Saratoga Investment Corp New Financial Ratios — QJ8 Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Return on Common Equity (%)	14.47	13.63	7.65	9.33	9.4	9.02	13.05	11.41	22.98	4.86	13.86	7.02	2.49	7.36	9.28
Return on Assets (%)	11.84	9.37	4.36	4.6	4.17	3.71	5.21	4.45	11.13	2.63	6.23	2.53	0.79	2.36	3.14
Return on Capital (%)	11.42	9.17	4.51	4.76	4.31	3.83	- -	4.58	11.53	2.72	6.38	2.58	0.8	2.39	3.19
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	78.49	81.04	69.84	77.25	74.42	66.66	78.71	77.66	88.58	75.75	84.26	73.6	57.45	75.92	76.3
Profit Margin (%)	78.49	81.04	69.84	75.24	73.7	66.4	78.77	74.68	87.63	56.14	79.43	67.88	43.87	66.71	73.33
Net Income to Common Margin (%)	78.49	81.04	69.84	75.24	73.7	66.4	78.77	74.68	87.63	56.14	79.43	67.88	43.87	66.71	73.33
Effective Tax Rate (%)	- -	- -	- -	2.6	0.97	0.39	- -	3.84	1.08	25.89	5.73	7.78	23.64	12.14	3.89
Dvd Payout Ratio (%)	14.81	23.46	29.51	13.03	67.89	59.59	50.98	64.9	30.5	76.24	39.7	91.85	358.79	145.08	143.03
Sustainable Growth Rate (%)	12.33	10.43	5.39	8.11	3.02	3.65	6.4	4	15.97	1.15	8.36	0.57	-6.45	-3.32	-3.99

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Total Debt	40	60	94	132	161	181	206	277	205	274	499	711	804	782	726
ST Debt	20	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	20	60	94	132	161	181	206	277	205	274	499	711	804	782	726
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	77.6	62.32	52.72	46.52	42.42	39.95	39.88	38.43	57.32	51.37	40.6	32.18	31.08	32.95	34.77
Long-Term Debt/Equity (%)	20.54	55.48	83.13	107.76	128.45	142.56	143.7	153.23	67.33	90.09	140.22	204.96	217.08	199.11	183.17
Long-Term Debt/Capital (%)	14.56	35.68	45.39	51.87	56.23	58.77	58.97	60.51	40.24	47.39	58.37	67.21	68.46	66.57	64.69
Long-Term Debt/Total Assets (%)	15.94	34.57	43.82	50.13	54.48	56.95	57.3	58.88	38.59	46.28	56.93	65.96	67.47	65.61	63.69
Total Debt/Equity (%)	41.08	55.48	83.13	107.76	128.45	142.56	143.7	153.23	67.33	90.09	140.22	204.96	217.08	199.11	183.17
Total Debt/Capital (%)	29.12	35.68	45.39	51.87	56.23	58.77	58.97	60.51	40.24	47.39	58.37	67.21	68.46	66.57	64.69
Total Debt/Total Assets (%)	31.87	34.57	43.82	50.13	54.48	56.95	57.3	58.88	38.59	46.28	56.93	65.96	67.47	65.61	63.69
Net Debt to Equity	19.18	-0.14	-2.9	-1.54	-1.95	-7.31	-2.73	-17.03	-8.08	-6.19	-13.28	-18.95	-2.35	-37.75	-0.42
Net Debt/Capital (%)	13.73	-0.09	-1.61	-0.75	-0.86	-3.11	-1.13	-7.21	-5.08	-3.37	-5.85	-6.63	-0.75	-14.44	-0.15
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	77.6	62.32	52.72	46.52	42.42	39.95	39.88	38.43	57.32	51.37	40.6	32.18	31.08	32.95	34.77
Long-Term Debt/Equity (%)	20.54	55.48	83.13	107.76	128.45	142.56	143.7	153.23	67.33	90.09	140.22	204.96	217.08	199.11	183.17
Long-Term Debt/Capital (%)	14.56	35.68	45.39	51.87	56.23	58.77	58.97	60.51	40.24	47.39	58.37	67.21	68.46	66.57	64.69
Long-Term Debt/Total Assets (%)	15.94	34.57	43.82	50.13	54.48	56.95	57.3	58.88	38.59	46.28	56.93	65.96	67.47	65.61	63.69
Total Debt/Equity (%)	41.08	55.48	83.13	107.76	128.45	142.56	143.7	153.23	67.33	90.09	140.22	204.96	217.08	199.11	183.17
Total Debt/Capital (%)	29.12	35.68	45.39	51.87	56.23	58.77	58.97	60.51	40.24	47.39	58.37	67.21	68.46	66.57	64.69
Total Debt/Total Assets (%)	31.87	34.57	43.82	50.13	54.48	56.95	57.3	58.88	38.59	46.28	56.93	65.96	67.47	65.61	63.69
CFO/Total Liabilities	-80.78	-56	-29.02	-15.41	-18.97	3.52	-14.21	-13.8	-6.68	-21.65	-39.03	-17.83	-19.15	24.73	-11.85
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Accounts Receivable Turnover	9.91	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	36.85	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	370
- Cash & Cash Equivalents	1	- -	3	2	2	9	4	31	25	19	47	66	9	148	2
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	40	60	94	132	161	181	206	277	205	274	499	711	804	782	726
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,094
Total Capital	137	169	208	255	286	309	350	458	509	578	855	1,058	1,174	1,174	1,122
Total Debt/Capital (%)	29.12	35.68	45.39	51.87	56.23	58.77	58.97	60.51	40.24	47.39	58.37	67.21	68.46	66.57	64.69
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.66
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.92
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	362
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,086
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	67.45
TTM Sales	17	17	12	15	16	17	22	25	64	26	58	36	20	42	50
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-23	-37	-30	-22	-32	7	- -	-40	-15	-62	-203	-130	-157	198	-88
TTM Free Cash Flow to Firm	-23	-37	-30	-22	-32	7	- -	-40	-15	-62	-203	-130	-157	198	-88

