Washington Trust Bancorp, Inc. Financial Ratios — WT1 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.8	12.16	11.56	12.08	12.05	12.13	11.42	15.89	14.53	13.46	13.99	14.08	10.4	-5.77	10.02
Return on Assets (%)	1	1.14	1.15	1.21	1.18	1.14	1.03	1.43	1.34	1.27	1.33	1.15	0.7	-0.4	0.77
Return on Capital (%)	3.54	4.54	5.43	5.77	5.6	4.56	3.69	5.17	4.43	4.85	7.91	6.38	3.01	- -	3.59
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	32.96	34.58	36.26	39.49	39.64	39.21	42.12	44.59	43.98	39.3	42.91	41.71	29.23	-39.79	30.36
Profit Margin (%)	22.98	23.84	24.88	26.95	26.78	26.47	24.91	35.2	34.47	30.78	33.59	32.79	24.93	-28.76	23.53
Net Income to Common Margin (%)	22.98	23.84	24.88	26.95	26.78	26.47	24.91	35.2	34.47	30.78	33.59	32.79	24.93	-28.76	23.53
Effective Tax Rate (%)	30.3	31.05	31.37	31.76	32.45	32.49	40.85	21.06	21.62	21.68	21.71	21.38	14.7	- -	22.5
Dvd Payout Ratio (%)	47.79	43.15	45.99	48.31	52.39	53	57.27	42.83	49.46	50.84	47.29	52.52	80.19	-136.84	82.93
Sustainable Growth Rate (%)	5.64	6.91	6.25	6.24	5.74	5.7	4.88	9.08	7.34	6.62	7.37	6.68	2.06	-13.67	1.71

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	574	395	311	429	402	872	814	973	1,193	648	197	1,032	1,245	1,177	687
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	574	395	311	429	402	872	814	973	1,193	648	197	1,032	1,245	1,177	687
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.18	9.62	10.34	9.65	9.95	8.92	9.12	8.94	9.51	9.35	9.65	6.81	6.56	7.21	8.21
Long-Term Debt/Equity (%)	203.91	133.73	94.27	123.88	107	223.03	196.97	217.19	236.95	121.35	34.82	227.53	263.33	235.58	126.46
Long-Term Debt/Capital (%)	67.1	57.22	48.53	55.33	51.69	69.04	66.33	68.47	70.32	54.82	25.83	69.47	72.48	70.2	55.84
Long-Term Debt/Total Assets (%)	18.72	12.87	9.75	11.96	10.65	19.89	17.97	19.43	22.54	11.35	3.36	15.5	17.28	16.99	10.38
Total Debt/Equity (%)	203.91	133.73	94.27	123.88	107	223.03	196.97	217.19	236.95	121.35	34.82	227.53	263.33	235.58	126.46
Total Debt/Capital (%)	67.1	57.22	48.53	55.33	51.69	69.04	66.33	68.47	70.32	54.82	25.83	69.47	72.48	70.2	55.84
Total Debt/Total Assets (%)	18.72	12.87	9.75	11.96	10.65	19.89	17.97	19.43	22.54	11.35	3.36	15.5	17.28	16.99	10.38
Net Debt to Equity	174.68	108.88	69.42	101.82	82.16	195.86	177.65	197.12	204.96	79.07	-1.34	195.56	238.18	207.67	102.62
Net Debt/Capital (%)	63.59	52.13	40.97	50.45	45.1	66.2	63.98	66.34	65.97	42.74	-1.29	64.74	69.05	66.22	48.93
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.18	9.62	10.34	9.65	9.95	8.92	9.12	8.94	9.51	9.35	9.65	6.81	6.56	7.21	8.21
Long-Term Debt/Equity (%)	203.91	133.73	94.27	123.88	107	223.03	196.97	217.19	236.95	121.35	34.82	227.53	263.33	235.58	126.46
Long-Term Debt/Capital (%)	67.1	57.22	48.53	55.33	51.69	69.04	66.33	68.47	70.32	54.82	25.83	69.47	72.48	70.2	55.84
Long-Term Debt/Total Assets (%)	18.72	12.87	9.75	11.96	10.65	19.89	17.97	19.43	22.54	11.35	3.36	15.5	17.28	16.99	10.38
Total Debt/Equity (%)	203.91	133.73	94.27	123.88	107	223.03	196.97	217.19	236.95	121.35	34.82	227.53	263.33	235.58	126.46
Total Debt/Capital (%)	67.1	57.22	48.53	55.33	51.69	69.04	66.33	68.47	70.32	54.82	25.83	69.47	72.48	70.2	55.84
Total Debt/Total Assets (%)	18.72	12.87	9.75	11.96	10.65	19.89	17.97	19.43	22.54	11.35	3.36	15.5	17.28	16.99	10.38
CFO/Total Liabilities	1.34	0.2	2.79	0.08	1.54	1.5	1.44	1.82	1.53	0.7	1.91	1.82	0.47	0.9	1.32
CFO/CapEx	10.21	1.07	53.53	0.51	9.54	19.2	21.37	20.85	23.45	10.71	28.89	18.41	6.26	14.41	19.19
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	767	992	821	560	574	568
- Cash & Cash Equivalents	82	73	82	76	93	106	80	90	132	194	175	115	87	110	91
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	574	395	311	429	402	872	814	973	1,193	648	197	1,032	1,245	1,177	687
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	319	-33	740	714	1,031	604
Total Capital	855	691	640	775	777	1,262	1,227	1,422	1,696	1,182	761	1,486	1,717	1,677	1,231
Total Debt/Capital (%)	67.1	57.22	48.53	55.33	51.69	69.04	66.33	68.47	70.32	54.82	25.83	69.47	72.48	70.2	55.84
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.03	-5.93	1.39	1.74	1.14	1.14
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.4	- -	3.39	3.7	10.57	2.72
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.73	- -	6.55	22.61	- -	7.52
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.63	- -	6.93	26.9	- -	7.93
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	773	999	830	561	513	575
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	325	-26	750	715	970	611
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.45	- -	43.09	41.95	53.51	31.72
TTM Sales	129	147	145	151	162	176	184	194	200	227	229	219	193	98	222
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	37	5	80	3	52	60	59	83	73	36	101	113	32	- -	80
TTM Free Cash Flow to Firm	34	- -	78	-3	47	57	57	79	70	33	97	107	27	- -	76

