Univest Financial Corporation Financial Ratios — UVE Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	7	7.49	7.5	7.87	8.44	4.5	7.96	8.24	10.12	6.86	12.52	10.08	8.8	8.8	9.92
Return on Assets (%)	0.87	0.93	0.94	1	1.07	0.55	1	1.06	1.27	0.8	1.36	1.09	0.95	0.95	1.1
Return on Capital (%)	6.3	6.89	7.23	7.87	7.84	3.29	5.33	5.67	7.03	4.72	9.07	7.17	5.66	5.78	7.08
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	22.74	25.28	24.28	26.29	25.3	13.74	30.54	27.81	34.12	22.52	42.09	32.82	29.88	31.85	34.55
Profit Margin (%)	18.15	19.97	19.14	19.69	18.63	11.46	21.78	23.16	28.01	18.57	33.8	26.38	23.96	25.38	27.67
Net Income to Common Margin (%)	18.15	19.97	19.14	19.69	18.63	11.46	21.78	23.16	28.01	18.57	33.8	26.38	23.96	25.38	27.67
Effective Tax Rate (%)	20.19	21.01	21.19	25.1	26.35	16.6	28.66	16.71	17.91	17.54	19.71	19.64	19.83	20.32	19.93
Dvd Payout Ratio (%)	70.79	80.28	47.33	58.46	55.05	87.28	48.3	46.49	35.66	37.38	25.68	31.5	35.23	32.72	27.91
Sustainable Growth Rate (%)	2.05	1.48	3.95	3.27	3.79	0.57	4.11	4.41	6.51	4.3	9.31	6.9	5.7	5.92	7.15

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	27	21	- -	- -	49	270	274	280	291	331	227	401	494	406	327
ST Debt	- -	- -	- -	- -	- -	80	55	60	19	- -	- -	125	- -	- -	- -
LT Debt	27	21	- -	- -	49	190	219	220	272	331	227	276	494	406	327
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.37	12.33	12.8	12.73	12.56	11.94	13.25	12.52	12.55	10.93	10.86	10.75	10.79	10.92	11.18
Long-Term Debt/Equity (%)	10.07	7.39	- -	- -	13.66	37.67	36.36	35.18	40.35	47.83	29.38	35.6	58.82	45.73	34.71
Long-Term Debt/Capital (%)	9.15	6.88	- -	- -	12.02	24.54	24.99	24.3	28.2	32.35	22.71	23.47	37.04	31.38	25.76
Long-Term Debt/Total Assets (%)	1.25	0.91	- -	- -	1.71	4.5	4.82	4.41	5.06	5.23	3.19	3.83	6.34	4.99	3.88
Total Debt/Equity (%)	10.07	7.39	- -	- -	13.66	53.51	45.47	44.79	43.12	47.83	29.38	51.7	58.82	45.73	34.71
Total Debt/Capital (%)	9.15	6.88	- -	- -	12.02	34.86	31.26	30.94	30.13	32.35	22.71	34.08	37.04	31.38	25.76
Total Debt/Total Assets (%)	1.25	0.91	- -	- -	1.71	6.39	6.02	5.61	5.41	5.23	3.19	5.56	6.34	4.99	3.88
Net Debt to Equity	-29.26	-44.01	-24.66	-13.55	-3.16	42.06	32.97	27.26	19.01	10.64	-89.98	27.75	24.9	5.12	-27.02
Net Debt/Capital (%)	-41.37	-78.61	-32.73	-15.68	-3.26	29.61	24.8	21.42	15.26	9.16	-627.44	21.02	19.29	4.71	-35.54
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.37	12.33	12.8	12.73	12.56	11.94	13.25	12.52	12.55	10.93	10.86	10.75	10.79	10.92	11.18
Long-Term Debt/Equity (%)	10.07	7.39	- -	- -	13.66	37.67	36.36	35.18	40.35	47.83	29.38	35.6	58.82	45.73	34.71
Long-Term Debt/Capital (%)	9.15	6.88	- -	- -	12.02	24.54	24.99	24.3	28.2	32.35	22.71	23.47	37.04	31.38	25.76
Long-Term Debt/Total Assets (%)	1.25	0.91	- -	- -	1.71	4.5	4.82	4.41	5.06	5.23	3.19	3.83	6.34	4.99	3.88
Total Debt/Equity (%)	10.07	7.39	- -	- -	13.66	53.51	45.47	44.79	43.12	47.83	29.38	51.7	58.82	45.73	34.71
Total Debt/Capital (%)	9.15	6.88	- -	- -	12.02	34.86	31.26	30.94	30.13	32.35	22.71	34.08	37.04	31.38	25.76
Total Debt/Total Assets (%)	1.25	0.91	- -	- -	1.71	6.39	6.02	5.61	5.41	5.23	3.19	5.56	6.34	4.99	3.88
CFO/Total Liabilities	2.21	1.84	1.72	1.52	1.56	0.89	1.74	1.97	1.55	0.91	1.61	1.7	1.29	1.04	1.35
CFO/CapEx	18.56	- -	- -	- -	- -	- -	- -	20.06	18.97	13.64	17.41	20.96	13.35	24.2	22.14
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	3.43	15.31	17.02	18.29	21.6	18.64	17.48	16.4	16.55	16.53	18.42	16.69	11.79	10.59	11.25
Days Sales Outstanding	106.48	23.84	21.44	19.96	16.9	19.58	20.88	22.26	22.05	22.08	19.82	21.86	30.95	34.47	32.43
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	587	876	759	642	792	906
- Cash & Cash Equivalents	107	146	69	39	61	58	75	109	125	220	890	153	250	329	554
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	27	21	- -	- -	49	270	274	280	291	331	227	401	494	406	327
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	480	-104	657	534	512	672
Total Capital	300	305	281	285	411	776	878	904	966	1,024	1,001	1,178	1,333	1,293	1,271
Total Debt/Capital (%)	9.15	6.88	- -	- -	12.02	34.86	31.26	30.94	30.13	32.35	22.71	34.08	37.04	31.38	25.76
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	-2.18	0.61	0.92	0.79	0.49
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.9	- -	2.22	1.8	1.71	2.05
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.38	- -	6	5.95	6.81	6.62
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.13	- -	6.3	6.43	7.11	6.93
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	586	876	767	642	803	933
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	479	-104	665	534	522	699
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.39	- -	22.44	18.1	17.62	23.85
TTM Sales	104	105	111	113	146	170	202	218	235	253	272	296	297	299	328
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	43	37	33	30	39	33	69	86	73	51	102	109	90	75	102
TTM Free Cash Flow to Firm	40	37	33	30	39	33	69	82	69	47	96	104	83	72	97

