Information Services Group, Inc. Financial Ratios — ZZG

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-95.05	1.63	11.71	14.85	11.36	-12.89	-3.57	7.99	3.97	2.92	15.72	19.84	6.08	2.86	9.78
Return on Assets (%)	-33.94	0.43	3.46	4.51	3.65	-3.56	-0.93	2.58	1.54	1.2	6.52	8.22	2.51	1.26	4.5
Return on Capital (%)	- -	1.15	6.17	7.62	6.11	- -	-5.03	6.72	3.49	2.41	9.45	12.1	5.59	3.43	7.33
Return on Invested Capital (%)	- -	1.14	5.93	7.55	5.84	- -	-5	6.48	3.39	2.31	9.04	11.65	5.51	1.83	7.13
Gross Margin (%)	43.16	40.63	41.23	40.78	40.4	38.86	41.89	42.01	42.36	39.84	39.36	40.74	38.53	39.29	43.07
EBITDA Margin (%)	-27.01	7.99	9.09	9.57	7.98	2.44	8.12	7.41	7.55	6.21	11.01	12.17	7.17	4.7	9.13
Operating Margin (%)	0.46	3.4	5.55	6.05	4.6	-1.2	3.4	4.6	5.03	3.72	9.09	10.3	5.02	2.33	7.27
Incremental Operating Margin (%)	0.19	68.49	28.24	- -	812.47	- -	22.14	56.64	- -	24.58	55.73	49.95	- -	20.37	- -
Pretax Margin (%)	-34.84	1.68	4.29	4.99	3.89	-2.46	0.78	2.22	2.69	2.36	8.32	9.32	3.01	2.11	5.94
Profit Margin (%)	-30.33	0.31	2.26	2.95	2.31	-3	-0.79	2.06	1.26	1.11	5.59	6.89	2.11	1.15	3.82
Net Income to Common Margin (%)	-30.33	0.31	2.26	2.95	2.31	-3	-0.79	2.06	1.26	1.11	5.59	6.89	2.11	1.15	3.82
Effective Tax Rate (%)	- -	81.39	47.19	39.78	39.16	- -	199.9	7.12	53.2	53.05	32.81	26.07	29.76	45.69	35.74
Dvd Payout Ratio (%)	- -	- -	- -	- -	102.41	- -	- -	- -	- -	- -	28.57	37.82	141.16	330.86	98.31
Sustainable Growth Rate (%)	-95.05	1.63	11.71	14.85	-0.27	-12.89	-3.57	7.99	3.97	2.92	11.23	12.34	-2.5	-6.61	0.17

