Eagle Bancorp Montana, Inc. Financial Ratios — 8F5 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	4.59	4.1	3.84	4.18	4.82	8.93	5.74	5.58	10.05	15.45	9.31	6.79	6.14	5.68	8.09
Return on Assets (%)	0.73	0.66	0.47	0.4	0.44	0.79	0.59	0.63	1.14	1.83	1.07	0.63	0.5	0.47	0.7
Return on Capital (%)	1.98	1.98	- -	- -	2.09	3.46	2.36	2.41	4.76	9.76	7.37	4.48	2.91	2.51	4.57
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	22.37	19.66	5.79	6.97	9.21	18.84	16.63	14.3	22.77	31.48	21.43	15.83	13.99	14.3	20.95
Profit Margin (%)	15.55	14.42	8.63	8.35	8.67	13.95	10.95	12.09	17.73	23.47	16.02	12.23	12.07	12.28	16.45
Net Income to Common Margin (%)	15.55	14.42	8.63	8.35	8.67	13.95	10.95	12.09	17.73	23.47	16.02	12.23	12.07	12.28	16.45
Effective Tax Rate (%)	30.47	26.67	- -	- -	5.94	25.96	34.15	15.5	22.16	25.44	25.22	22.73	13.71	14.15	21.48
Dvd Payout Ratio (%)	47.47	50.78	56.46	53.81	45.12	23.25	34.22	40.04	22.14	12.33	20.93	37.95	44.17	46.38	30.86
Sustainable Growth Rate (%)	2.41	2.02	1.67	1.93	2.64	6.86	3.77	3.35	7.82	13.54	7.36	4.21	3.43	3.05	5.6

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	66	48	40	55	84	97	108	127	113	47	35	128	235	200	82
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	66	48	40	55	84	97	108	127	113	47	35	128	235	200	82
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.85	16.39	9.64	9.59	8.8	8.82	11.67	11.1	11.54	12.16	10.91	8.13	8.16	8.31	9.11
Long-Term Debt/Equity (%)	125.85	89.19	81.28	107.19	151.62	163.79	128.9	134.06	93.12	30.64	22.25	80.95	138.67	114.48	42.94
Long-Term Debt/Capital (%)	55.72	47.14	44.84	51.74	60.26	62.09	56.31	57.28	48.22	23.45	18.2	44.74	58.1	53.38	30.04
Long-Term Debt/Total Assets (%)	19.95	14.62	7.84	10.28	13.34	14.45	15.04	14.88	10.75	3.73	2.43	6.58	11.31	9.51	3.91
Total Debt/Equity (%)	125.85	89.19	81.28	107.19	151.62	163.79	128.9	134.06	93.12	30.64	22.25	80.95	138.67	114.48	42.94
Total Debt/Capital (%)	55.72	47.14	44.84	51.74	60.26	62.09	56.31	57.28	48.22	23.45	18.2	44.74	58.1	53.38	30.04
Total Debt/Total Assets (%)	19.95	14.62	7.84	10.28	13.34	14.45	15.04	14.88	10.75	3.73	2.43	6.58	11.31	9.51	3.91
Net Debt to Equity	117.2	52.26	68.77	94	138.21	151.48	120	122.25	74.73	-10.02	-12.59	67.18	124.17	96.43	10.12
Net Debt/Capital (%)	53.96	34.32	40.75	48.45	58.02	60.24	54.55	55	42.77	-11.14	-14.41	40.18	55.39	49.09	9.19
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.85	16.39	9.64	9.59	8.8	8.82	11.67	11.1	11.54	12.16	10.91	8.13	8.16	8.31	9.11
Long-Term Debt/Equity (%)	125.85	89.19	81.28	107.19	151.62	163.79	128.9	134.06	93.12	30.64	22.25	80.95	138.67	114.48	42.94
Long-Term Debt/Capital (%)	55.72	47.14	44.84	51.74	60.26	62.09	56.31	57.28	48.22	23.45	18.2	44.74	58.1	53.38	30.04
Long-Term Debt/Total Assets (%)	19.95	14.62	7.84	10.28	13.34	14.45	15.04	14.88	10.75	3.73	2.43	6.58	11.31	9.51	3.91
Total Debt/Equity (%)	125.85	89.19	81.28	107.19	151.62	163.79	128.9	134.06	93.12	30.64	22.25	80.95	138.67	114.48	42.94
Total Debt/Capital (%)	55.72	47.14	44.84	51.74	60.26	62.09	56.31	57.28	48.22	23.45	18.2	44.74	58.1	53.38	30.04
Total Debt/Total Assets (%)	19.95	14.62	7.84	10.28	13.34	14.45	15.04	14.88	10.75	3.73	2.43	6.58	11.31	9.51	3.91
CFO/Total Liabilities	4.13	-0.57	-1.49	1.97	0.85	2.1	3.17	1.79	0.04	0.19	4.41	2.34	0.49	1.48	1.73
CFO/CapEx	10.19	-9.1	-4.94	4.14	7.75	5.74	5.67	1.92	0.03	0.1	4.62	2.5	0.66	2.03	6.93
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	9.78	10.31	12.17	10.5	12.65	16.72	16.02	13.66	15.23	17.47	15.63	10.27	7.01	6.28	6.6
Days Sales Outstanding	37.31	35.39	29.99	34.77	28.85	21.84	22.78	26.71	23.97	20.89	23.36	35.53	52.07	58.14	55.33
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	143	153	130	118	121	156
- Cash & Cash Equivalents	5	20	6	7	7	7	7	11	22	62	55	22	25	32	63
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	66	48	40	55	84	97	108	127	113	47	35	128	235	200	82
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-36	-138	-113	10	20	-86
Total Capital	119	102	89	107	140	157	191	222	235	200	192	287	404	375	274
Total Debt/Capital (%)	55.72	47.14	44.84	51.74	60.26	62.09	56.31	57.28	48.22	23.45	18.2	44.74	58.1	53.38	30.04
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1.31	-0.25	-1.14	24.42	10.01	-0.96
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.12	0.25	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.03	0.7	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.38	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	143	150	120	114	119	154
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-35	-141	-123	6	17	-89
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.2	2.49	- -
TTM Sales	15	15	23	25	30	37	37	41	61	90	90	87	83	80	90
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	-2	- -	- -	5	13	20	14	- -	2	56	42	9	29	33
TTM Free Cash Flow to Firm	10	-2	- -	- -	4	11	17	7	-10	-19	44	25	-5	14	28