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.37	9.08	7.36	7.73	11.15	9.63
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	480	-104	657	534	512	672
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.95	20.1	23.18	15.95	18.1	22.27
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.9	- -	2.22	1.8	1.71	2.05
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.5	9.51	9.75	9	10.49	10.19
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.88	8.62	9.97	8.48	9.2	8.91
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.6	9.75	11.8	11.77	12.39	10.93
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.69	6.44	8.72	6.6	6.96	7.05
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.85	1.13	0.98	0.76	0.89	0.96
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.74	1.03	1	0.72	0.78	0.84
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.86	1.16	1.18	1	1.05	1.03
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.59	0.77	0.87	0.56	0.59	0.66
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.15	1.49	1.29	0.98	1.13	1.19
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1.35	1.32	0.93	0.99	1.04
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.16	1.53	1.56	1.29	1.33	1.28
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.8	1.01	1.15	0.72	0.75	0.82
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.32	3.21	2.57	2.16	2.66	2.82
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.02	2.91	2.63	2.03	2.34	2.46
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.34	3.3	3.11	2.82	3.14	3.02
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.61	2.18	2.3	1.58	1.77	1.95
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.46	8.53	6.96	7.13	10.61	9.11
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.97	7.73	7.11	6.72	9.31	7.96
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.55	8.75	8.42	9.33	12.52	9.77
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.97	5.77	6.23	5.23	7.04	6.3
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.76	8.24	7.52	7.28	9.78	8.42
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.47	9.32	8.9	10.11	13.16	10.33
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.6	6.15	6.58	5.67	7.4	6.66
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.6	- -	2.27	1.67	1.38	1.7
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.92	- -	2.76	2.46	2.19	2.25
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.19	- -	1.95	1.22	0.82	1.2
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.05	29.68	25.91	21.75	27.27	32.19
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.22	30.45	31.36	28.44	32.2	34.52
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	404	-186	674	497	414	557
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	485	-82	816	732	655	737
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	301	-387	577	363	245	392

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	17	17	16	16	20	27	29	29	29	29	30	29	30	29	28
Diluted Weighted Avg Shares	17	17	17	16	20	23	29	29	29	29	30	30	30	29	29
Basic Weighted Avg Shares	17	17	17	16	20	23	27	29	29	29	29	29	29	29	29
Revenue per Share	6.21	6.23	6.67	6.95	7.44	7.37	7.54	7.43	8.01	8.64	9.24	10.08	10.08	10.24	11.42
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.13	1.25	1.28	1.37	1.39	0.84	1.64	1.72	2.24	1.6	3.12	2.66	2.42	2.6	3.16
Basic EPS from Cont Ops	1.13	1.25	1.28	1.37	1.39	0.84	1.64	1.72	2.24	1.6	3.12	2.66	2.42	2.6	3.16
Diluted EPS, GAAP	1.13	1.24	1.27	1.36	1.39	0.84	1.5	1.72	2.24	1.6	3.11	2.64	2.41	2.58	3.13
Diluted EPS from Cont Ops	1.13	1.24	1.27	1.36	1.39	0.84	1.5	1.72	2.24	1.6	3.11	2.64	2.41	2.58	3.13
Dividend per Share	0.8	1	0.6	0.8	0.76	0.74	0.79	0.8	0.8	0.6	0.8	0.84	0.85	0.85	0.88
Cash Flow per Share	2.55	2.22	1.98	1.83	2	1.44	2.56	2.93	2.5	1.75	3.48	3.72	3.05	2.57	3.53
Free Cash Flow per Basic Share	2.41	2.22	1.98	1.83	2	1.44	2.56	2.78	2.36	1.62	3.28	3.55	2.82	2.46	3.37
Cash & Equivalents per Share	31.9	34.34	24.89	21.75	20	18.86	15.92	14.96	12.68	14.97	40.92	17.19	20.38	23.62	19.97
Book Value per Share	16.34	16.95	17.22	17.54	18.51	19	20.57	21.32	23.01	23.64	26.23	26.53	28.44	30.55	33.5
Tangible Book Value per Share	12.87	13.21	13.19	12.62	12.1	11.88	14.21	15.02	16.78	17.44	19.88	20.14	22.12	24.22	27.01