First Financial Bancorp. Financial Ratios — FFBC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.93	7.39	5.34	7.11	7.96	9	9.34	10.47	8.64	6.61	8.48	8.57	9.51	8.04	8.52
Return on Assets (%)	1.03	1.02	0.75	0.95	0.98	1.07	1.12	1.51	1.39	1.02	1.27	1.31	1.48	1.27	1.29
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.55	4.65	4.78	4.38	4.12	3.81	3.52	4.37	4.57	6.39	6.34	5.48	4.5	4.6	4.43
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	31.23	30.48	22.66	32.52	34.48	38.2	32.3	38.76	39.45	28.56	38.63	34.1	37.92	32.11	35.72
Profit Margin (%)	19.84	19.77	16.21	22.24	23.33	25.86	26.91	31.23	32.17	24.13	32.9	30.7	30.45	27.39	28.42
Net Income to Common Margin (%)	19.84	19.77	16.21	22.24	23.33	25.86	26.91	31.23	32.17	24.13	32.9	30.7	30.45	27.39	28.42
Effective Tax Rate (%)	36.46	35.13	28.46	31.6	32.33	32.28	16.68	19.43	18.44	15.51	14.85	9.97	19.69	14.72	20.44
Dvd Payout Ratio (%)	52.91	100.73	127.05	53.61	52.05	44.2	42.54	46.15	44.98	57.56	42.56	39.8	34.06	39.13	37.03
Sustainable Growth Rate (%)	5.15	-0.05	-1.44	3.3	3.81	5.02	5.37	5.64	4.75	2.81	4.87	5.16	6.27	4.89	5.36

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	12	512	662	581	969	807	862	1,428	1,565	341	655	1,634	1,282	1,103	1,189
ST Debt	- -	502	654	558	849	688	742	857	1,151	- -	268	1,287	938	755	675
LT Debt	12	10	8	23	120	120	120	571	414	341	387	347	344	348	514
Total Debt/EBITDA	0.97	32.35	46.41	45.48	73.02	61.92	68.17	59.07	55.63	8.28	16.55	42.1	33.91	28.71	29.87
Net Debt/EBITDA	-42.97	22.32	36.36	35.09	61.82	46.27	53.57	47.74	46.43	2.13	5.52	26.71	7.26	5.13	10.35
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.66	14	14.04	12.85	11.78	11.94	11.97	15.97	16.21	14.77	15.17	15.31	15.83	15.72	14.6
Long-Term Debt/Equity (%)	1.62	1.44	1.21	2.96	14.77	13.82	12.86	27.46	18.44	14.95	17.12	16.98	15.17	14.25	18.56
Long-Term Debt/Capital (%)	1.25	0.72	0.53	1.54	6.2	6.59	6.21	15.59	10.58	12.63	12.35	8.18	8.48	8.64	12.03
Long-Term Debt/Total Assets (%)	0.17	0.16	0.13	0.32	1.47	1.42	1.34	4.08	2.86	2.14	2.37	2.04	1.96	1.87	2.43
Total Debt/Equity (%)	1.62	72.1	97.09	74.16	119.68	93.3	92.62	68.7	69.64	14.95	28.99	80.04	56.52	45.24	42.95
Total Debt/Capital (%)	1.25	36.03	42.36	38.53	50.24	44.48	44.73	39	39.96	12.63	20.9	38.56	31.59	27.43	27.83
Total Debt/Total Assets (%)	0.17	7.88	10.32	8.06	11.89	9.57	9.69	10.21	10.79	2.14	4.01	9.61	7.31	5.94	5.63
Net Debt to Equity	-72.1	49.74	76.06	57.23	101.32	69.72	72.78	55.52	58.13	3.86	9.66	50.77	12.09	8.08	14.89
Net Debt/Capital (%)	-129.11	27.99	36.53	32.6	46.09	37.45	38.88	34.07	35.7	3.59	8.09	28.47	8.99	6.32	11.79
EBITDA	12	16	14	13	13	13	13	24	28	41	40	39	38	38	40
EBITDA-CapEx	-12	-10	7	2	6	3	6	6	7	25	24	25	14	17	19
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.66	14	14.04	12.85	11.78	11.94	11.97	15.97	16.21	14.77	15.17	15.31	15.83	15.72	14.6
