Flexsteel Industries, Inc. Financial Ratios — FX3 Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	9.75	9.05	9.43	12.62	12.23	10.8	7.48	-14.58	-14.09	13.42	1.24	10.82	7.21	12.67	21.99
Return on Assets (%)	7.55	7.03	7.44	9.81	9.86	9.2	6.37	-12.11	-10.92	8.63	0.66	5.28	3.73	7.24	12.35
Return on Capital (%)	9.75	9.05	9.43	12.25	11.89	10.8	7.48	- -	- -	11.85	1.03	- -	5	9.02	16.07
Return on Invested Capital (%)	9.67	8.86	8.88	11.88	12	10.77	7.33	- -	- -	11.88	1.02	- -	5.05	8.93	15.69
Gross Margin (%)	24.22	23.43	22.86	23.53	22.73	23.18	20.08	15.77	14.46	20.2	13.35	18.02	21.14	22.21	24.7
EBITDA Margin (%)	6.56	6.23	6.04	8.43	9.12	9.64	6.52	-8.05	-7.09	7.6	2.17	3.84	5.11	6.86	10.1
Operating Margin (%)	5.75	5.25	6.51	7.32	7.16	7.7	5.37	-2.56	-5.28	6	1.09	1.97	4.07	7.08	9.27
Incremental Operating Margin (%)	26.58	0.07	15.79	19.87	4.87	- -	- -	82.53	10.48	42.98	- -	- -	47.46	51.02	62.42
Pretax Margin (%)	5.87	5.41	5.43	7.62	7.58	8.02	5.14	-9.61	-9.2	6.57	1.08	2.34	3.77	6.11	9.54
Profit Margin (%)	3.71	3.41	3.42	4.78	4.85	5.07	3.61	-7.35	-7.32	4.81	0.34	3.75	2.55	4.57	7.21
Net Income to Common Margin (%)	3.71	3.41	3.42	4.78	4.85	5.07	3.61	-7.35	-7.32	4.81	0.34	3.75	2.55	4.57	7.21
Effective Tax Rate (%)	36.77	37.02	37.02	37.29	36.1	36.72	29.69	- -	- -	26.76	68.61	- -	32.3	25.26	24.39
Dvd Payout Ratio (%)	19.4	32.04	28.84	22.94	22.51	25.49	38.19	-21.22	-26.16	11.38	211.06	21.93	30.58	17.64	13.21
Sustainable Growth Rate (%)	7.86	6.15	6.71	9.72	9.48	8.05	4.62	-17.68	-17.78	11.89	-1.37	8.45	5.01	10.43	19.08

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	- -	- -	- -	12	- -	- -	- -	- -	12	34	78	100	70	59	52
ST Debt	- -	- -	- -	12	- -	- -	- -	- -	4	6	6	7	8	8	8
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	8	28	72	93	63	52	43
Total Debt/EBITDA	- -	- -	- -	0.3	- -	- -	- -	- -	-0.46	0.92	6.62	6.64	3.34	1.96	1.12
Net Debt/EBITDA	-0.61	-0.45	-0.84	0.27	-0.81	-0.64	-0.87	0.62	1.85	0.06	3.02	1.65	- -	-1.32	-0.36
Total Debt/EBIT	- -	- -	- -	0.35	- -	- -	- -	- -	-0.35	1.08	11.8	9.53	4.12	2.23	1.22
Net Debt/EBIT	-0.69	-0.54	-1	0.31	-0.97	-0.77	-1.13	0.52	1.4	0.07	5.37	2.36	- -	-1.5	-0.39
EBITDA to Interest Expense	- -	- -	- -	302.82	661.22	- -	- -	- -	-317.38	3,641	14.12	11.27	13.6	432.41	2,108.05
EBITDA-CapEx/Interest Expense	- -	- -	- -	302.82	661.22	- -	- -	- -	-317.38	3,641	14.12	11.27	13.6	432.41	2,108.05
EBIT to Interest Expense	- -	- -	- -	262.86	518.67	- -	- -	- -	-236.45	2,875.3	7.12	5.78	10.84	446.4	1,934.09
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	2	- -	- -
Common Equity/Total Assets	76.75	78.55	79.32	76.34	84.91	85.45	85.02	80.79	73.97	56.6	48.95	48.74	54.79	59.42	52.56
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.33	16.56	54.52	65.84	41.83	30.72	32.58
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.06	13.8	34.21	38.52	28.49	22.69	23.46
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.21	9.37	26.69	32.09	22.92	18.25	17.12
Total Debt/Equity (%)	- -	- -	- -	6.37	- -	- -	- -	- -	6.85	20.03	59.36	70.91	46.83	35.37	38.87
Total Debt/Capital (%)	- -	- -	- -	5.99	- -	- -	- -	- -	6.41	16.69	37.25	41.49	31.89	26.13	27.99
Total Debt/Total Assets (%)	- -	- -	- -	4.87	- -	- -	- -	- -	5.06	11.34	29.06	34.56	25.66	21.02	20.43
Net Debt to Equity	-10.02	-7.23	-13.3	5.69	-17.54	-12.51	-11.48	-10.83	-27.46	1.28	27.03	17.59	0.04	-23.83	-12.49
Net Debt/Capital (%)	-11.13	-7.79	-15.34	5.38	-21.28	-14.3	-12.97	-12.14	-34.59	1.08	17.14	10.44	0.03	-21.37	-9.89
EBITDA	23	24	26	39	46	45	32	-36	-26	36	12	15	21	30	46
EBITDA-CapEx	23	24	26	39	46	45	32	-36	-26	36	12	15	21	30	46
Operating Income (Loss)	20	20	29	34	36	36	26	-11	-19	29	6	8	17	31	43

