Insperity, Inc. Financial Ratios — ASF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	12.55	16.62	12.96	12.25	20.92	56.65	133.08	188.08	369.64	573.47	- -	- -	195.12	95.29	-9.79
Return on Assets (%)	4.44	5.53	4.22	3.59	4.99	7.8	8.56	12.01	11.68	9.28	7.44	9.44	8.22	3.86	-0.29
Return on Capital (%)	12.55	16.62	12.96	12.34	21.07	40.01	51.53	70.71	56.71	35.57	28.49	40.34	37.29	21.12	- -
Return on Invested Capital (%)	10.51	9.54	7.96	6.95	10.31	16.81	19.01	27.81	27.26	19.43	14.57	18.64	15.5	6.71	- -
Gross Margin (%)	17.8	17.71	17.43	17.13	16.82	16.71	17.35	17.81	16.99	18.82	16.49	17.02	15.99	15.99	13.21
EBITDA Margin (%)	3.67	3.97	3.43	2.92	3.24	4.18	4.49	5.27	4.99	5.27	4.26	4.9	4.04	2.45	0.51
Operating Margin (%)	2.9	3.32	2.64	2.17	2.93	3.61	3.94	4.68	4.33	4.54	3.49	4.21	3.38	1.78	-0.15
Incremental Operating Margin (%)	7.9	7.87	- -	- -	10.18	8.92	6.59	9.29	1.56	- -	- -	7.94	- -	- -	- -
Pretax Margin (%)	2.57	3.16	2.38	2.02	2.52	3.58	3.94	4.76	4.4	4.41	3.38	4.13	3.47	1.91	-0.06
Profit Margin (%)	1.54	1.87	1.42	1.19	1.51	2.24	2.56	3.54	3.5	3.22	2.5	3.01	2.64	1.38	-0.1
Net Income to Common Margin (%)	1.54	1.87	1.42	1.19	1.51	2.24	2.56	3.54	3.5	3.22	2.5	3.01	2.64	1.38	-0.1
Effective Tax Rate (%)	39.99	40.84	40.39	41.2	39.97	37.26	35.15	25.74	20.32	26.96	26.28	26.94	24	27.78	- -
Dvd Payout Ratio (%)	51.66	105.76	54.28	248.15	53.7	31.21	77.92	24.67	32.18	44.76	116.2	43.02	49.12	97.8	-1,285.71
Sustainable Growth Rate (%)	6.07	-0.96	5.93	-18.14	9.69	38.97	29.38	141.68	250.69	316.81	- -	- -	99.27	2.09	-135.66

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	104	104	144	328	434	434	425	427	435	435
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	104	104	144	328	434	434	425	427	435	435
Total Debt/EBITDA	- -	- -	- -	- -	- -	0.85	0.7	0.72	1.52	1.92	2.05	1.46	1.63	2.7	12.43
Net Debt/EBITDA	-2.91	-3.09	-2.92	-4.01	-3.2	-1.48	-1.69	-0.9	-0.45	-0.82	-0.97	-1.25	-1.24	-4.16	-7.8
Total Debt/EBIT	- -	- -	- -	- -	- -	0.98	0.8	0.81	1.76	2.23	2.5	1.7	1.95	3.72	-43.5
Net Debt/EBIT	-3.69	-3.92	-4.02	-5.82	-4.1	-1.71	-1.92	-1.02	-0.52	-0.95	-1.19	-1.45	-1.48	-5.73	27.3
EBITDA to Interest Expense	- -	- -	- -	186.11	183.58	51.31	46.1	43.25	28.16	28.18	28.41	20.79	9.7	5.75	1.46
EBITDA-CapEx/Interest Expense	- -	- -	- -	134.42	144.71	37.13	35.73	35.68	20.8	15.93	24	18.64	8.22	4.39	0.17
EBIT to Interest Expense	- -	- -	- -	138.27	165.97	44.37	40.44	38.35	24.41	24.29	23.24	17.86	8.11	4.18	-0.42
Interest Expense	- -	- -	- -	- -	- -	2	3	5	8	8	7	14	27	28	24
Common Equity/Total Assets	34.43	32.11	33.04	25.75	21.97	6.67	6.23	6.52	0.29	2.79	-0.1	3.99	4.43	3.74	2.09
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	172.49	157.42	185.9	8,047.63	982.71	- -	522.9	454.26	448.45	945.65
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	63.3	61.15	65.02	98.77	90.76	100.41	83.95	81.96	81.77	90.44
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	11.51	9.81	12.12	23.53	27.37	24.73	20.84	20.14	16.75	19.75
Total Debt/Equity (%)	- -	- -	- -	- -	- -	172.49	157.42	185.9	8,047.63	982.71	-24,441.49	522.9	454.26	448.45	945.65
Total Debt/Capital (%)	- -	- -	- -	- -	- -	63.3	61.15	65.02	98.77	90.76	100.41	83.95	81.96	81.77	90.44
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	11.51	9.81	12.12	23.53	27.37	24.73	20.84	20.14	16.75	19.75
Net Debt to Equity	-86.13	-109.81	-89.14	-135.45	-156.29	-300.1	-376.74	-234.79	-2,401.13	-420.21	11,635.4	-447.16	-344.68	-690.72	-593.48
Net Debt/Capital (%)	-621.22	1,119.1	-820.42	382.06	277.64	149.98	136.13	174.19	279.83	240.76	143.35	160.41	188.37	132.15	169.57
EBITDA	73	86	77	69	84	123	148	202	215	226	212	291	262	161	35
EBITDA-CapEx	41	68	66	50	66	89	115	167	159	128	179	261	222	123	4
