	14.32
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.25	14.79
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.04	17.98
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.08	12.19
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.31	14.84
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.11	18.04
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.13	12.23
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.59	10.06
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.76	11.45
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.27	8.93
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.56	18.23
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.71	20.74
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.13	16.18
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	53.94	55.23
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	59.87	62.84
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	47.22	49.01
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.26	17.27
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.01	21.68
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,780	6,619
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7,525	7,532
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5,935	5,874

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	6	6	10	32	47	69	85	89	91	102	221	224	225	231	237
Diluted Weighted Avg Shares	10	10	5	22	36	52	74	87	90	95	110	223	224	226	235
Basic Weighted Avg Shares	10	10	5	21	36	52	73	87	90	94	109	222	224	225	234
Revenue per Share	0.9	1.72	3.74	2.31	3.03	2.94	2.2	2.2	2.26	2.26	2.31	2.83	2.95	2.85	2.81
EBITDA per Share	0.32	0.75	1.75	0.99	1.06	1.43	1.09	1.11	1.15	1.12	0.66	1.57	1.62	1.54	1.55
Operating Income per Share	0.19	0.4	0.97	0.49	0.66	0.76	0.64	0.6	0.56	0.48	0.48	0.42	0.66	0.58	0.52
Basic EPS, GAAP	-0.01	-0.01	0.12	0.14	0.78	-0.19	0.41	0.3	0.51	0.16	0.41	0.53	-0.08	0.17	0.24
Basic EPS from Cont Ops	-0.04	0.04	0.24	0.14	0.83	-0.18	0.43	0.31	0.52	0.16	0.42	0.54	-0.08	0.18	0.25
Diluted EPS, GAAP	-0.01	-0.01	0.12	0.14	0.78	-0.19	0.41	0.3	0.51	0.16	0.41	0.53	-0.08	0.17	0.24
Diluted EPS from Cont Ops	-0.04	0.04	0.24	0.14	0.83	-0.18	0.43	0.3	0.51	0.16	0.41	0.54	-0.08	0.18	0.25
Dividend per Share	- -	0.02	0.56	0.7	0.69	0.7	0.71	0.6	0.72	0.6	0.46	0.48	0.6	0.64	0.66
Cash Flow per Share	0.23	0.46	1.13	0.74	0.52	-0.14	0.74	0.79	0.84	0.8	0.48	1.12	1.17	1.16	1.21
Free Cash Flow per Basic Share	0.23	0.46	1.13	0.74	0.52	-0.14	0.74	0.79	0.84	0.8	0.48	1.12	1.17	1.16	1.21
Cash & Equivalents per Share	0.2	0.45	0.35	0.46	0.81	0.3	0.12	0.1	0.11	0.09	0.16	0.07	0.1	0.09	0.1
Book Value per Share	0.02	0.55	7.76	7.9	7.74	7.35	7.37	6.99	6.73	6.96	15.77	16.05	15.27	14.91	14.58
Tangible Book Value per Share	0.02	0.5	7.71	7.8	7.66	7.34	7.35	6.98	6.73	6.95	15.53	16.05	15.27	14.9	14.57