Ellington Credit Company Financial Ratios — EARN Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-0.25	1.07	- -	0.8	0.65	-0.63	1.41	1.5	-0.45	-2.28	0.46	0.74
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	-79.35	73.76	0.58	70.39	65.42	195.18	80.8	77.54	1,132.68	120.45	45.17	44.69
Profit Margin (%)	- -	-79.35	73.76	0.58	70.39	65.42	195.18	80.8	77.54	1,132.68	120.45	45.17	41.47
Net Income to Common Margin (%)	- -	-79.35	73.76	0.58	70.39	65.42	195.18	80.8	77.54	1,132.68	120.45	45.17	41.47
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.19
Dvd Payout Ratio (%)	- -	-305.59	121.57	64,023.33	130.28	163.01	-168.98	69.5	68.82	-273.77	-46.15	309.76	337.31
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-5.32	-0.92	-1.18	-2.32	-2.75	-2.51	-4.6	-4.67	-5.29	-5.3	-12.2	-14.64	-18.79
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt to Equity	-58.65	-29.97	-27.69	-27.73	-23.65	-29.12	-12.08	-21.98	-34.96	-44.76	-30.97	-28.28	-16.44
Net Debt/Capital (%)	91.39	78.2	71.63	52.62	46.01	54.23	19.43	33.71	47.92	44.92	21.31	21.77	17.05
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-5.32	-0.92	-1.18	-2.32	-2.75	-2.51	-4.6	-4.67	-5.29	-5.3	-12.2	-14.64	-18.79
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Total Liabilities	- -	1.9	1.57	1.76	1.55	2.03	1.9	1.32	2.37	1.93	2.38	-1.24	1.45
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	-0.08	0.03	0.06	0.02	0.03	0.02	-0.02	0.01	0.04	-0.02	-0.14	-0.13	-0.24

Working Capital (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Accounts Receivable Turnover	- -	1	4.59	1.14	3.78	3.17	-1.02	5.19	5.68	-0.13	-6.4	2.57	2.11
Days Sales Outstanding	- -	363.56	79.59	321.55	96.65	115.29	-359.23	70.39	64.24	-2,823.67	-57	141.89	173.05
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Market Capitalization	- -	101	149	113	119	140	131	135	161	132	90	91	- -
- Cash & Cash Equivalents	18	50	45	40	34	56	19	35	58	69	35	39	32
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	-2	-14	-18	-36	-39	-47	-77	-70	-63	-85	-129	-138	-155
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	101	149	113	119	140	131	135	161	132	90	91	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	- -	2	22	5	17	16	-6	28	26	-1	-25	10	16
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	26	21	25	20	34	29	18	24	28	22	-10	9
TTM Free Cash Flow to Firm	- -	26	21	25	20	34	29	18	24	28	22	-10	9

