Universal Technical Institute Inc Financial Ratios — UTI

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Return on Common Equity (%)	21.53	6.34	2.74	1.5	-7.42	-39.28	-10.2	-30.05	-10.89	1.89	5.11	10.24	3.29	16.83	21.42
Return on Assets (%)	10.58	3.41	1.42	0.72	-3.25	-16.69	-2.85	-11.75	-2.85	2.25	3.06	4.85	1.91	5.66	8.02
Return on Capital (%)	21.54	6.34	2.74	1.74	- -	- -	- -	- -	- -	- -	4.14	- -	3.78	8.68	11.57
Return on Invested Capital (%)	21.88	6.13	2.41	1.43	- -	- -	- -	- -	- -	- -	3.98	- -	2.91	7.78	10.74
Gross Margin (%)	50.51	48.75	47.53	47.13	46.39	44	44.17	42.39	46.21	48.15	50.22	50.51	45.69	47.52	49.68
EBITDA Margin (%)	15.35	9.2	7.41	7.09	2.74	-0.25	4.64	-6.18	2.44	10.71	13.3	13.17	11.07	15.02	16.78
Operating Margin (%)	11.78	4.68	2.83	2.72	0.86	-5.03	-0.31	-11.13	-2.35	-1.29	4.46	5.34	3.52	8.04	9.99
Incremental Operating Margin (%)	41.77	88.47	25.89	22.6	45.65	132.69	- -	469.69	188.96	- -	54.83	8.88	- -	29.93	23.88
Pretax Margin (%)	9.98	3.65	1.82	1.52	-2.95	-6.2	-0.84	-11.26	-2.31	-0.86	4.53	4.88	2.98	7.67	10.09
Profit Margin (%)	5.95	2.2	1.03	0.54	-2.52	-13.74	-2.51	-10.31	-2.37	2.66	4.35	6.17	2.03	5.73	7.54
Net Income to Common Margin (%)	5.95	2.2	1.03	0.54	-2.52	-14.15	-4.13	-11.97	-3.96	0.91	2.78	4.94	1.19	5.58	7.54
Effective Tax Rate (%)	40.35	39.64	43.58	64.56	- -	- -	- -	- -	- -	- -	3.96	- -	31.87	25.3	25.22
Dvd Payout Ratio (%)	- -	81.46	251.73	484.78	-79.9	-2.97	- -	-2.92	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	21.53	1.18	-4.15	-5.76	-13.35	-40.45	-10.2	-30.93	-10.89	1.89	5.11	10.24	3.29	16.83	21.42

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Total Debt	- -	- -	- -	38	45	44	43	42	41	158	198	210	350	295	279
ST Debt	- -	- -	- -	5	1	1	1	1	2	24	15	14	25	25	20
LT Debt	- -	- -	- -	32	44	43	42	41	39	134	183	196	325	270	259
Total Debt/EBITDA	- -	- -	- -	1.41	4.51	-50.41	2.86	-2.15	5.03	4.91	4.44	3.8	5.2	2.68	1.99
Net Debt/EBITDA	-0.77	-1.2	-1.23	-1.45	-2.96	136.21	-3.33	2.97	-8.08	-2.38	-2.31	0.02	0.16	-0.33	-0.29
Total Debt/EBIT	- -	- -	- -	5.95	-4.86	-2.37	-23.65	-1.19	-5.22	-40.82	13.25	9.38	16.34	5	3.34
Net Debt/EBIT	-1.2	-3.2	-5.74	-6.15	3.19	6.39	27.49	1.65	8.39	19.77	-6.89	0.05	0.49	-0.61	-0.48
EBITDA to Interest Expense	11,564.67	9,518	28,181	14.52	4.24	-0.25	4.45	-5.92	2.52	3,220.6	122.13	27.55	6.96	11.62	24.9
EBITDA-CapEx/Interest Expense	6,715	6,682.5	18,829	8.01	-8.16	-2.43	2.03	-12.14	0.51	2,294.4	-45.83	-12.14	1.09	9.06	17.45
EBIT to Interest Expense	8,870.83	4,841.75	10,745	5.58	1.34	-5.08	-0.29	-10.66	-2.42	-387.1	40.95	11.18	2.22	6.22	14.82
Interest Expense	- -	- -	- -	2	2	3	3	3	3	- -	- -	2	10	9	6
Common Equity/Total Assets	53.16	54.48	49.67	46.24	41.37	45.97	45.89	44.87	42.25	39.94	36.78	38.96	30.51	34.95	39.72
Long-Term Debt/Equity (%)	- -	- -	- -	24.38	38.82	31.58	33.42	32.15	34.27	76.04	97.11	90.87	143.66	103.69	78.96
Long-Term Debt/Capital (%)	- -	- -	- -	19	27.83	23.88	24.89	24.14	25.26	40.12	47.36	46.03	56.4	48.62	42.68
Long-Term Debt/Total Assets (%)	- -	- -	- -	11.27	16.06	14.52	15.34	14.42	14.48	30.37	35.72	35.4	43.83	36.24	31.36
Total Debt/Equity (%)	- -	- -	- -	28.31	39.47	32.25	34.3	33.19	35.62	89.52	105.04	97.4	154.72	113.26	85
Total Debt/Capital (%)	- -	- -	- -	22.07	28.3	24.38	25.54	24.92	26.27	47.23	51.23	49.34	60.74	53.11	45.95
Total Debt/Total Assets (%)	- -	- -	- -	13.09	16.33	14.83	15.74	14.89	15.05	35.75	38.63	37.94	47.2	39.59	33.76
Net Debt to Equity	-37.95	-31.26	-24.86	-29.27	-25.94	-87.14	-39.86	-45.88	-57.26	-43.36	-54.63	0.5	4.68	-13.91	-12.27
Net Debt/Capital (%)	-61.16	-45.47	-33.08	-29.55	-22.85	-193.18	-42.21	-52.55	-73.07	-29.7	-40.74	0.3	2.49	-9.21	-8.39
EBITDA	69	38	28	27	10	-1	15	-20	8	32	45	55	67	110	140
EBITDA-CapEx	40	27	19	15	-19	-8	7	-40	2	23	-17	-24	11	86	98
Operating Income (Loss)	53	19	11	10	3	-17	-1	-35	-8	-4	15	22	21	59	83

