Customers Bancorp, Inc Financial Ratios — 334 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	11.42	9.97	10.42	11.92	12.17	9.6	7.93	8.24	13.66	28.47	17.52	17.03	10.4	11.21
Return on Assets (%)	- -	0.9	0.89	0.79	0.77	0.89	0.82	0.73	0.74	0.89	1.66	1.13	1.19	0.83	0.95
Return on Capital (%)	- -	3.89	3.44	2.53	2.53	3.16	2.9	2.72	3.42	5.92	13.27	9.16	8.84	5.68	6.34
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	12.02	36.54	40.46	37.36	39.71	41.01	36.02	28.93	34.81	41.17	58.92	45.99	44.64	32.64	35.99
Profit Margin (%)	8.26	24.12	26.3	24.65	26.28	25.91	22.93	22.78	25.62	28.76	42.02	36	33.76	26.4	27.96
Net Income to Common Margin (%)	8.17	24.12	26.3	24.65	25.17	22.77	18.72	18.19	20.95	25.72	40.46	34.48	31.78	24.21	26.69
Effective Tax Rate (%)	31.27	34	35	32.03	33.8	36.83	36.36	21.26	24.49	24.62	19.7	21.72	24.37	19.12	22.31
Dvd Payout Ratio (%)	- -	- -	- -	- -	-0.32	-0.67	- -	- -	- -	0.03	-0.25	-0.14	-0.03	0.06	0.28
Sustainable Growth Rate (%)	- -	11.42	9.97	10.42	11.95	12.25	9.6	7.93	8.24	13.66	28.54	17.54	17.03	10.4	11.18

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	333	473	772	1,816	1,820	1,754	1,907	1,481	1,155	1,155	1,105	1,106	1,509	1,410	1,705
ST Debt	320	411	612	1,298	1,365	689	- -	- -	850	850	700	300	- -	100	- -
LT Debt	13	62	160	518	455	1,065	1,907	1,481	305	305	405	806	1,509	1,310	1,705
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.11	8.42	9.31	6.49	5.93	6.8	7.15	7.52	7.25	4.88	6.28	6.05	7.04	7.62	8.5
Long-Term Debt/Equity (%)	8.8	23.01	41.45	116.95	82.17	124.4	207.09	154.78	28.95	27.34	29.63	57.42	92.12	71.32	80.61
Long-Term Debt/Capital (%)	2.7	8.35	13.83	22.94	19.17	40.8	67.44	60.75	13.8	13.44	16.38	32.11	47.95	40.35	44.63
Long-Term Debt/Total Assets (%)	0.63	1.94	3.86	7.59	5.42	11.35	19.38	15.06	2.65	1.66	2.07	3.85	7.08	5.87	6.85
Total Debt/Equity (%)	225.38	175.53	199.61	409.85	328.66	204.88	207.09	154.78	109.68	103.43	80.86	78.8	92.12	76.76	80.61
Total Debt/Capital (%)	69.27	63.71	66.62	80.39	76.67	67.2	67.44	60.75	52.31	50.84	44.71	44.07	47.95	43.43	44.63
Total Debt/Total Assets (%)	16.03	14.78	18.58	26.61	21.68	18.69	19.38	15.06	10.02	6.27	5.64	5.29	7.08	6.32	6.85
Net Debt to Equity	175.59	106.5	139.33	326.13	280.89	173.95	191.2	148.28	89.5	41.36	42.95	46.31	-142.64	-129.36	-127.91
Net Debt/Capital (%)	63.71	51.57	58.22	76.53	73.75	63.5	65.66	59.72	47.23	29.26	30.04	31.65	334.5	440.56	458.24
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.11	8.42	9.31	6.49	5.93	6.8	7.15	7.52	7.25	4.88	6.28	6.05	7.04	7.62	8.5
Long-Term Debt/Equity (%)	8.8	23.01	41.45	116.95	82.17	124.4	207.09	154.78	28.95	27.34	29.63	57.42	92.12	71.32	80.61
Long-Term Debt/Capital (%)	2.7	8.35	13.83	22.94	19.17	40.8	67.44	60.75	13.8	13.44	16.38	32.11	47.95	40.35	44.63
Long-Term Debt/Total Assets (%)	0.63	1.94	3.86	7.59	5.42	11.35	19.38	15.06	2.65	1.66	2.07	3.85	7.08	5.87	6.85
Total Debt/Equity (%)	225.38	175.53	199.61	409.85	328.66	204.88	207.09	154.78	109.68	103.43	80.86	78.8	92.12	76.76	80.61
Total Debt/Capital (%)	69.27	63.71	66.62	80.39	76.67	67.2	67.44	60.75	52.31	50.84	44.71	44.07	47.95	43.43	44.63
Total Debt/Total Assets (%)	16.03	14.78	18.58	26.61	21.68	18.69	19.38	15.06	10.02	6.27	5.64	5.29	7.08	6.32	6.85
CFO/Total Liabilities	1.55	-42.37	19.17	-8.5	0.85	1.07	0.7	1.1	0.75	0.88	1.49	-0.11	0.63	0.71	2.17
CFO/CapEx	10.99	-457.82	185.42	-427.16	22.65	16.85	2.55	2.41	1.56	5.28	8.23	-0.18	3.02	2.23	3.07
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	4.2	6.8	9.76	11.9	13.93	13.56	10.49	8.72	7.78	8.67	5.88	6.22	6.16	7.56
Days Sales Outstanding	- -	86.84	53.64	37.4	30.68	26.21	26.91	34.78	41.86	46.91	42.08	62.12	58.66	59.23	48.27
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,163	929	1,857	1,495	2,551
- Cash & Cash Equivalents	74	186	233	371	265	265	146	62	213	693	518	456	3,846	3,786	4,411
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	56	217	217	217	217	217	138	138	138	138	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	333	473	772	1,816	1,820	1,754	1,907	1,481	1,155	1,155	1,105	1,106	1,509	1,410	1,705
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-930	-1,271	-2,748	-2,763	-2,093
Total Capital	481	742	1,158	2,259	2,374	2,609	2,828	2,438	2,208	2,273	2,471	2,508	3,148	3,247	3,821
Total Debt/Capital (%)	69.27	63.71	66.62	80.39	76.67	67.2	67.44	60.75	52.31	50.84	44.71	44.07	47.95	43.43	44.63
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1.19	-0.87	-0.55	-0.51	-0.81
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,214	963	1,899	1,560	2,495
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-878	-1,237	-2,706	-2,698	-2,149
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	49	99	124	175	223	304	344	315	310	461	749	633	741	687	801
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	30	-1,242	722	-542	67	91	62	97	78	152	271	-21	125	145	495
TTM Free Cash Flow to Firm	27	-1,245	718	-544	64	86	38	57	28	123	238	-134	83	80	334

