Seacoast Banking Corporation of Florida Financial Ratios — SBG1

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.41	-3.72	30.38	2.23	6.65	7.4	7.62	8.66	10.68	7.35	10.19	7.3	5.6	5.64	5.83
Return on Assets (%)	0.32	-0.03	2.34	0.21	0.67	0.71	0.82	1.07	1.43	1.01	1.38	0.98	0.78	0.81	0.8
Return on Capital (%)	2.45	- -	- -	1.56	4.92	4.19	4.53	5.89	7.35	6.04	9.63	6.61	5.07	5.04	4.43
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	8.07	-0.8	13.09	10.26	25.22	24.86	33.74	33.47	42.82	31.01	45.78	31.96	23.66	30.24	28.58
Profit Margin (%)	8.07	-0.8	58.64	5.71	15.66	16.46	18.26	25.72	32.87	23.98	35.88	24.64	18.34	23.47	22.2
Net Income to Common Margin (%)	3.53	-5	54.05	5.71	15.66	16.46	18.26	25.72	32.87	23.98	35.88	24.64	18.34	23.47	21.87
Effective Tax Rate (%)	- -	- -	- -	44.38	37.92	33.77	45.88	23.14	23.23	22.69	21.63	22.9	22.51	22.37	22.32
Dvd Payout Ratio (%)	107.13	27.99	-2.62	- -	- -	- -	- -	- -	- -	- -	18.09	38.72	58.24	50.96	45.95
Sustainable Growth Rate (%)	-0.17	-2.68	31.18	2.23	6.65	7.4	7.62	8.66	10.68	7.35	8.35	4.47	2.34	2.77	3.15

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	104	104	104	115	120	485	282	451	386	71	72	235	156	352	948
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	104	104	104	115	120	485	282	451	386	71	72	235	156	352	948
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.74	5.37	8.75	10.11	10	9.3	11.87	12.81	13.87	13.55	13.54	13.24	14.46	14.39	13.02
Long-Term Debt/Equity (%)	60.92	62.59	52.17	36.65	33.94	111.45	40.82	52.16	39.17	6.31	5.47	14.59	7.41	16.12	31.02
Long-Term Debt/Capital (%)	37.86	38.49	34.28	26.82	25.34	52.71	28.99	34.28	28.15	5.94	5.18	12.73	6.9	13.88	23.67
Long-Term Debt/Total Assets (%)	4.85	4.77	4.57	3.7	3.39	10.37	4.85	6.68	5.43	0.86	0.74	1.93	1.07	2.32	4.55
Total Debt/Equity (%)	60.92	62.59	52.17	36.65	33.94	111.45	40.82	52.16	39.17	6.31	5.47	14.59	7.41	16.12	31.02
Total Debt/Capital (%)	37.86	38.49	34.28	26.82	25.34	52.71	28.99	34.28	28.15	5.94	5.18	12.73	6.9	13.88	23.67
Total Debt/Total Assets (%)	4.85	4.77	4.57	3.7	3.39	10.37	4.85	6.68	5.43	0.86	0.74	1.93	1.07	2.32	4.55
Net Debt to Equity	-37.32	-43.12	-44.32	4.49	-4.56	86.27	23.12	37.79	26.16	-29.5	-50.82	1.83	-14.08	-5.86	17.83
Net Debt/Capital (%)	-59.54	-75.8	-79.59	4.3	-4.77	46.31	18.78	27.43	20.73	-41.84	-103.32	1.79	-16.38	-6.22	15.13
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.74	5.37	8.75	10.11	10	9.3	11.87	12.81	13.87	13.55	13.54	13.24	14.46	14.39	13.02
Long-Term Debt/Equity (%)	60.92	62.59	52.17	36.65	33.94	111.45	40.82	52.16	39.17	6.31	5.47	14.59	7.41	16.12	31.02
Long-Term Debt/Capital (%)	37.86	38.49	34.28	26.82	25.34	52.71	28.99	34.28	28.15	5.94	5.18	12.73	6.9	13.88	23.67
Long-Term Debt/Total Assets (%)	4.85	4.77	4.57	3.7	3.39	10.37	4.85	6.68	5.43	0.86	0.74	1.93	1.07	2.32	4.55
Total Debt/Equity (%)	60.92	62.59	52.17	36.65	33.94	111.45	40.82	52.16	39.17	6.31	5.47	14.59	7.41	16.12	31.02
Total Debt/Capital (%)	37.86	38.49	34.28	26.82	25.34	52.71	28.99	34.28	28.15	5.94	5.18	12.73	6.9	13.88	23.67
Total Debt/Total Assets (%)	4.85	4.77	4.57	3.7	3.39	10.37	4.85	6.68	5.43	0.86	0.74	1.93	1.07	2.32	4.55
CFO/Total Liabilities	1.21	-0.1	2.41	0.79	0.93	1.46	0.96	2.2	1.92	0.84	1.85	1.86	1.21	1.38	1.06
CFO/CapEx	22.19	-0.54	17.7	3.61	3.25	10.24	8.57	32.25	46.67	38.22	35.72	15.49	14.63	44.6	20.5
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,577	2,041	2,239	2,417	2,298	3,084
- Cash & Cash Equivalents	167	175	192	101	136	110	122	124	128	405	738	205	453	480	403
+ Preferred Equity and Hybrid Capital	47	49	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	343
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	104	104	104	115	120	485	282	451	386	71	72	235	156	352	948
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-155	-269	397	284	-56	-811
Total Capital	274	269	302	427	473	921	971	1,315	1,372	1,202	1,382	1,842	2,264	2,535	4,004
Total Debt/Capital (%)	37.86	38.49	34.28	26.82	25.34	52.71	28.99	34.28	28.15	5.94	5.18	12.73	6.9	13.88	23.67
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.46	-0.27	0.59	0.55	-6.26	-1.17
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.92	0.5	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.03	1.89	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.17	2.02	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,539	1,992	2,009	2,402	2,284	2,806
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-192	-318	167	269	-70	-1,089
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.54	3.35	- -	- -
TTM Sales	83	89	89	100	141	177	235	262	300	324	347	432	567	515	653
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	24	- -	- -	22	30	62	49	130	118	61	155	196	151	180	188
TTM Free Cash Flow to Firm	23	- -	- -	16	20	56	43	126	115	59	150	183	140	176	179

