AvalonBay Communities, Inc. Financial Ratios — WV8 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	11.46	7.55	4.58	7.75	7.86	10.33	8.53	9.27	7.27	7.61	9.26	10.25	8.06	9.12	8.93
Return on Assets (%)	5.42	4.32	2.67	4.34	4.49	5.94	4.83	5.3	4.19	4.32	5.14	5.63	4.52	5.19	4.87
Return on Capital (%)	7.95	6	4.13	5.6	5.76	7.29	6.16	- -	5.46	- -	6.49	7.01	5.71	6.52	- -
Return on Invested Capital (%)	3.77	3.91	2.3	4.55	5.26	6.84	5.82	- -	5.46	- -	6.3	6.79	5.81	6.36	- -
Gross Margin (%)	62.69	64.33	65.07	65.03	65.4	66.59	66.54	66.45	66.96	64.23	62.79	64.56	64.3	63.16	63.14
EBITDA Margin (%)	57.32	60.95	58.26	67.81	70.96	82.03	74.16	79.44	71.58	76	85.09	83.06	71.58	72.86	71.28
Operating Margin (%)	34.24	36.57	24.07	36.3	37.34	38.37	36.99	36.17	36	30.87	26.7	30.28	32.02	31.43	30.25
Incremental Operating Margin (%)	81.83	57.48	- -	116.83	47.63	48.46	12.09	22.18	26.16	541.04	1,525.25	57.8	57.89	20.21	3.16
Pretax Margin (%)	15.58	25.03	3.95	39.67	40.04	50.56	40.62	42.64	34.38	35.83	44.02	44.38	33.91	37.16	34.71
Profit Margin (%)	49.06	42.36	24.14	40.57	39.98	50.56	40.62	42.66	33.81	35.96	43.76	43.83	33.56	37.13	34.57
Net Income to Common Margin (%)	49.06	42.36	24.14	40.57	39.98	50.56	40.62	42.66	33.81	35.96	43.76	43.83	33.56	37.13	34.57
Effective Tax Rate (%)	- -	- -	- -	1.4	0.2	0.03	0.02	- -	1.63	- -	0.57	1.27	1.08	0.04	- -
Dvd Payout Ratio (%)	227.52	146.29	916.16	88.26	88.43	70.37	88.22	82.74	106.86	106.75	88.44	78.3	99.42	88.87	93.45
Sustainable Growth Rate (%)	-14.62	-3.49	-37.35	0.91	0.91	3.06	1.01	1.6	-0.5	-0.51	1.07	2.22	0.05	1.02	0.58

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	9,494
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	740
LT Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	8,754
Total Debt/EBITDA	6.98	6.31	7.2	5.68	4.9	4.19	4.58	3.88	4.47	4.43	4.24	3.94	4.11	3.89	4.38
Net Debt/EBITDA	5.78	1.83	6.87	5.23	4.6	4.06	4.54	3.83	4.36	4.2	3.93	3.58	3.83	3.75	4.22
Total Debt/EBIT	12.45	10.52	21	9.27	7.69	6.13	7.21	5.95	7.42	7.44	6.93	6.33	6.99	6.47	7.57
Net Debt/EBIT	10.31	3.05	20.03	8.54	7.22	5.95	7.14	5.87	7.24	7.05	6.43	5.75	6.51	6.24	7.29
EBITDA to Interest Expense	3.07	4.45	4.94	6.33	7.5	8.95	8.02	8.21	8.17	8.17	8.86	9.36	9.62	9.37	8.36
EBITDA-CapEx/Interest Expense	-0.73	4.45	4.94	6.33	7.5	8.95	8.02	8.21	8.17	8.17	8.86	9.36	9.62	9.37	8.36
EBIT to Interest Expense	1.84	2.67	2.04	3.39	3.95	4.19	4	3.74	4.11	3.32	2.78	3.41	4.3	4.04	3.55
Interest Expense	168	137	172	181	176	188	200	221	204	214	220	230	206	227	259
Common Equity/Total Assets	51.81	61.26	56.08	56.05	58.12	56.93	56.41	57.85	57.47	56	54.93	55.01	56.98	56.86	52.32
