Vivmark Residential Financial Ratios — EQR Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	11.46	7.55	4.58	7.75	7.86	10.33	8.53	9.27	7.27	7.61	9.26	10.25	8.06	9.12	8.93
Return on Assets (%)	5.42	4.32	2.67	4.34	4.49	5.94	4.83	5.3	4.19	4.32	5.14	5.63	4.52	5.19	4.87
Return on Capital (%)	7.95	6	4.13	5.6	5.76	7.29	6.16	- -	5.46	- -	6.49	7.01	5.71	6.52	- -
Return on Invested Capital (%)	3.77	3.91	2.3	4.55	5.26	6.84	5.82	- -	5.46	- -	6.3	6.79	5.81	6.36	- -
Gross Margin (%)	62.69	64.33	65.07	65.03	65.4	66.59	66.54	66.45	66.96	64.23	62.79	64.56	64.3	63.16	63.14
EBITDA Margin (%)	57.32	60.95	58.26	67.81	70.96	82.03	74.16	79.44	71.58	76	85.09	83.06	71.58	72.86	71.28
Operating Margin (%)	34.24	36.57	24.07	36.3	37.34	38.37	36.99	36.17	36	30.87	26.7	30.28	32.02	31.43	30.25
Incremental Operating Margin (%)	81.83	57.48	- -	116.83	47.63	48.46	12.09	22.18	26.16	541.04	1,525.25	57.8	57.89	20.21	3.16
Pretax Margin (%)	15.58	25.03	3.95	39.67	40.04	50.56	40.62	42.64	34.38	35.83	44.02	44.38	33.91	37.16	34.71
Profit Margin (%)	49.06	42.36	24.14	40.57	39.98	50.56	40.62	42.66	33.81	35.96	43.76	43.83	33.56	37.13	34.57
Net Income to Common Margin (%)	49.06	42.36	24.14	40.57	39.98	50.56	40.62	42.66	33.81	35.96	43.76	43.83	33.56	37.13	34.57
Effective Tax Rate (%)	- -	- -	- -	1.4	0.2	0.03	0.02	- -	1.63	- -	0.57	1.27	1.08	0.04	- -
Dvd Payout Ratio (%)	227.52	146.29	916.16	88.26	88.43	70.37	88.22	82.74	106.86	106.75	88.44	78.3	99.42	88.87	93.45
Sustainable Growth Rate (%)	-14.62	-3.49	-37.35	0.91	0.91	3.06	1.01	1.6	-0.5	-0.51	1.07	2.22	0.05	1.02	0.58

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	9,494
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	740
LT Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	8,754
Total Debt/EBITDA	6.98	6.31	7.2	5.68	4.9	4.19	4.58	3.88	4.47	4.43	4.24	3.94	4.11	3.89	4.38
Net Debt/EBITDA	5.78	1.83	6.87	5.23	4.6	4.06	4.54	3.83	4.36	4.2	3.93	3.58	3.83	3.75	4.22
Total Debt/EBIT	12.45	10.52	21	9.27	7.69	6.13	7.21	5.95	7.42	7.44	6.93	6.33	6.99	6.47	7.57
Net Debt/EBIT	10.31	3.05	20.03	8.54	7.22	5.95	7.14	5.87	7.24	7.05	6.43	5.75	6.51	6.24	7.29
EBITDA to Interest Expense	3.07	4.45	4.94	6.33	7.5	8.95	8.02	8.21	8.17	8.17	8.86	9.36	9.62	9.37	8.36
EBITDA-CapEx/Interest Expense	-0.73	4.45	4.94	6.33	7.5	8.95	8.02	8.21	8.17	8.17	8.86	9.36	9.62	9.37	8.36
EBIT to Interest Expense	1.84	2.67	2.04	3.39	3.95	4.19	4	3.74	4.11	3.32	2.78	3.41	4.3	4.04	3.55
Interest Expense	168	137	172	181	176	188	200	221	204	214	220	230	206	227	259
Common Equity/Total Assets	51.81	61.26	56.08	56.05	58.12	56.93	56.41	57.85	57.47	56	54.93	55.01	56.98	56.86	52.32
Long-Term Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	73.97
Long-Term Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	41.05
Long-Term Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	39.45
Total Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	80.22
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	42.78
Net Debt to Equity	67.64	16.32	67.92	66.01	61.48	66.96	69.87	65.33	66.01	68.32	70.25	68.43	64.35	66.73	77.24
Net Debt/Capital (%)	40.35	14.03	40.45	39.76	38.07	40.11	41.13	39.52	39.46	40.19	40.9	40.28	38.85	39.68	43.24
EBITDA	516	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
