HCI Group, Inc. Financial Ratios — 0H5 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	16.57	32.24	46.46	36.53	31.34	12.06	-3.15	9.44	14.48	14.27	0.71	-24.08	32.43	28.26	40.02
Return on Assets (%)	5.6	10.9	15.17	11.14	10.66	4.44	-0.91	2.12	3.25	3.16	0.18	-3.93	4.37	5.44	12.57
Return on Capital (%)	18.04	32.59	33.17	23.21	21.47	9.57	- -	6.22	9.12	9.73	0.12	- -	14.04	15.34	30.25
Return on Invested Capital (%)	- -	- -	31.36	21.01	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	45.03	39.8	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	44.16	37.94	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	17.66	30.44	44.16	37.94	37.14	18.15	-6.39	11.63	14.95	13.39	2.79	-13.91	21.39	23.14	47.61
Profit Margin (%)	10.73	18.51	27.19	23.55	23.03	11.24	-2.82	7.66	11.01	10	0.46	-11.89	14.37	14.67	33.16
Net Income to Common Margin (%)	9.85	18.32	27.15	23.55	23.03	11.24	-2.82	7.66	11.01	10	0.46	-11.89	14.37	14.67	33.16
Effective Tax Rate (%)	39.26	39.18	38.41	37.93	37.98	38.06	- -	34.11	26.37	25.31	35.53	- -	24.13	26.44	25.37
Dvd Payout Ratio (%)	32.9	27.62	16.5	19.72	18.87	42.86	-201.74	63.85	48.96	46.03	111.38	-30.05	13.79	11.43	5.64
Sustainable Growth Rate (%)	11.12	23.34	38.8	29.33	25.43	6.89	-9.5	3.41	7.39	7.7	-0.08	-31.32	27.96	25.03	37.76

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	127	126	129	139	328	250	174	184	63	212	210	229	68
ST Debt	- -	- -	- -	- -	- -	- -	90	- -	10	28	17	1	1	44	36
LT Debt	- -	- -	127	126	129	139	238	250	164	157	46	212	208	185	32
Total Debt/EBITDA	- -	- -	1.17	1.19	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	-1.53	-1.78	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	1.19	1.25	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	-1.56	-1.87	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	30.1	10.13	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	29.14	10.09	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	29.51	9.66	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	4	10	11	11	17	18	13	12	6	8	11	13	9
Common Equity/Total Assets	29.71	35.84	30.5	30.5	37.32	36.38	23.03	21.79	23.12	21.37	27.48	9.02	17.93	20.33	41.17
Long-Term Debt/Equity (%)	- -	- -	79.08	68.95	54.45	56.97	122.61	137.87	88.22	77.81	10.98	83.07	49.25	39.5	2.86
Long-Term Debt/Capital (%)	- -	- -	44.16	40.81	35.25	36.29	45.58	57.96	45.53	40.61	9.54	45.31	32.93	26.53	2.7
Long-Term Debt/Total Assets (%)	- -	- -	24.12	21.03	20.32	20.72	28.24	30.03	20.4	16.63	3.87	11.74	11.51	8.31	1.26
Total Debt/Equity (%)	- -	- -	79.08	68.95	54.45	56.97	169	137.87	93.76	91.62	15.13	83.36	49.58	48.88	6.09
Total Debt/Capital (%)	- -	- -	44.16	40.81	35.25	36.29	62.83	57.96	48.39	47.81	13.14	45.46	33.15	32.83	5.74
Total Debt/Total Assets (%)	- -	- -	24.12	21.03	20.32	20.72	38.92	30.03	21.67	19.58	5.33	11.78	11.59	10.28	2.68
Net Debt to Equity	-157.22	-189.86	-103.7	-103.26	-58.18	-58.12	37.09	5.86	-30.09	-124.85	-137.16	-9.1	-77.48	-64.65	-102.48
Net Debt/Capital (%)	274.76	211.28	2,800.1	3,171.24	-139.13	-138.78	27.05	5.54	-42.86	546.75	374.54	-9.98	-339	-182.85	4,137.83
EBITDA	- -	- -	109	106	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	105	105	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	106	101	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	29.71	35.84	30.5	30.5	37.32	36.38	23.03	21.79	23.12	21.37	27.48	9.02	17.93	20.33	41.17
Long-Term Debt/Equity (%)	- -	- -	79.08	68.95	54.45	56.97	122.61	137.87	88.22	77.81	10.98	83.07	49.25	39.5	2.86
Long-Term Debt/Capital (%)	- -	- -	44.16	40.81	35.25	36.29	45.58	57.96	45.53	40.61	9.54	45.31	32.93	26.53	2.7
Long-Term Debt/Total Assets (%)	- -	- -	24.12	21.03	20.32	20.72	28.24	30.03	20.4	16.63	3.87	11.74	11.51	8.31	1.26
Total Debt/Equity (%)	- -	- -	79.08	68.95	54.45	56.97	169	137.87	93.76	91.62	15.13	83.36	49.58	48.88	6.09
Total Debt/Capital (%)	- -	- -	44.16	40.81	35.25	36.29	62.83	57.96	48.39	47.81	13.14	45.46	33.15	32.83	5.74
Total Debt/Total Assets (%)	- -	- -	24.12	21.03	20.32	20.72	38.92	30.03	21.67	19.58	5.33	11.78	11.59	10.28	2.68
CFO/Total Liabilities	37.11	48.96	15.16	21.33	11.34	20.71	2.57	4.39	8.76	10.44	12.66	- -	16.62	18.84	31.43
CFO/CapEx	17.82	88.85	16.16	195.87	53.91	102.05	5.59	11.02	18.72	12.01	29.08	- -	27.83	81.89	122.34
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	9.41	13.27	14.13	7.89	5.76	6.58	3.34	1.73	1.58	1.69	2.58	1.11	0.92	1.41	1.89
Days Sales Outstanding	38.77	27.51	25.84	46.25	63.37	55.43	109.31	210.69	231.45	216.34	141.59	329.23	395.6	258.51	193.56
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,473
- Cash & Cash Equivalents	100	230	293	314	268	281	256	239	229	431	629	235	536	532	1,210
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	91	92	98	16	74
+ Total Debt	- -	- -	127	126	129	139	328	250	174	184	63	212	210	229	68
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,373
Total Capital	64	121	287	308	367	383	522	432	360	385	477	467	633	698	1,183
Total Debt/Capital (%)	- -	- -	44.16	40.81	35.25	36.29	62.83	57.96	48.39	47.81	13.14	45.46	33.15	32.83	5.74
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.05
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.52
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.04
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.07
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,505
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,405
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	105.68
TTM Sales	93	163	241	266	286	258	244	231	241	276	403	492	550	749	902
TTM EBITDA	- -	- -	109	106	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	106	101	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	56	106	58	95	52	95	- -	41	64	86	101	- -	239	342	451
TTM Free Cash Flow to Firm	53	105	54	95	51	94	- -	38	61	80	97	- -	231	338	448

