Equitable Financial Corp. Financial Ratios — EQFN Stock

Profitability (USD)

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Return on Common Equity (%)	- -	-5.82	4.53	6.19	3.64	3.39	3.81	4.17	6.86	10.68	10.76	7.93
Return on Assets (%)	- -	-0.77	0.53	0.65	0.48	0.52	0.52	0.52	0.73	1.04	1.05	0.77
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.83	8.07	3.48	3.77	3.54	3.38	3.43	4.53	4.35	3.68	4.37	4.46
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-22.39	-38.6	20.09	23.46	15.9	17.74	20.94	15.2	20.52	26.4	28.19	23.46
Profit Margin (%)	-16.6	-26.52	12.46	15.1	10.85	11.43	11.56	11.34	15.67	20.99	21.74	18.03
Net Income to Common Margin (%)	-16.6	-26.52	12.46	15.1	10.85	11.43	11.56	11.34	15.67	20.99	21.74	18.03
Effective Tax Rate (%)	- -	- -	37.98	35.64	31.76	35.54	44.8	25.35	23.67	20.5	22.88	23.15
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-5.82	4.53	6.19	3.64	3.39	3.81	4.17	6.86	10.68	10.76	7.93

Credit (USD)

Credit Ratios API ChatGPT

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Total Debt	31	31	11	- -	- -	7	7	5	24	12	8	16
ST Debt	- -	- -	- -	- -	- -	- -	2	- -	- -	1	2	1
LT Debt	31	31	11	- -	- -	7	5	5	24	11	6	15
Total Debt/EBITDA	108.47	71.89	39.64	- -	- -	19.57	15.64	7.92	32.85	15.9	8.48	17.69
Net Debt/EBITDA	99.99	66.29	6.41	-68.82	-43.5	6.2	4.28	0.7	11.84	-23.9	-3.51	7.93
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14	12.59	10.99	9.97	16.23	14.33	13.25	11.58	9.76	9.77	9.69	9.66
Long-Term Debt/Equity (%)	122.25	132.96	53.86	- -	- -	18.54	13.31	13.08	62.34	26.64	13.62	32.28
Long-Term Debt/Capital (%)	55.01	57.07	35.01	- -	- -	15.5	11.34	11.57	38.4	20.69	11.56	24.14
Long-Term Debt/Total Assets (%)	17.12	16.74	5.92	- -	- -	2.66	1.76	1.51	6.09	2.6	1.32	3.12
Total Debt/Equity (%)	122.25	132.96	53.86	- -	- -	19.63	17.42	13.08	62.34	28.77	17.76	33.76
Total Debt/Capital (%)	55.01	57.07	35.01	- -	- -	16.41	14.84	11.57	38.4	22.34	15.08	25.24
Total Debt/Total Assets (%)	17.12	16.74	5.92	- -	- -	2.81	2.31	1.51	6.09	2.81	1.72	3.26
Net Debt to Equity	112.69	122.61	8.71	-102.63	-40.91	6.22	4.76	1.15	22.47	-43.25	-7.35	15.13
Net Debt/Capital (%)	52.98	55.08	8.01	3,898.51	-69.23	5.86	4.55	1.14	18.35	-76.2	-7.93	13.14
EBITDA	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	-1	- -	- -	- -	-1	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14	12.59	10.99	9.97	16.23	14.33	13.25	11.58	9.76	9.77	9.69	9.66
Long-Term Debt/Equity (%)	122.25	132.96	53.86	- -	- -	18.54	13.31	13.08	62.34	26.64	13.62	32.28
Long-Term Debt/Capital (%)	55.01	57.07	35.01	- -	- -	15.5	11.34	11.57	38.4	20.69	11.56	24.14
Long-Term Debt/Total Assets (%)	17.12	16.74	5.92	- -	- -	2.66	1.76	1.51	6.09	2.6	1.32	3.12
Total Debt/Equity (%)	122.25	132.96	53.86	- -	- -	19.63	17.42	13.08	62.34	28.77	17.76	33.76
Total Debt/Capital (%)	55.01	57.07	35.01	- -	- -	16.41	14.84	11.57	38.4	22.34	15.08	25.24
Total Debt/Total Assets (%)	17.12	16.74	5.92	- -	- -	2.81	2.31	1.51	6.09	2.81	1.72	3.26
CFO/Total Liabilities	-0.94	-1.22	1.14	1	1.76	1.29	1.42	1.31	0.8	1.16	1.13	1.36
CFO/CapEx	- -	- -	11.55	4.72	26.58	5.67	2.87	4.5	2.41	3.7	1.93	18.32
Altman's Z-Score	0.13	0.12	0.16	0.19	0.21	0.21	0.2	0.19	0.16	0.18	0.18	0.17