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Cash Ratio	0.98	0.98	0.99	0.83	0.6	1.28	1.13	0.63	0.68	0.94	1.01	0.69	0.82	0.79	0.74
Current Ratio	1.27	1.36	1.45	1.25	1.12	1.71	1.7	1.26	1.22	1.48	1.38	0.99	1.11	1.08	1.07
Quick Ratio	1.09	1.13	1.12	0.95	0.83	1.44	1.31	0.91	0.91	1.28	1.18	0.85	0.99	0.97	0.97
CFO/Avg Current Liab	0.51	0.18	0.28	0.28	0.08	0.08	0.01	-0.15	0.23	0.1	0.43	0.34	0.3	0.44	0.45
Common Equity/Total Assets	53.16	54.48	49.67	46.24	41.37	45.97	45.89	44.87	42.25	39.94	36.78	38.96	30.51	34.95	39.72
Long-Term Debt/Equity (%)	- -	- -	- -	24.38	38.82	31.58	33.42	32.15	34.27	76.04	97.11	90.87	143.66	103.69	78.96
Long-Term Debt/Capital (%)	- -	- -	- -	19	27.83	23.88	24.89	24.14	25.26	40.12	47.36	46.03	56.4	48.62	42.68
Long-Term Debt/Total Assets (%)	- -	- -	- -	11.27	16.06	14.52	15.34	14.42	14.48	30.37	35.72	35.4	43.83	36.24	31.36
Total Debt/Equity (%)	- -	- -	- -	28.31	39.47	32.25	34.3	33.19	35.62	89.52	105.04	97.4	154.72	113.26	85
Total Debt/Capital (%)	- -	- -	- -	22.07	28.3	24.38	25.54	24.92	26.27	47.23	51.23	49.34	60.74	53.11	45.95
Total Debt/Total Assets (%)	- -	- -	- -	13.09	16.33	14.83	15.74	14.89	15.05	35.75	38.63	37.94	47.2	39.59	33.76
CFO/Total Liabilities	46.6	15.5	18.95	17.47	5.12	4.6	0.77	-8.58	13.92	4.16	17.03	13.64	9.55	17.73	19.54
CFO/CapEx	2	1.67	2.86	2.25	0.28	0.99	0.14	-0.65	3.37	1.19	0.9	0.58	0.87	3.54	2.32
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.51	3.77

