Encore Capital Group, Inc. Financial Ratios — ECPG Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	27.76	24.39	21.08	23.22	8.66	13.86	14.14	17.33	20.87	21.79	30.57	15.46	-17.74	-14.21	25.49
Return on Assets (%)	7.87	7	3.9	3.22	1.14	1.95	2.04	2.54	3.52	4.33	7.41	4.27	-4.52	-2.96	5.07
Return on Capital (%)	12	10.03	7.26	7.63	4.95	5.72	5.54	6.85	8.11	8.43	11.35	6.91	- -	- -	9.72
Return on Invested Capital (%)	10.19	9.97	6.94	6.88	5.8	2.31	5.17	6.7	8.67	8.87	11.73	7.06	- -	- -	10.17
Gross Margin (%)	44.51	48.79	50.21	54.19	53.1	49.66	52.87	54.32	54	55.57	57.48	55.04	46.72	45.85	54.6
EBITDA Margin (%)	27.82	28.9	27.4	32.16	27.91	26.85	30.71	32.78	35.64	38.39	42.33	36.66	25.78	23.47	37.05
Operating Margin (%)	26.78	27.85	25.65	29.56	24.98	23.46	27.34	29.76	32.7	35.54	39.22	33.34	22.37	21	35.43
Incremental Operating Margin (%)	30.59	32.31	19.98	40.77	-30.3	40.45	52.62	46.15	145.19	73.76	88.16	77.27	109.75	3.22	77.4
Pretax Margin (%)	21.99	23.41	15.63	13.57	8.67	5.57	11.05	11.49	14.4	18.84	27.04	22.24	-14.74	-7.31	19
Profit Margin (%)	13.58	12.48	9.74	9.94	3.99	7.44	7.01	8.51	12.01	14.11	21.73	13.91	-16.89	-10.58	14.52
Net Income to Common Margin (%)	13.58	12.48	9.74	9.94	3.99	7.44	7.01	8.51	12.01	14.11	21.73	13.91	-16.89	-10.58	14.52
Effective Tax Rate (%)	38.59	39.71	37.55	34.29	27.74	66.59	39.66	29.88	16.07	24.88	19.55	37.44	- -	- -	23.6
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	27.76	24.39	21.08	23.22	8.66	13.86	14.14	17.33	20.87	21.79	30.57	15.46	-17.74	-14.21	25.49

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	389	706	1,850	2,774	2,944	2,806	3,447	3,491	3,513	3,282	2,997	2,899	3,318	3,673	4,001
ST Debt	305	258	356	591	731	686	576	727	1,086	628	514	68	29	- -	- -
LT Debt	84	448	1,494	2,182	2,213	2,120	2,871	2,764	2,427	2,654	2,483	2,830	3,289	3,673	4,001
Total Debt/EBITDA	3.12	4.39	8.73	8.27	9.33	10.15	9.46	7.82	7.05	5.69	4.39	5.65	10.53	11.89	6.11
Net Debt/EBITDA	2.98	4.22	8.08	7.85	8.91	9.59	8.86	7.45	6.65	5.35	4.1	5.36	10.02	11.24	5.86
Total Debt/EBIT	3.24	4.55	9.33	8.99	10.43	11.62	10.62	8.61	7.69	6.15	4.73	6.22	12.13	13.28	6.39
Net Debt/EBIT	3.09	4.38	8.63	8.54	9.95	10.98	9.95	8.21	7.25	5.78	4.42	5.9	11.54	12.56	6.13
EBITDA to Interest Expense	6.47	6.91	3.08	2.13	1.8	1.49	1.79	1.88	2.29	2.75	4.03	3.34	1.56	1.3	2.34
EBITDA-CapEx/Interest Expense	6.19	6.64	2.89	1.98	1.64	1.32	1.65	1.6	2.11	2.59	3.73	2.84	1.31	1.18	2.24
EBIT to Interest Expense	6.23	6.66	2.89	1.95	1.62	1.3	1.59	1.71	2.1	2.55	3.73	3.04	1.35	1.16	2.23
Interest Expense	19	23	69	158	175	186	204	237	218	209	170	153	202	238	280
Common Equity/Total Assets	30.78	27.28	14.71	13.3	13.02	15.28	13.73	15.56	18.09	21.71	26.88	28.36	22.66	19	20.69
Long-Term Debt/Equity (%)	22.6	110.4	248.05	328.18	341.27	353.06	396.58	337.16	236.66	217.53	209.51	239.94	351.16	478.64	409.65
