UMH Properties, Inc. Financial Ratios — WXE Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.83	2.25	-1.89	-3.07	-5.4	-2.14	-2.67	-35.52	1.85	-22.87	11.37	-9.31	-2.36	0.49	1.01
Return on Assets (%)	1.79	2.47	1.65	0.96	0.4	1.8	1.68	-4.25	2.91	0.48	4.33	-0.37	0.58	1.45	1.62
Return on Capital (%)	4.4	4.47	3.63	3	2.72	3.93	3.52	- -	4.61	2.26	6.1	- -	2.85	3.36	3.53
Return on Invested Capital (%)	1.17	0.95	1.11	1.39	1.58	2.33	1.98	- -	2.01	2.74	2.95	- -	2.54	2.9	2.99
Gross Margin (%)	40.21	39.21	41.57	44.81	48.34	50.51	50.01	50.1	49.08	52.57	52.65	52.38	53.63	54.58	54.71
EBITDA Margin (%)	21.57	21.29	25.52	30.9	34.74	39.48	38.69	38.79	38.69	42.8	42.49	39.99	41.57	42.69	43.69
Operating Margin (%)	9.57	7.42	9.08	10.35	12.75	16.16	14.23	14.34	13.65	17.31	18.25	15.08	16.35	17.65	18.27
Incremental Operating Margin (%)	- -	- -	14.15	18.89	29.78	31.87	- -	15.03	8.42	48.8	25.08	- -	26.24	32.29	25.24
Pretax Margin (%)	9.4	13.83	9.38	5.93	2.63	11.63	11.25	-27.95	18.93	3.09	27.45	-2.54	3.55	8.91	10.04
Profit Margin (%)	9.4	13.83	9.38	5.93	2.63	11.63	11.25	-27.95	18.93	3.09	27.45	-2.48	3.63	8.99	10.12
Net Income to Common Margin (%)	5.19	3.74	-2.76	-4.65	-7.51	-2.59	-3.71	-43.62	1.75	-16.43	11.42	-14.34	-3.94	1.03	2.28
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	423.46	610.68	-680.41	-434.72	-261.8	-704.22	-493.2	-37.62	843.53	-99.14	148.31	-148.42	-543.43	2,834.69	1,290.85
Sustainable Growth Rate (%)	-9.14	-11.47	-14.72	-16.41	-19.53	-17.21	-15.84	-48.88	-13.77	-45.54	-5.49	-23.12	-15.19	-13.41	-12.08

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	138	130	259	338	399	410	474	547	457	558	499	900	690	615	761
ST Debt	24	10	49	77	58	58	85	108	- -	- -	- -	138	- -	- -	- -
LT Debt	114	119	210	260	341	351	390	439	457	558	499	762	690	615	761
Total Debt/EBITDA	16.3	13.01	16.31	15.29	14.08	10.46	10.88	10.88	8.06	7.98	6.31	11.49	7.51	5.99	6.66
Net Debt/EBITDA	15.26	11.91	15.83	14.93	13.85	10.35	10.35	10.74	7.84	7.76	4.84	11.11	6.89	5.01	6.03
Total Debt/EBIT	54.93	49.65	61.7	48.84	42.24	25.67	29.59	29.45	22.98	19.73	14.7	30.47	19.1	14.48	15.92
Net Debt/EBIT	51.43	45.43	59.89	47.67	41.55	25.4	28.14	29.05	22.34	19.18	11.28	29.46	17.52	12.13	14.41
EBITDA to Interest Expense	1.48	1.72	2.02	2.06	2.01	2.54	2.75	3.13	3.19	3.83	4.13	2.96	2.83	3.76	3.85
EBITDA-CapEx/Interest Expense	0.28	-1.21	-1.39	-1.85	-1.69	-1.23	-1.16	3.13	3.19	3.83	4.13	2.96	2.83	3.76	3.85
EBIT to Interest Expense	0.65	0.6	0.72	0.69	0.74	1.04	1.01	1.16	1.12	1.55	1.77	1.12	1.11	1.56	1.61
Interest Expense	6	6	8	11	14	15	16	16	18	18	19	26	32	27	30
Common Equity/Total Assets	32.33	27.77	24.26	24.51	18.26	19.16	22.14	15.43	13.78	8.62	22.02	24.07	29.04	37.95	34.29
Long-Term Debt/Equity (%)	107.89	68.18	110.06	124.56	138.45	110.81	92.49	103.39	83.71	111.29	67.28	138.19	97.63	67.12	83.91
Long-Term Debt/Capital (%)	46.81	39.15	46.67	47.61	52.85	48.35	43.51	45.18	45.57	52.67	40.22	52.5	49.4	40.16	45.63
Long-Term Debt/Total Assets (%)	51.01	39.73	51.41	54.39	56.79	51.63	47.29	49.84	44.6	51.26	39.29	56.65	48.33	39.31	44.8
Total Debt/Equity (%)	130.51	74.15	135.83	161.64	161.95	129.2	112.6	128.81	83.71	111.29	67.28	163.23	97.63	67.12	83.91
Total Debt/Capital (%)	56.62	42.58	57.6	61.78	61.82	56.37	52.96	56.3	45.57	52.67	40.22	62.01	49.4	40.16	45.63
Total Debt/Total Assets (%)	61.7	43.21	63.45	70.58	66.43	60.2	57.57	62.1	44.6	51.26	39.29	66.91	48.33	39.31	44.8
Net Debt to Equity	122.2	67.84	131.84	157.77	159.29	127.87	107.09	127.06	81.35	108.24	51.63	157.82	89.52	56.23	75.96
Net Debt/Capital (%)	55	40.42	56.87	61.21	61.43	56.11	51.71	55.96	44.86	51.98	34.05	61.21	47.23	35.99	43.17
EBITDA	8	10	16	22	28	39	44	50	57	70	79	78	92	103	114
EBITDA-CapEx	2	-7	-11	-20	-24	-19	-18	50	57	70	79	78	92	103	114
Operating Income (Loss)	4	3	6	7	10	16	16	19	20	28	34	30	36	42	48