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	-7.75	3.38	4.78	-23.64	8.2	5.42
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-36	-138	-113	10	20	-86
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.01	19.96	15.86	11.31	12.14	14.34
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.12	0.25	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.74	10.37	11.22	11.38	12.1	10.32
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.37	10.32	13.61	10.49	11.22	8.72
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.74	11.74	16.43	13.62	13.37	10.33
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.21	10.93	8.76	9.73	7.54
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93	0.97	0.82	0.7	0.69	0.81
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.47	0.97	1	0.64	0.64	0.69
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93	1.1	1.2	0.83	0.77	0.81
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.87	0.8	0.54	0.56	0.6
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.19	1.27	1.29	1.04	1.01	1.13
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.6	1.26	1.57	0.96	0.93	0.95
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.19	1.44	1.89	1.25	1.11	1.13
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.13	1.26	0.8	0.81	0.82
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.58	1.66	1.37	1.37	1.49	1.7
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.79	1.65	1.67	1.27	1.38	1.44
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.58	1.88	2.01	1.64	1.64	1.7
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.48	1.34	1.06	1.19	1.24
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	67.5	2.65	2.86	12.24	4.15	4.62
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	33.77	2.64	3.48	11.29	3.84	3.91
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	67.5	3	4.2	14.66	4.58	4.63
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.04	2.35	2.79	9.43	3.33	3.38
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3.88	3.36	5.8	-21.8	7.6	4.58
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	-7.75	3.83	7	-28.3	9.06	5.42
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	4.66	-18.21	6.59	3.96
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.01	0.14	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.39	0.41	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.04	22.47	16.28	14.68	15.09	19.62
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.04	25.44	23.84	17.58	16.68	19.64
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-107	-139	-85	- -	11	-110
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	-36	-118	-52	33	33	-86
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-178	-155	-116	-17	-4	-128

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	4	4	4	4	4	4	5	5	6	7	7	8	8	8	8
Diluted Weighted Avg Shares	4	4	4	4	4	4	4	5	6	7	7	7	8	8	8
Basic Weighted Avg Shares	4	4	4	4	4	4	4	5	6	7	7	7	8	8	8
Revenue per Share	3.98	4.06	6.11	6.46	7.81	9.72	9.2	7.6	9.55	13.3	13.52	11.86	10.69	10.16	11.56
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.62	0.58	0.53	0.54	0.68	1.36	1.01	0.92	1.69	3.12	2.17	1.45	1.29	1.25	1.9
Basic EPS from Cont Ops	0.62	0.58	0.53	0.54	0.68	1.36	1.01	0.92	1.69	3.12	2.17	1.45	1.29	1.25	1.9
Diluted EPS, GAAP	0.62	0.56	0.5	0.53	0.67	1.32	0.99	0.91	1.69	3.11	2.17	1.45	1.29	1.25	1.9
Diluted EPS from Cont Ops	0.62	0.56	0.5	0.53	0.67	1.32	0.99	0.91	1.69	3.11	2.17	1.45	1.29	1.25	1.9
Dividend per Share	0.29	0.3	0.3	0.29	0.31	0.32	0.34	0.37	0.37	0.38	0.45	0.55	0.57	0.58	0.59
Cash Flow per Share	2.95	-0.42	-1.84	2.45	1.28	3.41	4.92	2.5	0.06	0.31	8.48	5.68	1.2	3.64	4.25
Free Cash Flow per Basic Share	2.66	-0.46	-2.21	1.86	1.12	2.81	4.05	1.2	-1.59	-2.73	6.65	3.41	-0.62	1.84	3.63
Cash & Equivalents per Share	1.16	28.12	57.74	50.14	40.53	35.62	27.82	28	23.24	33.23	47.96	46.38	42.76	37.53	40.8
Book Value per Share	13.39	13.83	12.63	13.2	14.67	15.6	16.68	17.31	18.94	22.57	23.07	19.79	21.11	21.77	24.1
Tangible Book Value per Share	12.85	13.26	9.81	10.26	11.36	12.12	13.91	13.52	14.68	17.67	17.73	12.59	14.07	14.97	17.43