First National Corporation Financial Ratios — I9G Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-41.45	7.11	25.8	15.47	3.39	12.04	11.69	16.24	13.28	10.93	10.26	14.9	8.57	4.93	10.04
Return on Assets (%)	-2.02	0.52	1.87	1.47	0.44	0.84	0.89	1.36	1.23	1.01	0.89	1.22	0.69	0.41	0.87
Return on Capital (%)	- -	4.45	- -	11.08	4.12	9.34	9.3	13.22	11.09	9.05	8.61	12.97	6.35	3.69	8.32
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-28.13	14.6	20.67	43.81	12.86	26.75	31.06	34.53	33.07	29.71	29.51	36.49	22.04	12.5	25
Profit Margin (%)	-43.26	10.86	40.39	30.04	9.45	19.13	19.69	28.17	26.79	24.13	23.61	29.54	17.96	10.82	20.17
Net Income to Common Margin (%)	-46.79	7.35	36.65	25.56	5.49	19.13	19.69	28.17	26.79	24.13	23.61	29.54	17.96	10.82	20.17
Effective Tax Rate (%)	- -	25.63	- -	31.44	26.47	28.49	36.62	18.41	18.98	18.79	19.98	19.05	18.48	13.44	19.33
Dvd Payout Ratio (%)	-3.41	-7.7	-1.73	3.68	40.34	9.31	10.02	9.17	17.52	22.66	24.18	19.69	37.36	57.97	31.18
Sustainable Growth Rate (%)	-42.86	7.66	26.24	14.9	2.02	10.92	10.52	14.75	10.96	8.45	7.78	11.97	5.37	2.07	6.91

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	28	15	15	9	14	14	14	14	14	19	19	14	64	30	43
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	50	- -	- -
LT Debt	28	15	15	9	14	14	14	14	14	19	19	14	14	30	43
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.24	5.72	7.46	8.68	6.64	7.28	7.87	8.85	9.65	8.93	8.42	7.91	8.19	8.28	9.14
Long-Term Debt/Equity (%)	76.5	34.21	28.62	15.62	30.88	27.25	24.46	21.36	18.47	22.69	16.47	13.17	12.28	18.29	22.87
Long-Term Debt/Capital (%)	43.34	25.49	22.25	13.51	23.6	21.41	19.66	17.6	15.59	18.5	14.14	11.64	7.91	15.46	18.62
Long-Term Debt/Total Assets (%)	5.26	2.88	2.93	1.8	2.05	1.98	1.92	1.89	1.78	2.03	1.39	1.04	1.01	1.51	2.09
Total Debt/Equity (%)	76.5	34.21	28.62	15.62	30.88	27.25	24.46	21.36	18.47	22.69	16.47	13.17	55.28	18.29	22.87
Total Debt/Capital (%)	43.34	25.49	22.25	13.51	23.6	21.41	19.66	17.6	15.59	18.5	14.14	11.64	35.6	15.46	18.62
Total Debt/Total Assets (%)	5.26	2.88	2.93	1.8	2.05	1.98	1.92	1.89	1.78	2.03	1.39	1.04	4.53	1.51	2.09
Net Debt to Equity	-3.09	-34.92	-30.2	-26.09	-54.71	-51.55	-44.29	-21.56	-40.82	-127.22	-133.92	-48.58	-19.68	-79.52	-63.55
Net Debt/Capital (%)	-3.18	-53.65	-43.27	-35.3	-120.81	-106.39	-79.52	-27.48	-68.98	467.43	394.85	-94.47	-24.51	-388.19	-174.31
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.24	5.72	7.46	8.68	6.64	7.28	7.87	8.85	9.65	8.93	8.42	7.91	8.19	8.28	9.14
Long-Term Debt/Equity (%)	76.5	34.21	28.62	15.62	30.88	27.25	24.46	21.36	18.47	22.69	16.47	13.17	12.28	18.29	22.87
Long-Term Debt/Capital (%)	43.34	25.49	22.25	13.51	23.6	21.41	19.66	17.6	15.59	18.5	14.14	11.64	7.91	15.46	18.62
Long-Term Debt/Total Assets (%)	5.26	2.88	2.93	1.8	2.05	1.98	1.92	1.89	1.78	2.03	1.39	1.04	1.01	1.51	2.09