Long-Term Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	73.97
Long-Term Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	41.05
Long-Term Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	39.45
Total Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	80.22
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	42.78
Net Debt to Equity	67.64	16.32	67.92	66.01	61.48	66.96	69.87	65.33	66.01	68.32	70.25	68.43	64.35	66.73	77.24
Net Debt/Capital (%)	40.35	14.03	40.45	39.76	38.07	40.11	41.13	39.52	39.46	40.19	40.9	40.28	38.85	39.68	43.24
EBITDA	516	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
EBITDA-CapEx	-123	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
Operating Income (Loss)	308	366	352	612	693	785	798	826	837	710	613	785	886	916	920

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	1.41	6.44	0.53	0.94	0.7	0.36	0.11	0.14	0.06	0.34	0.66	0.93	0.57	0.15	0.12
Current Ratio	1.63	6.62	0.76	1.17	0.94	0.6	0.37	0.39	0.26	0.54	0.91	1.11	0.76	0.36	0.23
Quick Ratio	1.41	6.44	0.53	0.94	0.7	0.36	0.11	0.14	0.06	0.34	0.66	0.93	0.57	0.15	0.12
CFO/Avg Current Liab	1.21	1.25	1.51	1.65	1.93	1.98	2.04	2.04	2.07	1.92	1.88	2.2	2.3	2.23	1.46
Common Equity/Total Assets	51.81	61.26	56.08	56.05	58.12	56.93	56.41	57.85	57.47	56	54.93	55.01	56.98	56.86	52.32
Long-Term Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	73.97
Long-Term Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	41.05
Long-Term Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	39.45
Total Debt/Equity (%)	81.63	56.24	71.19	71.64	65.55	69.07	70.52	66.19	67.65	72.02	75.62	75.32	69.03	69.09	80.22
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt/Total Assets (%)	42.43	34.51	40.02	40.21	38.14	39.35	39.8	38.3	38.89	40.34	41.55	41.44	39.34	39.29	42.78
CFO/Total Liabilities	10.54	12.54	10.79	12.52	15.18	15.09	15.66	16.8	16.26	14.44	13.42	15.45	17.54	17.75	16.13
CFO/CapEx	0.67	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	5.35	6.41	3.98	5.43	6.22	5.49	5.4	5.39	6.27	4.52	6.74	4.43	5.37	6.07	4.37

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	34,735	42,946	43,112	61,597	70,780	67,085	68,857	66,058	81,406	60,411	97,283	63,495	75,184	87,251	71,427
- Cash & Cash Equivalents	617	2,734	281	509	401	215	67	92	40	217	420	613	398	109	187
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	14	11	21	13	10	8	6	3	4	3	4	3	1	- -	223
+ Total Debt	3,599	3,851	6,134	6,490	6,457	7,031	7,329	7,040	7,437	7,746	8,270	8,479	8,135	8,251	9,494
Enterprise Value	37,731	44,074	48,986	67,590	76,847	73,909	76,125	73,010	88,807	67,943	105,137	71,363	82,923	95,393	80,957
Total Capital	8,008	10,699	14,751	15,549	16,307	17,210	17,724	17,676	18,430	18,501	19,207	19,735	19,920	20,192	21,328