Long-Term Debt/Capital (%)	13.14	43.69	65.66	66.03	62.63	62.27	68.27	65.6	55.09	61.15	58.62	67.76	75.3	80.14	78.36
Long-Term Debt/Total Assets (%)	10.33	38.25	55.65	58.19	53.01	57.76	63.93	59.67	49.42	54.56	53.89	62.78	71.02	76.68	74.93
Total Debt/Equity (%)	104.69	173.98	307.14	417.11	453.99	467.26	476.15	425.85	342.62	268.97	252.88	245.74	354.29	478.64	409.65
Total Debt/Capital (%)	60.86	68.84	81.31	83.92	83.31	82.41	81.96	82.86	79.76	75.61	70.76	69.4	75.97	80.14	78.36
Total Debt/Total Assets (%)	47.87	60.28	68.91	73.96	70.52	76.45	76.76	75.36	71.55	67.46	65.04	64.3	71.66	76.68	74.93
Net Debt to Equity	100.11	167.38	284.16	396.14	433.16	441.48	446	405.72	323.07	252.78	236.29	233.06	337.08	452.46	393.54
Net Debt/Capital (%)	58.95	67.38	79.64	82.81	82.38	81.44	80.85	82.01	78.64	74.3	69.21	68.16	75	79.21	77.66
EBITDA	125	161	212	336	315	276	365	447	498	576	683	513	315	309	655
EBITDA-CapEx	119	155	198	312	287	245	336	379	458	542	633	436	263	280	629
Operating Income (Loss)	120	155	198	308	282	242	325	405	457	534	633	466	273	276	627

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.02	0.06	0.26	0.15	0.1	0.16	0.25	0.16	0.15	0.22	0.26	0.54	0.72	0.86	0.68
Current Ratio	0.05	0.54	0.8	0.55	0.47	0.24	0.44	0.28	0.2	0.33	0.35	0.78	0.91	1.18	1.04
Quick Ratio	0.03	0.52	0.74	0.51	0.13	0.2	0.32	0.23	0.18	0.26	0.29	0.6	0.76	0.98	0.83
CFO/Avg Current Liab	0.47	0.31	0.19	0.17	0.11	0.12	0.14	0.2	0.21	0.29	0.38	0.42	0.63	0.69	0.66
Common Equity/Total Assets	30.78	27.28	14.71	13.3	13.02	15.28	13.73	15.56	18.09	21.71	26.88	28.36	22.66	19	20.69
Long-Term Debt/Equity (%)	22.6	110.4	248.05	328.18	341.27	353.06	396.58	337.16	236.66	217.53	209.51	239.94	351.16	478.64	409.65
Long-Term Debt/Capital (%)	13.14	43.69	65.66	66.03	62.63	62.27	68.27	65.6	55.09	61.15	58.62	67.76	75.3	80.14	78.36
Long-Term Debt/Total Assets (%)	10.33	38.25	55.65	58.19	53.01	57.76	63.93	59.67	49.42	54.56	53.89	62.78	71.02	76.68	74.93
Total Debt/Equity (%)	104.69	173.98	307.14	417.11	453.99	467.26	476.15	425.85	342.62	268.97	252.88	245.74	354.29	478.64	409.65
Total Debt/Capital (%)	60.86	68.84	81.31	83.92	83.31	82.41	81.96	82.86	79.76	75.61	70.76	69.4	75.97	80.14	78.36
Total Debt/Total Assets (%)	47.87	60.28	68.91	73.96	70.52	76.45	76.76	75.36	71.55	67.46	65.04	64.3	71.66	76.68	74.93
CFO/Total Liabilities	19.18	12.87	3.59	3.62	3.29	4.25	3.29	4.9	6.3	8.58	8.85	6.33	4.14	3.88	3.51
CFO/CapEx	15.2	15.73	5.57	4.83	4.06	4.12	4.4	2.77	6.18	9.04	6.01	2.75	2.96	5.34	5.83
Altman's Z-Score	1.73	1.81	1.22	1.04	0.76	0.77	0.9	0.87	0.9	1.24	1.65	1.48	1.08	1	1.3

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	161.19	497.79	172.74	124.08	104.76	71.32	58.24	50.78	50.15	55.36	65.7	72.26	97.14	93.92	88.3
Days Sales Outstanding	2.26	0.73	2.11	2.94	3.48	5.12	6.27	7.19	7.28	6.59	5.56	5.05	3.76	3.89	4.13