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	17.75	14.61	12.2	10.88	8.57	14.52	19.68	9.49	8.52	5.46	10.73	3.1	4.33	5.7	4.85
Current Ratio	28.7	22.19	19.68	16.61	12.18	19.37	25.1	14.38	13.14	8.78	14.41	9.8	9.7	11.19	12.28
Quick Ratio	25.02	19.46	16.95	14.23	10.68	17.13	22.88	12.28	11.03	7.6	13.31	5.99	8.15	9.68	10.13
CFO/Avg Current Liab	0.58	2.39	2.21	4.03	3.19	3.38	5.2	4.18	2.91	3.63	3.02	-0.32	5.4	3.68	3.83
Common Equity/Total Assets	32.33	27.77	24.26	24.51	18.26	19.16	22.14	15.43	13.78	8.62	22.02	24.07	29.04	37.95	34.29
Long-Term Debt/Equity (%)	107.89	68.18	110.06	124.56	138.45	110.81	92.49	103.39	83.71	111.29	67.28	138.19	97.63	67.12	83.91
Long-Term Debt/Capital (%)	46.81	39.15	46.67	47.61	52.85	48.35	43.51	45.18	45.57	52.67	40.22	52.5	49.4	40.16	45.63
Long-Term Debt/Total Assets (%)	51.01	39.73	51.41	54.39	56.79	51.63	47.29	49.84	44.6	51.26	39.29	56.65	48.33	39.31	44.8
Total Debt/Equity (%)	130.51	74.15	135.83	161.64	161.95	129.2	112.6	128.81	83.71	111.29	67.28	163.23	97.63	67.12	83.91
Total Debt/Capital (%)	56.62	42.58	57.6	61.78	61.82	56.37	52.96	56.3	45.57	52.67	40.22	62.01	49.4	40.16	45.63
Total Debt/Total Assets (%)	61.7	43.21	63.45	70.58	66.43	60.2	57.57	62.1	44.6	51.26	39.29	66.91	48.33	39.31	44.8
CFO/Total Liabilities	7.12	7.25	5.17	9.03	7.26	8.04	10.15	8.81	8.04	11.37	12.33	-0.91	16.66	12.6	10.35
CFO/CapEx	1.23	0.54	0.42	0.58	0.49	0.5	0.66	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.79	1.4

