Capital City Bank Group Financial Ratios — BK3 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	1.92	0.04	2.31	3.37	3.33	4.28	3.88	8.94	9.79	9.43	9.05	8.45	12.38	11.22	11.75
Return on Assets (%)	0.19	- -	0.23	0.35	0.34	0.42	0.38	0.9	1.02	0.92	0.83	0.76	1.18	1.23	1.41
Return on Capital (%)	1.13	- -	1.45	2.19	2.16	3	3.04	7.12	8	4.71	5.65	6.83	10.64	10.22	10.48
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	3.76	-0.91	6.25	9.01	10.41	14.07	17.95	21.47	27.06	25.59	24.26	21.21	28.56	28.95	33.43
Profit Margin (%)	3.33	0.08	4.74	7.65	6.99	9.38	8.46	18.99	20.45	15.28	16.38	17.25	23.37	23.36	25.18
Net Income to Common Margin (%)	3.33	0.08	4.74	7.65	6.99	9.38	8.46	18.99	20.45	15.28	16.38	17.25	23.37	23.36	25.18
Effective Tax Rate (%)	11.38	- -	24.15	15.15	32.85	33.31	52.9	11.54	24.42	19.34	19.89	18.98	20.42	21.24	24.67
Dvd Payout Ratio (%)	105	- -	- -	16.93	24.58	24.6	37.48	20.81	26.12	17.81	22.82	33.77	26.13	29.59	27.72
Sustainable Growth Rate (%)	-0.1	0.04	2.31	2.8	2.51	3.22	2.43	7.08	7.23	7.75	6.99	5.6	9.15	7.9	8.49

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	151	157	152	143	152	81	74	75	66	136	88	104	62	56	71
ST Debt	43	47	51	49	61	13	7	14	6	80	35	50	8	2	28
LT Debt	107	110	101	94	91	68	67	61	59	56	54	53	53	54	43
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.54	9.37	10.58	10.37	9.81	9.67	9.8	10.23	10.59	9.03	9.26	8.76	10.41	11.45	12.61
Long-Term Debt/Equity (%)	42.67	44.45	36.52	34.48	33.22	24.63	23.52	20.31	18.16	16.32	13.62	13.48	11.87	10.84	7.83
Long-Term Debt/Capital (%)	26.69	27.16	23.55	22.6	21.37	19.05	18.65	16.28	15.12	11.69	11.13	10.69	10.44	9.74	6.93
Long-Term Debt/Total Assets (%)	4.07	4.17	3.86	3.58	3.26	2.38	2.31	2.08	1.92	1.47	1.26	1.18	1.24	1.24	0.99
Total Debt/Equity (%)	59.88	63.66	55.08	52.62	55.48	29.26	26.15	24.78	20.12	39.55	22.37	26.16	13.75	11.25	12.9
Total Debt/Capital (%)	37.45	38.9	35.52	34.48	35.68	22.64	20.73	19.86	16.75	28.34	18.28	20.74	12.08	10.12	11.43
Total Debt/Total Assets (%)	5.71	5.97	5.83	5.46	5.44	2.83	2.56	2.53	2.13	3.57	2.07	2.29	1.43	1.29	1.63
Net Debt to Equity	38.07	36.84	35.11	32.27	36.79	11.72	5.6	4.28	1.75	19.74	5.83	7.95	-4.81	-2.99	1.65
Net Debt/Capital (%)	27.57	26.92	25.99	24.4	26.89	10.49	5.3	4.11	1.72	16.49	5.51	7.37	-5.05	-3.08	1.63
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.54	9.37	10.58	10.37	9.81	9.67	9.8	10.23	10.59	9.03	9.26	8.76	10.41	11.45	12.61
Long-Term Debt/Equity (%)	42.67	44.45	36.52	34.48	33.22	24.63	23.52	20.31	18.16	16.32	13.62	13.48	11.87	10.84	7.83
Long-Term Debt/Capital (%)	26.69	27.16	23.55	22.6	21.37	19.05	18.65	16.28	15.12	11.69	11.13	10.69	10.44	9.74	6.93
Long-Term Debt/Total Assets (%)	4.07	4.17	3.86	3.58	3.26	2.38	2.31	2.08	1.92	1.47	1.26	1.18	1.24	1.24	0.99
Total Debt/Equity (%)	59.88	63.66	55.08	52.62	55.48	29.26	26.15	24.78	20.12	39.55	22.37	26.16	13.75	11.25	12.9
Total Debt/Capital (%)	37.45	38.9	35.52	34.48	35.68	22.64	20.73	19.86	16.75	28.34	18.28	20.74	12.08	10.12	11.43
Total Debt/Total Assets (%)	5.71	5.97	5.83	5.46	5.44	2.83	2.56	2.53	2.13	3.57	2.07	2.29	1.43	1.29	1.63
CFO/Total Liabilities	1.57	2.38	1.49	1.07	1.34	0.88	1.48	1.3	1.94	-1.41	3.16	2.25	1.42	1.66	2.29
CFO/CapEx	15.6	19.83	12.96	4.92	7.18	5.08	9.7	23.75	14.28	-4.99	23.53	14.66	7.77	7.32	11.54
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	401	452	557	509	594	735
- Cash & Cash Equivalents	55	66	55	55	51	48	58	62	60	68	65	72	83	71	62
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	151	157	152	143	152	81	74	75	66	136	88	104	62	56	71
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	144	-180	175	150	176	328
Total Capital	403	404	429	416	427	356	359	378	393	478	483	500	510	551	624
Total Debt/Capital (%)	37.45	38.9	35.52	34.48	35.68	22.64	20.73	19.86	16.75	28.34	18.28	20.74	12.08	10.12	11.43
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.94	-0.49	0.59	0.41	0.32	0.22
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	- -	0.9	0.67	0.78	1.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.89	2.73	2.76	3.75
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.02	3.13	3.2	4.1
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	402	452	557	511	594	735
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	144	-180	175	152	175	329
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.55	- -	10.29	8.82	10.34	19.21
TTM Sales	147	135	127	121	130	125	128	138	151	207	204	194	224	227	244
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	38	- -	35	25	34	23	39	35	54	-49	122	93	55	64	88
TTM Free Cash Flow to Firm	35	- -	32	20	29	18	35	33	50	-58	117	86	48	55	80