EBITDA-CapEx	-123	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
Operating Income (Loss)	308	366	352	612	693	785	798	826	837	710	613	785	886	916	920

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	1.41	6.44	0.53	0.94	0.7	0.36	0.11	0.14	0.06	0.34	0.66	0.93	0.57	0.15	0.12
Current Ratio	1.63	6.62	0.76	1.17	0.94	0.6	0.37	0.39	0.26	0.54	0.91	1.11	0.76	0.36	0.23
Quick Ratio	1.41	6.44	0.53	0.94	0.7	0.36	0.11	0.14	0.06	0.34	0.66	0.93	0.57	0.15	0.12
CFO/Avg Current Liab	1.21	1.25	1.51	1.65	1.93	1.98	2.04	2.04	2.07	1.92	1.88	2.2	2.3	2.23	1.46
Common Equity/Total Assets	51.81	61.26	56.08	56.05	58.12	56.93	56.41	57.85	57.47	56	54.93	55.01	56.98	56.86	52.32
Long-Term Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	73.97
Long-Term Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	41.05
Long-Term Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	39.45
Total Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	80.22
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	42.78
CFO/Total Liabilities	10.54	12.54	10.79	12.52	15.18	15.09	15.66	16.8	16.26	14.44	13.42	15.45	17.54	17.75	16.13
CFO/CapEx	0.67	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	2.46	2.93	1.81	2.49	2.87	2.14	2.08	2.23	2.6	1.83	2.59	1.78	1.92	2.14	1.64

Working Capital (USD)

Working Capital Ratios API ChatGPT

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Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	15,126	17,952	18,749	26,930	31,239	24,235	24,455	25,256	31,682	22,534	35,287	22,805	24,083	27,919	24,364
- Cash & Cash Equivalents	617	2,734	281	509	401	215	67	92	40	217	420	613	398	109	187
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	14	11	21	13	10	8	6	3	4	3	4	3	1	- -	223
+ Total Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	9,494
Enterprise Value	18,122	19,080	24,623	32,923	37,306	31,059	31,724	32,208	39,083	30,066	43,141	30,674	31,822	36,061	33,893
Total Capital	8,008	10,699	14,751	15,549	16,307	17,210	17,724	17,676	18,430	18,501	19,207	19,735	19,920	20,192	21,328
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt / EV	0.2	0.2	0.25	0.2	0.17	0.23	0.23	0.22	0.19	0.26	0.19	0.28	0.26	0.23	0.28
EV/Sales	20.13	19.07	16.83	19.54	20.1	15.19	14.7	14.1	16.81	13.07	18.8	11.83	11.5	12.38	11.15
EV/EBITDA	35.13	31.29	28.89	28.82	28.32	18.51	19.82	17.75	23.49	17.19	22.09	14.24	16.06	16.99	15.64
EV/EBIT	62.66	52.11	84.28	47.04	44.46	27.09	31.2	27.21	38.99	28.87	36.13	22.9	27.33	28.26	27.02
EV/Cash Flow to Firm	30.35	28.15	27.46	30.92	29.85	23.05	21.79	- -	25.68	- -	30.33	18.6	18.04	19.66	- -
EV/Free Cash Flow to Firm	- -	28.15	27.46	30.92	29.85	23.05	21.79	- -	25.68	- -	30.33	18.6	18.04	19.66	- -
Diluted Market Cap	14,427	15,382	18,438	26,764	30,690	24,258	24,450	25,216	31,441	22,681	35,279	22,815	24,019	27,959	24,841
Diluted Enterprise Value	17,423	16,510	24,312	32,757	36,757	31,082	31,719	32,168	38,842	30,213	43,132	30,683	31,757	36,101	34,371
EV per Share	68.17	59.71	68.12	89.27	97.49	80.97	82.25	83.26	99.49	77.15	110.53	78.49	80.22	90.76	86.63
TTM Sales	900	1,001	1,463	1,685	1,856	2,045	2,159	2,285	2,325	2,301	2,295	2,593	2,768	2,914	3,041
TTM EBITDA	516	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
TTM Operating Income	308	366	352	612	693	785	798	826	837	710	613	785	886	916	920
