Columbia Banking System, Inc. Financial Ratios — CM6 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	4.47	5.96	5.65	5.35	5.83	5.92	6.14	7.88	8.46	-43.41	15.41	12.88	9.34	10.56	8.49
Return on Assets (%)	0.64	0.87	0.84	0.86	0.97	0.95	0.96	1.2	1.27	-5.25	1.4	1.08	0.83	1.03	0.93
Return on Capital (%)	3.55	4.75	4.53	4.04	4.35	4.5	4.71	6.11	6.5	- -	11.73	9.46	5.21	5.88	5.46
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	22.5	29.21	28.96	24.26	30.3	31.66	30.49	34.7	37.2	-112.51	43.74	35.49	23.59	37.27	31.64
Profit Margin (%)	15.07	19.17	18.66	15.53	19.43	20.18	21.17	25.96	28.09	-117.68	32.94	26.53	17.48	27.68	23.9
Net Income to Common Margin (%)	15	19.05	18.52	15.48	19.4	20.17	21.16	25.96	28.09	-117.68	32.94	26.53	17.48	27.68	23.9
Effective Tax Rate (%)	33.03	34.35	35.54	36	35.89	36.27	30.58	25.18	24.48	- -	24.7	25.26	25.9	25.73	24.45
Dvd Payout Ratio (%)	33.67	44.98	51.26	67.1	60.43	61.3	59.99	54.99	52.27	-12.14	43.71	54.13	77.36	56.18	60.91
Sustainable Growth Rate (%)	2.97	3.28	2.75	1.76	2.31	2.29	2.46	3.55	4.04	-48.68	8.68	5.91	2.11	4.63	3.32

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	441	450	441	1,357	1,245	1,216	1,180	1,141	1,389	1,229	483	1,409	4,505	3,539	3,635
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	441	450	441	1,357	1,245	1,216	1,180	1,141	1,389	1,229	483	1,409	4,505	3,539	3,635
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.46	14.62	14.85	16.71	16.45	15.79	15.46	15.06	14.95	9.25	8.97	7.79	9.57	9.92	11.73
Long-Term Debt/Equity (%)	26.38	26.08	25.51	35.93	32.36	31.03	29.73	28.14	32.21	45.43	17.56	56.83	90.19	69.15	46.36
Long-Term Debt/Capital (%)	20.87	20.69	20.33	26.43	24.45	23.68	22.92	21.96	24.36	31.24	14.94	36.24	47.42	40.88	31.68
Long-Term Debt/Total Assets (%)	3.82	3.81	3.79	6	5.32	4.9	4.6	4.24	4.82	4.2	1.58	4.43	8.63	6.86	5.44
Total Debt/Equity (%)	26.38	26.08	25.51	35.93	32.36	31.03	29.73	28.14	32.21	45.43	17.56	56.83	90.19	69.15	46.36
Total Debt/Capital (%)	20.87	20.69	20.33	26.43	24.45	23.68	22.92	21.96	24.36	31.24	14.94	36.24	47.42	40.88	31.68
Total Debt/Total Assets (%)	3.82	3.81	3.79	6	5.32	4.9	4.6	4.24	4.82	4.2	1.58	4.43	8.63	6.86	5.44
Net Debt to Equity	-9.43	-5.46	-20.25	-6.56	12.26	-5.97	13.75	12.79	-2.15	-53.92	-86.36	0.93	44.38	32.45	16.01
Net Debt/Capital (%)	-10.41	-5.77	-25.39	-7.02	10.92	-6.35	12.09	11.34	-2.14	-107.23	-504.58	0.89	30.19	24.5	13.8
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.46	14.62	14.85	16.71	16.45	15.79	15.46	15.06	14.95	9.25	8.97	7.79	9.57	9.92	11.73
Long-Term Debt/Equity (%)	26.38	26.08	25.51	35.93	32.36	31.03	29.73	28.14	32.21	45.43	17.56	56.83	90.19	69.15	46.36
Long-Term Debt/Capital (%)	20.87	20.69	20.33	26.43	24.45	23.68	22.92	21.96	24.36	31.24	14.94	36.24	47.42	40.88	31.68
Long-Term Debt/Total Assets (%)	3.82	3.81	3.79	6	5.32	4.9	4.6	4.24	4.82	4.2	1.58	4.43	8.63	6.86	5.44
Total Debt/Equity (%)	26.38	26.08	25.51	35.93	32.36	31.03	29.73	28.14	32.21	45.43	17.56	56.83	90.19	69.15	46.36
Total Debt/Capital (%)	20.87	20.69	20.33	26.43	24.45	23.68	22.92	21.96	24.36	31.24	14.94	36.24	47.42	40.88	31.68
Total Debt/Total Assets (%)	3.82	3.81	3.79	6	5.32	4.9	4.6	4.24	4.82	4.2	1.58	4.43	8.63	6.86	5.44
CFO/Total Liabilities	1.84	0.24	4.22	1.9	1.93	1.99	2.37	2.21	-0.33	0.35	2.38	3.63	1.42	1.42	1.26
CFO/CapEx	5.37	1.08	12.21	5.75	5.43	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	18.45	20.77	26.39	22.64	20.94	19.07	18.1	17.91	16.81	16.53	15.08	- -	- -	- -
Days Sales Outstanding	- -	19.79	17.58	13.83	16.12	17.43	19.14	20.16	20.38	21.71	22.08	24.21	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8,331
- Cash & Cash Equivalents	599	544	790	1,605	774	1,449	634	623	1,363	2,573	2,762	1,295	2,157	1,878	2,380
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	441	450	441	1,357	1,245	1,216	1,180	1,141	1,389	1,229	483	1,409	4,505	3,539	3,635
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,216
Total Capital	2,114	2,174	2,168	5,135	5,095	5,132	5,149	5,198	5,703	3,933	3,232	3,889	9,500	8,657	11,475
Total Debt/Capital (%)	20.87	20.69	20.33	26.43	24.45	23.68	22.92	21.96	24.36	31.24	14.94	36.24	47.42	40.88	31.68
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.39
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.01
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.35
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.35
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,743
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7,628
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31.19
TTM Sales	494	531	527	951	1,145	1,140	1,145	1,218	1,260	1,295	1,276	1,270	1,997	1,929	2,301
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	182	25	418	358	377	415	516	505	-80	- -	663	1,065	670	659	746
TTM Free Cash Flow to Firm	148	2	384	295	307	415	516	505	-80	- -	663	1,065	670	659	746

