Kelly Services, Inc. Financial Ratios — KYSA Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.8	7.07	7.53	2.86	6.22	12.67	6.62	1.98	9.27	-5.84	12.3	-4.83	2.9	-0.05	-22.98
Return on Assets (%)	4.38	3.15	3.43	1.28	2.79	6.09	3.25	0.98	4.69	-2.86	5.72	-2.25	1.39	-0.02	-10.41
Return on Capital (%)	- -	6.66	- -	- -	6.08	12.62	6.8	- -	9.36	- -	11.69	- -	- -	- -	- -
Return on Invested Capital (%)	- -	6.22	- -	- -	5.8	4.93	6.2	- -	6.29	- -	2.83	- -	- -	- -	- -
Gross Margin (%)	15.91	16.45	16.43	16.33	16.68	17.18	17.75	17.63	18.08	18.33	18.72	20.38	19.88	20.37	20.07
EBITDA Margin (%)	1.61	1.79	1.39	0.78	1.61	1.6	1.97	2.06	2.53	-1.07	2.03	1.34	1.54	0.83	-0.39
Operating Margin (%)	1.04	1.38	1.02	0.39	1.21	1.2	1.55	1.59	1.59	0.49	0.99	1.38	0.55	1.48	0.64
Incremental Operating Margin (%)	2.93	- -	54.55	- -	- -	1.45	20.59	2.94	1.33	7.54	6.76	35.37	32.07	- -	45.86
Pretax Margin (%)	1.04	1.26	0.9	0.34	1.15	2.84	1.52	-0.17	2.17	-2.36	3.78	-1.43	0.51	-0.51	-1.85
Profit Margin (%)	1.15	0.92	1.09	0.43	0.97	2.29	1.33	0.42	2.1	-1.59	3.18	-1.26	0.75	-0.01	-5.98
Net Income to Common Margin (%)	1.15	0.92	1.09	0.43	0.97	2.29	1.33	0.42	2.1	-1.59	3.18	-1.26	0.75	-0.01	-5.98
Effective Tax Rate (%)	- -	27.76	- -	- -	13.77	20.04	15.67	- -	0.34	- -	18.89	- -	- -	- -	- -
Dvd Payout Ratio (%)	5.86	15.29	12.9	32.07	14.31	8.86	16.2	51.53	10.59	-4.17	2.56	-16.96	30.22	-1,816.67	-4.33
Sustainable Growth Rate (%)	9.23	5.99	6.56	1.94	5.33	11.54	5.55	0.96	8.29	-6.08	11.98	-5.64	2.03	-0.92	-23.98

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	96	64	28	92	56	- -	10	2	65	87	79	70	51	303	159
ST Debt	96	64	28	92	56	- -	10	2	22	20	18	15	8	12	12
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	43	68	61	55	43	290	147
Total Debt/EBITDA	1.08	0.66	0.38	2.11	0.62	- -	0.1	0.02	0.48	-1.81	0.79	1.06	0.69	8.45	-9.64
Net Debt/EBITDA	0.17	-0.12	-1.29	0.2	0.15	-0.35	-0.21	-0.29	-0.18	4.61	-1.13	-2.29	-1.69	5.6	-4.18
Total Debt/EBIT	1.67	0.89	0.53	4.2	0.83	- -	0.12	0.03	0.8	-0.93	1.62	4.76	2.11	-20.04	-2.28
Net Debt/EBIT	0.27	-0.17	-1.83	0.4	0.2	-0.47	-0.27	-0.38	-0.29	2.38	-2.32	-10.34	-5.18	-13.27	-0.99
EBITDA to Interest Expense	26.21	28.74	26.93	14.53	23.42	22.24	39.26	36.65	32.31	-16.1	39.84	31.76	23.25	3.28	-1.33
EBITDA-CapEx/Interest Expense	26.21	28.74	26.93	14.53	23.42	22.24	39.26	36.65	32.31	-16.1	39.84	31.76	23.25	3.28	-1.33
EBIT to Interest Expense	16.97	22.18	19.64	7.3	17.55	16.63	30.85	28.19	20.31	7.33	19.44	32.52	8.34	5.89	2.19
Interest Expense	3	3	3	3	4	4	3	3	4	3	3	2	3	11	12
Common Equity/Total Assets	43.83	45.3	45.74	43.47	46.16	49.9	48.42	50.1	50.98	46.96	46.17	47.08	48.56	46.9	43.39
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.42	5.61	4.6	4.39	3.42	23.51	15.03
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.26	5.23	4.34	4.15	3.29	18.88	12.93
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.75	2.63	2.12	2.06	1.66	11.03	6.52
Total Debt/Equity (%)	14.25	8.65	3.44	11.02	6.2	- -	0.89	0.19	5.16	7.27	5.9	5.61	4.09	24.51	16.29
Total Debt/Capital (%)	12.47	7.96	3.33	9.93	5.84	- -	0.88	0.19	4.91	6.77	5.58	5.31	3.93	19.69	14.01
Total Debt/Total Assets (%)	6.25	3.92	1.57	4.79	2.86	- -	0.43	0.1	2.63	3.41	2.73	2.64	1.99	11.5	7.07
Net Debt to Equity	2.26	-1.65	-11.84	1.06	1.49	-2.92	-1.94	-2.85	-1.89	-18.51	-8.43	-12.2	-10.03	16.23	7.06