TTM Cash Flow to Firm	597	678	897	1,065	1,250	1,348	1,456	- -	1,522	- -	1,422	1,649	1,764	1,834	- -
TTM Free Cash Flow to Firm	-41	678	897	1,065	1,250	1,348	1,456	- -	1,522	- -	1,422	1,649	1,764	1,834	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-69	28.44	25.46	30.19	28.56	20.91	19.46	19.38	23.79	18.6	29.32	16.04	15.4	17.39	14.87
EV/EBIT	62.66	52.11	84.28	47.04	44.46	27.09	31.2	27.21	38.99	28.87	36.13	22.9	27.33	28.26	27.02
Enterprise Value	18,122	19,080	24,623	32,923	37,306	31,059	31,724	32,208	39,083	30,066	43,141	30,674	31,822	36,061	33,893
Low Price	49.07	53.18	50.29	51.44	67.66	58.36	58.94	54.68	62.61	45.18	56.48	57.25	52.65	56.77	57.43
EV/Sales	20.13	19.07	16.83	19.54	20.1	15.19	14.7	14.1	16.81	13.07	18.8	11.83	11.5	12.38	11.15
EV/EBITDA	35.13	31.29	28.89	28.82	28.32	18.51	19.82	17.75	23.49	17.19	22.09	14.24	16.06	16.99	15.64
Price/Earnings	32.36	36.06	52.04	39.05	41.14	23.43	27.85	25.87	39.96	27.4	35.12	20.06	25.84	25.81	23.49
Price/Earnings Average	31.92	37.81	55.41	33.39	38.16	24.95	28.48	25.16	38.94	29.44	30.07	25.88	25.78	24.63	24.99
Price/Earnings High	35.76	41.91	60.77	39.41	41.61	30.02	30.85	28.61	44.21	40.9	35.2	31.98	29.14	28.72	28.47
Price/Earnings Low	27.91	34.14	50.45	27.51	34.1	21.64	25.89	21.67	31.02	21.41	21.94	19.68	22.41	20.85	21.66
Price/Book Value	3.44	2.63	2.18	2.98	3.17	2.38	2.35	2.38	2.88	2.1	3.23	2.03	2.04	2.34	2.1
Price/Book Value Average	3.4	2.75	2.32	2.55	2.94	2.54	2.41	2.31	2.81	2.25	2.76	2.61	2.04	2.23	2.23
Price/Book Value High	3.8	3.05	2.55	3	3.21	3.05	2.61	2.63	3.19	3.13	3.24	3.23	2.3	2.6	2.54
Price/Book Value Low	2.97	2.49	2.11	2.1	2.63	2.2	2.19	1.99	2.24	1.64	2.02	1.99	1.77	1.89	1.93
Price/Tangible Book Value	3.44	2.63	2.18	2.98	3.17	2.38	2.35	2.38	2.88	2.1	3.23	2.03	2.04	2.34	2.1
Price/Tangible Book Value Average	3.4	2.75	2.32	2.55	2.94	2.54	2.41	2.31	2.81	2.25	2.76	2.61	2.04	2.23	2.23
Price/Tangible Book Value High	3.8	3.05	2.55	3	3.21	3.05	2.61	2.63	3.19	3.13	3.24	3.23	2.3	2.6	2.54
Price/Tangible Book Value Low	2.97	2.49	2.11	2.1	2.63	2.2	2.19	1.99	2.24	1.64	2.02	1.99	1.77	1.89	1.93
Price/Sales	15.88	15.28	12.56	15.84	16.45	11.84	11.31	11.03	13.51	9.86	15.37	8.79	8.67	9.58	8.12
Price/Sales Average	15.66	16.02	13.38	13.54	15.26	12.61	11.57	10.73	13.17	10.59	13.16	11.34	8.65	9.15	8.64
Price/Sales High	17.55	17.75	14.67	15.99	16.63	15.18	12.53	12.2	14.95	14.71	15.4	14.02	9.78	10.67	9.84
Price/Sales Low	13.69	14.46	12.18	11.16	13.63	10.94	10.52	9.24	10.49	7.7	9.6	8.63	7.52	7.74	7.49
Price/Cash Flow	33.28	28.27	25.37	30.1	28.41	20.88	19.44	19.37	23.76	18.6	29.31	16.04	15.39	17.37	14.78
Price/Cash Flow Average	32.84	29.64	27.02	25.74	26.35	22.23	19.88	18.84	23.15	19.98	25.1	20.69	15.35	16.57	15.72
Price/Cash Flow High	36.79	32.85	29.63	30.38	28.73	26.75	21.53	21.43	26.29	27.76	29.38	25.56	17.35	19.33	17.91
Price/Cash Flow Low	28.7	26.75	24.6	21.21	23.54	19.29	18.07	16.23	18.44	14.53	18.31	15.73	13.34	14.03	13.63
Price/Free Cash Flow Average	-68.07	29.82	27.1	25.81	26.49	22.26	19.9	18.85	23.18	19.98	25.11	20.7	15.36	16.6	15.81
Price/Free Cash Flow High	-76.26	33.05	29.72	30.47	28.88	26.79	21.56	21.43	26.32	27.76	29.39	25.58	17.36	19.35	18.02