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	0.44	0.31	0.6	0.02	1.1	1.26	1.07	0.47	0.9	0.01	0.03	0.06	0.08	0.65	0.22
Current Ratio	4.26	4.2	4.5	3.25	5.29	5.25	4.63	3.47	3.4	2.29	2.94	3.1	2.57	2.78	2.09
Quick Ratio	1.49	1.32	1.65	0.9	2.44	2.4	2.08	1.26	1.5	0.57	0.67	0.75	0.81	1.21	0.78
CFO/Avg Current Liab	0.3	0.18	0.45	0.07	1.28	0.75	0.7	0.15	0.36	-0.43	0.1	0.38	0.55	0.6	0.75
Common Equity/Total Assets	76.75	78.55	79.32	76.34	84.91	85.45	85.02	80.79	73.97	56.6	48.95	48.74	54.79	59.42	52.56
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.33	16.56	54.52	65.84	41.83	30.72	32.58
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.06	13.8	34.21	38.52	28.49	22.69	23.46
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.21	9.37	26.69	32.09	22.92	18.25	17.12
Total Debt/Equity (%)	- -	- -	- -	6.37	- -	- -	- -	- -	6.85	20.03	59.36	70.91	46.83	35.37	38.87
Total Debt/Capital (%)	- -	- -	- -	5.99	- -	- -	- -	- -	6.41	16.69	37.25	41.49	31.89	26.13	27.99
Total Debt/Total Assets (%)	- -	- -	- -	4.87	- -	- -	- -	- -	5.06	11.34	29.06	34.56	25.66	21.02	20.43
CFO/Total Liabilities	21.26	14.3	37.35	5.65	145.97	67.17	64.08	13.74	29.61	-25.38	5.83	15.44	25.69	32.26	42.75
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.33	5.43

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	10.82	11.09	11.76	11.17	11.15	10.78	11.7	11.17	10.43	10.86	11.21	9.93	10.02	11.1	11.79
Days Sales Outstanding	33.72	32.93	31.05	32.69	32.74	33.86	31.19	32.67	35	33.61	32.56	36.75	36.44	32.88	30.96
Inventory Turnover	3.41	3.38	3.55	3.37	3.87	3.89	4	3.94	3.82	3.3	3.12	2.45	2.98	3.7	3.85
Days Inventory Outstanding	106.96	108.06	102.7	108.25	94.34	93.91	91.31	92.73	95.49	110.63	117	148.88	122.59	98.77	94.87
Accounts Payable Turnover	24.12	22.71	23.12	21.84	24.43	26.9	22.82	20.82	12.6	9.9	9.04	10.67	11.86	13.05	11.23
Accounts Payable Turnover Days	15.13	16.07	15.79	16.71	14.94	13.57	16	17.53	28.97	36.87	40.37	34.2	30.77	27.97	32.51
Cash Conversion Cycle	125.54	124.92	117.96	124.23	112.14	114.2	106.51	107.88	101.52	107.37	109.18	151.43	128.26	103.69	93.31
Inventory to Cash Days	-73.24	-75.14	-71.65	-75.56	-61.6	-60.04	-60.11	-60.06	-60.48	-77.02	-84.44	-112.13	-86.15	-65.89	-63.91
Inventories	83	92	98	114	86	99	96	94	71	161	141	122	97	89	91
Raw Materials	10	11	12	13	13	15	13	14	11	23	16	19	14	11	9
Work In Process	5	5	5	6	6	7	7	6	4	6	6	4	3	3	2
Finished Goods	67	76	81	95	67	77	76	73	56	132	119	100	80	75	80
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	190	296
- Cash & Cash Equivalents	14	11	22	1	37	29	28	22	48	1	2	3	5	40	17
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	12	- -	- -	- -	- -	12	34	78	100	70	59	52
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	210	331
Total Capital	139	151	167	199	210	231	242	205	188	202	210	242	221	227	185
Total Debt/Capital (%)	- -	- -	- -	5.99	- -	- -	- -	- -	6.41	16.69	37.25	41.49	31.89	26.13	27.99
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.28	0.16
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.47	0.72
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.92	7.13
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.87	7.78
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.66	6.42
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.66	6.42
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	203	396
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	223	431
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	39.48	81.19
TTM Sales	352	386	439	467	500	469	489	444	367	479	544	394	413	441	459
TTM EBITDA	23	24	26	39	46	45	32	-36	-26	36	12	15	21	30	46
TTM Operating Income	20	20	29	34	36	36	26	-11	-19	29	6	8	17	31	43
TTM Cash Flow to Firm	9	6	16	3	54	26	27	- -	- -	-33	8	- -	33	37	52
TTM Free Cash Flow to Firm	9	6	16	3	54	26	27	- -	- -	-33	8	- -	33	37	52