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.38	10.26	7.77	21.14	9.55	7.56
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	319	-33	740	714	1,031	604
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.13	42.39	45.41	21.45	23.85	24.94
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.4	- -	3.39	3.7	10.57	2.72
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	11	12.88	11.49	11.63	- -	10.96
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.37	11.56	12.18	11.02	- -	10.63
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.42	13.02	14.5	17	- -	13.49
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.46	9.54	10.92	7.58	- -	9.16
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.44	1.76	1.81	1.19	1.15	1.05
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.22	1.58	1.92	1.12	1.13	1.01
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.49	1.77	2.28	1.73	1.53	1.29
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.97	1.3	1.72	0.77	0.92	0.87
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.65	2	2.13	1.38	1.33	1.2
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.41	1.8	2.26	1.31	1.3	1.16
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.72	2.02	2.69	2.02	1.77	1.47
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.12	1.48	2.03	0.9	1.06	1
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.38	4.33	3.77	2.9	5.23	2.58
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.88	3.88	3.99	2.75	5.15	2.5
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.52	4.37	4.75	4.24	6.99	3.17
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.29	3.21	3.58	1.89	4.19	2.15
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.05	9.82	7.29	17.73	8.85	7.13
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.93	8.82	7.73	16.8	8.71	6.92
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.87	9.93	9.2	25.92	11.82	8.78
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.27	7.28	6.93	11.56	7.09	5.96
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.91	9.21	8.23	20.03	9.4	7.34
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.28	10.37	9.8	30.9	12.76	9.31
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.85	7.6	7.38	13.78	7.65	6.32
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.9	- -	3.61	3.55	10.47	2.64
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.53	- -	4.37	5.04	12.54	3.31
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.32	- -	3.2	2.69	9.4	2.3
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	44.43	57.21	47.76	32.9	29.77	29.84
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	46.15	57.81	60.25	48.09	39.76	36.75
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	205	-135	790	685	1,022	587
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	348	-23	955	973	1,224	735
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	72	-290	700	519	917	510

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	16	16	17	17	17	17	17	17	17	17	17	17	17	19	19
Diluted Weighted Avg Shares	16	16	17	17	17	17	17	17	17	17	17	17	17	17	19
Basic Weighted Avg Shares	16	16	17	17	17	17	17	17	17	17	17	17	17	17	19
Revenue per Share	7.96	8.99	8.8	9.08	9.62	10.28	10.71	11.26	11.57	13.13	13.22	12.67	11.34	5.69	11.58
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.83	2.14	2.19	2.45	2.58	2.72	2.67	3.96	3.99	4.04	4.44	4.16	2.83	-1.64	2.72
Basic EPS from Cont Ops	1.83	2.14	2.19	2.45	2.58	2.72	2.67	3.96	3.99	4.04	4.44	4.16	2.83	-1.64	2.72
Diluted EPS, GAAP	1.83	2.14	2.17	2.42	2.55	2.7	2.65	3.93	3.97	4.01	4.4	4.12	2.82	-1.63	2.71
Diluted EPS from Cont Ops	1.83	2.14	2.17	2.42	2.55	2.7	2.65	3.93	3.97	4.01	4.4	4.12	2.82	-1.63	2.71
Dividend per Share	0.87	0.93	1.01	1.18	1.35	1.44	1.53	1.7	1.97	2.05	2.1	2.18	2.27	2.24	2.26
Cash Flow per Share	2.29	0.33	4.84	0.16	3.1	3.5	3.45	4.8	4.24	2.11	5.82	6.55	1.86	3.36	4.19
Free Cash Flow per Basic Share	2.06	0.02	4.75	-0.15	2.77	3.32	3.29	4.57	4.06	1.91	5.62	6.2	1.56	3.13	3.97
Cash & Equivalents per Share	38.56	28.58	28.78	26.16	27.77	49.37	50.15	59.03	59.78	63.53	70.47	64.74	64.03	37.34	34.24
Book Value per Share	17.27	18.05	19.84	20.68	22.06	22.76	23.99	25.9	29	30.94	32.59	26.4	27.75	25.93	28.56
Tangible Book Value per Share	13.28	14.13	16.01	16.92	17.62	18.44	19.75	21.74	24.9	26.87	28.59	22.42	23.78	22.46	24.97