CarGurus, Inc. Financial Ratios — 0C6 Stock

Profitability (USD)

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	40.59	18.69	24.6	24.54	13.49	4.6	3.62	34.04
Return on Assets (%)	- -	7.3	9.53	29.3	12.73	17.31	15.24	9.08	4	2.41	20.98
Return on Capital (%)	- -	10.68	13.79	- -	- -	20.15	18.11	11.31	6.29	2.71	23.99
Return on Invested Capital (%)	- -	10.23	13.32	- -	- -	19.89	18.23	9.65	9.71	15.56	29.31
Gross Margin (%)	95.71	95.17	94.44	94.54	93.84	92.26	69.1	39.73	91.15	91.19	92.78
EBITDA Margin (%)	-1.43	5.37	6.02	6.21	7.16	19.58	19.84	9.29	24.17	22.87	30.08
Operating Margin (%)	-2.56	4.33	4.82	5.11	5.83	17.73	15.58	6.55	17.23	21.16	27.01
Incremental Operating Margin (%)	- -	11.15	5.65	5.77	8.26	- -	12.63	- -	- -	48.76	69.8
Pretax Margin (%)	-2.58	4.51	5	5.61	6.57	17.97	15.7	6.73	19.92	21.1	27.88
Profit Margin (%)	-1.66	3.28	4.17	14.35	7.16	14.06	11.48	5.1	5.29	2.63	17.19
Net Income to Common Margin (%)	-17.82	-12.92	4.17	14.35	7.16	14.06	11.48	5.1	4.45	2.63	17.19
Effective Tax Rate (%)	- -	27.37	16.66	- -	- -	21.75	26.1	29.1	33.56	23.55	22.19
Dvd Payout Ratio (%)	90.69	125.39	- -	- -	- -	- -	- -	- -	-8.14	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	40.59	18.69	24.6	24.54	13.49	4.98	3.62	34.04

Credit (USD)

Credit Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	70	70	71	66	194	193	191
ST Debt	- -	- -	- -	- -	9	11	13	15	12	9	9
LT Debt	- -	- -	- -	- -	61	59	58	52	182	184	181
Total Debt/EBITDA	- -	- -	- -	- -	1.65	0.65	0.37	0.43	1.15	1.06	0.7
Net Debt/EBITDA	43.64	-2.77	-4.6	-1.24	-1.42	-1.76	-1.23	-3.05	-1.73	-1.67	-0.7
Total Debt/EBIT	- -	- -	- -	- -	2.03	0.71	0.48	0.61	1.62	1.23	0.78
Net Debt/EBIT	24.27	-3.44	-5.74	-1.5	-1.75	-1.95	-1.56	-4.33	-2.42	-1.94	-0.78
EBITDA to Interest Expense	-117.17	409.35	657.55	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-646.58	184.5	479.72	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	-210.67	329.65	526.69	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-20.74	-67.75	71.93	72.35	65.25	74.38	55.48	79.24	67.13	65.7	56.53
Long-Term Debt/Equity (%)	- -	- -	- -	- -	23.68	15.74	8.46	6.7	29.52	33.92	48.47
Long-Term Debt/Capital (%)	- -	- -	- -	- -	18.63	13.26	7.67	6.17	22.45	25.02	32.1
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	15.45	11.71	6.17	5.57	19.82	22.28	27.4
Total Debt/Equity (%)	- -	- -	- -	- -	27.1	18.71	10.4	8.61	31.51	35.58	51
Total Debt/Capital (%)	- -	- -	- -	- -	21.32	15.76	9.42	7.93	23.96	26.24	33.77
Total Debt/Total Assets (%)	- -	- -	- -	- -	17.68	13.92	7.59	7.16	21.15	23.38	28.83
Net Debt to Equity	-107.19	-45.54	-69.05	-17.97	-23.33	-50.94	-34.13	-60.87	-47.23	-56.16	-50.91
Net Debt/Capital (%)	1,490.84	-83.62	-223.09	-21.91	-22.48	-75.16	-44.74	-127.5	-56.04	-70.7	-50.87
EBITDA	-1	11	19	28	42	108	189	154	169	183	273
EBITDA-CapEx	-8	5	14	22	31	105	181	148	144	107	266
Operating Income (Loss)	-3	9	15	23	34	98	148	108	120	169	245