Operating Income (Loss)	57	72	60	51	76	106	130	179	187	195	173	250	219	117	-10

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.68	0.65	0.62	0.61	0.57	0.48	0.49	0.5	0.46	0.65	0.54	0.57	0.49	0.55	0.41
Current Ratio	1.32	1.27	1.29	1.13	1.11	1.07	1.07	1.12	1.12	1.19	1.1	1.12	1.11	1.08	1.06
Quick Ratio	1.12	1.08	1.1	0.97	0.98	0.94	0.97	1.02	1	1.09	1	1.03	0.98	0.98	0.94
CFO/Avg Current Liab	0.2	0.22	0.08	0.3	0.13	0.27	0.32	0.25	0.25	0.39	0.26	0.28	0.14	0.31	-0.16
Common Equity/Total Assets	34.43	32.11	33.04	25.75	21.97	6.67	6.23	6.52	0.29	2.79	-0.1	3.99	4.43	3.74	2.09
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	172.49	157.42	185.9	8,047.63	982.71	- -	522.9	454.26	448.45	945.65
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	63.3	61.15	65.02	98.77	90.76	100.41	83.95	81.96	81.77	90.44
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	11.51	9.81	12.12	23.53	27.37	24.73	20.84	20.14	16.75	19.75
Total Debt/Equity (%)	- -	- -	- -	- -	- -	172.49	157.42	185.9	8,047.63	982.71	-24,441.49	522.9	454.26	448.45	945.65
Total Debt/Capital (%)	- -	- -	- -	- -	- -	63.3	61.15	65.02	98.77	90.76	100.41	83.95	81.96	81.77	90.44
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	11.51	9.81	12.12	23.53	27.37	24.73	20.84	20.14	16.75	19.75
CFO/Total Liabilities	15.83	17.83	6.75	24.08	10.63	17.17	21.38	16.56	14.75	22.49	14.82	17.72	9.77	20.8	-12.89
CFO/CapEx	2.35	5.15	3	7.41	3.65	4.28	6.4	5.22	3.64	3.53	7.92	11.57	4.95	13.68	-8.97
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.84	3.96

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	26.35	291.26	313.7	242.28	264.31	282.85	259.87	343.26	379.39	444.48	582.29	485.69	433.35	526.48	908.27
Days Sales Outstanding	13.85	1.25	1.16	1.51	1.38	1.29	1.4	1.06	0.96	0.82	0.63	0.75	0.84	0.69	0.4
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,808	1,453
- Cash & Cash Equivalents	211	265	226	276	270	286	354	327	367	555	576	733	693	1,039	642
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	104	104	144	328	434	434	425	427	435	435
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,188	1,228
Total Capital	245	241	253	204	172	165	171	222	332	478	432	506	521	532	481
Total Debt/Capital (%)	- -	- -	- -	- -	- -	63.3	61.15	65.02	98.77	90.76	100.41	83.95	81.96	81.77	90.44
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.2	0.35
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.33	0.18
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.59	35.08
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.7	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.05	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.36	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,838	1,464
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,218	1,239
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	58.81	32.57
TTM Sales	1,976	2,159	2,256	2,358	2,604	2,941	3,300	3,829	4,315	4,287	4,973	5,939	6,486	6,581	6,812
TTM EBITDA	73	86	77	69	84	123	148	202	215	226	212	291	262	161	35
TTM Operating Income	57	72	60	51	76	106	130	179	187	195	173	250	219	117	-10
TTM Cash Flow to Firm	74	91	35	142	65	147	215	188	211	352	266	357	219	540	- -
TTM Free Cash Flow to Firm	42	73	23	123	48	113	182	153	155	254	233	327	179	502	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.89	-4.74
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.7	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,188	1,228
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	70.13	31.01
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.33	0.18
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.59	35.08
