California BanCorp Financial Ratios — KZ9 Stock

Profitability (USD)

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-6.9	1.01	-8.1	-11	-1.19	9.46	3.26	5.16	6.36	9.45	1.36	11.59
Return on Assets (%)	- -	-1.75	0.19	-1.19	-2.79	-0.39	1.5	0.39	0.56	0.71	1.12	0.17	1.56
Return on Capital (%)	- -	- -	- -	- -	- -	- -	7.6	2.59	4.42	5.24	6.98	1.08	10.26
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-130.61	-34.07	3.46	-15.79	-51.58	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-130.61	-34.07	3.46	-21.27	-56.6	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	66.64	69.99	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-130.61	-34.07	- -	-21.27	-56.59	-6.24	29.51	14	20.8	23.84	37.79	6.47	48.82
Profit Margin (%)	-130.75	-34.14	3.46	-21.3	-56.62	-6.26	20.64	9.77	15.7	17.47	26.57	4.25	35
Net Income to Common Margin (%)	-130.75	-34.14	3.46	-21.3	-56.62	-6.26	20.64	9.77	15.7	17.47	26.57	4.25	35
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	30.05	30.23	24.51	26.7	29.7	34.25	28.31
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.16
Sustainable Growth Rate (%)	- -	-6.9	1.01	-8.1	-11	-1.19	9.46	3.26	5.16	6.36	9.45	1.36	10.99

Credit (USD)

Credit Ratios API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	35	40	29	79	115	88	53
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -	35	40	29	79	115	88	53
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	3.46	18.03	-92.98	24.77	10.39	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	3.46	18.03	-92.98	18.39	9.47	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	32.56	20.52	17.1	12.71	34.86	30.95	14.52	10.7	10.91	11.4	12.21	12.7	14.3
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	29.05	23.48	11.93	30.28	39.9	17.2	9.15
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	22.51	19.02	10.66	23.24	28.52	14.68	8.38
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	4.22	2.51	1.3	3.45	4.87	2.18	1.31
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	29.05	23.48	11.93	30.28	39.9	17.2	9.15
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	22.51	19.02	10.66	23.24	28.52	14.68	8.38
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	4.22	2.51	1.3	3.45	4.87	2.18	1.31
Net Debt to Equity	-44.95	-128.61	-83.91	-155.18	-66.27	-15.61	16.68	10.84	-0.82	2.87	24.24	1.81	-3.15
Net Debt/Capital (%)	-81.67	449.54	-521.61	281.22	-196.48	-18.49	13.8	9.32	-0.8	2.68	18.87	1.72	-3.15
EBITDA	-1	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	-1	- -	- -	-1	-2	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	32.56	20.52	17.1	12.71	34.86	30.95	14.52	10.7	10.91	11.4	12.21	12.7	14.3
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	29.05	23.48	11.93	30.28	39.9	17.2	9.15
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	22.51	19.02	10.66	23.24	28.52	14.68	8.38
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	4.22	2.51	1.3	3.45	4.87	2.18	1.31
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	29.05	23.48	11.93	30.28	39.9	17.2	9.15
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	22.51	19.02	10.66	23.24	28.52	14.68	8.38
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	4.22	2.51	1.3	3.45	4.87	2.18	1.31
CFO/Total Liabilities	- -	- -	- -	-0.47	-2.18	- -	1.18	0.88	0.98	0.66	1.6	1.43	1.66
CFO/CapEx	- -	- -	- -	- -	- -	- -	6.93	6.99	11.21	12.35	109.61	91.11	165.58
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	306	517	583
- Cash & Cash Equivalents	3	7	6	10	15	4	10	12	22	60	33	60	52
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	35	40	29	79	115	88	53
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	258	403	584
Total Capital	6	5	7	6	23	23	156	209	276	339	403	600	629
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	22.51	19.02	10.66	23.24	28.52	14.68	8.38
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.45	0.22	0.09
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.65	3.15	3.24
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.8	8.01	10.19
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.87	8.1	10.25
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	311	396	589
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	263	281	589
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.05	12.48	18
TTM Sales	1	1	2	2	3	4	33	48	68	92	98	128	180
TTM EBITDA	-1	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-1	- -	- -	-1	-2	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	- -	8	12	20	13	33	50	57
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	7	11	18	12	33	50	57

Multiples (USD)

Valuation Multiples API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.48	7.96	10.34
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	258	403	584
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.94	12.64	11.59
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.65	3.15	3.24
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.74	72.87	9.22
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.16	67.41	7.55
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.89	80.19	10.91
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.11	57.43	5.94
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.06	1.01	1.01
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.92	0.93	0.83
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.08	1.11	1.2
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.82	0.8	0.65
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.23	1.37	1.3
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.06	1.27	1.07
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.24	1.51	1.54
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.95	1.08	0.84
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.12	3.1	3.23
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.7	2.87	2.64
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.16	3.41	3.82
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.42	2.44	2.08
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.19	7.87	10.15
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.95	7.28	8.31
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.31	8.66	12.01
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.13	6.2	6.54
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.21	7.36	8.47
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.6	8.76	12.24
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.36	6.27	6.66
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.22	2.85	2.65
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.69	3.56	3.83
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.94	2.3	2.09
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.67	16.03	17.98
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.88	17.64	21.28
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	217	364	478
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	262	455	691
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	190	293	376

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	1	1	1	1	3	3	9	13	18	18	18	32	32
Diluted Weighted Avg Shares	1	1	1	1	1	7	9	10	15	18	19	25	33
Basic Weighted Avg Shares	1	1	1	1	1	3	8	9	14	18	18	25	32
Revenue per Share	0.82	1.6	2.45	2.94	2.04	1.63	3.88	5.1	4.73	5.18	5.34	5.17	5.57
EBITDA per Share	-1.07	-0.55	0.08	-0.46	-1.05	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-1.07	-0.55	0.08	-0.63	-1.15	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-1.07	-0.55	0.08	-0.63	-1.15	-0.1	0.8	0.5	0.74	0.9	1.42	0.22	1.95
Basic EPS from Cont Ops	-1.07	-0.55	0.08	-0.63	-1.15	-0.1	0.8	0.5	0.74	0.9	1.42	0.22	1.95
Diluted EPS, GAAP	-1.07	-0.55	0.08	-0.63	-1.15	-0.04	0.78	0.49	0.72	0.88	1.39	0.22	1.93
Diluted EPS from Cont Ops	-1.07	-0.55	0.08	-0.63	-1.15	-0.04	0.78	0.49	0.72	0.88	1.39	0.22	1.93
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.1
Cash Flow per Share	- -	- -	- -	-0.24	-0.67	- -	0.99	1.3	1.36	0.75	1.81	2.04	1.77
Free Cash Flow per Basic Share	- -	- -	- -	-0.24	-0.67	- -	0.85	1.12	1.24	0.69	1.8	2.01	1.76
Cash & Equivalents per Share	3.09	8.23	6.75	11.49	5.7	1.34	2.79	2.76	4.4	9.64	8.88	6.28	1.61
Book Value per Share	6.87	6.4	8.05	7.41	8.6	8.57	12.81	12.73	13.92	14.51	15.69	15.86	17.79
Tangible Book Value per Share	6.87	6.4	8.05	7.41	8.6	8.54	10.85	11.1	11.73	12.32	13.56	11.71	13.79