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.06	13.26	10.97	17.12	12.99	15.68
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	-155	-269	397	284	-56	-811
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.81	28.54	29	18.63	21.72	21.18
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.92	0.5	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.64	15.87	18.7	22.94	18.73	19.47
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.38	15.54	19.96	19.63	17.78	17.3
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.09	18.13	23.07	26.59	21.51	20.19
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.57	12.98	17.35	15	15.14	13.1
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.39	1.56	1.39	1.15	1.05	1.14
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.09	1.52	1.49	0.98	1	1.01
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.43	1.78	1.72	1.33	1.21	1.18
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.82	1.27	1.29	0.75	0.85	0.76
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.77	1.96	2.12	1.89	1.67	2.08
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.38	1.91	2.26	1.62	1.58	1.85
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.81	2.23	2.62	2.19	1.91	2.16
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.04	1.6	1.97	1.23	1.35	1.4
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.71	5.69	4.61	4.21	4.4	4.26
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.69	5.57	4.92	3.6	4.17	3.78
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.82	6.5	5.68	4.88	5.05	4.42
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.77	4.66	4.27	2.75	3.56	2.86
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.18	12.77	10.17	15.85	12.6	14.78
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.71	12.5	10.85	13.56	11.96	13.13
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.76	14.59	12.54	18.37	14.46	15.32
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.83	10.45	9.43	10.36	10.19	9.94
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.41	12.98	11.7	14.65	12.33	13.93
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.66	15.14	13.53	19.84	14.91	16.26
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.35	10.84	10.17	11.19	10.5	10.55
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.27	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.06	2.13	1.18	0.55	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.54	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.54	34.89	31.27	28.48	26.86	31.49
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	29.2	39.85	38.57	33.01	30.84	32.64
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	-497	-312	547	-64	-172	-1,156
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	-118	21	920	668	285	-698
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-803	-641	235	-552	-496	-1,821

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	19	19	24	33	34	38	47	51	52	55	59	72	85	86	98
Diluted Weighted Avg Shares	19	19	20	28	34	38	43	49	52	54	57	64	84	85	89
Basic Weighted Avg Shares	19	19	19	28	33	37	43	48	51	54	57	64	84	84	88
Revenue per Share	4.42	4.76	4.56	3.62	4.22	4.81	5.51	5.45	5.84	6.06	6.13	6.79	6.77	6.11	7.39
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.16	-0.24	2.46	0.21	0.66	0.79	1.01	1.4	1.92	1.45	2.2	1.67	1.24	1.43	1.62
Basic EPS from Cont Ops	0.36	-0.04	2.67	0.21	0.66	0.79	1.01	1.4	1.92	1.45	2.2	1.67	1.24	1.43	1.64
Diluted EPS, GAAP	0.16	-0.24	2.44	0.21	0.66	0.78	0.99	1.38	1.9	1.44	2.18	1.66	1.23	1.42	1.6
Diluted EPS from Cont Ops	0.36	-0.04	2.65	0.21	0.66	0.78	0.99	1.38	1.9	1.44	2.18	1.66	1.23	1.42	1.63
Dividend per Share	0.37	0.13	0.14	- -	- -	- -	- -	- -	- -	- -	0.4	0.65	0.72	0.73	0.77
Cash Flow per Share	1.27	-0.11	2.56	0.8	0.88	1.68	1.15	2.7	2.29	1.13	2.73	3.07	1.8	2.13	2.13
Free Cash Flow per Basic Share	1.21	-0.31	2.42	0.58	0.61	1.52	1.01	2.62	2.24	1.1	2.66	2.88	1.67	2.08	2.03
Cash & Equivalents per Share	43.06	43.13	35.25	25.41	26.98	27.88	22.84	19.28	20.87	32.64	40.72	29	26.97	31.63	52.96
Book Value per Share	6.47	6.16	8.4	9.44	10.29	11.45	14.7	16.83	19.13	20.46	22.4	22.45	24.84	25.51	27.7
Tangible Book Value per Share	6.35	6.08	8.37	8.45	9.31	9.37	11.15	12.33	14.76	16.16	17.84	14.75	15.08	16.12	15.14