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	3.74	2.56	3.21	2.48	2.33	4.36	1.89	4.76	2.71	3.27	1.89
Current Ratio	4.22	2.94	3.66	3.07	2.97	4.99	3.3	5.65	3.4	4.2	2.81
Quick Ratio	4.09	2.78	3.5	2.7	2.63	4.64	2.99	5.23	3.06	3.68	2.31
CFO/Avg Current Liab	- -	0.88	0.71	0.97	1.02	2.23	0.83	1.9	1.16	2.45	3.05
Common Equity/Total Assets	-20.74	-67.75	71.93	72.35	65.25	74.38	55.48	79.24	67.13	65.7	56.53
Long-Term Debt/Equity (%)	- -	- -	- -	- -	23.68	15.74	8.46	6.7	29.52	33.92	48.47
Long-Term Debt/Capital (%)	- -	- -	- -	- -	18.63	13.26	7.67	6.17	22.45	25.02	32.1
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	15.45	11.71	6.17	5.57	19.82	22.28	27.4
Total Debt/Equity (%)	- -	- -	- -	- -	27.1	18.71	10.4	8.61	31.51	35.58	51
Total Debt/Capital (%)	- -	- -	- -	- -	21.32	15.76	9.42	7.93	23.96	26.24	33.77
Total Debt/Total Assets (%)	- -	- -	- -	- -	17.68	13.92	7.59	7.16	21.15	23.38	28.83
CFO/Total Liabilities	62.9	56.18	51.83	69.73	51.27	121.78	39.02	164.44	41.22	90.33	102.64
CFO/CapEx	2.03	3.42	4.98	8.68	6.26	53.1	12.74	43.23	5.07	3.4	46.26
Altman's Z-Score	- -	- -	40.05	31.73	19.84	20.27	12.38	10.5	7.82	10.95	11.45

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	32	32.95	34.67	32.96	27.33	9.17	14.02	16.1	20.4	22.61
Days Sales Outstanding	- -	11.4	11.08	10.53	11.07	13.36	39.82	26.04	22.68	17.89	16.14
Inventory Turnover	- -	- -	- -	- -	- -	- -	29.92	80	22.02	210.3	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	12.2	4.56	16.57	1.74	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	7.15	19.92	1.41	2.02	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	51.03	18.32	258	180.74	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	0.98	12.28	-218.76	-161.11	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	27.61	21.48	6.1	16.16	- -
Inventories	- -	- -	- -	- -	- -	- -	20	5	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	20	5	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	3,111	3,600	3,944	3,711	3,923	1,634	2,627	3,832	3,634
- Cash & Cash Equivalents	61	29	88	35	60	190	232	470	291	304	191
+ Preferred Equity and Hybrid Capital	73	133	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	163	37	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	70	70	71	66	194	193	191
Enterprise Value	- -	- -	2,973	3,442	3,842	3,490	3,834	1,268	2,509	3,721	3,635
Total Capital	57	65	127	194	326	443	750	838	811	734	565
Total Debt/Capital (%)	- -	- -	- -	- -	21.32	15.76	9.42	7.93	23.96	26.24	33.77
Total Debt / EV	- -	- -	- -	- -	0.02	0.02	0.02	0.05	0.08	0.05	0.05
EV/Sales	- -	- -	9.38	7.58	6.52	6.33	4.03	0.77	3.59	4.66	4.01
EV/EBITDA	- -	- -	155.91	121.97	91.18	32.33	20.31	8.24	14.87	20.39	13.32
EV/EBIT	- -	- -	194.64	148.42	111.95	35.7	25.86	11.69	20.85	23.68	14.87
EV/Cash Flow to Firm	- -	- -	115.61	- -	- -	22.27	39.01	4.95	20.15	14.56	12.31
EV/Free Cash Flow to Firm	- -	- -	144.61	- -	- -	22.7	42.33	5.07	25.1	20.63	12.58
Diluted Market Cap	- -	- -	1,778	3,695	3,990	3,726	3,902	1,780	2,773	3,916	3,846
Diluted Enterprise Value	- -	- -	1,640	3,538	3,888	3,505	3,813	1,414	2,655	3,805	3,846
EV per Share	- -	- -	28.02	31.17	34.26	30.78	32.56	10.78	23.2	35.78	38.31
TTM Sales	99	198	317	454	589	551	951	1,655	698	798	907
TTM EBITDA	-1	11	19	28	42	108	189	154	169	183	273
TTM Operating Income	-3	9	15	23	34	98	148	108	120	169	245
TTM Cash Flow to Firm	- -	20	26	- -	- -	157	98	256	125	255	295
TTM Free Cash Flow to Firm	- -	14	21	- -	- -	154	91	250	100	180	289