Net Debt/Capital (%)	2.21	-1.67	-13.43	1.04	1.46	-3.01	-1.97	-2.94	-1.83	-20.86	-8.65	-13.07	-10.67	13.38	6.25
EBITDA	89	98	75	44	89	85	106	114	136	-48	100	67	74	36	-16
EBITDA-CapEx	89	98	75	44	89	85	106	114	136	-48	100	67	74	36	-16
Operating Income (Loss)	58	75	55	22	67	63	83	87	85	22	49	68	27	64	27

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.12	0.11	0.16	0.1	0.05	0.04	0.04	0.04	0.03	0.24	0.1	0.14	0.12	0.05	0.04
Current Ratio	1.6	1.65	1.62	1.5	1.5	1.58	1.49	1.56	1.59	1.67	1.45	1.52	1.59	1.65	1.54
Quick Ratio	1.47	1.51	1.51	1.4	1.45	1.51	1.42	1.48	1.48	1.61	1.4	1.46	1.26	1.57	1.49
CFO/Avg Current Liab	0.03	0.09	0.16	-0.09	0.03	0.05	0.08	0.07	0.11	0.21	0.08	-0.07	0.07	0.03	0.15
Common Equity/Total Assets	43.83	45.3	45.74	43.47	46.16	49.9	48.42	50.1	50.98	46.96	46.17	47.08	48.56	46.9	43.39
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.42	5.61	4.6	4.39	3.42	23.51	15.03
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.26	5.23	4.34	4.15	3.29	18.88	12.93
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.75	2.63	2.12	2.06	1.66	11.03	6.52
Total Debt/Equity (%)	14.25	8.65	3.44	11.02	6.2	- -	0.89	0.19	5.16	7.27	5.9	5.61	4.09	24.51	16.29
Total Debt/Capital (%)	12.47	7.96	3.33	9.93	5.84	- -	0.88	0.19	4.91	6.77	5.58	5.31	3.93	19.69	14.01
Total Debt/Total Assets (%)	6.25	3.92	1.57	4.79	2.86	- -	0.43	0.1	2.63	3.41	2.73	2.64	1.99	11.5	7.07
CFO/Total Liabilities	2.21	6.83	11.81	-6.46	2.42	3.95	5.77	5.32	8.4	13.69	5.46	-5.41	5.78	1.92	9.62
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.56	3.59

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	6.32	5.57	5.31	5.18	4.88	4.63	4.43	4.27	4.16	3.55	3.65	3.41	3.65	3.59	3.48
Days Sales Outstanding	57.73	65.59	68.68	70.4	74.81	78.76	82.35	85.39	87.76	102.95	99.93	107.13	100.09	101.79	104.93
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	455	295
- Cash & Cash Equivalents	81	76	126	83	42	30	33	35	26	223	113	154	126	39	33
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	96	64	28	92	56	- -	10	2	65	87	79	70	51	303	159
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	719	421
Total Capital	772	805	851	926	951	1,012	1,162	1,162	1,330	1,290	1,415	1,325	1,305	1,537	1,136
Total Debt/Capital (%)	12.47	7.96	3.33	9.93	5.84	- -	0.88	0.19	4.91	6.77	5.58	5.31	3.93	19.69	14.01
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.42	0.38
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.17	0.1
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.07	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	463	303
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	726	429
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.58	12.32
TTM Sales	5,551	5,451	5,413	5,563	5,518	5,277	5,374	5,514	5,356	4,516	4,910	4,965	4,836	4,332	4,251
TTM EBITDA	89	98	75	44	89	85	106	114	136	-48	100	67	74	36	-16
TTM Operating Income	58	75	55	22	67	63	83	87	85	22	49	68	27	64	27
TTM Cash Flow to Firm	- -	64	- -	- -	29	43	73	- -	106	- -	87	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	64	- -	- -	29	43	73	- -	106	- -	87	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	2.47
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	719	421
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.03	7.6
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.17	0.1
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.07	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.37	0.3