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.11
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,094
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.17
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.92
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.88
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.25
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.26
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.17
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.97
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.06
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.87
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.97
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.06
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.87
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.25
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.51
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.25
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.72
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.11
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.26
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.68
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3.81
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.26
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4.68
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3.81
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.19
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.95
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.38
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.82
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.99
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,108
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,146
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,067

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	02/29/2012	02/28/2013	02/28/2014	02/28/2015	02/29/2016	02/28/2017	02/28/2018	02/28/2019	02/29/2020	02/28/2021	02/28/2022	02/28/2023	02/29/2024	02/28/2025	02/28/2026

Shares Outstanding	4	5	5	5	6	6	6	8	11	11	12	12	14	15	16
Diluted Weighted Avg Shares	3	4	5	5	6	6	6	7	9	11	11	12	13	14	16
Basic Weighted Avg Shares	3	4	5	5	6	6	6	7	9	11	11	12	13	14	16
Revenue per Share	4.92	4.22	2.47	2.72	2.83	2.99	3.73	3.52	6.83	2.35	5.03	3.04	1.61	3.03	3.15
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.87	3.42	1.73	2.04	2.09	1.98	2.93	2.63	5.98	1.32	3.99	2.06	0.71	2.02	2.31
Basic EPS from Cont Ops	3.87	3.42	1.73	2.04	2.09	1.98	2.93	2.63	5.98	1.32	3.99	2.06	0.71	2.02	2.31
Diluted EPS, GAAP	3.87	3.42	1.73	2.04	2.09	1.98	2.93	2.63	5.98	1.32	3.99	2.06	0.71	2.02	2.31
Diluted EPS from Cont Ops	3.87	3.42	1.73	2.04	2.09	1.98	2.93	2.63	5.98	1.32	3.99	2.06	0.71	2.02	2.31
Dividend per Share	0.57	0.8	0.51	0.27	1.42	1.18	1.5	1.7	1.82	1.01	1.58	1.89	2.53	2.93	3.3
Cash Flow per Share	-6.61	-8.95	-6	-4.03	-5.77	1.17	-5.11	-5.67	-1.63	-5.57	-17.73	-10.9	-12.41	14.2	-5.55
Free Cash Flow per Basic Share	-6.61	-8.95	-6	-4.03	-5.77	1.17	-5.11	-5.67	-1.63	-5.57	-17.73	-10.9	-12.41	14.2	-5.55
Cash & Equivalents per Share	0.34	0.03	0.61	0.35	0.43	1.61	0.63	4.02	2.19	1.69	3.9	5.53	0.64	9.76	0.1
Book Value per Share	25.12	22.98	21.08	22.7	22.06	21.97	22.96	23.62	27.13	27.25	29.33	29.18	27.12	25.86	24.42
Tangible Book Value per Share	25.12	22.98	21.08	22.7	22.06	21.97	22.96	23.62	27.13	27.25	29.33	29.18	27.12	25.86	24.42