Price/Free Cash Flow Low	-59.5	26.92	24.68	21.27	23.67	19.31	18.09	16.23	18.46	14.53	18.32	15.74	13.35	14.05	13.71
EV/Sales Average	19.91	19.94	17.66	17.22	18.88	15.95	14.95	13.79	16.47	13.79	16.59	14.38	11.48	11.94	11.66
EV/Sales High	21.9	21.98	18.98	19.69	20.29	18.52	15.92	15.27	18.26	17.89	18.83	17.05	12.61	13.46	12.84
EV/Sales Low	17.82	18.11	16.44	14.82	17.22	14.28	13.9	12.3	13.76	10.92	13.03	11.66	10.34	10.54	10.52
EV/EBITDA Average	34.73	32.72	30.31	25.4	26.6	19.45	20.16	17.36	23	18.15	19.5	17.31	16.03	16.39	16.35
EV/EBITDA High	38.21	36.06	32.58	29.04	28.59	22.58	21.46	19.22	25.51	23.54	22.13	20.53	17.61	18.47	18.02
EV/EBITDA Low	31.09	29.71	28.22	21.85	24.26	17.41	18.74	15.49	19.23	14.37	15.31	14.04	14.45	14.46	14.76
EV/EBIT Average	61.96	54.49	88.44	41.47	41.76	28.47	31.75	26.62	38.18	30.47	31.88	27.85	27.28	27.26	28.26
EV/EBIT High	68.17	60.06	95.04	47.4	44.88	33.04	33.79	29.47	42.35	39.52	36.2	33.02	29.97	30.73	31.14
EV/EBIT Low	55.47	49.49	82.32	35.67	38.08	25.48	29.51	23.74	31.92	24.14	25.04	22.58	24.58	24.06	25.51
Last Price	56.9	56.18	51.87	73.02	81.64	63.18	63.4	65.29	80.65	57.82	90.4	58.36	60.71	70.27	62.27
High Price	62.89	65.29	60.57	73.7	82.56	80.96	70.23	72.2	89.24	86.31	90.61	93.04	68.46	78.21	75.47
Enterprise Value Average	17,919	19,951	25,837	29,020	35,041	32,631	32,278	31,513	38,275	31,740	38,070	37,292	31,763	34,787	35,442
Enterprise Value High	19,713	21,991	27,766	33,174	37,658	37,879	34,355	34,884	42,454	41,167	43,221	44,226	34,896	39,215	39,056
Enterprise Value Low	16,041	18,120	24,051	24,966	31,956	29,210	30,002	28,106	31,994	25,140	29,900	30,242	28,625	30,697	31,997

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	266	320	361	369	383	384	386	387	393	390	390	391	397	397	391
Diluted Weighted Avg Shares	254	274	355	367	376	384	386	386	390	392	390	391	396	398	399
Basic Weighted Avg Shares	251	272	354	366	374	383	385	386	389	392	390	391	395	397	397
Revenue per Share	3.58	3.68	4.13	4.61	4.96	5.33	5.6	5.92	5.97	5.87	5.88	6.64	7	7.33	7.67
EBITDA per Share	2.05	2.24	2.41	3.13	3.52	4.38	4.16	4.7	4.27	4.46	5.01	5.51	5.01	5.34	5.47
Operating Income per Share	1.23	1.34	0.99	1.67	1.85	2.05	2.07	2.14	2.15	1.81	1.57	2.01	2.24	2.3	2.32
Basic EPS, GAAP	1.76	1.56	1	1.87	1.98	2.7	2.28	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.65
Basic EPS from Cont Ops	0.56	0.92	0.16	1.8	1.98	2.7	2.28	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.66
Diluted EPS, GAAP	1.74	1.55	0.99	1.86	1.97	2.69	2.27	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.64
Diluted EPS from Cont Ops	0.55	0.91	0.16	1.8	1.97	2.69	2.27	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.65
Dividend per Share	1.27	1.34	1.49	1.62	1.75	1.9	2.01	2.09	2.16	2.25	2.28	2.28	2.33	2.42	2.5
Cash Flow per Share	1.71	1.99	2.04	2.43	2.87	3.03	3.26	3.37	3.39	3.11	3.08	3.64	3.95	4.05	4.21
Free Cash Flow per Basic Share	-0.83	1.99	2.04	2.43	2.87	3.03	3.26	3.37	3.39	3.11	3.08	3.64	3.95	4.05	4.21
Cash & Equivalents per Share	2.32	8.56	0.78	1.38	1.05	0.56	0.17	0.24	0.1	0.56	1.08	1.57	1	0.27	0.48
Book Value per Share	16.53	21.4	23.78	24.53	25.72	26.52	26.93	27.48	27.98	27.59	28.01	28.8	29.71	30.05	29.68
Tangible Book Value per Share	16.53	21.4	23.78	24.53	25.72	26.52	26.93	27.48	27.98	27.59	28.01	28.8	29.71	30.05	29.68