ICF International, Inc. Financial Ratios — G6V Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.35	9.27	8.71	8.21	7.69	8.55	10.64	9.62	10.03	7.52	9.18	7.76	9.33	11.6	9.11
Return on Assets (%)	5.5	5.42	5.58	4.42	3.59	4.3	5.73	5.28	5.28	3.59	4.05	3.26	4.03	5.4	4.45
Return on Capital (%)	7.49	7.56	7.8	6.25	5.41	6.33	8.51	8.06	8.16	5.83	5.9	5.33	7.31	8.51	7.34
Return on Invested Capital (%)	7.5	7.58	7.74	6.29	5.46	6.18	8.49	8.12	8.19	5.86	5.91	5.38	7.09	8.41	7.48
Gross Margin (%)	38.09	37.77	37.69	37.63	38.67	37.12	37.22	35.91	35.53	35.47	36.93	36.27	35.56	36.53	37.16
EBITDA Margin (%)	9.43	9.61	9	8.87	9.59	9.44	9.03	8.93	8.76	8.15	9.2	8.91	9.83	10.86	10.87
Operating Margin (%)	7.07	7.06	6.81	6.61	6.64	6.99	6.71	6.9	6.86	5.91	7.14	6.11	6.74	8.21	7.77
Incremental Operating Margin (%)	16.52	6.95	- -	4.64	7.15	14.3	- -	9.06	6.49	- -	47.27	- -	12.85	59.28	13.87
Pretax Margin (%)	6.75	6.61	6.55	6.11	5.62	6.29	6.02	6.19	6.1	4.96	6.44	4.72	4.92	6.84	5.98
Profit Margin (%)	4.15	4.06	4.14	3.81	3.48	3.93	5.12	4.59	4.66	3.65	4.58	3.61	4.21	5.45	4.89
Net Income to Common Margin (%)	4.15	4.06	4.14	3.81	3.48	3.93	5.12	4.59	4.66	3.65	4.58	3.61	4.21	5.45	4.89
Effective Tax Rate (%)	38.57	38.5	36.79	37.6	38.1	37.48	15.02	25.87	23.55	26.4	28.93	23.5	14.43	20.2	18.22
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	12.89	15.29	19.2	14.85	16.42	12.75	9.54	11.31
Sustainable Growth Rate (%)	9.35	9.27	8.71	8.21	7.69	8.55	10.64	8.38	8.49	6.08	7.81	6.48	8.14	10.49	8.08

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	145	105	40	350	312	259	206	200	316	452	648	776	643	602	571
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	33	33	45	45	49	23	21
LT Debt	145	105	40	350	312	259	206	200	284	419	603	731	594	579	550
Total Debt/EBITDA	1.83	1.17	0.47	3.76	2.87	2.32	1.86	1.68	2.44	3.68	4.54	4.89	3.33	2.75	2.81
Net Debt/EBITDA	1.78	1	0.36	3.63	2.8	2.26	1.75	1.58	1.22	2.44	2.89	3.44	2.2	1.85	1.95
Total Debt/EBIT	2.44	1.59	0.62	5.05	4.14	3.13	2.5	2.17	3.12	5.07	5.84	7.14	4.86	3.63	3.93
Net Debt/EBIT	2.37	1.36	0.48	4.87	4.04	3.06	2.36	2.05	1.56	3.36	3.73	5.01	3.2	2.45	2.72
EBITDA to Interest Expense	28.86	22.82	34.9	21.9	10.79	11.82	12.98	13.72	12.09	8.96	14.31	6.82	4.87	7.41	6.6
EBITDA-CapEx/Interest Expense	28.85	22.82	34.9	21.9	10.79	11.82	12.98	13.72	12.09	8.96	14.31	5.76	4.3	6.69	5.9
EBIT to Interest Expense	21.65	16.77	26.43	16.31	7.47	8.74	9.64	10.59	9.46	6.5	11.11	4.67	3.33	5.6	4.72
Interest Expense	3	4	2	4	10	9	9	9	11	14	10	23	40	30	31
Common Equity/Total Assets	56.58	60.41	67.64	45.09	48.44	52.14	55.49	54.41	51.18	44.8	43.44	40.78	45.61	47.55	50.17
Long-Term Debt/Equity (%)	36.89	24.49	8.44	69.91	59.53	45.83	33.48	30.35	39.68	56.07	75.1	85.73	64.71	58.93	53.46
Long-Term Debt/Capital (%)	26.95	19.67	7.78	41.15	37.32	31.43	25.08	23.28	27.51	34.93	41.56	44.89	38.05	36.53	34.37
Long-Term Debt/Total Assets (%)	20.87	14.79	5.71	31.53	28.84	23.89	18.58	16.51	20.31	25.12	32.62	34.96	29.51	28.02	26.82
Total Debt/Equity (%)	36.89	24.49	8.44	69.91	59.53	45.83	33.48	30.35	44.23	60.54	80.69	91	70.04	61.3	55.55
Total Debt/Capital (%)	26.95	19.67	7.78	41.15	37.32	31.43	25.08	23.28	30.66	37.71	44.66	47.64	41.19	38	35.71
Total Debt/Total Assets (%)	20.87	14.79	5.71	31.53	28.84	23.89	18.58	16.51	22.64	27.12	35.05	37.11	31.95	29.15	27.87
Net Debt to Equity	35.85	21.06	6.55	67.49	58.05	44.76	31.56	28.58	22.08	40.08	51.45	63.89	46.21	41.4	38.51
Net Debt/Capital (%)	26.39	17.39	6.15	40.3	36.73	30.92	23.99	22.23	15.41	25.26	28.63	33.68	27.29	25.75	24.84
EBITDA	79	90	85	93	109	112	111	119	130	123	143	159	193	219	204
