FS Bancorp

FXLG

FXLGFS Bancorp US flag

Other OTC

54.00

USD

- -

223.11MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	16.14	15.68	17.29	13.68	16.09	16.86
Return on Assets (%)	- -	1.56	1.48	1.45	1.11	1.44	1.64
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	44.6	45.43	45.52	46.71	39.4	45.42	48.08
Profit Margin (%)	37.45	37.85	38.24	39.22	33.52	37.65	39.84
Net Income to Common Margin (%)	37.45	37.85	38.24	39.22	33.52	37.65	39.84
Effective Tax Rate (%)	16.04	16.68	15.99	16.03	14.92	17.12	17.15
Dvd Payout Ratio (%)	26.36	25.74	24.92	24.88	32.8	26.1	22.88
Sustainable Growth Rate (%)	- -	11.99	11.77	12.99	9.19	11.89	13

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	43	31	- -	10	- -	10	10
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	43	31	- -	10	- -	10	10
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.87	9.53	9.37	7.46	8.71	9.21	10.21
Long-Term Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Long-Term Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Long-Term Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Total Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Net Debt to Equity	-91.32	-106.23	-70.5	-101.94	-93.05	-83.82	-85.87
Net Debt/Capital (%)	-149.24	-393.72	-238.93	-1,081.15	-1,338.18	-335.19	-393.76
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-2	-1	- -	-1	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.87	9.53	9.37	7.46	8.71	9.21	10.21
Long-Term Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Long-Term Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Long-Term Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Total Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
CFO/Total Liabilities	1.6	1.49	1.65	1.02	1.86	2.23	1.59
CFO/CapEx	7.49	26.54	36.25	12.26	- -	- -	- -
Altman's Z-Score	0.29	0.24	0.25	0.25	0.25	0.27	0.3

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	133	109	128	131	109	134	173
- Cash & Cash Equivalents	76	101	72	90	94	95	112
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	43	31	- -	10	- -	10	10
Enterprise Value	101	40	55	51	15	49	71
Total Capital	126	126	103	98	101	123	140
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt / EV	0.43	0.79	- -	0.19	- -	0.2	0.14
EV/Sales	2.85	1.05	1.37	1.23	0.38	1.07	1.38
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	8.33	2.96	3.39	4.61	0.75	1.98	3.92
EV/Free Cash Flow to Firm	7.35	2.85	3.3	4.26	0.75	1.98	3.92
Diluted Market Cap	135	220	129	132	110	136	175
Diluted Enterprise Value	103	151	56	52	15	51	73
EV per Share	23.12	9.1	12.81	11.96	3.47	11.66	17.29
TTM Sales	35	38	40	42	39	46	52
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	12	13	16	11	20	25	18
TTM Free Cash Flow to Firm	14	14	17	12	20	25	18

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	9.87	15.84	7.64	10.94	5.55	5.46	9.61
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	101	40	55	51	15	49	71
Low Price	29.38	23.5	25	29.05	23.4	24.75	31.8
EV/Sales	2.85	1.05	1.37	1.23	0.38	1.07	1.38
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	10.11	15.24	8.26	7.98	8.45	7.84	8.46
Price/Earnings Average	10.28	16.27	7.84	8.12	9.14	7.2	7.5
Price/Earnings High	11.36	18.89	10.36	8.79	10.44	8.26	8.56
Price/Earnings Low	9.74	14.32	7	7.6	7.76	6.1	6.4
Price/Book Value	1.6	1.15	1.25	1.49	1.08	1.18	1.33
Price/Book Value Average	1.63	1.23	1.18	1.52	1.16	1.09	1.18
Price/Book Value High	1.8	1.42	1.56	1.64	1.33	1.25	1.34
Price/Book Value Low	1.54	1.08	1.06	1.42	0.99	0.92	1.01
Price/Tangible Book Value	1.66	1.18	1.28	1.54	1.11	1.21	1.36
Price/Tangible Book Value Average	1.68	1.26	1.21	1.56	1.2	1.11	1.2
Price/Tangible Book Value High	1.86	1.46	1.6	1.69	1.37	1.28	1.37
Price/Tangible Book Value Low	1.6	1.11	1.08	1.46	1.01	0.94	1.03
Price/Sales	3.79	5.77	3.16	3.13	2.83	2.95	3.37
Price/Sales Average	3.85	6.16	3	3.19	3.06	2.71	2.99
Price/Sales High	4.25	7.15	3.96	3.45	3.5	3.11	3.41
Price/Sales Low	3.65	5.42	2.68	2.98	2.6	2.3	2.55
Price/Cash Flow	11.09	16.3	7.79	11.77	5.54	5.44	9.56
Price/Cash Flow Average	11.27	17.41	7.39	11.98	5.99	5	8.48
Price/Cash Flow High	12.45	20.22	9.77	12.97	6.84	5.74	9.68
Price/Cash Flow Low	10.68	15.32	6.6	11.21	5.08	4.24	7.24
Price/Free Cash Flow Average	10.03	16.92	7.25	11.13	6	5.01	8.53
Price/Free Cash Flow High	11.09	19.64	9.59	12.05	6.86	5.75	9.73
Price/Free Cash Flow Low	9.51	14.89	6.48	10.42	5.09	4.25	7.28
EV/Sales Average	2.91	1.24	1.21	1.28	0.62	0.83	1
EV/Sales High	3.31	1.74	2.18	1.54	1.05	1.23	1.42
EV/Sales Low	2.71	0.87	0.89	1.08	0.15	0.42	0.57
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	30.5	25	29.5	30.5	25.5	31.8	42.01
High Price	34.25	31	37	33.59	31.5	33.51	42.5
Enterprise Value Average	103	47	49	54	24	38	52
Enterprise Value High	117	66	88	65	41	56	73
Enterprise Value Low	96	33	36	45	6	19	29