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.29	-7.18	22.78	19.53	7.48
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-930	-1,271	-2,748	-2,763	-2,093
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	65.71	26.67	9.23	41.42	40.74
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.01	4.29	7.88	9.03	11.3
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.01	6.28	4.32	9.58	9.01
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.01	11.37	7.98	12.74	11.81
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.01	3.99	1.23	7.84	6.17
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.76	0.73	1.24	0.88	1.21
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.76	1.07	0.68	0.93	0.96
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.76	1.95	1.25	1.24	1.26
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.76	0.68	0.19	0.76	0.66
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.77	0.74	1.24	0.88	1.21
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.77	1.08	0.68	0.94	0.96
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.77	1.95	1.25	1.24	1.26
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.77	0.68	0.19	0.77	0.66
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.84	1.48	2.51	2.19	3.02
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.84	2.16	1.37	2.32	2.4
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.84	3.92	2.53	3.08	3.15
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.84	1.37	0.39	1.9	1.65
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.83	-44.97	14.88	10.36	4.88
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.83	-65.83	8.16	10.99	3.89
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.83	-119.29	15.06	14.62	5.11
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.83	-41.8	2.33	9	2.67
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.29	-10.5	12.49	20.73	5.96
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.29	-19.03	23.04	27.57	7.81
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.29	-6.67	3.56	16.97	4.08
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.42	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	65.71	28.7	59.06	47.68	74.61
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	65.71	76.13	59.75	67.31	77.98
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-930	-840	-3,587	-2,672	-2,610
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-930	265	-2,726	-2,148	-1,978
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-930	-1,336	-4,315	-2,959	-3,251

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	11	18	27	27	27	30	31	31	31	32	33	32	31	31	34
Diluted Weighted Avg Shares	11	18	27	28	29	30	33	32	32	32	34	34	32	33	33
Basic Weighted Avg Shares	11	18	27	27	27	28	31	32	31	32	32	33	31	32	32
Revenue per Share	4.3	5.35	4.67	6.57	8.3	11.01	11.22	9.97	9.93	14.63	23.17	19.41	23.57	21.82	24.74
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.35	1.29	1.23	1.62	2.09	2.51	2.1	1.81	2.08	3.76	9.38	6.69	7.49	5.28	6.6
Basic EPS from Cont Ops	0.36	1.29	1.23	1.67	2.18	2.85	2.57	2.27	2.61	4.54	10.96	6.99	7.96	5.76	6.92
Diluted EPS, GAAP	0.35	1.29	1.23	1.55	1.96	2.31	1.97	1.78	2.05	3.74	8.99	6.51	7.32	5.09	6.4
Diluted EPS from Cont Ops	0.36	1.29	1.23	1.6	2.04	2.62	2.42	2.22	2.57	4.51	10.51	6.8	7.78	5.55	6.7
Dividend per Share	- -	- -	- -	- -	0.09	0.33	0.47	0.46	0.46	0.45	0.34	0.29	0.47	0.48	0.33
Cash Flow per Share	2.64	-67.29	27.1	-20.34	2.48	3.31	2.03	3.09	2.51	4.83	8.39	-0.64	3.97	4.6	15.27
Free Cash Flow per Basic Share	2.4	-67.43	26.95	-20.38	2.37	3.12	1.23	1.81	0.9	3.91	7.37	-4.11	2.65	2.53	10.3
Cash & Equivalents per Share	13.46	17.07	27.42	29.45	30.66	25.03	19.68	23.45	25.8	60.04	131.72	106.36	198.85	185.21	185.69
Book Value per Share	13.02	14.6	14.51	16.57	18.52	21.08	22.42	23.85	26.66	28.37	37.32	39.08	47.73	54.2	61.87
Tangible Book Value per Share	12.69	14.4	14.37	16.43	18.39	20.49	21.9	23.32	26.17	28.25	37.21	38.97	47.61	54.08	61.77