Multiples (USD)

Valuation Multiples API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	86.57	80.74	67.73	24.23	43.07	7.11	27.74	21.72	13.31
EV/EBIT	- -	- -	194.64	148.42	111.95	35.7	25.86	11.69	20.85	23.68	14.87
Enterprise Value	- -	- -	2,973	3,442	3,842	3,490	3,834	1,268	2,509	3,721	3,635
Low Price	- -	- -	26.98	28.79	28.27	13.86	22.96	9.73	13.7	20.39	24.32
EV/Sales	- -	- -	9.38	7.58	6.52	6.33	4.03	0.77	3.59	4.66	4.01
EV/EBITDA	- -	- -	155.91	121.97	91.18	32.33	20.31	8.24	14.87	20.39	13.32
Price/Earnings	- -	- -	124.01	54.44	93.01	47.62	35.71	19.5	88.42	183.69	24.28
Price/Earnings Average	- -	- -	125.32	63.53	96.11	36.95	32.04	34.99	69.02	134.81	21.49
Price/Earnings High	- -	- -	140.47	96.47	116.74	55.53	42.82	69.31	88.97	193.86	26.19
Price/Earnings Low	- -	- -	114.14	48.09	74.77	20.17	24.62	13.66	49.88	101.65	15.42
Price/Book Value	- -	- -	24.49	18.54	15.36	9.93	7.59	2.22	4.26	7.07	9.71
Price/Book Value Average	- -	- -	24.75	21.64	15.87	7.71	6.81	3.99	3.32	5.19	8.6
Price/Book Value High	- -	- -	27.74	32.86	19.27	11.58	9.1	7.91	4.29	7.47	10.48
Price/Book Value Low	- -	- -	22.54	16.38	12.34	4.21	5.23	1.56	2.4	3.91	6.17
Price/Tangible Book Value	- -	- -	24.49	18.54	16.59	11.12	14.28	3.12	6.03	7.5	10.61
Price/Tangible Book Value Average	- -	- -	24.75	21.64	17.14	8.63	12.81	5.59	4.7	5.5	9.39
Price/Tangible Book Value High	- -	- -	27.74	32.86	20.82	12.97	17.12	11.08	6.06	7.91	11.44
Price/Tangible Book Value Low	- -	- -	22.54	16.38	13.34	4.71	9.85	2.18	3.4	4.15	6.74
Price/Sales	- -	- -	5.17	7.81	6.66	6.7	4.1	0.99	3.94	4.83	4.17
Price/Sales Average	- -	- -	5.22	9.12	6.88	5.2	3.68	1.78	3.07	3.54	3.69
Price/Sales High	- -	- -	5.85	13.85	8.35	7.81	4.92	3.53	3.96	5.09	4.5
Price/Sales Low	- -	- -	4.75	6.9	5.35	2.84	2.83	0.7	2.22	2.67	2.65
Price/Cash Flow	- -	- -	63.71	68.59	55.91	23.56	39.69	6.43	22.08	15.08	12.82
Price/Cash Flow Average	- -	- -	64.38	80.05	57.77	18.28	35.61	11.53	17.24	11.07	11.35
Price/Cash Flow High	- -	- -	72.17	121.55	70.17	27.48	47.59	22.84	22.22	15.91	13.83
Price/Cash Flow Low	- -	- -	58.64	60.59	44.94	9.98	27.37	4.5	12.46	8.34	8.14
Price/Free Cash Flow Average	- -	- -	87.48	94.23	69.98	18.8	38.64	12.76	21.66	15.94	11.78
Price/Free Cash Flow High	- -	- -	98.06	143.09	85	28.25	51.64	25.29	27.91	22.92	14.36
Price/Free Cash Flow Low	- -	- -	79.68	71.32	54.44	10.26	29.7	4.98	15.65	12.02	8.45
EV/Sales Average	- -	- -	9.49	8.9	6.75	4.82	3.61	1.55	2.77	3.38	3.55
EV/Sales High	- -	- -	10.69	13.7	8.23	7.45	4.85	3.29	3.62	4.93	4.32
EV/Sales Low	- -	- -	8.6	6.66	5.21	2.45	2.75	0.47	1.95	2.52	2.54
EV/EBITDA Average	- -	- -	157.62	143.28	94.29	24.63	18.18	16.68	11.45	14.8	11.79
EV/EBITDA High	- -	- -	177.56	220.47	115.06	38.04	24.45	35.37	14.96	21.55	14.37
EV/EBITDA Low	- -	- -	142.92	107.09	72.82	12.52	13.86	5.06	8.08	11.01	8.46
EV/EBIT Average	- -	- -	196.79	174.35	115.77	27.2	23.14	23.65	16.07	17.19	13.16
EV/EBIT High	- -	- -	221.68	268.28	141.26	42.01	31.12	50.16	20.99	25.03	16.04
EV/EBIT Low	- -	- -	178.43	130.31	89.41	13.82	17.64	7.17	11.34	12.79	9.44
Last Price	- -	- -	29.32	32.6	35.17	32.73	33.31	13.89	24.29	36.85	38.3
High Price	- -	- -	33.21	57.77	44.15	38.16	39.93	49.37	24.44	38.89	41.31
Enterprise Value Average	- -	- -	3,006	4,043	3,973	2,659	3,431	2,565	1,933	2,701	3,217
Enterprise Value High	- -	- -	3,386	6,222	4,848	4,107	4,614	5,441	2,526	3,933	3,920
Enterprise Value Low	- -	- -	2,725	3,022	3,069	1,351	2,616	778	1,364	2,009	2,307