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.68
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,373
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	167.44
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.52
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.74
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.65
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.47
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.81
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.38
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.35
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.6
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.09
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.38
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.35
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.61
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.09
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.57
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.54
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.81
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.26
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.21
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.15
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.7
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.58
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.62
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.22
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.49
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.78
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.19
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	190.34
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	208.21
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,344
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,605
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,075

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	6	11	11	10	10	10	9	8	8	8	10	9	10	11	13
Diluted Weighted Avg Shares	7	10	12	12	11	10	9	8	10	10	9	9	10	12	13
Basic Weighted Avg Shares	6	9	11	11	10	10	9	8	8	7	8	9	9	10	12
Revenue per Share	15.15	18.84	21.44	25.05	28.26	26.25	28.56	29.36	31.84	37.51	49.75	55.8	63.54	72.18	74.13
EBITDA per Share	- -	- -	9.65	9.97	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	9.46	9.51	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.49	3.45	5.82	5.9	6.51	2.95	-0.81	2.25	3.51	3.75	0.23	-6.64	9.13	10.59	24.58
Basic EPS from Cont Ops	1.62	3.49	5.83	5.9	6.51	2.95	-0.81	2.25	3.51	3.75	0.89	-6.19	10.31	12.29	26.34
Diluted EPS, GAAP	1.23	3.02	5.63	5.36	5.9	2.92	-0.81	2.25	2.6	2.85	0.22	-6.64	7.62	8.89	22.72
Diluted EPS from Cont Ops	1.34	3.05	5.64	5.36	5.9	2.92	-0.81	2.25	2.6	2.85	0.84	-6.19	8.61	10.32	24.35
Dividend per Share	0.62	0.99	0.97	1.16	1.23	1.26	1.62	1.44	1.72	1.73	1.74	1.73	1.58	1.6	1.59
Cash Flow per Share	9.14	12.29	4.93	8.35	4.48	8.97	1.94	3.63	7.13	10.52	11.93	- -	26.65	31.96	36.54
Free Cash Flow per Basic Share	8.63	12.15	4.63	8.31	4.39	8.89	1.6	3.3	6.75	9.64	11.52	-1.15	25.69	31.57	36.24
Cash & Equivalents per Share	22.6	25.29	38.69	44.86	42.85	51.73	56.31	58.48	55.71	64.61	66.28	58.17	79.12	97.87	95.55
Book Value per Share	10.29	11.15	14.67	17.92	23.1	25.23	22.14	21.71	23.9	25.83	31.92	18.91	33.36	42.1	80.13
Tangible Book Value per Share	10.27	11.15	14.67	17.92	23.1	24.72	21.57	21.14	23.36	25.38	30.87	17.68	32.57	41.62	79.92