First National of Nebraska, Inc. Financial Ratios — FINN

Profitability (USD)

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	15.06	10.32	68.56	24.39	11.61	17.52	11.16	8.02	13.43	14.81
Return on Assets (%)	- -	1.18	0.85	5.74	2.59	1.25	1.91	1.17	0.76	1.3	1.59
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	16.86	14.53	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	96.82	92.75	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	96.82	92.75	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	202.18	27.97	-24.25	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	89.31	53.95	41.39	23.02	23.7	24.03	38.82	23.15	13.69	23.57	26.88
Profit Margin (%)	57.96	34.5	24.88	17.87	18.15	18.71	30.22	17.9	10.7	17.42	20.52
Net Income to Common Margin (%)	57.96	34.5	24.88	17.87	18.15	18.71	30.22	17.9	10.7	17.42	20.52
Effective Tax Rate (%)	35.1	36.06	39.9	22.4	23.41	22.13	22.14	22.67	21.86	26.08	23.67
Dvd Payout Ratio (%)	14.03	14.74	19.49	19.7	19.57	19.02	20.16	21.05	33.14	7.58	20.02
Sustainable Growth Rate (%)	- -	12.84	8.31	55.06	19.62	9.4	13.99	8.81	5.37	12.41	11.85

Credit (USD)

Credit Ratios API ChatGPT

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	470	374	551	- -	1,543	611	210	303	1,652	1,607	2,476
ST Debt	372	189	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	98	185	551	- -	1,543	611	210	303	1,652	1,607	2,476
Total Debt/EBITDA	- -	1.26	1.83	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-1.49	0.07	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	1.26	1.83	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-1.49	0.07	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.6	8.08	8.38	- -	10.62	10.87	10.9	10.04	9.02	10.3	11.1
Long-Term Debt/Equity (%)	15.09	24.62	67.49	- -	64.22	22.64	7.17	10.66	58.5	48.39	63.89
Long-Term Debt/Capital (%)	8.76	16.43	40.29	- -	39.11	18.46	6.69	9.63	36.91	32.61	38.99
Long-Term Debt/Total Assets (%)	1.15	1.99	5.65	- -	6.82	2.46	0.78	1.07	5.28	4.98	7.09
Total Debt/Equity (%)	72.29	49.86	67.49	- -	64.22	22.64	7.17	10.66	58.5	48.39	63.89
Total Debt/Capital (%)	41.96	33.27	40.29	- -	39.11	18.46	6.69	9.63	36.91	32.61	38.99
Total Debt/Total Assets (%)	5.49	4.03	5.65	- -	6.82	2.46	0.78	1.07	5.28	4.98	7.09
Net Debt to Equity	-28.37	-58.84	2.55	- -	-44.73	-107.95	-132.96	-43.93	-52.26	-64.67	-50.32
Net Debt/Capital (%)	-39.6	-142.97	2.48	- -	-37.43	-734.96	515.6	-65.85	-49.19	-77.23	-44.3
EBITDA	- -	296	301	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-41	241	235	-34	-36	-25	-40	-68	-35	-47	-42
Operating Income (Loss)	- -	296	301	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.6	8.08	8.38	- -	10.62	10.87	10.9	10.04	9.02	10.3	11.1
Long-Term Debt/Equity (%)	15.09	24.62	67.49	- -	64.22	22.64	7.17	10.66	58.5	48.39	63.89
Long-Term Debt/Capital (%)	8.76	16.43	40.29	- -	39.11	18.46	6.69	9.63	36.91	32.61	38.99
Long-Term Debt/Total Assets (%)	1.15	1.99	5.65	- -	6.82	2.46	0.78	1.07	5.28	4.98	7.09
Total Debt/Equity (%)	72.29	49.86	67.49	- -	64.22	22.64	7.17	10.66	58.5	48.39	63.89
Total Debt/Capital (%)	41.96	33.27	40.29	- -	39.11	18.46	6.69	9.63	36.91	32.61	38.99
Total Debt/Total Assets (%)	5.49	4.03	5.65	- -	6.82	2.46	0.78	1.07	5.28	4.98	7.09
CFO/Total Liabilities	1.69	2.55	1.71	- -	3.24	2.54	3.49	2.94	3.78	2.8	3.47
CFO/CapEx	3.24	3.93	2.29	20.75	18.13	22.4	20.9	11.03	30.87	17.29	25.58
Altman's Z-Score	0.16	0.28	0.29	- -	0.33	0.32	0.33	0.33	0.3	0.31	0.33