Total Debt/Capital (%)	44.94	35.99	41.58	41.74	39.6	40.85	41.35	39.83	40.35	41.87	43.06	42.96	40.84	40.86	44.51
Total Debt / EV	0.1	0.09	0.13	0.1	0.08	0.1	0.1	0.1	0.08	0.11	0.08	0.12	0.1	0.09	0.12
EV/Sales	41.92	44.05	33.49	40.11	41.4	36.14	35.27	31.96	38.2	29.52	45.81	27.52	29.96	32.74	26.62
EV/EBITDA	73.13	72.27	57.47	59.16	58.35	44.05	47.56	40.23	53.37	38.85	53.84	33.13	41.85	44.93	37.35
EV/EBIT	130.47	120.37	167.68	96.57	91.58	64.47	74.88	61.68	88.59	65.23	88.05	53.29	71.21	74.75	64.55
EV/Cash Flow to Firm	63.18	65.03	54.63	63.48	61.48	54.84	52.29	- -	58.35	- -	73.92	43.27	47.01	52	- -
EV/Free Cash Flow to Firm	- -	65.03	54.63	63.48	61.48	54.84	52.29	- -	58.35	- -	73.92	43.27	47.01	52	- -
Diluted Market Cap	33,130	36,798	42,396	61,218	69,536	67,149	68,843	65,953	80,786	60,804	97,259	63,522	74,982	87,377	72,827
Diluted Enterprise Value	36,126	37,926	48,270	67,211	75,602	73,972	76,112	72,905	88,187	68,336	105,113	71,390	82,721	95,519	82,357
EV per Share	141.94	137.94	135.52	183.26	200.83	192.69	197.37	188.73	226.08	174.35	269.36	182.61	209.04	240.09	206.92
TTM Sales	900	1,001	1,463	1,685	1,856	2,045	2,159	2,285	2,325	2,301	2,295	2,593	2,768	2,914	3,041
TTM EBITDA	516	610	852	1,143	1,317	1,678	1,601	1,815	1,664	1,749	1,953	2,154	1,981	2,123	2,168
TTM Operating Income	308	366	352	612	693	785	798	826	837	710	613	785	886	916	920
TTM Cash Flow to Firm	597	678	897	1,065	1,250	1,348	1,456	- -	1,522	- -	1,422	1,649	1,764	1,834	- -
TTM Free Cash Flow to Firm	-41	678	897	1,065	1,250	1,348	1,456	- -	1,522	- -	1,422	1,649	1,764	1,834	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-158.45	68.04	58.53	69.04	64.7	57.87	54.8	50.69	61.12	49.86	80.84	44.67	48.06	54.34	43.58
EV/EBIT	130.47	120.37	167.68	96.57	91.58	64.47	74.88	61.68	88.59	65.23	88.05	53.29	71.21	74.75	64.55
Enterprise Value	37,731	44,074	48,986	67,590	76,847	73,909	76,125	73,010	88,807	67,943	105,137	71,363	82,923	95,393	80,957
Low Price	108.62	121.39	115.86	116.56	157.58	158.85	167.43	152.95	167.03	120.16	155	158.86	152.45	169.67	169.77
EV/Sales	41.92	44.05	33.49	40.11	41.4	36.14	35.27	31.96	38.2	29.52	45.81	27.52	29.96	32.74	26.62
EV/EBITDA	73.13	72.27	57.47	59.16	58.35	44.05	47.56	40.23	53.37	38.85	53.84	33.13	41.85	44.93	37.35
Price/Earnings	74.31	86.28	119.67	89.31	93.22	64.85	78.42	67.66	102.67	73.46	96.82	55.85	80.68	80.65	68.88
Price/Earnings Average	69.84	88.07	129.99	75.87	86.33	65.21	81.1	68.14	101.04	79.57	81.37	71.41	75.56	74.94	75.27
Price/Earnings High	78.9	96.08	141.42	90.47	93.84	70.84	87.21	76.62	109.99	108.89	97.9	89.22	84.83	88.1	87.44