Long-Term Debt/Equity (%)	1.62	1.44	1.21	2.96	14.77	13.82	12.86	27.46	18.44	14.95	17.12	16.98	15.17	14.25	18.56
Long-Term Debt/Capital (%)	1.25	0.72	0.53	1.54	6.2	6.59	6.21	15.59	10.58	12.63	12.35	8.18	8.48	8.64	12.03
Long-Term Debt/Total Assets (%)	0.17	0.16	0.13	0.32	1.47	1.42	1.34	4.08	2.86	2.14	2.37	2.04	1.96	1.87	2.43
Total Debt/Equity (%)	1.62	72.1	97.09	74.16	119.68	93.3	92.62	68.7	69.64	14.95	28.99	80.04	56.52	45.24	42.95
Total Debt/Capital (%)	1.25	36.03	42.36	38.53	50.24	44.48	44.73	39	39.96	12.63	20.9	38.56	31.59	27.43	27.83
Total Debt/Total Assets (%)	0.17	7.88	10.32	8.06	11.89	9.57	9.69	10.21	10.79	2.14	4.01	9.61	7.31	5.94	5.63
CFO/Total Liabilities	3.41	3.66	2.87	0.88	1.25	1.88	1.55	2.19	1.52	0.79	2.76	1.34	3.19	1.63	1.84
CFO/CapEx	8.63	8.31	22.53	5.34	12.26	14.66	18.9	14.28	8.9	6.58	25.32	14.58	20.18	12.44	16.28
Altman's Z-Score	0.22	0.21	0.22	0.21	0.2	0.25	0.24	0.21	0.24	0.19	0.22	0.22	0.24	0.24	0.22

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	1.2	1.34	1.13	1.04	1.07	1.06	1.06	1.33	1	0.72	0.62	0.66	1.38	- -	- -
Days Sales Outstanding	305.36	271.66	322.94	351.03	341.58	345.66	343.52	274.73	363.9	510	584.32	556.41	265.14	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	960	846	998	1,091	1,103	1,737	1,621	2,101	2,501	1,707	2,317	2,266	2,231	2,538	2,384
- Cash & Cash Equivalents	525	159	143	133	149	204	185	274	258	251	435	596	1,006	904	776
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	12	512	662	581	969	807	862	1,428	1,565	341	655	1,634	1,282	1,103	1,189
Enterprise Value	-995	167	603	699	732	1,300	949	476	957	-1,628	-1,671	-105	-514	-448	-426
Total Capital	923	1,421	1,564	1,509	1,928	1,815	1,927	3,661	3,917	2,701	3,133	4,237	4,058	4,021	4,274
Total Debt/Capital (%)	1.25	36.03	42.36	38.53	50.24	44.48	44.73	39	39.96	12.63	20.9	38.56	31.59	27.43	27.83
Total Debt / EV	-0.01	3.06	1.1	0.83	1.32	0.62	0.91	3	1.64	-0.21	-0.39	-15.52	-2.49	-2.46	-2.79
EV/Sales	- -	0.49	2.02	2.39	2.28	3.8	2.64	0.86	1.55	- -	- -	- -	- -	0.32	- -
EV/EBITDA	- -	10.57	42.29	54.65	55.19	99.74	75.07	19.68	33.99	- -	- -	- -	- -	6.95	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	0.79	3.67	12.33	8	9.12	7.68	1.83	5.13	- -	- -	- -	- -	1.02	- -
EV/Free Cash Flow to Firm	- -	0.71	3.52	10.39	7.39	8.54	7.3	1.71	4.62	- -	- -	- -	- -	0.94	- -
Diluted Market Cap	977	861	1,012	1,104	1,121	1,761	1,638	2,126	2,515	1,720	2,338	2,292	2,259	2,565	2,406
Diluted Enterprise Value	463	1,214	1,531	1,553	1,941	2,364	2,316	3,280	3,823	1,809	2,558	3,330	2,534	2,763	2,819
EV per Share	- -	2.89	10.54	11.91	12	21.3	15.43	5.37	9.73	- -	- -	- -	- -	2.84	- -
TTM Sales	336	340	298	292	322	342	360	553	616	646	624	709	840	836	899
TTM EBITDA	12	16	14	13	13	13	13	24	28	41	40	39	38	38	40
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	203	212	164	57	92	143	124	260	186	108	388	201	487	262	338