Working Capital (USD)

Working Capital Ratios API ChatGPT

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	502	447	518	- -	3,004	3,136	3,693	3,553	3,317	3,305	4,189
- Cash & Cash Equivalents	655	815	531	- -	1,074	2,913	3,898	1,250	1,475	2,147	1,950
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	470	374	551	- -	1,543	611	210	303	1,652	1,607	2,476
Enterprise Value	-875	-1,034	-984	- -	3,473	834	4	2,606	3,493	2,765	4,715
Total Capital	1,121	1,124	1,368	- -	3,945	3,309	3,142	3,149	4,475	4,928	6,352
Total Debt/Capital (%)	41.96	33.27	40.29	- -	39.11	18.46	6.69	9.63	36.91	32.61	38.99
Total Debt / EV	-0.54	-0.36	-0.56	- -	0.44	0.73	47.83	0.12	0.47	0.58	0.53
EV/Sales	- -	- -	- -	- -	2.15	0.53	- -	1.45	1.64	1.17	1.82
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	5.31	1.48	0.01	3.48	3.24	3.41	4.37
EV/Free Cash Flow to Firm	- -	- -	- -	- -	5.03	1.42	0.01	3.19	3.14	3.22	4.21
Diluted Market Cap	502	447	518	2,396	3,063	3,135	3,729	3,552	3,331	3,280	- -
Diluted Enterprise Value	318	5	539	2,396	3,531	833	41	2,605	3,507	2,740	526
EV per Share	- -	- -	- -	8,650	12,945.88	3,107.78	16.82	9,976.65	13,480.3	10,205.53	17,447.42
TTM Sales	159	306	325	1,568	1,614	1,582	1,632	1,802	2,126	2,368	2,598
TTM EBITDA	- -	296	301	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	296	301	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	134	218	152	707	654	562	837	750	1,077	812	1,079
TTM Free Cash Flow to Firm	175	273	219	741	691	587	877	818	1,112	858	1,121

Multiples (USD)