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.37	0.43
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.37	0.52
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.37	0.27
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.56
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.79
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.96
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.49
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.11	0.07
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.11	0.1
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.11	0.12
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.11	0.06
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	2.47
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	3.51
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	4.26
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	2.18
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	3.51
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	4.26
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.2	2.18
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.17	0.13
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.17	0.15
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.17	0.09
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.07	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.07	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.07	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.03	8.64
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.03	14.86
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	719	545
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	719	634
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	719	386

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	37	37	37	38	38	38	38	39	39	39	39	38	35	35	34
Diluted Weighted Avg Shares	37	37	37	38	38	38	39	39	39	39	40	38	36	36	35
Basic Weighted Avg Shares	37	37	37	38	38	38	38	39	39	39	39	38	36	36	35
Revenue per Share	150.84	147.31	145.12	148.34	145.98	138.5	140.32	142.11	136.97	114.91	124.61	130.33	134.7	122.02	121.11
EBITDA per Share	2.42	2.64	2.02	1.16	2.35	2.22	2.77	2.93	3.47	-1.23	2.53	1.75	2.07	1.01	-0.47
Operating Income per Share	1.57	2.04	1.47	0.58	1.76	1.66	2.17	2.25	2.18	0.56	1.23	1.79	0.74	1.81	0.77
Basic EPS, GAAP	1.73	1.35	1.58	0.63	1.42	3.17	1.87	0.59	2.87	-1.83	3.96	-1.64	1.01	-0.02	-7.24
Basic EPS from Cont Ops	1.76	1.34	1.58	0.63	1.42	3.17	1.87	0.59	2.87	-1.83	3.96	-1.64	1.01	-0.02	-7.24
Diluted EPS, GAAP	1.73	1.35	1.58	0.63	1.42	3.15	1.84	0.59	2.87	-1.83	3.95	-1.64	1	-0.02	-7.24
Diluted EPS from Cont Ops	1.76	1.34	1.58	0.63	1.42	3.15	1.84	0.59	2.87	-1.83	3.95	-1.64	1	-0.02	-7.24
Dividend per Share	0.1	0.21	0.2	0.2	0.2	0.28	0.3	0.3	0.3	0.08	0.1	0.28	0.31	0.31	0.31
Cash Flow per Share	0.52	1.65	3.09	-1.87	0.67	1.05	1.85	1.58	2.61	4.73	2.16	-2	2.14	0.76	3.49
Free Cash Flow per Basic Share	0.52	1.65	3.09	-1.87	0.67	1.05	1.85	1.58	2.61	4.73	2.16	-2	2.14	0.76	3.49
Cash & Equivalents per Share	2.2	2.05	3.36	2.2	1.11	0.77	0.85	0.91	0.66	5.67	2.86	4.1	3.56	1.12	0.97
Book Value per Share	18.31	19.92	21.99	22.11	23.56	26.49	29.99	29.81	32.34	30.61	33.91	33.45	35.49	35.37	28.56
Tangible Book Value per Share	15.87	17.3	19.47	19.65	21.15	24.16	26.72	26.62	27.8	29.11	27.63	24.82	27.32	18.8	15.49