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	2.26	2.58	2.83	3.02	3.16	3.09	3.22	3.13	2.68	2.7	3.59	1.66	1.69	3.22	3.07
Days Inventory Outstanding	161.2	141.32	128.75	120.78	115.37	117.95	113.4	116.48	136.11	135.05	101.69	219.51	216.31	113.46	119.08
Accounts Payable Turnover	32.18	34.27	28.37	21.98	19.01	18.07	19.07	20.72	19.64	15.86	19.93	29.65	7.51	15.8	18.46
Accounts Payable Turnover Days	11.34	10.65	12.87	16.61	19.2	20.2	19.14	17.62	18.59	23.01	18.31	12.31	48.61	23.1	19.77
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	10	12	14	12	14	17	18	24	32	25	24	88	33	35	42
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	10	12	14	12	14	17	18	24	32	25	24	88	33	35	42
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,501	1,336
- Cash & Cash Equivalents	9	11	8	8	7	4	23	7	13	15	116	30	57	100	72
+ Preferred Equity and Hybrid Capital	33	92	92	92	137	187	239	289	405	408	462	225	290	321	323
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	2	2	2
+ Total Debt	138	130	259	338	399	410	474	547	457	558	499	900	690	615	761
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,306	2,326
Total Capital	244	305	449	546	645	727	896	972	1,004	1,060	1,241	1,451	1,397	1,531	1,668
Total Debt/Capital (%)	56.62	42.58	57.6	61.78	61.82	56.37	52.96	56.3	45.57	52.67	40.22	62.01	49.4	40.16	45.63
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.27	0.33
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.59	8.89
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.46	20.34
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	54.32	48.65
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.18	20.83
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.18	20.83
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,373	1,333
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,178	2,323
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.16	27.41
TTM Sales	39	47	62	71	82	99	113	130	147	164	186	196	221	241	262
TTM EBITDA	8	10	16	22	28	39	44	50	57	70	79	78	92	103	114
TTM Operating Income	4	3	6	7	10	16	16	19	20	28	34	30	36	42	48
TTM Cash Flow to Firm	14	15	19	35	40	45	57	- -	56	85	84	- -	153	109	112
TTM Free Cash Flow to Firm	7	-2	-8	-7	-12	-14	-5	- -	56	85	84	- -	153	109	112

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.82	16.27
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	54.32	48.65
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,306	2,326
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.41	13.87
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.59	8.89
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.46	20.34
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	549.32	221.85
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	529.29	232.78
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	614.25	268.1
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	432.06	195.43
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.53	2.29
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.44	2.41
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.83	2.77
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.99	2.02
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.53	2.29
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.44	2.41
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.83	2.77
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.99	2.02
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.64	5.06
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.44	5.31
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.31	6.11
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.44	4.45
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.64	16.15
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.03	16.94
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.61	19.51
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.09	14.22
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.21	17.07
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.81	19.66
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.23	14.33
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.36	9.14
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.32	9.95
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.26	8.28
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.92	20.91
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.18	22.77
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.34	18.95
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	53.03	50.02
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	58.5	54.47
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	46.77	45.32
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.32	15.74
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.49	19.03
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,252	2,392
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,484	2,604
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,986	2,167

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	15	17	21	24	27	29	35	38	41	42	52	58	68	82	85
Diluted Weighted Avg Shares	15	16	19	22	26	28	33	37	40	41	47	54	64	75	85
Basic Weighted Avg Shares	15	16	19	22	26	28	33	37	40	41	46	54	63	74	84
Revenue per Share	2.71	2.89	3.32	3.18	3.14	3.57	3.45	3.51	3.67	3.95	4.02	3.6	3.5	3.25	3.11
EBITDA per Share	0.58	0.62	0.85	0.98	1.09	1.41	1.33	1.36	1.42	1.69	1.71	1.44	1.46	1.39	1.36
Operating Income per Share	0.26	0.21	0.3	0.33	0.4	0.58	0.49	0.5	0.5	0.68	0.73	0.54	0.57	0.57	0.57
Basic EPS, GAAP	0.14	0.11	-0.09	-0.15	-0.24	-0.09	-0.13	-1.53	0.06	-0.65	0.46	-0.52	-0.14	0.03	0.07
Basic EPS from Cont Ops	0.25	0.4	0.31	0.19	0.08	0.41	0.39	-0.98	0.7	0.12	1.1	-0.09	0.12	0.29	0.31
Diluted EPS, GAAP	0.14	0.11	-0.09	-0.15	-0.24	-0.09	-0.13	-1.53	0.06	-0.65	0.45	-0.52	-0.14	0.03	0.07
Diluted EPS from Cont Ops	0.25	0.4	0.31	0.19	0.08	0.41	0.39	-0.98	0.69	0.12	1.08	-0.09	0.12	0.29	0.31
Dividend per Share	0.71	0.95	1.03	0.98	0.94	1.16	1.15	1.13	1.17	1.42	1.32	1.2	1.04	1.06	1.09
Cash Flow per Share	0.58	0.56	0.6	1.08	0.99	1.05	1.25	1.09	0.97	1.61	1.41	-0.13	1.9	1.1	0.98
Free Cash Flow per Basic Share	0.11	-0.49	-0.83	-0.78	-1.02	-1.04	-0.65	1.09	0.97	1.61	1.41	-0.13	1.9	1.1	0.98
Cash & Equivalents per Share	3.42	3.99	3.22	2.94	3.01	3.84	4.4	2.79	3.14	2.83	4.45	1.25	1.35	1.61	1.13
Book Value per Share	4.75	4.87	4.77	4.81	4.05	4.44	5.14	3.55	3.44	2.24	5.42	5.62	6.1	7.25	6.87
Tangible Book Value per Share	4.75	4.87	4.77	4.81	4.05	4.44	5.14	3.55	3.44	2.24	5.42	5.62	6.1	7.25	6.87