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Accounts Receivable Turnover	29.67	30.13	25.76	29.18	23.26	23.79	28.43	26.03	27.62	17.01	16.83	23.8	25.02	22.58	17.07
Days Sales Outstanding	12.3	12.12	14.17	12.51	15.69	15.34	12.84	14.02	13.22	21.46	21.69	15.34	14.59	16.17	21.38
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	869	1,776
- Cash & Cash Equivalents	54	46	35	39	29	119	50	58	65	77	134	66	152	162	127
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	38	45	44	43	42	41	158	198	210	350	295	279
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,002	1,886
Total Capital	141	146	139	171	158	181	169	169	155	335	387	425	576	555	607
Total Debt/Capital (%)	- -	- -	- -	22.07	28.3	24.38	25.54	24.92	26.27	47.23	51.23	49.34	60.74	53.11	45.95
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.29	0.15
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.37	2.26
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.1	13.45
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.01	22.59
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.78	18.57
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.59	31.66
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	821	1,815
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	954	1,924
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.62	34.65
TTM Sales	452	414	380	378	363	347	324	317	332	301	335	419	607	733	836
TTM EBITDA	69	38	28	27	10	-1	15	-20	8	32	45	55	67	110	140
TTM Operating Income	53	19	11	10	3	-17	-1	-35	-8	-4	15	22	21	59	83
TTM Cash Flow to Firm	58	19	27	28	- -	- -	- -	- -	- -	- -	56	- -	56	93	102
TTM Free Cash Flow to Firm	29	8	17	16	- -	- -	- -	- -	- -	- -	-6	- -	-1	69	60

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.33	32.78
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.01	22.59
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,002	1,886
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.75	15.05
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.37	2.26
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.1	13.45
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.51	28.12
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.54	23.45
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.81	31.96
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.62	12.96
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.34	5.41
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.34	4.51
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.07	6.15
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.84	2.5
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.07	6.29
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.07	5.25
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.97	7.15
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.47	2.9
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.09	2.12
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.09	1.77
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.33	2.41
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93	0.98
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.29	18.2
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.3	15.18
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.34	20.7
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.91	8.39
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.35	27.34
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.27	37.27
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.35	15.12
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.37	1.9
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.63	2.55
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.19	1.11
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.11	11.34
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.84	15.18
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.93	6.62
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	17.03	19.06
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.26	25.51
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.82	11.13
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.15	32.63
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.7	37.1
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,003	1,591
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,193	2,129
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	873	929

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Shares Outstanding	25	25	25	25	24	25	25	25	26	33	33	34	34	54	54
Diluted Weighted Avg Shares	25	25	25	25	24	24	25	25	25	30	33	34	34	51	56
Basic Weighted Avg Shares	24	25	25	25	24	24	25	25	25	30	33	33	34	49	54
Revenue per Share	18.5	16.74	15.51	15.36	14.87	14.28	13.12	12.62	13.03	10.09	10.23	12.61	17.87	14.82	15.39
EBITDA per Share	2.84	1.54	1.15	1.09	0.41	-0.04	0.61	-0.78	0.32	1.08	1.36	1.66	1.98	2.23	2.58
Operating Income per Share	2.18	0.78	0.44	0.42	0.13	-0.72	-0.04	-1.4	-0.31	-0.13	0.46	0.67	0.63	1.19	1.54
Basic EPS, GAAP	1.1	0.37	0.16	0.08	-0.38	-2.02	-0.54	-1.51	-0.52	0.09	0.28	0.62	0.21	0.83	1.16
Basic EPS from Cont Ops	1.1	0.37	0.16	0.08	-0.38	-1.96	-0.33	-1.3	-0.31	0.27	0.45	0.78	0.36	0.85	1.16
Diluted EPS, GAAP	1.09	0.37	0.16	0.08	-0.38	-2.02	-0.54	-1.51	-0.52	0.09	0.28	0.61	0.21	0.8	1.13
Diluted EPS from Cont Ops	1.09	0.37	0.16	0.08	-0.38	-1.96	-0.33	-1.3	-0.31	0.27	0.44	0.77	0.36	0.83	1.13
Dividend per Share	- -	0.3	0.4	0.4	0.3	0.12	0.21	0.25	0.21	0.18	0.16	0.16	0.15	0.02	- -
Cash Flow per Share	2.38	0.77	1.09	1.1	0.34	0.3	0.05	-0.53	0.85	0.37	1.68	1.39	1.45	1.74	1.79
Free Cash Flow per Basic Share	1.19	0.31	0.71	0.61	-0.85	- -	-0.29	-1.35	0.6	0.06	-0.19	-1.01	-0.22	1.25	1.02
Cash & Equivalents per Share	4.2	3.9	3.74	3.42	2.37	4.9	3.92	2.3	2.55	3.52	4.07	2.82	4.45	3.01	3.11
Book Value per Share	5.73	5.87	5.65	5.37	4.68	5.55	5.03	5	4.46	5.41	5.74	6.38	6.63	4.84	6.03
Tangible Book Value per Share	4.89	5.04	4.81	4.54	4.34	5.18	4.67	4.68	4.14	5.15	5.49	5.46	5.24	3.97	5.19