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.93	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	38.27	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	47.69	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.74	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.94	31.58
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	35.81	50.65
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	44.63	78.61
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.89	25.41
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	33.42	44.03
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	41.36	70.6
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	51.53	109.57
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31.06	35.43
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.43	0.21
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.53	0.34
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.66	0.54
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.4	0.17
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.41	-5.27
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.7	-8.45
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.35	-13.11
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.03	-4.24
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.29	-7.6
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.08	-11.8
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.47	-3.81
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.43	0.31
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.56	0.5
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.3	0.14
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.73	60.14
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.04	96.88
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.35	26.97
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.39	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31.7	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	75.47	38.54
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	116.37	95.91
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2,854	2,105
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,709	3,391
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,989	944

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	51	51	51	51	49	42	41	41	39	38	38	38	37	37	38
Diluted Weighted Avg Shares	51	50	50	49	49	42	41	41	40	39	39	39	38	38	38
Basic Weighted Avg Shares	51	50	50	49	49	42	41	41	40	39	38	38	38	37	38
Revenue per Share	38.89	43.16	45.39	47.71	53.55	70.69	80.43	92.89	107.48	111.34	129.27	155.64	171.44	176.46	179.26
EBITDA per Share	1.43	1.71	1.56	1.39	1.73	2.95	3.61	4.9	5.36	5.87	5.51	7.63	6.93	4.32	0.92
Operating Income per Share	1.13	1.43	1.2	1.04	1.57	2.55	3.17	4.34	4.65	5.06	4.51	6.55	5.79	3.14	-0.26
Basic EPS, GAAP	0.6	0.81	0.64	0.57	0.81	1.59	2.06	3.29	3.76	3.59	3.23	4.69	4.52	2.44	-0.18
Basic EPS from Cont Ops	0.6	0.81	0.64	0.57	0.81	1.59	2.06	3.29	3.76	3.59	3.23	4.69	4.52	2.44	-0.18
Diluted EPS, GAAP	0.6	0.81	0.64	0.57	0.81	1.58	2.05	3.27	3.74	3.56	3.19	4.63	4.46	2.42	-0.18
Diluted EPS from Cont Ops	0.6	0.81	0.64	0.57	0.81	1.58	2.05	3.27	3.74	3.56	3.19	4.63	4.46	2.42	-0.18
Dividend per Share	0.31	0.85	0.35	1.41	0.44	0.5	1.6	0.81	1.21	1.61	3.75	2.02	2.22	2.39	2.37
Cash Flow per Share	1.45	1.82	0.7	2.87	1.34	3.49	5.2	4.48	5.11	9	6.76	9.09	5.23	13.94	-7.32
Free Cash Flow per Basic Share	0.84	1.46	0.46	2.48	0.97	2.68	4.38	3.62	3.71	6.45	5.91	8.31	4.18	12.92	-8.13
Cash & Equivalents per Share	5.22	5.48	5.32	6.02	5.76	6.85	8.59	9.47	10.21	15.41	15.85	20.22	19.02	28.36	17.51
Book Value per Share	4.77	4.69	4.95	4.03	3.55	1.44	1.6	1.9	0.1	1.15	-0.05	2.15	2.52	2.61	1.22
Tangible Book Value per Share	4.22	4.23	4.59	3.74	3.27	1.13	1.29	1.59	-0.22	0.82	-0.38	1.81	2.17	2.26	0.88