Price/Earnings Low	61.77	77.92	116.25	62.33	79.41	58.9	73.55	60.6	82.75	56.94	60.21	54.6	64.89	62.31	64.05
Price/Book Value	7.9	6.28	5.02	6.81	7.19	6.6	6.63	6.21	7.41	5.62	8.9	5.64	6.38	7.31	6.15
Price/Book Value Average	7.43	6.41	5.45	5.78	6.66	6.63	6.86	6.26	7.29	6.09	7.48	7.21	5.98	6.79	6.72
Price/Book Value High	8.39	6.99	5.93	6.9	7.24	7.2	7.37	7.04	7.94	8.33	9	9.01	6.71	7.98	7.81
Price/Book Value Low	6.57	5.67	4.87	4.75	6.13	5.99	6.22	5.56	5.97	4.36	5.53	5.52	5.13	5.65	5.72
Price/Tangible Book Value	7.9	6.28	5.02	6.81	7.19	6.6	6.63	6.21	7.41	5.62	8.9	5.64	6.38	7.31	6.15
Price/Tangible Book Value Average	7.43	6.41	5.45	5.78	6.66	6.63	6.86	6.26	7.29	6.09	7.48	7.21	5.98	6.79	6.72
Price/Tangible Book Value High	8.39	6.99	5.93	6.9	7.24	7.2	7.37	7.04	7.94	8.33	9	9.01	6.71	7.98	7.81
Price/Tangible Book Value Low	6.57	5.67	4.87	4.75	6.13	5.99	6.22	5.56	5.97	4.36	5.53	5.52	5.13	5.65	5.72
Price/Sales	36.46	36.55	28.89	36.23	37.27	32.79	31.86	28.86	34.71	26.42	42.37	24.48	27.07	29.95	23.81
Price/Sales Average	34.27	37.31	31.38	30.78	34.51	32.97	32.95	29.07	34.16	28.62	35.61	31.3	25.36	27.83	26.02
Price/Sales High	38.71	40.7	34.14	36.7	37.52	35.81	35.43	32.68	37.19	39.16	42.84	39.11	28.47	32.72	30.23
Price/Sales Low	30.31	33.01	28.06	25.29	31.75	29.78	29.88	25.85	27.98	20.48	26.35	23.93	21.78	23.14	22.14
Price/Cash Flow	76.43	67.62	58.34	68.86	64.36	57.79	54.74	50.67	61.05	49.85	80.82	44.65	48.04	54.27	43.33
Price/Cash Flow Average	71.84	69.02	63.38	58.5	59.61	58.11	56.61	51.04	60.08	54	67.92	57.09	44.99	50.43	47.35
Price/Cash Flow High	81.16	75.3	68.95	69.75	64.8	63.13	60.87	57.38	65.4	73.9	81.72	71.33	50.51	59.29	55.01
Price/Cash Flow Low	63.54	61.07	56.68	48.06	54.83	52.49	51.34	45.39	49.21	38.64	50.26	43.65	38.64	41.93	40.29
Price/Free Cash Flow Average	-148.93	69.46	63.58	58.66	59.92	58.19	56.68	51.05	60.14	54	67.93	57.12	45.02	50.49	47.62
Price/Free Cash Flow High	-168.24	75.77	69.17	69.94	65.14	63.22	60.94	57.4	65.47	73.9	81.74	71.37	50.54	59.36	55.33
Price/Free Cash Flow Low	-131.71	61.45	56.86	48.19	55.12	52.56	51.4	45.4	49.26	38.64	50.27	43.68	38.66	41.99	40.53
EV/Sales Average	39.6	44.94	36.03	34.61	38.58	36.32	36.36	32.16	37.64	31.71	39.05	34.34	28.24	30.62	28.8
EV/Sales High	44.3	48.92	38.84	40.59	41.66	39.17	38.84	35.79	40.7	42.19	46.29	42.15	31.36	35.51	32.96
EV/Sales Low	35.41	39.89	32.64	29.07	35.76	33.13	33.28	28.94	31.41	23.62	29.79	26.97	24.64	25.93	24.98
EV/EBITDA Average	69.09	73.74	61.84	51.04	54.37	44.27	49.03	40.49	52.59	41.72	45.89	41.34	39.44	42.02	40.41
EV/EBITDA High	77.29	80.27	66.67	59.86	58.71	47.74	52.38	45.05	56.86	55.51	54.4	50.75	43.8	48.73	46.23
