First Ottawa Bancshares, Inc. Financial Ratios — FOTB Stock

Profitability (USD)

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	8.91	9.07	6.91	6.74	-7.99	2.95	11.22	9.75	6.31	7.47	25.54	21.98	20.69	22.87	24.06
Return on Assets (%)	0.84	0.88	0.68	0.66	-0.74	0.27	1.22	1.22	0.64	0.43	1.23	1.05	0.99	1.19	1.33
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	6.14	6.19	6.4	4.33	5.42	4.97	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	27.22	28.18	22.44	18.65	-33.45	6.99	34.97	31.27	17.97	12.92	34.91	32.39	34.03	41.85	44.42
Profit Margin (%)	20.59	21.38	18.17	14.79	-17.9	6.54	24.73	23.38	13.58	8.63	25.43	23.96	24.86	30.52	32.45
Net Income to Common Margin (%)	20.59	21.38	18.17	14.79	-17.9	6.54	24.73	23.38	13.58	8.63	25.43	23.96	24.86	30.52	32.45
Effective Tax Rate (%)	24.38	24.15	19.01	20.71	- -	6.37	29.29	25.23	24.46	33.23	27.15	26.04	26.95	27.06	26.94
Dvd Payout Ratio (%)	83.47	80.58	104.43	102.67	-35.63	22.4	33.98	44.77	50.61	42.42	11.11	10.86	9.66	7.26	5.64
Sustainable Growth Rate (%)	1.47	1.76	-0.31	-0.18	-10.83	2.29	7.41	5.39	3.12	4.3	22.7	19.59	18.69	21.21	22.7

Credit (USD)

API ChatGPT

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	6	4	2	2	- -	3	39	159	58	190	154	88	138
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	6	4	2	2	- -	3	39	159	58	190	154	88	138
Total Debt/EBITDA	- -	- -	9.19	7.45	3.14	3.16	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-24.11	-29.05	-54.1	-102.29	-109.94	-131.39	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.49	9.98	9.73	9.74	8.75	9.52	12.23	12.72	8.45	4.41	5.17	4.52	4.99	5.35	5.67
Long-Term Debt/Equity (%)	- -	- -	24.32	15.4	8.71	7.42	- -	8.66	79.85	305.33	91.88	265.45	177.24	83.17	102.68
Long-Term Debt/Capital (%)	- -	- -	18.3	12.65	7.41	6.53	- -	8.2	50.6	79.91	53.8	75.62	67.38	48.76	54.43
Long-Term Debt/Total Assets (%)	- -	- -	2.18	1.41	0.7	0.67	- -	1.14	8.65	17.56	6.03	14.01	10.31	5.09	6.78
Total Debt/Equity (%)	- -	- -	24.32	15.4	8.71	7.42	- -	8.66	79.85	305.33	91.88	265.45	177.24	83.17	102.68
Total Debt/Capital (%)	- -	- -	18.3	12.65	7.41	6.53	- -	8.2	50.6	79.91	53.8	75.62	67.38	48.76	54.43
Total Debt/Total Assets (%)	- -	- -	2.18	1.41	0.7	0.67	- -	1.14	8.65	17.56	6.03	14.01	10.31	5.09	6.78
Net Debt to Equity	-71.37	-82.53	-143.21	-211.46	-304.45	-308.85	-58.96	-23.79	-33.69	-63.54	-30.13	-73.86	-31.89	-28.09	-25.48
Net Debt/Capital (%)	-174.51	-309.61	413.48	201.16	155.67	152.42	-117.77	-29.08	-27.14	-19.95	-21.42	-26.65	-13.8	-19.71	-15.62
EBITDA	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	1	- -	- -	- -	- -	- -	- -	- -	-4	-1	-1	-2	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.49	9.98	9.73	9.74	8.75	9.52	12.23	12.72	8.45	4.41	5.17	4.52	4.99	5.35	5.67
Long-Term Debt/Equity (%)	- -	- -	24.32	15.4	8.71	7.42	- -	8.66	79.85	305.33	91.88	265.45	177.24	83.17	102.68
Long-Term Debt/Capital (%)	- -	- -	18.3	12.65	7.41	6.53	- -	8.2	50.6	79.91	53.8	75.62	67.38	48.76	54.43
Long-Term Debt/Total Assets (%)	- -	- -	2.18	1.41	0.7	0.67	- -	1.14	8.65	17.56	6.03	14.01	10.31	5.09	6.78
Total Debt/Equity (%)	- -	- -	24.32	15.4	8.71	7.42	- -	8.66	79.85	305.33	91.88	265.45	177.24	83.17	102.68
Total Debt/Capital (%)	- -	- -	18.3	12.65	7.41	6.53	- -	8.2	50.6	79.91	53.8	75.62	67.38	48.76	54.43
Total Debt/Total Assets (%)	- -	- -	2.18	1.41	0.7	0.67	- -	1.14	8.65	17.56	6.03	14.01	10.31	5.09	6.78
CFO/Total Liabilities	1.04	2.05	1.48	0.66	0.99	2.17	1.16	1.56	1.48	-0.8	2.6	1.5	1.68	1.18	1.78
CFO/CapEx	17.31	20.73	24.14	2.58	3.4	65.96	22.73	9.24	1.46	-4.78	44.92	12.73	50.87	45.36	123.23
Altman's Z-Score	0.28	0.3	0.27	0.28	0.24	0.28	0.3	0.33	0.24	0.13	0.16	0.14	0.15	0.15	0.17