EBITDA-CapEx	79	90	85	93	109	112	111	119	130	123	143	134	171	198	182
Operating Income (Loss)	59	66	65	69	75	83	82	92	101	89	111	109	132	166	145

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.03	0.1	0.06	0.06	0.04	0.03	0.05	0.04	0.02	0.03	0.02	0.03	0.02	0.01	0.01
Current Ratio	1.72	1.62	1.51	1.42	1.5	1.55	1.48	1.41	1.28	1.11	1.19	1.12	1.07	1.1	1.27
Quick Ratio	1.6	1.57	1.45	1.37	1.45	1.49	1.38	1.35	1.23	0.89	1.05	1.02	0.99	1.02	1.11
CFO/Avg Current Liab	0.48	0.62	0.54	0.45	0.39	0.43	0.56	0.3	0.3	0.45	0.27	0.41	0.37	0.4	0.33
Common Equity/Total Assets	56.58	60.41	67.64	45.09	48.44	52.14	55.49	54.41	51.18	44.8	43.44	40.78	45.61	47.55	50.17
Long-Term Debt/Equity (%)	36.89	24.49	8.44	69.91	59.53	45.83	33.48	30.35	39.68	56.07	75.1	85.73	64.71	58.93	53.46
Long-Term Debt/Capital (%)	26.95	19.67	7.78	41.15	37.32	31.43	25.08	23.28	27.51	34.93	41.56	44.89	38.05	36.53	34.37
Long-Term Debt/Total Assets (%)	20.87	14.79	5.71	31.53	28.84	23.89	18.58	16.51	20.31	25.12	32.62	34.96	29.51	28.02	26.82
Total Debt/Equity (%)	36.89	24.49	8.44	69.91	59.53	45.83	33.48	30.35	44.23	60.54	80.69	91	70.04	61.3	55.55
Total Debt/Capital (%)	26.95	19.67	7.78	41.15	37.32	31.43	25.08	23.28	30.66	37.71	44.66	47.64	41.19	38	35.71
Total Debt/Total Assets (%)	20.87	14.79	5.71	31.53	28.84	23.89	18.58	16.51	22.64	27.12	35.05	37.11	31.95	29.15	27.87
CFO/Total Liabilities	19.74	31.23	35.63	12.98	13.68	15.41	23.71	13.49	13.42	18.81	10.54	13.09	13.93	15.83	13.89
CFO/CapEx	2,125.75	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.63	6.82	8	6.55
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	4.35	4.52	4.63	4.51	4.38	4.4	5.47	6.7	6.01	6.23	6.74	7.57	8.97	8.74	7.57
Days Sales Outstanding	83.87	80.69	78.82	80.87	83.37	82.9	66.77	54.46	60.75	58.62	54.12	48.19	40.7	41.78	48.23
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,565
- Cash & Cash Equivalents	4	15	9	12	8	6	12	12	6	14	8	11	6	5	5
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	145	105	40	350	312	259	206	200	316	452	648	776	643	602	571
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,131
Total Capital	538	534	514	851	835	825	822	861	1,031	1,199	1,452	1,630	1,560	1,585	1,600
Total Debt/Capital (%)	26.95	19.67	7.78	41.15	37.32	31.43	25.08	23.28	30.66	37.71	44.66	47.64	41.19	38	35.71
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.27
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.14
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.47
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.65
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.76
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.65
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,588
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,154
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	116.79
TTM Sales	841	937	949	1,050	1,132	1,185	1,229	1,338	1,479	1,507	1,553	1,780	1,963	2,020	1,873
TTM EBITDA	79	90	85	93	109	112	111	119	130	123	143	159	193	219	204
TTM Operating Income	59	66	65	69	75	83	82	92	101	89	111	109	132	166	145
TTM Cash Flow to Firm	61	90	82	82	82	86	124	81	100	183	117	180	186	195	167
TTM Free Cash Flow to Firm	61	90	82	82	82	86	124	81	100	183	117	156	164	174	145

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.21
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.65
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,131
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	74.85
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.14
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.47
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.24
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.35