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	8.87	7.75	4.25	2.59	2.03	1.97	2.16	2.17	2.51	5.96	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	41.16	47.07	85.86	140.99	179.95	184.94	169.34	167.98	145.3	61.26	- -	- -	- -	- -	- -
Cash Conversion Cycle	-38.9	-46.34	-83.75	-138.05	-176.46	-179.82	-163.08	-160.79	-138.02	-54.67	5.56	5.05	3.76	3.89	4.13
Inventory to Cash Days	2.26	0.73	2.11	2.94	3.48	5.12	6.27	7.19	7.28	6.59	5.56	5.05	3.76	3.89	4.13
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	522	761	1,239	1,148	748	737	1,093	665	1,104	1,224	1,871	1,157	1,201	1,140	1,263
- Cash & Cash Equivalents	8	18	126	124	124	150	212	157	192	189	190	144	158	200	157
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	31	33	46	38	142	2	3	2	- -	- -	- -	- -	- -
+ Total Debt	389	706	1,850	2,774	2,944	2,806	3,447	3,491	3,513	3,282	2,997	2,899	3,318	3,673	4,001
Enterprise Value	903	1,450	2,994	3,830	3,614	3,431	4,470	4,000	4,428	4,319	4,679	3,912	4,361	4,613	5,107
Total Capital	639	1,026	2,276	3,305	3,534	3,405	4,205	4,213	4,405	4,340	4,236	4,177	4,367	4,583	5,106
Total Debt/Capital (%)	60.86	68.84	81.31	83.92	83.31	82.41	81.96	82.86	79.76	75.61	70.76	69.4	75.97	80.14	78.36
Total Debt / EV	0.43	0.49	0.62	0.72	0.81	0.82	0.77	0.87	0.79	0.76	0.64	0.74	0.76	0.8	0.78
EV/Sales	2.01	2.6	3.87	3.67	3.2	3.33	3.77	2.94	3.17	2.88	2.9	2.8	3.57	3.5	2.89
EV/EBITDA	7.24	9.01	14.13	11.41	11.46	12.41	12.26	8.96	8.89	7.49	6.85	7.63	13.84	14.93	7.79
EV/EBIT	7.52	9.35	15.09	12.42	12.8	14.21	13.77	9.87	9.69	8.09	7.39	8.39	15.95	16.69	8.15
EV/Cash Flow to Firm	9.37	12.88	25.44	17.79	14.91	17.83	18.1	11.32	10.36	9.19	10.65	12.76	11.35	9.22	13.9
EV/Free Cash Flow to Firm	8.86	12.2	22.83	16.07	13.33	15.31	16.25	9.51	9.48	8.56	9.55	10.21	10	8.71	12.97
Diluted Market Cap	546	791	1,317	1,221	775	742	1,112	671	1,113	1,235	1,935	1,251	1,201	1,140	1,279
Diluted Enterprise Value	927	1,480	3,072	3,903	3,641	3,437	4,488	4,006	4,437	4,330	4,743	4,006	4,361	4,613	5,124
EV per Share	36.76	58.32	121.42	148.15	140.5	133.44	172.12	141.29	141.87	137.43	155.3	162.05	184.24	193.24	219.82
TTM Sales	449	557	773	1,043	1,130	1,029	1,187	1,362	1,398	1,501	1,614	1,398	1,223	1,316	1,769
TTM EBITDA	125	161	212	336	315	276	365	447	498	576	683	513	315	309	655
TTM Operating Income	120	155	198	308	282	242	325	405	457	534	633	466	273	276	627
TTM Cash Flow to Firm	96	113	118	215	242	192	247	353	428	470	440	307	384	500	367
TTM Free Cash Flow to Firm	102	119	131	238	271	224	275	421	467	505	490	383	436	530	394

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.06	7.55	14.93	9.07	5.35	4.58	7.32	2.64	3.91	3.55	5.47	4.35	5.87	6.15	7.13
EV/EBIT	7.52	9.35	15.09	12.42	12.8	14.21	13.77	9.87	9.69	8.09	7.39	8.39	15.95	16.69	8.15