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.5	7.68
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.87	7.78
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	210	331
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	27.99	32.13
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.47	0.72
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.92	7.13
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.33	11.22
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.3	6.89
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.55	11.23
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.29	4.97
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.13	2.21
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.37	1.36
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.01	2.22
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.88	0.98
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.13	2.21
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.37	1.36
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.01	2.22
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.88	0.98
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.43	0.81
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.52	0.5
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.76	0.81
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.33	0.36
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.09	7.22
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.16	4.43
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.02	7.22
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.97	3.2
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.66	4.72
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.76	7.69
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.3	3.4
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.57	0.47
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.81	0.72
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.38	0.36
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.25	4.67
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.78	7.14
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.55	3.58
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.38	5.1
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.4	7.78
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.31	3.91
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	35.83	72.55
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	63.54	72.57
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	250	217
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	357	331
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	168	166

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Shares Outstanding	7	7	7	7	8	8	8	8	8	7	5	5	5	5	4
Diluted Weighted Avg Shares	7	7	8	8	8	8	8	8	8	7	7	5	6	6	5
Basic Weighted Avg Shares	7	7	7	7	8	8	8	8	8	7	6	5	5	5	5
Revenue per Share	51.92	54.85	60.65	62.9	65.85	60.24	62.33	56.23	46.12	66.52	86	75.35	79.84	84.03	89.6
EBITDA per Share	3.4	3.42	3.66	5.3	6.01	5.81	4.06	-4.53	-3.27	5.06	1.86	2.89	4.08	5.77	9.05
Operating Income per Share	2.99	2.88	3.95	4.6	4.71	4.64	3.35	-1.44	-2.44	3.99	0.94	1.48	3.25	5.95	8.3
Basic EPS, GAAP	1.93	1.87	2.07	3	3.19	3.06	2.25	-4.13	-3.37	3.2	0.29	2.83	2.04	3.84	6.46
Basic EPS from Cont Ops	1.93	1.87	2.07	3	3.19	3.06	2.25	-4.13	-3.37	3.2	0.29	2.83	2.04	3.84	6.46
Diluted EPS, GAAP	1.86	1.8	2	2.89	3.12	3.02	2.23	-4.13	-3.37	3.09	0.28	2.74	1.91	3.55	6.07
Diluted EPS from Cont Ops	1.86	1.8	2	2.89	3.12	3.02	2.23	-4.13	-3.37	3.09	0.28	2.74	1.91	3.55	6.07
Dividend per Share	0.37	0.6	0.6	0.69	0.72	0.78	0.86	0.88	0.88	0.36	0.62	0.62	0.62	0.68	0.85
Cash Flow per Share	1.32	0.84	2.25	0.44	7.16	3.39	3.48	0.85	2.3	-4.54	1.26	4.4	6.17	7.04	10.05
Free Cash Flow per Basic Share	1.32	0.84	2.25	0.44	7.16	3.39	3.48	0.85	2.3	-4.54	1.26	4.4	6.17	7.04	10.05
Cash & Equivalents per Share	2.02	1.54	3.01	0.17	4.78	5.99	5.55	2.82	6.12	0.2	0.41	0.65	0.92	7.54	4.09
Book Value per Share	20.19	21.28	22.62	24.96	27.23	29.5	30.72	25.99	22.28	24.53	24.82	27.37	28.92	31.63	32.75
Tangible Book Value per Share	20.19	21.28	22.62	24.96	27.23	29.5	30.72	25.99	22.28	24.53	24.82	27.37	28.92	31.63	32.75