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.71
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.05
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.52
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.44
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.56
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.33
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-5.13
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.86
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-5.26
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.47
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.84
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.8
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.87
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.74
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.13
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.55
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.43
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.72
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.52
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.57
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.53
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.09
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.16
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.03
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.07
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.67
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.49
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.09
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.94
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.28
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	85.77
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	88.07
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,050
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,173
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,932

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	20	20	20	19	19	19	19	19	19	19	19	19	19	19	18
Diluted Weighted Avg Shares	20	20	20	20	20	19	19	19	19	19	19	19	19	19	19
Basic Weighted Avg Shares	20	20	20	20	19	19	19	19	19	19	19	19	19	19	18
Revenue per Share	42.71	47.66	48.05	53.56	58.56	62.41	65.5	71.18	78.58	79.98	82.31	94.59	104.42	107.74	101.71
EBITDA per Share	4.03	4.58	4.32	4.75	5.62	5.89	5.91	6.36	6.89	6.52	7.57	8.43	10.27	11.7	11.06
Operating Income per Share	3.02	3.37	3.27	3.54	3.89	4.36	4.39	4.91	5.39	4.73	5.88	5.78	7.04	8.85	7.9
Basic EPS, GAAP	1.77	1.94	1.99	2.04	2.04	2.45	3.35	3.27	3.66	2.92	3.77	3.41	4.39	5.88	4.97
Basic EPS from Cont Ops	1.77	1.94	1.99	2.04	2.04	2.45	3.35	3.27	3.66	2.92	3.77	3.41	4.39	5.88	4.97
Diluted EPS, GAAP	1.75	1.91	1.95	2	2	2.4	3.27	3.18	3.59	2.87	3.72	3.38	4.35	5.82	4.95
Diluted EPS from Cont Ops	1.75	1.91	1.95	2	2	2.4	3.27	3.18	3.59	2.87	3.72	3.38	4.35	5.82	4.95
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	0.42	0.56	0.56	0.56	0.56	0.56	0.56	0.56
Cash Flow per Share	3.02	4.46	4.09	4.04	3.94	4.22	6.24	3.97	4.86	9.19	5.84	8.62	8.1	9.15	7.7
Free Cash Flow per Basic Share	3.02	4.46	4.09	4.04	3.94	4.22	6.24	3.97	4.86	9.19	5.84	7.32	6.92	8.01	6.53
Cash & Equivalents per Share	0.21	0.75	0.45	0.62	0.41	0.32	0.63	0.62	0.34	0.73	0.44	0.6	0.34	0.27	0.29
Book Value per Share	19.86	21.92	23.99	25.77	27.49	29.76	33.01	35.1	37.87	39.5	42.56	45.18	48.69	52.63	56.36
Tangible Book Value per Share	-2.11	-0.15	2.18	-13.58	-11.72	-8.61	-5.65	-4.82	-1.65	-11.78	-17.11	-25.75	-21.06	-20.26	-16.73