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	70	63	57	53	50	122	114	97	94	85	80	86	87	65	70
ST Debt	7	10	3	4	2	6	15	8	14	7	7	7	3	2	2
LT Debt	63	53	53	49	48	116	99	89	80	78	73	79	84	63	68
Total Debt/EBITDA	-1.41	4.09	2.96	2.66	3.01	23.13	5.23	4.77	4.68	5.48	2.61	2.47	4.17	5.57	3.15
Net Debt/EBITDA	-0.92	2.57	1.13	1.28	1.94	16.59	3.93	3.85	3.37	2.21	0.86	1.38	2.71	3.1	1.37
Total Debt/EBIT	-1.15	9.63	4.85	4.21	5.22	-47.08	12.49	7.69	7.03	9.14	3.16	2.92	5.96	11.28	3.95
Net Debt/EBIT	-0.75	6.04	1.85	2.03	3.37	-33.78	9.38	6.22	5.07	3.68	1.04	1.63	3.87	6.27	1.71
EBITDA to Interest Expense	-14.4	4.9	7.07	9	9.33	1.98	3.21	3.06	3.2	4.34	13.06	11.04	3.37	2	5.49
EBITDA-CapEx/Interest Expense	-14.89	4.32	6.37	8.02	8.56	1.1	2.74	2.46	2.9	4.01	12.07	9.95	2.82	1.51	4.5
EBIT to Interest Expense	0.25	2.08	4.31	5.69	5.37	-0.97	1.34	1.9	2.13	2.6	10.79	9.34	2.36	0.99	4.38
Interest Expense	3	3	3	2	2	3	7	7	6	4	2	3	6	6	4
Common Equity/Total Assets	24.74	28.17	30.92	29.79	34.59	23.67	28.27	36.6	40.99	41.39	41.55	41.32	41.27	47.08	44.87
Long-Term Debt/Equity (%)	175.74	138.51	123.42	121.41	103.84	204.23	155.56	113.52	89.03	78.56	74.16	78.93	82.74	65.01	72.02
Long-Term Debt/Capital (%)	59.52	52.34	53.38	52.54	49.75	65.05	55.57	50.67	43.5	42.36	40.95	42.53	44.66	38.83	41.32
Long-Term Debt/Total Assets (%)	43.48	39.02	38.16	36.84	36.67	49.54	43.97	41.55	36.5	32.52	30.82	32.62	34.15	30.6	32.31
Total Debt/Equity (%)	195.25	164.62	131.23	131.08	108.72	213.95	179.95	124.02	104.66	85.47	81.09	85.6	85.28	67.42	74.27
Total Debt/Capital (%)	66.13	62.21	56.75	56.73	52.09	68.15	64.28	55.36	51.14	46.08	44.78	46.12	46.03	40.27	42.62
Total Debt/Total Assets (%)	48.31	46.37	40.57	39.78	38.39	51.9	50.87	45.39	42.9	35.38	33.7	35.38	35.19	31.74	33.33
Net Debt to Equity	127.06	103.28	50.09	63.14	70.09	153.49	135.22	100.3	75.46	34.42	26.7	47.92	55.39	37.49	32.23
Net Debt/Capital (%)	55.96	50.81	33.37	38.7	41.21	60.55	57.49	50.08	40.92	24.35	20.1	30.89	33.96	26.13	22.38
EBITDA	-50	15	19	20	17	5	22	20	20	15	31	35	21	12	22
EBITDA-CapEx	-51	14	17	18	15	3	19	16	18	14	28	31	17	9	18
Operating Income (Loss)	1	7	12	13	10	-3	9	13	13	9	25	29	15	6	18

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.81	0.71	1.02	0.74	0.57	0.66	0.54	0.46	0.44	0.86	0.84	0.6	0.49	0.6	0.71
Current Ratio	2.34	2.05	2.22	1.93	2.29	2.03	1.95	2.42	2.42	2.26	2.04	2.26	2.44	2.38	2.34
Quick Ratio	2.2	1.96	2.14	1.85	2.16	1.89	1.87	2.33	2.31	2.2	1.97	2.16	2.26	2.13	2.19
CFO/Avg Current Liab	0.04	0.34	0.68	0.2	0.24	0.3	0.22	0.41	0.5	0.96	0.78	0.21	0.25	0.47	0.74
Common Equity/Total Assets	24.74	28.17	30.92	29.79	34.59	23.67	28.27	36.6	40.99	41.39	41.55	41.32	41.27	47.08	44.87
Long-Term Debt/Equity (%)	175.74	138.51	123.42	121.41	103.84	204.23	155.56	113.52	89.03	78.56	74.16	78.93	82.74	65.01	72.02
Long-Term Debt/Capital (%)	59.52	52.34	53.38	52.54	49.75	65.05	55.57	50.67	43.5	42.36	40.95	42.53	44.66	38.83	41.32
Long-Term Debt/Total Assets (%)	43.48	39.02	38.16	36.84	36.67	49.54	43.97	41.55	36.5	32.52	30.82	32.62	34.15	30.6	32.31
Total Debt/Equity (%)	195.25	164.62	131.23	131.08	108.72	213.95	179.95	124.02	104.66	85.47	81.09	85.6	85.28	67.42	74.27
Total Debt/Capital (%)	66.13	62.21	56.75	56.73	52.09	68.15	64.28	55.36	51.14	46.08	44.78	46.12	46.03	40.27	42.62
Total Debt/Total Assets (%)	48.31	46.37	40.57	39.78	38.39	51.9	50.87	45.39	42.9	35.38	33.7	35.38	35.19	31.74	33.33
CFO/Total Liabilities	0.8	10.99	23.86	7.5	9.82	6.94	7.1	14.05	15.83	31.32	30.3	7.82	8.45	18.35	24.94
CFO/CapEx	0.52	5.89	12.13	3.23	6.03	5.24	3.61	4.78	10.63	37.23	18.08	3.26	3.57	7.02	7.21
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.52