TTM Free Cash Flow to Firm	227	237	172	67	99	152	130	279	207	125	403	215	511	283	359

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.31	3.63	5.9	16.41	11.32	11.56	12.6	7.63	12.13	13.78	5.79	10.68	4.42	9.05	6.71
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-995	167	603	699	732	1,300	949	476	957	-1,628	-1,671	-105	-514	-448	-426
Low Price	12.84	13.87	14.31	15	16.42	13.76	22.8	22.27	22.07	10.83	17.18	18.75	17.23	20.59	21.1
EV/Sales	- -	0.49	2.02	2.39	2.28	3.8	2.64	0.86	1.55	- -	- -	- -	- -	0.32	- -
EV/EBITDA	- -	10.57	42.29	54.65	55.19	99.74	75.07	19.68	33.99	- -	- -	- -	- -	6.95	- -
Price/Earnings	14.38	12.57	20.65	16.78	14.69	19.62	16.75	12.17	12.63	10.95	11.29	10.41	8.72	11.09	9.33
Price/Earnings Average	13.98	14.05	18.5	15.28	14.8	14.16	17.06	15	12.21	10.05	10.89	9.88	7.94	9.99	9.38
Price/Earnings High	16.64	15.81	21	17.18	17.07	20.55	18.69	17.3	14.19	16.05	12.33	11.53	9.74	12.86	10.89
Price/Earnings Low	11.1	11.93	16.95	13.54	13.35	9.49	14.49	11.43	10.95	6.77	7.96	8.06	6.33	8.49	7.87
Price/Book Value	1.05	0.93	1.11	1.18	1.15	1.72	1.52	0.94	1.06	0.72	0.94	0.87	0.8	0.87	0.77
Price/Book Value Average	1.02	1.04	0.99	1.07	1.16	1.24	1.55	1.16	1.03	0.66	0.9	0.83	0.73	0.78	0.78
Price/Book Value High	1.22	1.17	1.13	1.2	1.34	1.81	1.7	1.34	1.19	1.06	1.02	0.96	0.9	1.01	0.9
Price/Book Value Low	0.81	0.88	0.91	0.95	1.04	0.83	1.32	0.88	0.92	0.45	0.66	0.67	0.58	0.67	0.65
Price/Tangible Book Value	1.58	1.39	1.72	1.71	1.85	2.65	2.24	1.82	2.03	1.33	2.01	2.4	1.89	1.88	1.54
Price/Tangible Book Value Average	1.54	1.56	1.54	1.56	1.86	1.92	2.28	2.24	1.96	1.22	1.94	2.27	1.72	1.69	1.55
Price/Tangible Book Value High	1.83	1.75	1.75	1.75	2.14	2.78	2.5	2.58	2.28	1.95	2.19	2.65	2.12	2.18	1.79
Price/Tangible Book Value Low	1.22	1.32	1.41	1.38	1.68	1.28	1.94	1.7	1.76	0.82	1.42	1.85	1.37	1.44	1.3
Price/Sales	2.85	2.49	3.35	3.73	3.43	5.07	4.51	3.8	4.06	2.64	3.72	3.2	2.66	3.04	2.65
Price/Sales Average	2.77	2.78	3	3.4	3.45	3.66	4.59	4.68	3.93	2.43	3.58	3.03	2.42	2.74	2.67
Price/Sales High	3.3	3.13	3.4	3.82	3.98	5.32	5.03	5.4	4.57	3.87	4.06	3.54	2.97	3.52	3.09
Price/Sales Low	2.2	2.36	2.75	3.01	3.11	2.45	3.9	3.57	3.52	1.63	2.62	2.47	1.93	2.33	2.24
Price/Cash Flow	4.73	3.99	6.07	19.25	12.04	12.18	13.13	8.07	13.42	15.75	5.97	11.28	4.58	9.68	7.06
Price/Cash Flow Average	4.59	4.46	5.44	17.54	12.13	8.79	13.37	9.94	12.98	14.45	5.76	10.7	4.17	8.72	7.1
Price/Cash Flow High	5.47	5.02	6.18	19.72	14	12.76	14.64	11.47	15.08	23.07	6.52	12.49	5.12	11.23	8.24
Price/Cash Flow Low	3.65	3.79	4.99	15.53	10.94	5.89	11.36	7.58	11.64	9.73	4.21	8.73	3.32	7.41	5.95
Price/Free Cash Flow Average	4.19	4.05	5.28	14.95	11.4	8.35	12.83	9.4	11.74	12.64	5.59	10.13	4.02	8.16	6.75
Price/Free Cash Flow High	4.99	4.56	6	16.81	13.15	12.11	14.05	10.84	13.64	20.18	6.33	11.82	4.94	10.5	7.83