Total Debt/Equity (%)	76.5	34.21	28.62	15.62	30.88	27.25	24.46	21.36	18.47	22.69	16.47	13.17	55.28	18.29	22.87
Total Debt/Capital (%)	43.34	25.49	22.25	13.51	23.6	21.41	19.66	17.6	15.59	18.5	14.14	11.64	35.6	15.46	18.62
Total Debt/Total Assets (%)	5.26	2.88	2.93	1.8	2.05	1.98	1.92	1.89	1.78	2.03	1.39	1.04	4.53	1.51	2.09
CFO/Total Liabilities	2.08	2.5	1.85	1.53	0.71	1.36	0.96	2	1.64	1.74	0.62	2.12	1.26	-1.2	1.36
CFO/CapEx	22.11	22.09	15.84	14.75	2.3	8.72	6.14	8.94	11.51	16.6	9.42	22.67	8.78	-6.73	6.01
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	15.42	16.75	17.71	19.82	19.22	18.13	17.89	17.86	17.07	15.35	13.25	13.46	11.65	12.07	14.06
Days Sales Outstanding	23.68	21.79	20.61	18.41	18.99	20.13	20.4	20.44	21.38	23.77	27.54	27.11	31.33	30.25	25.97
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	30	31	32	25	39	41	40	29	46	127	176	67	87	163	161
+ Preferred Equity and Hybrid Capital	14	14	15	15	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	28	15	15	9	14	14	14	14	14	19	19	14	64	30	43
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	65	60	69	69	60	66	72	81	91	104	136	123	181	197	229
Total Debt/Capital (%)	43.34	25.49	22.25	13.51	23.6	21.41	19.66	17.6	15.59	18.5	14.14	11.64	35.6	15.46	18.62
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	25	26	24	25	28	31	33	36	36	37	44	57	54	64	88
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	12	- -	7	5	9	7	14	12	15	8	27	16	-22	25
TTM Free Cash Flow to Firm	- -	12	- -	7	3	8	5	12	11	14	7	26	15	-26	21

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	3	5	5	5	5	5	5	5	5	5	6	6	6	9	9
Diluted Weighted Avg Shares	3	4	5	5	5	5	5	5	5	5	6	6	6	7	9
Basic Weighted Avg Shares	3	4	5	5	5	5	5	5	5	5	6	6	6	7	9
Revenue per Share	8.57	6.54	4.99	5.18	5.72	6.27	6.63	7.26	7.18	7.53	7.9	9.09	8.55	9.26	9.76
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-4.01	0.48	1.83	1.32	0.31	1.2	1.3	2.05	1.92	1.82	1.87	2.69	1.54	1	1.97
Basic EPS from Cont Ops	-3.71	0.71	2.01	1.56	0.54	1.2	1.3	2.05	1.92	1.82	1.87	2.69	1.54	1	1.97
Diluted EPS, GAAP	-4.01	0.48	1.83	1.32	0.31	1.2	1.3	2.04	1.92	1.82	1.86	2.68	1.53	1	1.96
Diluted EPS from Cont Ops	-3.71	0.71	2.01	1.56	0.54	1.2	1.3	2.04	1.92	1.82	1.86	2.68	1.53	1	1.96
Dividend per Share	0.44	0.19	0.15	0.28	0.35	0.11	0.13	0.19	0.34	0.41	0.45	0.53	0.57	0.58	0.61
Cash Flow per Share	3.53	3.1	1.77	1.43	0.94	1.83	1.33	2.78	2.39	3.09	1.42	4.28	2.62	-3.19	2.79
Free Cash Flow per Basic Share	3.37	2.96	1.66	1.33	0.53	1.62	1.11	2.47	2.18	2.91	1.27	4.09	2.32	-3.67	2.33
Cash & Equivalents per Share	41	24.58	27.5	22.05	29.47	27.57	26.13	25.91	33.56	55.04	74.74	36.68	38.32	36.41	19.7
Book Value per Share	7.73	6.22	7.96	9.17	9.35	10.58	11.76	13.45	15.54	17.47	18.79	17.3	18.56	18.56	20.63
Tangible Book Value per Share	7.73	6.22	7.96	9.16	8.88	10.26	11.57	13.35	15.5	17.47	18.28	16.79	18.06	16.55	18.83