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	16.14	15.68	17.29	13.68	16.09	16.86
Return on Assets (%)	- -	1.56	1.48	1.45	1.11	1.44	1.64
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	44.6	45.43	45.52	46.71	39.4	45.42	48.08
Profit Margin (%)	37.45	37.85	38.24	39.22	33.52	37.65	39.84
Net Income to Common Margin (%)	37.45	37.85	38.24	39.22	33.52	37.65	39.84
Effective Tax Rate (%)	16.04	16.68	15.99	16.03	14.92	17.12	17.15
Dvd Payout Ratio (%)	26.36	25.74	24.92	24.88	32.8	26.1	22.88
Sustainable Growth Rate (%)	- -	11.99	11.77	12.99	9.19	11.89	13

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	43	31	- -	10	- -	10	10
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	43	31	- -	10	- -	10	10
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.87	9.53	9.37	7.46	8.71	9.21	10.21
Long-Term Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Long-Term Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Long-Term Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Total Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Net Debt to Equity	-91.32	-106.23	-70.5	-101.94	-93.05	-83.82	-85.87
Net Debt/Capital (%)	-149.24	-393.72	-238.93	-1,081.15	-1,338.18	-335.19	-393.76
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-2	-1	- -	-1	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.87	9.53	9.37	7.46	8.71	9.21	10.21
Long-Term Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Long-Term Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Long-Term Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
Total Debt/Equity (%)	52.51	33.21	- -	11.36	- -	8.82	7.68
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt/Total Assets (%)	5.18	3.16	- -	0.85	- -	0.81	0.78
CFO/Total Liabilities	1.6	1.49	1.65	1.02	1.86	2.23	1.59
CFO/CapEx	7.49	26.54	36.25	12.26	- -	- -	- -
Altman's Z-Score	0.29	0.24	0.25	0.25	0.25	0.27	0.3

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	133	109	128	131	109	134	173
- Cash & Cash Equivalents	76	101	72	90	94	95	112
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	43	31	- -	10	- -	10	10
Enterprise Value	101	40	55	51	15	49	71
Total Capital	126	126	103	98	101	123	140
Total Debt/Capital (%)	34.43	24.93	- -	10.2	- -	8.11	7.13
Total Debt / EV	0.43	0.79	- -	0.19	- -	0.2	0.14
EV/Sales	2.85	1.05	1.37	1.23	0.38	1.07	1.38
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	8.33	2.96	3.39	4.61	0.75	1.98	3.92
EV/Free Cash Flow to Firm	7.35	2.85	3.3	4.26	0.75	1.98	3.92
Diluted Market Cap	135	220	129	132	110	136	175
Diluted Enterprise Value	103	151	56	52	15	51	73
EV per Share	23.12	9.1	12.81	11.96	3.47	11.66	17.29
TTM Sales	35	38	40	42	39	46	52
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	12	13	16	11	20	25	18
TTM Free Cash Flow to Firm	14	14	17	12	20	25	18

