Guaranty Financial Corporation

GFCJ

GFCJGuaranty Financial Corporation US flag

Other OTC

0.00

USD

- -

560.00Market Cap

Income Statement (USD)

API Chat

	1995 Y	1996 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y
Sales/Revenue/Turnover	1	1	- -	2	2	1	3	3	3	5
+ Sales & Services Revenue	1	1	- -	2	2	1	3	3	3	5
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	2	1	1	- -	4	- -	7	7	6	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	1	1	1	2	3	4	4	5	5	5
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-1	-1	-1	-2	-3	-4	-4	-5	-5	-5
Operating Income (Loss)	-2	-1	-1	- -	-4	- -	-7	-7	-6	- -
- Non-Operating (Income) Loss	-2	-2	-1	-1	-5	- -	-8	-8	-9	-3
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-2	-2	-1	-1	-5	- -	-8	-8	-9	-3
Pretax Income	- -	1	- -	1	2	- -	1	1	3	3
- Income Tax Expense (Benefit)	- -	- -	- -	- -	1	- -	- -	- -	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	1	- -	1	1	- -	1	1	2	2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	- -	1	- -	1	1	- -	1	1	2	2
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	- -	1	- -	1	1	- -	1	1	2	2
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	1	- -	1	1	- -	1	1	2	2
EBIT	-2	-1	-1	- -	-4	- -	-7	-7	-6	- -
EBITDA	-2	-1	-1	- -	-4	1	-7	-6	-5	- -
EBITDA Margin (%)	-177.78	-122.09	-300	14.69	-179.91	96.38	-225.23	-198.76	-210.19	9.79
EBITA	-2	-1	-1	- -	-4	- -	-7	-7	-6	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	-177.78	-118.6	-300	- -	-177.95	- -	-249.74	-238.29	-232.84	- -
Profit Margin (%)	44.44	55.27	- -	50	47.26	0.73	20.62	18.25	68.19	41.87
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.05	- -	0.07	0.24	0.23	0.18	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	1	1	1	1	- -
Basic Weighted Avg Shares	1	1	1	1	1	2	2	2	2	- -
Basic EPS, GAAP	0.44	0.7	- -	0.61	0.68	- -	0.31	0.26	0.89	- -
Basic EPS from Cont Ops	0.44	0.7	- -	0.61	0.68	- -	0.31	0.26	0.89	- -
Diluted Weighted Avg Shares	1	1	1	1	1	2	2	2	2	- -
Diluted EPS, GAAP	0.44	0.69	- -	0.61	0.68	- -	0.31	0.26	0.89	- -
Diluted EPS from Cont Ops	0.44	0.69	- -	0.61	0.68	- -	0.31	0.26	0.89	- -

Balance Sheet (USD)

API Chat

	1995 Y	1996 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	10	5	25	20	11	13	16	12	15	12
+ Cash & Cash Equivalents	6	5	6	6	11	13	16	12	15	12
+ ST Investments	5	- -	19	14	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	1	1	1	1	2	2	2	1	1	1
+ Accounts Receivable, Net	1	- -	1	1	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	1	- -	- -	2	2	2	1	1	1
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-11	-6	-26	-21	-12	-14	-18	-14	-16	-13
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	5	13	20	16	29	24	19	22	4	19
+ LT Investments	5	13	20	16	29	24	19	22	4	19
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-13	-20	-16	-29	-24	-19	-22	-4	-19
+ Total Intangible Assets	- -	- -	- -	- -	2	1	1	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	2	1	1	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-13	-20	-16	-31	-24	-20	-22	-4	-19
Total Assets	90	110	116	131	217	259	254	225	197	199
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	20	- -	18	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	20	- -	18	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-20	- -	-18	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-20	- -	-18	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	10	21	3	2	23	21	15	2	- -	3
+ LT Borrowings	10	21	3	2	23	21	15	2	- -	3
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-10	-21	-3	-2	-23	-21	-15	-2	- -	-3
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-10	-21	-3	-2	-23	-21	-15	-2	- -	-3
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	84	104	110	119	204	245	239	209	179	179
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	3	3	8	8	11	11	11	11	12
+ Common Stock	- -	1	1	2	2	2	2	2	2	2
+ Additional Paid in Capital	- -	2	2	6	6	9	9	9	9	9
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	3	3	4	4	5	4	5	5	7	8
+ Other Equity	- -	- -	- -	- -	- -	-2	-1	-1	- -	- -
Equity Before Minority Interest	6	6	7	12	13	14	15	16	19	20
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	6	6	7	12	13	14	15	16	19	20
Total Liabilities & Equity	90	110	116	131	217	259	254	225	197	199
Shares Outstanding	1	1	1	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	23	15	14	-4	12	9	- -	-11	-15	-9
Net Debt to Equity	388.33	241.89	213.64	-29.41	98.67	61.41	-3.29	-66.4	-80.1	-43.29
Tangible Common Equity Ratio	6.7	5.76	5.68	9.1	4.92	5.29	5.54	7.14	9.44	10.15
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	1995 Y	1996 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y
+ Net Income	- -	1	- -	1	1	- -	1	1	2	2
+ Depreciation & Amortization	- -	- -	- -	- -	- -	1	1	1	1	- -
+ Non-Cash Items	1	- -	- -	17	-1	3	2	-8	11	-2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	- -	- -	17	-1	3	2	-8	11	-2
+ Chg in Non-Cash Work Cap	-2	- -	-2	-2	-1	- -	- -	1	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	-1	- -	- -	1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	- -	-1	-1	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-1	- -	-1	-1	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	- -	- -	-2	16	- -	4	3	-6	14	1
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	1	2	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	1	2	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	-3	- -	-1	-2	-4	-2	-1	-1	-1
+ Acq of Fixed Prod Assets	- -	-3	- -	-1	-2	-3	-1	- -	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	4	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	4	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	1	-18	-5	-11	-17	39	47	18	31	-6
+ Dec in LT Investment	1	26	19	22	151	137	48	115	81	87
+ Inc in LT Investment	- -	-44	-24	-33	-169	-98	-1	-97	-50	-94
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	3	1	2	-18	-60	-80	-40	6	-12	-8
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	4	-21	-4	-30	-80	-45	6	25	20	-15
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1
+ Net Cash From Debt	- -	15	- -	14	80	25	11	-22	-31	17
+ Cash From Debt	- -	46	- -	35	120	56	73	49	48	45
+ Repayments of Debt	- -	-32	- -	-21	-40	-31	-62	-71	-79	-27
+ Other Financing Activities	1	5	7	-4	5	19	-17	- -	- -	-6
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	1	20	7	14	85	43	-6	-22	-31	11
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	4	- -	1	- -	5	2	3	-3	3	-4
EBITDA	-2	-1	-1	- -	-4	1	-7	-6	-5	- -
EBITDA Margin (%)	-177.78	-122.09	-300	14.69	-179.91	96.38	-225.23	-198.76	-210.19	9.79
Free Cash Flow	-1	-3	-2	15	-2	- -	2	-6	12	- -
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	-1	-3	- -	15	-2	- -	2	-6	12	- -
Free Cash Flow to Equity	- -	12	-2	28	78	26	13	-27	-16	18
Free Cash Flow per Basic Share	-0.66	-2.95	-2.6	9.9	-1.63	0.24	0.84	-3.24	6.27	- -
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow to Net Income	-1	0.75	- -	17.78	-0.39	932.7	5.58	-11.1	7.76	0.4
Capital Expenditures	- -	-3	- -	-1	-2	-4	-2	-1	-1	-1