Working Capital (USD)

API ChatGPT

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	1.07	1.09	1.17	1.89	1.81	1.69	4.57	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	340.74	334.63	313.28	193.52	201.24	216.22	79.9	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	46	52	41	45	35	45	34	43	55	50	68	82	89	119	163
- Cash & Cash Equivalents	17	20	41	59	72	77	19	9	17	33	19	53	28	30	34
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	6	4	2	2	- -	3	39	159	58	190	154	88	138
Enterprise Value	29	31	6	-10	-35	-30	15	37	77	176	107	219	215	177	267
Total Capital	26	27	33	32	27	28	35	40	77	199	109	251	228	179	253
Total Debt/Capital (%)	- -	- -	18.3	12.65	7.41	6.53	- -	8.2	50.6	79.91	53.8	75.62	67.38	48.76	54.43
Total Debt / EV	- -	- -	1.07	-0.39	-0.06	-0.06	- -	0.09	0.51	0.9	0.55	0.87	0.71	0.49	0.52
EV/Sales	2.59	2.77	0.55	- -	- -	- -	1.08	2.49	4.41	5.2	2.36	4.28	3.82	2.84	3.47
EV/EBITDA	42.16	44.83	8.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	11.08	6.25	1.51	- -	- -	- -	5.05	9.5	12.93	- -	4.54	11.37	9.14	9.32	7.89
EV/Free Cash Flow to Firm	10.48	5.96	1.45	- -	- -	- -	4.84	8.58	7.67	- -	4.44	10.54	8.97	9.12	7.82
Diluted Market Cap	46	52	41	45	35	45	34	43	55	50	68	82	89	119	163
Diluted Enterprise Value	29	31	6	-10	-35	-30	15	37	77	176	107	219	215	177	267
EV per Share	45.17	48.28	8.68	- -	- -	- -	24.25	60.65	100.59	213.67	126.48	249.14	239.08	193.39	286.02
TTM Sales	11	11	10	12	12	11	14	15	17	34	45	51	56	62	77
TTM EBITDA	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	5	4	2	3	5	3	4	6	-7	24	19	24	19	34
TTM Free Cash Flow to Firm	3	5	4	2	3	5	3	4	10	-5	24	21	24	19	34

Multiples (USD)