Shares Outstanding	105	105	106	110	112	113	118	118	108	104	95
Diluted Weighted Avg Shares	107	107	61	113	113	114	117	128	114	106	100
Basic Weighted Avg Shares	103	103	56	109	111	113	117	118	113	105	99
Revenue per Share	0.96	1.93	5.67	4.17	5.28	4.89	8.12	13.97	6.17	7.63	9.18
EBITDA per Share	-0.01	0.1	0.34	0.26	0.38	0.96	1.61	1.3	1.49	1.75	2.76
Operating Income per Share	-0.02	0.08	0.27	0.21	0.31	0.87	1.27	0.92	1.06	1.62	2.48
Basic EPS, GAAP	-0.17	-0.25	0.24	0.6	0.38	0.69	0.93	0.71	0.27	0.2	1.58
Basic EPS from Cont Ops	-0.02	0.06	0.24	0.6	0.38	0.69	0.94	0.67	0.82	1.23	1.99
Diluted EPS, GAAP	-0.16	-0.24	0.22	0.57	0.37	0.68	0.93	0.66	0.27	0.2	1.55
Diluted EPS from Cont Ops	-0.02	0.06	0.22	0.57	0.37	0.68	0.94	0.62	0.81	1.21	1.96
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.13	0.19	0.46	0.48	0.63	1.39	0.84	2.16	1.1	2.44	2.99
Free Cash Flow per Basic Share	0.06	0.14	0.37	0.42	0.53	1.36	0.77	2.11	0.88	1.72	2.92
Cash & Equivalents per Share	0.58	0.71	1.3	1.43	1.53	2.56	2.73	3.99	2.89	2.93	2.01
Book Value per Share	-0.15	-0.65	1.2	1.76	2.29	3.29	4.39	6.24	5.7	5.21	3.94
Tangible Book Value per Share	-0.15	-0.65	1.2	1.76	2.12	2.94	2.33	4.46	4.03	4.91	3.61

CarGurus, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)