Price/Free Cash Flow Low	3.33	3.44	4.84	13.24	10.29	5.59	10.9	7.16	10.53	8.51	4.08	8.26	3.21	6.94	5.66
EV/Sales Average	1.25	3.82	4.74	4.94	6	5.43	6.47	6.77	6.05	2.56	3.94	4.5	2.74	2.97	3.13
EV/Sales High	1.78	4.16	5.14	5.36	6.53	7.08	6.91	7.49	6.69	4.01	4.41	5.01	3.29	3.76	3.55
EV/Sales Low	0.68	3.4	4.49	4.55	5.66	4.22	5.78	5.66	5.65	1.77	2.97	3.94	2.25	2.56	2.69
EV/EBITDA Average	35.11	82.03	99.03	112.8	145.56	142.43	184.15	154.84	132.44	40.16	62.03	82.14	61.02	64.68	70.61
EV/EBITDA High	49.96	89.54	107.51	122.46	158.42	185.83	196.62	171.24	146.36	62.82	69.51	91.41	73.23	81.78	80.27
EV/EBITDA Low	19.02	73.02	93.79	103.92	137.35	110.71	164.51	129.35	123.58	27.75	46.83	71.94	50.12	55.76	60.87
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	16.64	14.62	17.43	18.59	18.07	28.45	26.35	23.72	25.44	17.53	24.38	24.23	23.75	26.88	25.02
High Price	19.25	18.39	17.73	19.04	21	29.8	29.4	33.7	28.59	25.68	26.62	26.83	26.53	31.18	29.21
Enterprise Value Average	420	1,299	1,413	1,442	1,931	1,857	2,329	3,743	3,727	1,656	2,454	3,188	2,306	2,485	2,812
Enterprise Value High	597	1,418	1,534	1,566	2,102	2,423	2,486	4,139	4,118	2,590	2,750	3,548	2,768	3,142	3,197
Enterprise Value Low	227	1,156	1,338	1,329	1,822	1,443	2,080	3,127	3,477	1,144	1,853	2,792	1,894	2,142	2,424

Shares Outstanding	58	58	58	61	62	62	62	98	98	98	94	95	95	95	99
Diluted Weighted Avg Shares	59	59	58	59	62	62	62	90	99	98	96	95	95	95	96
Basic Weighted Avg Shares	58	58	57	59	61	61	62	89	98	97	95	94	94	94	95
Revenue per Share	5.83	5.88	5.21	4.98	5.27	5.61	5.85	6.24	6.26	6.63	6.56	7.58	8.94	8.85	9.44
EBITDA per Share	0.21	0.27	0.25	0.22	0.22	0.21	0.21	0.27	0.29	0.42	0.42	0.41	0.4	0.41	0.42
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.16	1.16	0.84	1.11	1.23	1.45	1.57	1.95	2.01	1.6	2.16	2.33	2.72	2.42	2.68
Basic EPS from Cont Ops	1.16	1.16	0.84	1.11	1.23	1.45	1.57	1.95	2.01	1.6	2.16	2.33	2.72	2.42	2.68
Diluted EPS, GAAP	1.14	1.14	0.83	1.09	1.21	1.43	1.56	1.93	2	1.59	2.14	2.3	2.69	2.4	2.66
Diluted EPS from Cont Ops	1.14	1.14	0.83	1.09	1.21	1.43	1.56	1.93	2	1.59	2.14	2.3	2.69	2.4	2.66
Dividend per Share	0.61	1.17	1.07	0.59	0.64	0.64	0.67	0.9	0.91	0.92	0.92	0.93	0.93	0.95	0.99
Cash Flow per Share	3.52	3.66	2.87	0.97	1.5	2.34	2.01	2.94	1.9	1.11	4.08	2.15	5.18	2.78	3.55
Free Cash Flow per Basic Share	3.11	3.22	2.74	0.78	1.38	2.18	1.9	2.73	1.68	0.94	3.92	2	4.93	2.55	3.33
Cash & Equivalents per Share	34.09	20.58	18.46	16.59	21.94	20.37	24.93	34.47	31.63	37.75	48.85	42.82	42.87	43.31	41.97
Book Value per Share	15.79	15.71	15.74	15.81	15.72	16.5	17.31	25.21	23.93	24.23	26.07	27.83	29.55	30.91	32.38
Tangible Book Value per Share	10.51	10.5	10.15	10.88	9.79	10.72	11.75	13.06	12.55	13.14	12.14	10.11	12.54	14.31	16.28

First Financial Bancorp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)