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.04
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,216
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.78
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.01
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.2
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.71
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.62
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.29
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.06
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.02
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.1
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.9
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.48
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.42
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.53
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.24
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.92
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.8
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.02
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.46
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.64
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.3
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.59
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.68
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.35
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.62
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.86
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.13
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.44
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.2
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	29.16
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8,880
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,498
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7,909

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	112	112	112	220	220	220	220	220	220	220	217	217	209	210	295
Diluted Weighted Avg Shares	114	112	112	188	221	221	221	221	221	220	220	217	196	209	239
Basic Weighted Avg Shares	114	112	112	187	220	220	220	220	220	220	219	217	195	208	238
Revenue per Share	4.33	4.75	4.7	5.1	5.2	5.18	5.2	5.53	5.72	5.88	5.83	5.85	10.23	9.25	9.67
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.65	0.9	0.87	0.79	1.01	1.04	1.1	1.44	1.61	-6.92	1.92	1.55	1.79	2.56	2.31
Basic EPS from Cont Ops	0.65	0.91	0.88	0.79	1.01	1.04	1.1	1.44	1.61	-6.92	1.92	1.55	1.79	2.56	2.31
Diluted EPS, GAAP	0.65	0.9	0.87	0.78	1.01	1.04	1.1	1.43	1.6	-6.92	1.91	1.55	1.78	2.55	2.3
Diluted EPS from Cont Ops	0.65	0.91	0.88	0.79	1.01	1.04	1.1	1.43	1.6	-6.92	1.91	1.55	1.78	2.55	2.3
Dividend per Share	0.22	0.41	0.45	0.53	0.61	0.64	0.66	0.79	0.84	0.84	0.84	0.84	1.38	1.44	1.41
Cash Flow per Share	1.6	0.22	3.73	1.92	1.71	1.88	2.34	2.29	-0.37	0.43	3.03	4.91	3.43	3.16	3.13
Free Cash Flow per Basic Share	1.3	0.02	3.43	1.58	1.4	1.88	2.34	2.29	-0.37	0.43	3.03	4.91	3.43	3.16	3.13
Cash & Equivalents per Share	33.59	28.32	23.05	17.73	14.97	18.85	16.81	16.34	18.97	25	30.62	20.69	52.68	48.45	9.31
Book Value per Share	14.91	15.41	15.43	17.16	17.48	17.79	18.03	18.42	19.59	12.28	12.69	11.42	23.95	24.43	26.54
Tangible Book Value per Share	8.71	9.04	8.06	8.25	8.56	8.85	9.08	9.42	10.87	11.79	12.08	10.55	15.6	17.2	19.11