Flagstar Bank, N.A. Financial Ratios — QC10 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	8.66	8.93	8.35	8.43	-0.8	8.22	7.11	6.26	5.86	7.62	8.74	8.3	-1.38	-14.85	-2.74
Return on Assets (%)	1.15	1.16	1.05	1.02	-0.1	1	0.95	0.84	0.75	0.93	1.03	0.87	-0.08	-1.04	-0.19
Return on Capital (%)	3.09	3.3	2.99	2.92	- -	2.61	2.49	2.13	1.92	2.37	2.44	1.94	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	52.16	54.03	54.33	56.98	-21.47	54	48.92	49.68	50.24	50.65	59.7	55.74	-1.38	-53.33	-9.6
Profit Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	34.13	37.63	37.94	44.01	44.15	43.86	-2.17	-43.27	-8.58
Net Income to Common Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	32.33	34.71	34.77	41.17	41.7	41.63	-3.08	-44.62	-10.18
Effective Tax Rate (%)	34.65	35.83	36.35	37.21	- -	36.25	30.23	24.25	24.47	13.1	26.05	21.31	- -	- -	- -
Dvd Payout Ratio (%)	91.02	87.51	92.59	91.1	-962.72	66.78	75.22	85.49	87.57	66.11	56.13	51.38	-433.93	-4.6	-7.14
Sustainable Growth Rate (%)	0.78	1.12	0.62	0.75	-8.55	2.73	1.76	0.91	0.73	2.58	3.84	4.04	-7.39	-15.53	-2.94

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
ST Debt	94	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,750	10,325	7,350	2,750	4,000
LT Debt	9,835	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	15,762	21,332	21,267	11,676	8,184
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.24	12.81	12.29	11.91	11.79	12.52	12.81	11.85	11.57	11.26	10.99	9.23	6.89	7.65	8.73
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	63.47	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	59.35	52.7	57.5	51.68	40.26
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
Net Debt to Equity	142.44	119.75	184.57	172.56	223.85	187.22	146.21	183.81	193.93	194.91	245.61	335.73	204.88	-12.29	77.24
Net Debt/Capital (%)	58.75	54.49	64.86	63.31	69.12	65.18	59.38	64.77	65.04	65.23	71.07	77.05	67.2	-14.02	43.58
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.24	12.81	12.29	11.91	11.79	12.52	12.81	11.85	11.57	11.26	10.99	9.23	6.89	7.65	8.73
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	63.47	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	59.35	52.7	57.5	51.68	40.26
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
CFO/Total Liabilities	2.28	1.5	3.36	1.69	-0.95	1.77	3.13	1.19	1.09	0.68	0.55	1.26	0.25	0.09	-0.23
CFO/CapEx	20.38	14.86	36.95	9.83	-12.08	8.98	47.75	54.88	- -	- -	72.5	342	3.98	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.03	- -	- -	- -	6.74
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	60.56	- -	- -	- -	54.17
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5,230
- Cash & Cash Equivalents	2,002	2,427	645	564	538	558	2,528	1,475	742	1,948	2,211	2,032	11,475	15,430	5,894
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	503	503	503	503	503	503	503	503	503
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,678
Total Capital	15,495	14,857	16,966	16,323	19,757	18,147	19,259	20,363	20,755	22,393	26,556	40,481	36,984	22,593	20,327
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3.31
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5,221
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,687
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	1,408	1,445	1,375	1,357	615	1,439	1,366	1,123	1,041	1,161	1,350	1,482	3,633	2,584	2,062
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	830	576	1,376	722	- -	756	1,327	540	510	334	290	1,026	- -	- -	- -
TTM Free Cash Flow to Firm	789	537	1,339	649	- -	671	1,299	531	510	334	286	1,023	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-28.85
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,678
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.76
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.68
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.62
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.72
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.48
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.72
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.66
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.76
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.5
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.53
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.31
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.67
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.76
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-28.85
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-26.32
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-30.37
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-20.1
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-26.32
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-30.37
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-20.1
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.57
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.23
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4,137
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,403
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-5,264

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	146	146	147	148	162	162	163	158	156	155	155	227	241	415	416
Diluted Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	162	238	331	415
Basic Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	161	238	331	415
Revenue per Share	9.69	9.91	9.39	9.23	4.11	8.9	8.41	6.91	6.71	7.53	8.73	9.19	15.27	7.81	4.96
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.83	-0.47	-3.49	-0.51
Basic EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.55	3.31	3.85	4.03	-0.33	-3.38	-0.43
Diluted EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.82	-0.47	-3.49	-0.51
Diluted EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.54	3.31	3.85	4.02	-0.33	-3.38	-0.43
Dividend per Share	3.01	3.01	3.01	3.01	3.03	2.05	2.2	2.25	2.26	2.26	2.26	2.17	2.18	0.27	0.12
Cash Flow per Share	5.71	3.95	9.4	4.91	-2.81	4.67	8.17	3.33	3.29	2.17	1.87	6.36	1.11	0.26	-0.44
Free Cash Flow per Basic Share	5.43	3.68	9.14	4.41	-3.04	4.15	8	3.27	3.29	2.17	1.85	6.35	0.83	0.26	-0.44
Cash & Equivalents per Share	18.7	19.52	6.3	5	4.59	4.08	29.46	37.12	33.53	41.92	44.02	46.94	85.67	62.26	51.91
Book Value per Share	38.18	38.65	39.03	39.19	36.71	37.72	38.64	38.98	39.86	40.99	42.2	36.64	32.67	18.47	18.37
Tangible Book Value per Share	20.31	20.8	20.7	21.08	20.09	21.27	23.65	23.54	24.28	25.3	26.55	20.15	25.46	17.29	17.45