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	-6.88	3.86	6.44	10.71	10.81	9.19
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	144	-180	175	150	176	328
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.01	21.58	24.15	26.34	25.34	30.78
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	- -	0.9	0.67	0.78	1.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.69	13.5	16.62	9.76	11.2	11.91
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.35	12.66	14.97	9.84	9.8	10.62
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.69	14.37	18.18	11.69	12.9	12.41
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.01	10.9	12.25	8.56	8.11	8.53
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.17	1.14	1.41	1.14	1.2	1.33
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.58	1.07	1.27	1.15	1.05	1.18
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.17	1.22	1.54	1.36	1.38	1.38
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.92	1.04	1	0.87	0.95
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.58	1.5	1.84	1.43	1.47	1.58
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.79	1.4	1.65	1.45	1.29	1.41
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.58	1.59	2.01	1.72	1.7	1.65
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.21	1.35	1.26	1.07	1.13
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.94	2.21	2.87	2.28	2.62	3
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.97	2.07	2.58	2.3	2.29	2.67
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.94	2.35	3.14	2.73	3.01	3.13
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.79	2.11	2	1.9	2.15
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	-8.24	3.69	5.99	9.31	9.32	8.37
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.12	3.46	5.4	9.39	8.16	7.46
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	-8.24	3.93	6.55	11.15	10.74	8.72
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.98	4.42	8.17	6.75	5.99
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3.44	3.62	5.8	10.8	9.47	8.19
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	-6.88	4.11	7.05	12.82	12.46	9.57
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.12	4.75	9.39	7.83	6.58
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.62	0.69	0.45	1.02
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	- -	1.17	1.12	1.17	1.47
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.15	0.39	0.05	0.49
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.87	26.74	32.77	30.03	34.98	43
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.87	28.46	35.83	35.95	40.29	44.79
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-57	-208	119	154	102	248
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	144	-151	227	250	266	359
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-257	-267	28	87	12	119

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17
Diluted Weighted Avg Shares	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17
Basic Weighted Avg Shares	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17
Revenue per Share	8.58	7.84	7.36	6.95	7.55	7.37	7.58	8.11	8.98	12.31	12.09	11.43	13.16	13.37	14.33
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.29	0.01	0.35	0.53	0.53	0.69	0.64	1.54	1.84	1.88	1.98	1.97	3.08	3.12	3.61
Basic EPS from Cont Ops	0.29	0.01	0.35	0.53	0.53	0.69	0.64	1.54	1.84	2.54	2.35	1.96	2.99	3.05	3.61
Diluted EPS, GAAP	0.29	0.01	0.35	0.53	0.53	0.69	0.64	1.54	1.83	1.88	1.98	1.97	3.07	3.12	3.6
Diluted EPS from Cont Ops	0.29	0.01	0.35	0.53	0.53	0.69	0.64	1.54	1.83	2.54	2.35	1.96	2.99	3.04	3.6
Dividend per Share	0.3	- -	- -	0.09	0.13	0.17	0.24	0.32	0.48	0.57	0.62	0.66	0.76	0.88	1
Cash Flow per Share	2.19	3.3	2.01	1.44	1.95	1.33	2.29	2.03	3.2	-2.9	7.24	5.47	3.22	3.75	5.14
Free Cash Flow per Basic Share	2.05	3.13	1.86	1.15	1.68	1.07	2.05	1.95	2.98	-3.48	6.94	5.1	2.81	3.24	4.69
Cash & Equivalents per Share	21.1	21.08	17.66	22.76	29.28	33.9	31.75	30.34	27.65	23.39	42.62	28.58	24.84	27.92	27.97
Book Value per Share	14.68	14.33	15.92	15.62	15.99	16.34	16.73	18.07	19.5	20.42	23.38	23.31	26.43	29.18	32.36
Tangible Book Value per Share	9.7	9.39	11.03	10.76	11.05	11.3	11.74	13	14.44	15.11	17.86	17.83	20.95	23.71	27.15