Enterprise Value	903	1,450	2,994	3,830	3,614	3,431	4,470	4,000	4,428	4,319	4,679	3,912	4,361	4,613	5,107
Low Price	18.96	20.87	26.84	39.62	28.17	16.09	27.8	20.38	22.19	15.27	29.21	44.06	34.74	39.64	26.45
EV/Sales	2.01	2.6	3.87	3.67	3.2	3.33	3.77	2.94	3.17	2.88	2.9	2.8	3.57	3.5	2.89
EV/EBITDA	7.24	9.01	14.13	11.41	11.46	12.41	12.26	8.96	8.89	7.49	6.85	7.63	13.84	14.93	7.79
Price/Earnings	8.57	10.95	16.46	11.07	16.57	9.62	13.14	5.74	6.57	5.78	5.33	5.95	- -	- -	4.92
Price/Earnings Average	10.21	9.32	12.35	11.19	22.48	8.04	11.99	9.13	6.16	5.19	3.94	7.13	-5.6	-8.03	3.83
Price/Earnings High	13.37	11.06	17.01	12.79	25.45	10.21	16.23	11.68	7.29	7.27	5.36	9.02	-6.7	-9.35	5.13
Price/Earnings Low	7.64	7.47	8.79	9.88	16.05	5.4	8.68	4.98	4.13	2.27	2.51	5.47	-3.98	-6.8	2.39
Price/Book Value	2.09	2.38	3.14	2.3	1.38	1.31	1.77	0.92	1.24	1.16	1.51	0.91	1.14	1.25	1.14
Price/Book Value Average	2.49	2.03	2.36	2.33	1.87	1.1	1.62	1.47	1.16	1.04	1.11	1.09	1.1	1.23	0.89
Price/Book Value High	3.26	2.4	3.24	2.66	2.11	1.39	2.19	1.88	1.38	1.46	1.52	1.37	1.32	1.43	1.19
Price/Book Value Low	1.86	1.62	1.68	2.05	1.33	0.74	1.17	0.8	0.78	0.45	0.71	0.83	0.78	1.04	0.56
Price/Tangible Book Value	1.47	2.18	16.59	-4.51	-2.56	-3.46	-3.89	-6.1	12.28	4.57	7.45	3.44	3.64	4.39	2.87
Price/Tangible Book Value Average	1.75	1.85	12.45	-4.56	-3.47	-2.89	-3.55	-9.71	11.51	4.1	5.5	4.13	3.5	4.31	2.23
Price/Tangible Book Value High	2.29	2.2	17.15	-5.21	-3.93	-3.67	-4.81	-12.41	13.61	5.74	7.48	5.22	4.19	5.02	2.99
Price/Tangible Book Value Low	1.31	1.48	8.86	-4.02	-2.48	-1.94	-2.57	-5.29	7.71	1.79	3.5	3.16	2.49	3.65	1.4
Price/Sales	1.16	1.37	1.6	1.1	0.66	0.72	0.92	0.49	0.79	0.82	1.16	0.83	0.98	0.87	0.71
Price/Sales Average	1.39	1.16	1.2	1.11	0.9	0.6	0.84	0.78	0.74	0.73	0.86	0.99	0.95	0.85	0.56
Price/Sales High	1.82	1.38	1.66	1.27	1.02	0.76	1.14	0.99	0.88	1.03	1.16	1.26	1.13	0.99	0.74
Price/Sales Low	1.04	0.93	0.86	0.98	0.64	0.4	0.61	0.42	0.5	0.32	0.55	0.76	0.67	0.72	0.35
Price/Cash Flow	6.18	7.72	16.57	10.29	6.44	5.65	8.83	3.56	4.51	3.91	6.17	5.49	7.85	7.3	8.24
Price/Cash Flow Average	7.36	6.57	12.44	10.41	8.73	4.72	8.06	5.66	4.23	3.51	4.56	6.59	7.55	7.16	6.42
Price/Cash Flow High	9.63	7.8	17.13	11.89	9.89	6	10.91	7.25	5	4.92	6.2	8.33	9.04	8.34	8.59
Price/Cash Flow Low	5.51	5.27	8.85	9.18	6.24	3.17	5.83	3.09	2.83	1.53	2.9	5.05	5.37	6.06	4.01
Price/Free Cash Flow Average	7.22	6.42	11.21	9.17	7.26	3.83	6.68	4.2	3.67	3.19	4.04	5.22	5.65	6.03	5.55
Price/Free Cash Flow High	9.45	7.62	15.43	10.48	8.22	4.86	9.04	5.37	4.34	4.47	5.5	6.61	6.76	7.02	7.43
Price/Free Cash Flow Low	5.4	5.15	7.97	8.09	5.18	2.57	4.83	2.29	2.46	1.39	2.57	4	4.02	5.1	3.47
EV/Sales Average	2.24	2.4	3.47	3.68	3.43	3.22	3.69	3.23	3.12	2.79	2.59	2.96	3.53	3.49	2.73
EV/Sales High	2.66	2.62	3.93	3.84	3.55	3.38	3.98	3.44	3.25	3.09	2.9	3.23	3.72	3.63	2.92