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	9.87	15.84	7.64	10.94	5.55	5.46	9.61
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	101	40	55	51	15	49	71
Low Price	29.38	23.5	25	29.05	23.4	24.75	31.8
EV/Sales	2.85	1.05	1.37	1.23	0.38	1.07	1.38
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	10.11	15.24	8.26	7.98	8.45	7.84	8.46
Price/Earnings Average	10.28	16.27	7.84	8.12	9.14	7.2	7.5
Price/Earnings High	11.36	18.89	10.36	8.79	10.44	8.26	8.56
Price/Earnings Low	9.74	14.32	7	7.6	7.76	6.1	6.4
Price/Book Value	1.6	1.15	1.25	1.49	1.08	1.18	1.33
Price/Book Value Average	1.63	1.23	1.18	1.52	1.16	1.09	1.18
Price/Book Value High	1.8	1.42	1.56	1.64	1.33	1.25	1.34
Price/Book Value Low	1.54	1.08	1.06	1.42	0.99	0.92	1.01
Price/Tangible Book Value	1.66	1.18	1.28	1.54	1.11	1.21	1.36
Price/Tangible Book Value Average	1.68	1.26	1.21	1.56	1.2	1.11	1.2
Price/Tangible Book Value High	1.86	1.46	1.6	1.69	1.37	1.28	1.37
Price/Tangible Book Value Low	1.6	1.11	1.08	1.46	1.01	0.94	1.03
Price/Sales	3.79	5.77	3.16	3.13	2.83	2.95	3.37
Price/Sales Average	3.85	6.16	3	3.19	3.06	2.71	2.99
Price/Sales High	4.25	7.15	3.96	3.45	3.5	3.11	3.41
Price/Sales Low	3.65	5.42	2.68	2.98	2.6	2.3	2.55
Price/Cash Flow	11.09	16.3	7.79	11.77	5.54	5.44	9.56
Price/Cash Flow Average	11.27	17.41	7.39	11.98	5.99	5	8.48
Price/Cash Flow High	12.45	20.22	9.77	12.97	6.84	5.74	9.68
Price/Cash Flow Low	10.68	15.32	6.6	11.21	5.08	4.24	7.24
Price/Free Cash Flow Average	10.03	16.92	7.25	11.13	6	5.01	8.53
Price/Free Cash Flow High	11.09	19.64	9.59	12.05	6.86	5.75	9.73
Price/Free Cash Flow Low	9.51	14.89	6.48	10.42	5.09	4.25	7.28
EV/Sales Average	2.91	1.24	1.21	1.28	0.62	0.83	1
EV/Sales High	3.31	1.74	2.18	1.54	1.05	1.23	1.42
EV/Sales Low	2.71	0.87	0.89	1.08	0.15	0.42	0.57
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	30.5	25	29.5	30.5	25.5	31.8	42.01
High Price	34.25	31	37	33.59	31.5	33.51	42.5
Enterprise Value Average	103	47	49	54	24	38	52
Enterprise Value High	117	66	88	65	41	56	73
Enterprise Value Low	96	33	36	45	6	19	29

Shares Outstanding	4	4	4	4	4	4	4
Diluted Weighted Avg Shares	4	9	4	4	4	4	4
Basic Weighted Avg Shares	4	9	4	4	4	4	4
Revenue per Share	8.05	4.33	9.34	9.74	9	10.78	12.47
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.02	1.64	3.57	3.82	3.02	4.06	4.97
Basic EPS from Cont Ops	3.02	1.64	3.57	3.82	3.02	4.06	4.97
Diluted EPS, GAAP	2.99	1.63	3.54	3.8	3.01	4.05	4.94
Diluted EPS from Cont Ops	2.99	1.63	3.54	3.8	3.01	4.05	4.94
Dividend per Share	0.79	0.42	0.89	0.95	0.99	1.06	1.14
Cash Flow per Share	2.75	1.53	3.79	2.59	4.61	5.84	4.39
Free Cash Flow per Basic Share	2.38	1.48	3.68	2.38	4.61	5.84	4.39
Cash & Equivalents per Share	17.37	23.13	16.69	20.86	22.03	22.51	27.15
Book Value per Share	19.02	21.77	23.67	20.46	23.68	26.85	31.61
Tangible Book Value per Share	18.41	21.17	23.07	19.86	23.07	26.24	30.98

FS Bancorp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)