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Accounts Receivable Turnover	- -	4.42	7.04	8.37	8.87	8.83	8.46	7.53	7.31	8.83	9.53	7.44
Days Sales Outstanding	- -	82.67	51.83	43.58	41.16	41.32	43.13	48.47	49.94	41.33	38.31	49.05
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Market Capitalization	- -	- -	14	26	29	35	36	39	32	36	35	30
- Cash & Cash Equivalents	2	2	9	22	15	5	5	5	15	30	11	9
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	31	31	11	- -	- -	7	7	5	24	12	8	16
Enterprise Value	28	28	15	4	13	35	36	30	22	-4	- -	7
Total Capital	56	54	31	21	37	44	44	43	62	53	52	62
Total Debt/Capital (%)	55.01	57.07	35.01	- -	- -	16.41	14.84	11.57	38.4	22.34	15.08	25.24
Total Debt / EV	1.08	1.08	0.71	- -	- -	0.2	0.18	0.17	1.08	-3.21	116.72	2.35
EV/Sales	4.83	5.35	1.94	0.47	1.37	3.28	2.97	2.16	1.33	- -	- -	0.33
EV/EBITDA	99.99	66.29	55.78	12.36	38.65	97.01	86.51	47.73	30.45	- -	0.07	7.52
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	8.23	2.05	4.01	12.67	10.34	7.87	7.77	- -	0.01	1.12
EV/Free Cash Flow to Firm	- -	- -	7.57	1.69	3.87	10.77	7.67	6.44	5.49	- -	0.01	1.07
Diluted Market Cap	30	28	14	26	27	36	36	41	34	40	39	- -
Diluted Enterprise Value	58	56	16	4	12	38	38	41	42	22	36	7
EV per Share	- -	- -	4.76	1.24	3.82	10.5	10.92	9.41	7.54	- -	0.02	2.49
TTM Sales	6	5	8	8	10	11	12	14	17	20	21	20
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-1	-2	2	2	3	3	4	4	3	4	5	6
TTM Free Cash Flow to Firm	-1	-2	2	2	3	3	5	5	4	6	7	6

Multiples (USD)

Valuation Multiples API ChatGPT

	2006 Y	2007 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	06/30/2006	06/30/2007	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023