EV/EBITDA Low	61.77	65.45	56.03	42.87	50.39	40.38	44.88	36.43	43.88	31.08	35.01	32.47	34.43	35.59	35.04
EV/EBIT Average	123.25	122.81	180.41	83.33	85.34	64.79	77.2	62.08	87.3	70.05	75.05	66.5	67.12	69.91	69.83
EV/EBIT High	137.89	133.7	194.51	97.72	92.14	69.88	82.47	69.07	94.38	93.2	88.96	81.63	74.53	81.07	79.9
EV/EBIT Low	110.2	109.01	163.46	69.99	79.08	59.1	70.67	55.86	72.84	52.19	57.25	52.23	58.58	59.21	60.56
Last Price	130.67	134.4	119.27	167.01	184.98	174.9	178.53	170.76	207.24	155.02	249.24	162.48	189.54	219.6	182.56
High Price	138.74	149.68	140.96	169.19	186.22	191.05	198.54	193.37	222	229.79	252.01	259.6	199.28	239.9	231.77
Enterprise Value Average	35,643	44,967	52,706	58,322	71,614	74,274	78,484	73,481	87,510	72,965	89,611	89,059	78,153	89,214	87,585
Enterprise Value High	39,877	48,954	56,825	68,392	77,321	80,103	83,843	81,757	94,606	97,079	106,222	109,315	86,789	103,456	100,209
Enterprise Value Low	31,869	39,916	47,754	48,984	66,365	67,752	71,848	66,122	73,013	54,358	68,355	69,948	68,212	75,554	75,952

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	266	320	361	369	383	384	386	387	393	390	390	391	397	397	391
Diluted Weighted Avg Shares	254	274	355	367	376	384	386	386	390	392	390	391	396	398	399
Basic Weighted Avg Shares	251	272	354	366	374	383	385	386	389	392	390	391	395	397	397
Revenue per Share	3.58	3.68	4.13	4.61	4.96	5.33	5.6	5.92	5.97	5.87	5.88	6.64	7	7.33	7.67
EBITDA per Share	2.05	2.24	2.41	3.13	3.52	4.38	4.16	4.7	4.27	4.46	5.01	5.51	5.01	5.34	5.47
Operating Income per Share	1.23	1.34	0.99	1.67	1.85	2.05	2.07	2.14	2.15	1.81	1.57	2.01	2.24	2.3	2.32
Basic EPS, GAAP	1.76	1.56	1	1.87	1.98	2.7	2.28	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.65
Basic EPS from Cont Ops	0.56	0.92	0.16	1.8	1.98	2.7	2.28	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.66
Diluted EPS, GAAP	1.74	1.55	0.99	1.86	1.97	2.69	2.27	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.64
Diluted EPS from Cont Ops	0.55	0.91	0.16	1.8	1.97	2.69	2.27	2.52	2.02	2.11	2.57	2.91	2.35	2.72	2.65
Dividend per Share	1.27	1.34	1.49	1.62	1.75	1.9	2.01	2.09	2.16	2.25	2.28	2.28	2.33	2.42	2.5
Cash Flow per Share	1.71	1.99	2.04	2.43	2.87	3.03	3.26	3.37	3.39	3.11	3.08	3.64	3.95	4.05	4.21
Free Cash Flow per Basic Share	-0.83	1.99	2.04	2.43	2.87	3.03	3.26	3.37	3.39	3.11	3.08	3.64	3.95	4.05	4.21
Cash & Equivalents per Share	2.32	8.56	0.78	1.38	1.05	0.56	0.17	0.24	0.1	0.56	1.08	1.57	1	0.27	0.48
Book Value per Share	16.53	21.4	23.78	24.53	25.72	26.52	26.93	27.48	27.98	27.59	28.01	28.8	29.71	30.05	29.68
Tangible Book Value per Share	16.53	21.4	23.78	24.53	25.72	26.52	26.93	27.48	27.98	27.59	28.01	28.8	29.71	30.05	29.68