EV/Sales Low	1.89	2.17	3.12	3.55	3.18	3.02	3.45	2.87	2.87	2.38	2.28	2.73	3.26	3.36	2.52
EV/EBITDA Average	8.03	8.3	12.67	11.45	12.3	11.98	12	9.84	8.75	7.28	6.13	8.08	13.69	14.86	7.37
EV/EBITDA High	9.58	9.05	14.33	11.95	12.73	12.58	12.97	10.5	9.13	8.04	6.86	8.8	14.41	15.46	7.87
EV/EBITDA Low	6.78	7.5	11.4	11.05	11.38	11.25	11.24	8.76	8.06	6.2	5.4	7.45	12.63	14.31	6.8
EV/EBIT Average	8.35	8.61	13.54	12.46	13.75	13.71	13.48	10.84	9.54	7.86	6.61	8.89	15.78	16.6	7.7
EV/EBIT High	9.95	9.39	15.3	13	14.22	14.39	14.57	11.57	9.95	8.69	7.4	9.67	16.61	17.27	8.24
EV/EBIT Low	7.05	7.78	12.18	12.02	12.72	12.87	12.63	9.65	8.79	6.7	5.82	8.19	14.56	15.98	7.12
Last Price	21.26	30.62	50.26	44.4	29.08	28.65	42.1	23.5	35.36	38.95	62.11	47.94	50.75	47.77	54.35
High Price	33.16	30.91	51.95	51.31	44.66	30.4	52	47.8	39.19	49.01	62.39	72.73	58.46	54.55	56.67
Enterprise Value Average	1,003	1,336	2,685	3,843	3,880	3,310	4,375	4,393	4,358	4,193	4,188	4,143	4,315	4,591	4,828
Enterprise Value High	1,196	1,457	3,036	4,009	4,015	3,476	4,727	4,688	4,547	4,635	4,687	4,511	4,543	4,775	5,161
Enterprise Value Low	847	1,207	2,417	3,707	3,591	3,108	4,099	3,912	4,017	3,575	3,688	3,819	3,982	4,419	4,459

Shares Outstanding	25	23	25	26	25	26	26	31	31	31	25	23	24	24	22
Diluted Weighted Avg Shares	26	26	26	27	27	26	26	29	31	32	31	26	24	24	24
Basic Weighted Avg Shares	25	25	25	26	26	26	26	28	31	31	30	24	24	24	23
Revenue per Share	18.26	22.4	31.36	40.36	43.93	40.03	45.7	48.11	44.78	47.77	53.59	57.92	51.66	55.14	76.13
EBITDA per Share	5.08	6.47	8.59	12.98	12.26	10.75	14.03	15.77	15.96	18.34	22.68	21.24	13.32	12.94	28.21
Operating Income per Share	4.89	6.24	8.04	11.93	10.97	9.39	12.5	14.31	14.64	16.98	21.02	19.31	11.55	11.58	26.97
Basic EPS, GAAP	2.48	2.8	3.05	4.01	1.75	2.98	3.2	4.09	5.38	6.74	11.64	8.06	-8.72	-5.83	11.05
Basic EPS from Cont Ops	2.47	3.16	3.06	3.6	2.75	0.75	3.05	3.88	5.41	6.76	11.66	8.06	-8.72	-5.83	11.05
Diluted EPS, GAAP	2.37	2.69	2.87	3.77	1.69	2.96	3.15	4.06	5.33	6.68	11.26	7.46	-8.72	-5.83	10.91
Diluted EPS from Cont Ops	2.36	3.04	2.88	3.39	2.66	0.74	3	3.84	5.37	6.7	11.27	7.46	-8.72	-5.83	10.91
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	3.44	3.96	3.03	4.31	4.52	5.07	4.77	6.6	7.84	9.96	10.06	8.73	6.46	6.54	6.59
Free Cash Flow per Basic Share	3.22	3.71	2.49	3.42	3.4	3.84	3.68	4.21	6.57	8.85	8.38	5.56	4.28	5.32	5.46
Cash & Equivalents per Share	0.33	0.7	5.12	4.8	4.82	5.82	8.17	5.56	6.16	6.02	6.29	5.96	6.69	8.37	6.75
Book Value per Share	10.18	12.86	16.01	19.29	21.14	21.81	23.74	25.45	28.46	33.6	41.12	52.96	44.33	38.13	47.55
Tangible Book Value per Share	14.45	14.08	3.03	-9.85	-11.35	-8.27	-10.81	-3.85	2.88	8.53	8.34	13.93	13.94	10.87	18.96

Encore Capital Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)