Multiples (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Price/Free Cash Flow	- -	3.96	7	4.55	5.95	4.06	4.54	7.71	6.61	4.73	4.03	-9.1	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Low Price	- -	13.89	15.29	11.32	9.57	12.01	10.14	9.68	2.7	9.81	5.7	5.09	5.54
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	9.2	3,764.08	9.97	12.95	- -	6.07	8.01	- -	- -	20	- -
Price/Earnings Average	- -	-55.83	9.58	4,447.01	9.74	15.22	-12.67	6.22	6.39	-23.85	-3.62	22.34	- -
Price/Earnings High	- -	-68.1	10.3	5,178.27	11.06	16.93	-13.76	6.8	8.17	-27.99	-4.83	26.59	- -
Price/Earnings Low	- -	-47.65	8.65	3,450.15	7.33	12.92	-11.5	5.42	1.66	-19.72	-2.48	16.61	- -
Price/Book Value	- -	-7.23	-8.3	-3.12	-3.02	-2.95	-1.7	-1.94	-2.55	-1.56	-0.7	-0.66	- -
Price/Book Value Average	- -	-7.65	-8.64	-3.69	-2.95	-3.47	-1.86	-1.99	-2.03	-1.78	-0.85	-0.74	- -
Price/Book Value High	- -	-9.33	-9.29	-4.29	-3.35	-3.86	-2.02	-2.18	-2.6	-2.09	-1.13	-0.88	- -
Price/Book Value Low	- -	-6.53	-7.8	-2.86	-2.22	-2.94	-1.69	-1.74	-0.53	-1.47	-0.58	-0.55	- -
Price/Tangible Book Value	- -	0.6	0.91	0.78	0.84	0.72	0.85	0.84	0.97	0.85	0.8	0.67	- -
Price/Tangible Book Value Average	- -	0.64	0.95	0.92	0.82	0.85	0.93	0.86	0.77	0.98	0.97	0.75	- -
Price/Tangible Book Value High	- -	0.78	1.02	1.07	0.93	0.95	1.01	0.94	0.99	1.14	1.3	0.89	- -
Price/Tangible Book Value Low	- -	0.55	0.86	0.71	0.62	0.72	0.84	0.75	0.2	0.81	0.67	0.56	- -
Price/Sales	- -	41.87	6.79	21.82	7.02	8.47	-22.65	4.91	6.21	-236.6	-3.6	9.03	- -
Price/Sales Average	- -	44.3	7.06	25.78	6.85	9.95	-24.73	5.03	4.95	-270.15	-4.36	10.09	- -
Price/Sales High	- -	54.04	7.6	30.02	7.78	11.07	-26.85	5.49	6.33	-316.98	-5.81	12.01	- -
Price/Sales Low	- -	37.82	6.38	20	5.16	8.45	-22.45	4.38	1.29	-223.39	-2.99	7.5	- -
Price/Cash Flow	- -	3.96	7	4.55	5.95	4.06	4.54	7.71	6.61	4.73	4.03	-9.1	- -
Price/Cash Flow Average	- -	4.19	7.28	5.38	5.82	4.77	4.96	7.9	5.27	5.4	4.88	-10.16	- -
Price/Cash Flow High	- -	5.11	7.83	6.26	6.6	5.31	5.39	8.63	6.74	6.33	6.5	-12.1	- -
Price/Cash Flow Low	- -	3.58	6.58	4.17	4.38	4.05	4.5	6.88	1.37	4.46	3.35	-7.55	- -
Price/Free Cash Flow Average	- -	4.19	7.28	5.38	5.82	4.77	4.96	7.9	5.27	5.4	4.88	-10.16	- -
Price/Free Cash Flow High	- -	5.11	7.83	6.26	6.6	5.31	5.39	8.63	6.74	6.33	6.5	-12.1	- -
Price/Free Cash Flow Low	- -	3.58	6.58	4.17	4.38	4.05	4.5	6.88	1.37	4.46	3.35	-7.55	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	15.38	16.27	12.35	13.01	12.04	10.23	10.85	13.04	10.39	6.86	6.13	6.62
High Price	- -	19.85	18.21	16.99	14.43	15.74	12.13	12.14	13.3	13.92	11.07	8.15	7.26
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Shares Outstanding	9	9	9	9	9	13	13	12	12	13	13	19	30
Diluted Weighted Avg Shares	- -	7	9	9	9	12	13	12	12	13	13	15	- -
Basic Weighted Avg Shares	- -	7	9	9	9	12	13	12	12	13	13	15	- -
Revenue per Share	- -	0.37	2.4	0.57	1.85	1.42	-0.45	2.21	2.1	-0.04	-1.9	0.68	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	-0.29	1.77	- -	1.31	0.93	-0.88	1.79	1.63	-0.5	-2.29	0.31	- -
Basic EPS from Cont Ops	- -	-0.29	1.77	- -	1.31	0.93	-0.88	1.79	1.63	-0.5	-2.29	0.31	- -
Diluted EPS, GAAP	- -	-0.29	1.77	- -	1.31	0.93	-0.88	1.79	1.63	-0.5	-2.29	0.31	- -
Diluted EPS from Cont Ops	- -	-0.29	1.77	- -	1.31	0.93	-0.88	1.79	1.63	-0.5	-2.29	0.31	- -
Dividend per Share	- -	0.89	2.15	2.1	1.7	1.52	1.49	1.24	1.12	1.36	1.06	0.95	- -
Cash Flow per Share	- -	3.88	2.33	2.71	2.18	2.97	2.25	1.41	1.97	2.2	1.7	-0.67	- -
Free Cash Flow per Basic Share	- -	3.88	2.33	2.71	2.18	2.97	2.25	1.41	1.97	2.2	1.7	-0.67	- -
Cash & Equivalents per Share	- -	7.63	4.95	4.39	3.67	4.84	1.45	2.84	4.71	5.44	2.64	2.59	- -
Book Value per Share	- -	-2.13	-1.96	-3.96	-4.31	-4.08	-6.02	-5.58	-5.12	-6.67	-9.76	-9.31	- -
Tangible Book Value per Share	- -	25.46	17.87	15.84	15.53	16.61	12.01	12.91	13.47	12.16	8.54	9.16	- -

Ellington Credit Company

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)