API ChatGPT

	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	16.47	9.85	10.61	18.93	10.31	8.22	10.98	9.91	5.42	-9.36	2.81	3.94	3.73	6.13	4.79
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	29	31	6	-10	-35	-30	15	37	77	176	107	219	215	177	267
Low Price	57	71	58	57	54	10	51.1	54.3	64.5	50	63	81.5	87.6	96	126
EV/Sales	2.59	2.77	0.55	- -	- -	- -	1.08	2.49	4.41	5.2	2.36	4.28	3.82	2.84	3.47
EV/EBITDA	42.16	44.83	8.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	19.75	21.38	22.09	24.29	- -	59.43	9.94	12.3	22.95	17.22	5.88	6.66	6.38	6.25	6.55
Price/Earnings Average	18.94	19.3	21.39	22.48	-19.08	46.56	9.92	10.83	24.15	16.38	5.69	6.28	6.1	5.17	5.64
Price/Earnings High	19.75	21.38	27.71	24.29	-21.21	59.43	10.48	13.18	38.04	20.99	6.46	7.95	6.42	6.25	6.55
Price/Earnings Low	15.86	19.08	20.2	20.07	-16.6	8.61	9.23	9.54	20.83	14.12	4.63	5.84	5.63	4.62	4.72
Price/Book Value	1.75	1.92	1.53	1.61	1.39	1.73	0.97	1.17	1.42	1.26	1.35	1.33	1.2	1.29	1.42
Price/Book Value Average	1.68	1.73	1.48	1.49	1.6	1.36	0.97	1.03	1.5	1.2	1.3	1.26	1.15	1.07	1.22
Price/Book Value High	1.75	1.92	1.92	1.61	1.78	1.73	1.02	1.25	2.36	1.53	1.48	1.59	1.21	1.29	1.42
Price/Book Value Low	1.4	1.72	1.4	1.33	1.39	0.25	0.9	0.91	1.29	1.03	1.06	1.17	1.06	0.95	1.02
Price/Tangible Book Value	1.96	2.1	1.9	1.93	1.73	2.06	1.14	1.21	1.17	1.01	1.11	1.18	1.06	1.16	1.24
Price/Tangible Book Value Average	1.88	1.89	1.84	1.79	1.99	1.62	1.14	1.07	1.23	0.96	1.07	1.11	1.02	0.96	1.07
Price/Tangible Book Value High	1.96	2.1	2.38	1.93	2.21	2.06	1.2	1.3	1.94	1.24	1.22	1.41	1.07	1.16	1.24
Price/Tangible Book Value Low	1.58	1.87	1.74	1.6	1.73	0.3	1.06	0.94	1.06	0.83	0.87	1.04	0.94	0.85	0.89
Price/Sales	4.07	4.57	4.01	3.59	2.97	3.89	2.46	2.88	3.12	1.49	1.49	1.6	1.59	1.91	2.13
Price/Sales Average	3.9	4.13	3.89	3.32	3.42	3.05	2.45	2.53	3.28	1.41	1.45	1.5	1.52	1.58	1.83
Price/Sales High	4.07	4.57	5.03	3.59	3.8	3.89	2.59	3.08	5.16	1.81	1.64	1.91	1.6	1.91	2.13
Price/Sales Low	3.26	4.08	3.67	2.97	2.97	0.56	2.28	2.23	2.83	1.22	1.18	1.4	1.4	1.41	1.53
Price/Cash Flow	17.42	10.3	11.01	26.17	13.35	8.34	11.46	10.97	9.13	-7.4	2.87	4.24	3.8	6.27	4.82
Price/Cash Flow Average	16.71	9.29	10.66	24.22	15.35	6.54	11.44	9.65	9.61	-7.04	2.78	4	3.63	5.18	4.16
Price/Cash Flow High	17.42	10.3	13.81	26.17	17.06	8.34	12.08	11.75	15.14	-9.02	3.16	5.07	3.82	6.27	4.82
Price/Cash Flow Low	13.98	9.19	10.07	21.62	13.35	1.21	10.65	8.51	8.29	-6.07	2.26	3.72	3.35	4.63	3.47
Price/Free Cash Flow Average	15.79	8.89	10.28	17.52	11.86	6.44	10.96	8.73	5.71	-8.9	2.72	3.71	3.56	5.07	4.12
Price/Free Cash Flow High	16.47	9.85	13.31	18.93	13.18	8.22	11.57	10.62	8.99	-11.4	3.09	4.7	3.75	6.13	4.79
Price/Free Cash Flow Low	13.22	8.79	9.71	15.64	10.31	1.19	10.2	7.69	4.92	-7.67	2.21	3.45	3.29	4.53	3.45
EV/Sales Average	2.42	2.33	0.42	- -	- -	- -	1.08	2.15	4.57	5.13	2.31	4.18	3.75	2.51	3.18
EV/Sales High	2.59	2.77	1.57	- -	- -	- -	1.22	2.7	6.46	5.53	2.51	4.59	3.83	2.84	3.47
EV/Sales Low	1.79	2.28	0.21	- -	- -	- -	0.91	1.85	4.12	4.94	2.05	4.08	3.63	2.34	2.88
EV/EBITDA Average	39.45	37.63	6.58	-25.53	-46.87	-70.13	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	42.16	44.83	24.53	-19.34	-39.86	-53.19	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	29.09	36.87	3.21	-33.76	-55.1	-120.06	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	71	79.57	63.43	69	54	69	55	70	71.05	61	80	93	99.33	130	175
High Price	71	79.57	79.57	69	69	69	58	75	117.76	74.33	88	111	99.95	130	175
Enterprise Value Average	27	26	4	-14	-30	-40	15	32	80	174	105	214	211	156	245
Enterprise Value High	29	31	16	-10	-25	-30	17	40	113	187	114	234	216	177	267
Enterprise Value Low	20	26	2	-18	-35	-68	13	28	72	167	93	208	205	146	221