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	6.36	6.06	7.13	7.48	6.56	5.03	5.15	5.19	5.24	5.31	6.1	6.15	5.86	5.37	5.73
Days Sales Outstanding	57.41	60.19	51.18	48.77	55.68	72.58	70.87	70.37	69.6	68.8	59.8	59.38	62.31	67.99	63.68
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	286
- Cash & Cash Equivalents	24	23	35	28	18	34	28	19	18	44	48	31	23	23	29
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	70	63	57	53	50	122	114	97	94	85	80	86	87	65	70
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	328
Total Capital	106	101	100	94	96	179	178	176	184	184	178	186	189	161	165
Total Debt/Capital (%)	66.13	62.21	56.75	56.73	52.09	68.15	64.28	55.36	51.14	46.08	44.78	46.12	46.03	40.27	42.62
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.21
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.68
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.43
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.37
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.88
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	302
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	343
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.86
TTM Sales	184	193	211	210	209	216	270	276	266	249	278	286	291	248	245
TTM EBITDA	-50	15	19	20	17	5	22	20	20	15	31	35	21	12	22
TTM Operating Income	1	7	12	13	10	-3	9	13	13	9	25	29	15	6	18
TTM Cash Flow to Firm	- -	11	24	8	9	- -	5	25	23	46	44	13	17	23	32
TTM Free Cash Flow to Firm	- -	9	23	6	8	- -	1	21	21	44	41	10	13	20	28

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.07
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.43
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	328
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.91
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.68
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.9
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.32
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31.38
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.02
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.02
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.28
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.07
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.47
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	143.42
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	108.26
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	145.69
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	69.71
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.18
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.89
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.2
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.57
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.95
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.51
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.11
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.83
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.11
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.26
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.87
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.05
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.36
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.74
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.54
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.89
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.09
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.48
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.68
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.16
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.99
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.09
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	258
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	332
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	181

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	36	36	37	37	37	42	44	45	47	48	49	48	49	49	48
Diluted Weighted Avg Shares	36	38	39	39	39	37	43	46	48	50	52	50	50	50	50
Basic Weighted Avg Shares	36	36	37	37	37	37	43	45	47	48	49	48	49	49	48
Revenue per Share	5.09	5.32	5.73	5.65	5.63	5.91	6.27	6.17	5.66	5.22	5.71	5.94	5.99	5.08	5.08
EBITDA per Share	-1.37	0.43	0.52	0.54	0.45	0.14	0.51	0.46	0.43	0.32	0.63	0.72	0.43	0.24	0.46
Operating Income per Share	0.02	0.18	0.32	0.34	0.26	-0.07	0.21	0.28	0.28	0.19	0.52	0.61	0.3	0.12	0.37
Basic EPS, GAAP	-1.54	0.02	0.13	0.17	0.13	-0.18	-0.05	0.13	0.07	0.06	0.32	0.41	0.13	0.06	0.19
Basic EPS from Cont Ops	-1.54	0.02	0.13	0.17	0.13	-0.17	-0.05	0.13	0.07	0.06	0.32	0.41	0.13	0.06	0.19
Diluted EPS, GAAP	-1.54	0.02	0.12	0.16	0.12	-0.18	-0.05	0.12	0.07	0.06	0.3	0.39	0.12	0.06	0.19
Diluted EPS from Cont Ops	-1.54	0.02	0.12	0.16	0.13	-0.17	-0.05	0.12	0.07	0.06	0.3	0.39	0.12	0.06	0.19
Dividend per Share	- -	- -	- -	- -	0.14	- -	- -	- -	- -	- -	0.09	0.15	0.18	0.19	0.19
Cash Flow per Share	0.02	0.3	0.63	0.19	0.22	0.34	0.27	0.43	0.44	0.92	0.86	0.23	0.25	0.41	0.6
Free Cash Flow per Basic Share	-0.02	0.25	0.57	0.13	0.19	0.27	0.19	0.34	0.39	0.9	0.81	0.16	0.18	0.35	0.52
Cash & Equivalents per Share	0.67	0.65	0.95	0.75	0.48	0.82	0.65	0.41	0.38	0.91	0.97	0.63	0.47	0.48	0.6
Book Value per Share	0.99	1.05	1.16	1.09	1.22	1.32	1.46	1.73	1.89	2.06	2.01	2.08	2.1	1.98	1.98
Tangible Book Value per Share	-0.93	-0.67	-0.36	-0.4	-0.16	-1.55	-1.1	-0.6	-0.26	-0.14	-0.1	-0.18	-0.16	0.11	0.04