Valuation Multiples API ChatGPT

	1999 Y	2000 Y	2001 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1999	12/31/2000	12/31/2001	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.87	1.63	2.36	3.23	4.44	5.34	4.25	4.34	3	3.82	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-875	-1,034	-984	- -	3,473	834	4	2,606	3,493	2,765	4,715
Low Price	2,400	1,790	1,975	7,900	8,350	7,510	11,020	13,130	12,082.5	11,300	11,510
EV/Sales	- -	- -	- -	- -	2.15	0.53	- -	1.45	1.64	1.17	1.82
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	5.44	4.24	6.33	8.55	10.45	10.59	7.56	11.01	14.65	7.87	- -
Price/Earnings Average	6.84	4.35	6.16	8.18	9.12	9.23	6.98	11.26	14.95	7.77	- -
Price/Earnings High	12.86	8.4	10.43	8.55	11.76	10.64	7.7	11.66	16.47	8.26	- -
Price/Earnings Low	8.7	5.68	8.08	7.81	7.79	6.8	5.89	10.63	13.82	7.29	- -
Price/Book Value	0.77	0.6	0.63	- -	1.25	1.16	1.26	1.25	1.17	1	1.08
Price/Book Value Average	0.97	0.61	0.62	- -	1.09	1.01	1.16	1.28	1.2	0.98	0.91
Price/Book Value High	1.83	1.18	1.04	- -	1.41	1.17	1.28	1.32	1.32	1.04	1.08
Price/Book Value Low	1.23	0.8	0.81	- -	0.93	0.75	0.98	1.21	1.11	0.92	0.8
Price/Tangible Book Value	0.77	0.6	0.63	- -	1.38	1.25	1.36	1.45	1.37	1.14	1.3
Price/Tangible Book Value Average	0.97	0.61	0.62	- -	1.2	1.09	1.26	1.48	1.4	1.12	1.09
Price/Tangible Book Value High	1.83	1.18	1.04	- -	1.55	1.26	1.38	1.53	1.54	1.19	1.3
Price/Tangible Book Value Low	1.23	0.8	0.81	- -	1.03	0.81	1.06	1.4	1.29	1.05	0.96
Price/Sales	3.15	1.46	1.58	1.53	1.9	1.98	2.28	1.97	1.57	1.37	- -
Price/Sales Average	3.96	1.5	1.53	1.46	1.65	1.73	2.11	2.01	1.6	1.35	- -
Price/Sales High	7.45	2.9	2.6	1.53	2.13	1.99	2.33	2.09	1.76	1.44	- -
Price/Sales Low	5.04	1.96	2.01	1.4	1.41	1.27	1.78	1.9	1.48	1.27	- -
Price/Cash Flow	3.75	2.05	3.36	3.39	4.68	5.58	4.45	4.74	3.09	4	- -
Price/Cash Flow Average	4.71	2.1	3.27	3.24	4.08	4.86	4.11	4.84	3.16	3.95	- -
Price/Cash Flow High	8.87	4.07	5.53	3.39	5.26	5.61	4.54	5.02	3.48	4.2	- -
Price/Cash Flow Low	6	2.75	4.29	3.09	3.49	3.58	3.47	4.57	2.92	3.71	- -
Price/Free Cash Flow Average	3.6	1.68	2.3	3.09	3.87	4.66	3.93	4.44	3.06	3.77	- -
Price/Free Cash Flow High	6.78	3.24	3.89	3.23	4.99	5.37	4.33	4.6	3.37	4.01	- -
Price/Free Cash Flow Low	4.58	2.19	3.02	2.95	3.31	3.43	3.31	4.19	2.83	3.54	- -
EV/Sales Average	2.8	0.06	1.61	- -	1.91	0.27	- -	1.49	1.68	1.15	1.56
EV/Sales High	6.29	1.46	2.69	- -	2.38	0.54	0.05	1.56	1.84	1.24	1.82
EV/Sales Low	3.88	0.51	2.1	- -	1.68	- -	- -	1.38	1.56	1.06	1.4
EV/EBITDA Average	- -	0.06	1.74	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	1.5	2.9	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	0.53	2.26	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	0.06	1.74	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	1.5	2.9	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	0.53	2.26	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	1,501.25	1,336.1	1,547.78	8,650	11,200	11,690	14,133	13,602.01	12,800	12,200	15,500
High Price	3,550	2,650	2,550	8,650	12,600	11,750	14,401	14,399	14,399	12,800	15,500
Enterprise Value Average	447	17	525	- -	3,088	431	-277	2,684	3,562	2,721	4,046
Enterprise Value High	1,003	445	874	- -	3,848	850	74	2,814	3,908	2,928	4,715
Enterprise Value Low	618	157	681	- -	2,708	-288	-809	2,483	3,307	2,521	3,637

Shares Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	476.2	914.11	982.49	5,659.76	5,902.08	5,899.58	6,186.7	6,899.53	8,169.54	8,898.14	- -
EBITDA per Share	- -	885.01	911.29	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	885.01	911.29	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	276.02	315.33	244.42	1,011.18	1,071.27	1,104.07	1,869.89	1,234.93	874.02	1,549.97	- -
Basic EPS from Cont Ops	276.02	315.33	244.42	1,011.18	1,071.27	1,104.07	1,869.89	1,234.93	874.02	1,549.97	- -
Diluted EPS, GAAP	276.02	315.33	241.67	1,011.18	1,071.27	1,104.07	1,869.89	1,234.93	874.02	1,534.08	- -
Diluted EPS from Cont Ops	276.02	315.33	241.67	1,011.18	1,071.27	1,104.07	1,869.89	1,234.93	874.02	1,534.08	- -
Dividend per Share	38.72	46.47	47.63	199.16	209.61	210.02	377.04	260	289.63	117.45	- -
Cash Flow per Share	400.3	651.67	460.87	2,553.59	2,393.34	2,094.89	3,173.46	2,870.6	4,138.73	3,049.78	- -
Free Cash Flow per Basic Share	276.66	485.84	259.39	2,430.53	2,261.35	2,001.35	3,021.65	2,610.32	4,004.66	2,873.37	- -
Cash & Equivalents per Share	5,524.07	5,545.43	6,137.18	- -	4,005.45	10,859.3	14,920.84	4,786.15	5,693.55	7,925.72	7,216.05
Book Value per Share	1,944.62	2,242.76	2,442.62	- -	8,955.65	10,059.75	11,222.3	10,893.77	10,895.02	12,256.51	14,341.46
Tangible Book Value per Share	1,944.62	2,242.76	2,442.62	- -	8,143.6	9,327.45	10,400.81	9,401.71	9,336.31	10,725.21	11,932.88

First National of Nebraska, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)