Shares Outstanding	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Revenue per Share	17.46	17.41	15.8	19.21	18.18	17.75	22.39	24.33	22.8	41.06	53.52	58.25	62.58	68.12	82.32
EBITDA per Share	1.07	1.08	1.01	0.83	0.98	0.88	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.59	3.72	2.87	2.84	-3.25	1.16	5.54	5.69	3.1	3.54	13.61	13.96	15.56	20.79	26.72
Basic EPS from Cont Ops	3.59	3.72	2.87	2.84	-3.25	1.16	5.54	5.69	3.1	3.54	13.61	13.96	15.56	20.79	26.72
Diluted EPS, GAAP	3.59	3.71	2.86	2.83	-3.25	1.16	5.54	5.68	3.1	3.54	13.61	13.96	15.56	20.79	26.72
Diluted EPS from Cont Ops	3.59	3.71	2.86	2.83	-3.25	1.16	5.54	5.68	3.1	3.54	13.61	13.96	15.56	20.79	26.72
Dividend per Share	3	3	3	2.92	1.16	0.26	1.88	2.55	1.57	1.5	1.51	1.52	1.5	1.51	1.51
Cash Flow per Share	4.08	7.73	5.76	2.64	4.04	8.27	4.8	6.38	7.78	-8.24	27.87	21.91	26.15	20.74	36.27
Free Cash Flow per Basic Share	3.84	7.36	5.52	1.61	2.85	8.15	4.59	5.69	2.45	-9.97	27.25	20.19	25.64	20.28	35.98
Cash & Equivalents per Share	25.83	31.29	64.05	91.28	111.34	118.72	30.75	14.7	21.56	40.12	22.67	60.2	30.66	32.33	36.65
Book Value per Share	40.63	41.4	41.51	42.79	38.71	39.87	56.87	59.91	49.89	48.46	59.37	69.74	82.48	100.58	123.64
Tangible Book Value per Share	36.19	37.91	33.43	35.66	31.21	33.42	48.19	57.83	60.8	60.18	72.36	78.71	93.43	112.42	141.19

First Ottawa Bancshares, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)