Price/Free Cash Flow	-20.86	-14.42	6.97	10.99	7.97	10.91	7.62	8.77	8.27	7.05	5.53	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	28	28	15	4	13	35	36	30	22	-4	- -	7
Low Price	7.79	8.25	3.62	4.49	7.65	8.31	10	10.3	8.1	9.25	12.55	10.99
EV/Sales	4.83	5.35	1.94	0.47	1.37	3.28	2.97	2.16	1.33	- -	- -	0.33
EV/EBITDA	99.99	66.29	55.78	12.36	38.65	97.01	86.51	47.73	30.45	- -	0.07	7.52
Price/Earnings	- -	- -	14.14	19.88	25.72	27.38	25.36	25.78	12.69	9.18	8.51	- -
Price/Earnings Average	-31.56	-21.43	12.47	13.61	25.8	25.38	24.63	24.37	13.3	8.12	8.42	- -
Price/Earnings High	-34.78	-24.89	20.22	19.88	28.14	28.32	25.81	27.04	14.98	9.23	8.77	- -
Price/Earnings Low	-28.85	-18.75	11.4	10.77	23.68	22.2	23.57	21.76	9.52	6.61	8.21	- -
Price/Book Value	- -	- -	0.71	1.23	0.79	0.95	0.95	1.02	0.83	0.88	0.8	0.64
Price/Book Value Average	- -	- -	0.63	0.84	0.79	0.88	0.92	0.97	0.87	0.78	0.79	0.72
Price/Book Value High	- -	- -	1.02	1.23	0.87	0.98	0.97	1.07	0.98	0.88	0.83	0.75
Price/Book Value Low	- -	- -	0.58	0.67	0.73	0.77	0.88	0.86	0.62	0.63	0.77	0.63
Price/Tangible Book Value	- -	- -	0.71	1.23	0.79	0.96	0.99	1.08	0.87	0.91	0.83	0.66
Price/Tangible Book Value Average	- -	- -	0.63	0.84	0.79	0.89	0.96	1.02	0.91	0.81	0.82	0.74
Price/Tangible Book Value High	- -	- -	1.02	1.23	0.87	0.99	1	1.13	1.02	0.92	0.85	0.77
Price/Tangible Book Value Low	- -	- -	0.58	0.67	0.73	0.78	0.92	0.91	0.65	0.66	0.8	0.65
Price/Sales	5.18	5.33	1.76	3	2.79	3.13	2.93	2.92	1.99	1.93	1.85	- -
Price/Sales Average	5.24	5.68	1.55	2.06	2.8	2.9	2.85	2.76	2.08	1.7	1.83	- -
Price/Sales High	5.77	6.6	2.52	3	3.05	3.24	2.98	3.07	2.35	1.94	1.91	- -
Price/Sales Low	4.79	4.97	1.42	1.63	2.57	2.54	2.72	2.47	1.49	1.39	1.79	- -
Price/Cash Flow	-20.86	-14.42	7.48	13.21	8.2	12.1	10.21	10.65	11.66	8.85	8.38	- -
Price/Cash Flow Average	-21.08	-15.39	6.59	9.04	8.22	11.21	9.91	10.07	12.22	7.83	8.3	- -
Price/Cash Flow High	-23.24	-17.87	10.69	13.21	8.97	12.51	10.39	11.17	13.76	8.9	8.64	- -
Price/Cash Flow Low	-19.28	-13.46	6.03	7.16	7.55	9.81	9.49	8.99	8.74	6.38	8.09	- -
Price/Free Cash Flow Average	-21.08	-15.39	6.15	7.52	7.99	10.11	7.4	8.29	8.67	6.23	5.48	- -
Price/Free Cash Flow High	-23.24	-17.87	9.97	10.99	8.71	11.28	7.75	9.2	9.77	7.08	5.7	- -
Price/Free Cash Flow Low	-19.28	-13.46	5.62	5.95	7.33	8.84	7.08	7.4	6.2	5.08	5.34	- -
EV/Sales Average	4.83	5.35	1.84	- -	1.44	3.18	2.99	2.68	2.5	0.7	1.5	2.03
EV/Sales High	4.83	5.35	2.84	0.52	1.71	3.52	3.13	2.97	2.76	0.92	1.57	2.1
EV/Sales Low	4.83	5.35	1.7	- -	1.2	2.8	2.87	2.4	1.94	0.41	1.46	1.83
EV/EBITDA Average	99.99	66.29	52.81	-12.34	40.82	93.95	87.09	59.18	57.55	19.05	34.36	45.55
EV/EBITDA High	99.99	66.29	81.64	13.68	48.48	104.11	91.06	65.61	63.32	24.9	35.92	47.2
EV/EBITDA Low	99.99	66.29	48.83	-24.14	33.91	82.96	83.53	52.93	44.54	11.07	33.42	41.13
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	8.43	8.84	4.49	8.29	8.31	10.25	10.76	12.2	10.8	12.84	13	11.15
High Price	9.39	10.95	6.42	8.29	9.09	10.6	10.95	12.8	12.75	12.91	13.4	13
Enterprise Value Average	28	28	14	-4	14	34	36	37	42	14	32	40
Enterprise Value High	28	28	22	4	17	38	38	41	46	19	33	42
Enterprise Value Low	28	28	13	-8	12	30	35	33	33	8	31	36

Shares Outstanding	- -	- -	3	3	3	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	4	3	3	3	3	3	3	3	3	3	3	- -
Basic Weighted Avg Shares	4	3	3	3	3	3	3	3	3	3	3	- -
Revenue per Share	1.63	1.66	2.55	2.76	2.98	3.27	3.67	4.17	5.43	6.67	7.03	- -
EBITDA per Share	0.08	0.13	0.09	0.1	0.11	0.11	0.13	0.19	0.24	0.25	0.31	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.27	-0.44	0.32	0.42	0.32	0.37	0.42	0.47	0.85	1.4	1.53	- -
Basic EPS from Cont Ops	-0.27	-0.44	0.32	0.42	0.32	0.37	0.42	0.47	0.85	1.4	1.53	- -
Diluted EPS, GAAP	-0.27	-0.44	0.31	0.41	0.32	0.35	0.42	0.47	0.85	1.38	1.52	- -
Diluted EPS from Cont Ops	-0.27	-0.44	0.31	0.41	0.32	0.35	0.42	0.47	0.85	1.38	1.52	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.4	-0.61	0.6	0.63	1.01	0.85	1.05	1.15	0.93	1.45	1.55	- -
Free Cash Flow per Basic Share	-0.4	-0.61	0.55	0.49	0.98	0.7	0.69	0.89	0.54	1.06	0.75	- -
Cash & Equivalents per Share	- -	- -	3.11	7.05	4.49	1.87	1.82	4.35	11.39	18.36	15.86	14.52
Book Value per Share	- -	- -	6.28	6.74	10.51	10.79	11.33	11.94	13.05	14.62	16.23	17.35
Tangible Book Value per Share	- -	- -	6.28	6.74	10.51	10.71	10.9	11.33	12.44	14.05	15.7	16.87

Equitable Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)