Goosehead Insurance, Inc Financial Ratios — GSHD Stock

Profitability (USD)

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	73.2	84.69	- -
Return on Assets (%)	- -	- -	-34.57	7.18	7.42	2.37	0.19	4.18	8.09	6.85
Return on Capital (%)	- -	-98.04	- -	-5.87	- -	- -	0.9	7.19	- -	16.76
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	15	20.32	-30.29	15.08	15.14	3.97	2.45	10.1	14.85	13.92
Profit Margin (%)	15	- -	-14.8	4.6	7.94	3.57	0.27	5.41	9.67	7.62
Net Income to Common Margin (%)	15	- -	-14.8	4.6	7.94	3.57	0.27	5.41	9.67	7.62
Effective Tax Rate (%)	- -	- -	- -	11.16	- -	- -	48.72	10.2	- -	12.58
Dvd Payout Ratio (%)	- -	147.04	-281.59	108.97	158.37	536.24	- -	- -	- -	238.72
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	73.2	84.69	- -

Credit (USD)

Credit Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	29	49	48	46	119	175	165	143	153	352
ST Debt	- -	- -	2	4	7	9	14	18	17	12
LT Debt	29	48	46	42	112	166	152	125	137	341
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-1.64	-2.61	-0.53	-1.72	-4.49	-5.4	-2.52	-1.85	-1.66	-0.79
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	2	4	2	2	3	5	7	7	24
Common Equity/Total Assets	-278.8	-246.22	-24.43	-13.94	-2.62	-5.19	3.32	7.88	11.04	-23.02
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	744.33	350.05	- -
Long-Term Debt/Capital (%)	566.41	640.12	197.67	278.22	139.31	156.65	115.3	78.09	71.07	179.75
Long-Term Debt/Total Assets (%)	334.38	288.26	132.04	65.24	60.45	61.3	47.19	35.21	34.4	82.11
Total Debt/Equity (%)	-121.17	-118.29	-192.23	-148.87	-309.98	-252.88	-491.2	853.19	392.53	-216.41
Total Debt/Capital (%)	572.26	646.76	208.43	304.61	147.62	165.41	125.56	89.51	79.7	185.9
Total Debt/Total Assets (%)	337.83	291.25	139.22	71.43	64.06	64.73	51.4	40.35	38.57	84.92
Net Debt to Equity	-105.59	-106.26	-118.29	-102.63	-151.01	-136.17	-192.85	208.39	97.33	-158.53
Net Debt/Capital (%)	1,889.32	1,697.4	646.82	3,895.23	104.07	121.95	63.08	29.63	27.52	166.37
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	-6	-2	-4	-10	-15	-13	-12	-12	-19
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-278.8	-246.22	-24.43	-13.94	-2.62	-5.19	3.32	7.88	11.04	-23.02
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	744.33	350.05	- -
Long-Term Debt/Capital (%)	566.41	640.12	197.67	278.22	139.31	156.65	115.3	78.09	71.07	179.75
Long-Term Debt/Total Assets (%)	334.38	288.26	132.04	65.24	60.45	61.3	47.19	35.21	34.4	82.11
Total Debt/Equity (%)	-121.17	-118.29	-192.23	-148.87	-309.98	-252.88	-491.2	853.19	392.53	-216.41
Total Debt/Capital (%)	572.26	646.76	208.43	304.61	147.62	165.41	125.56	89.51	79.7	185.9
Total Debt/Total Assets (%)	337.83	291.25	139.22	71.43	64.06	64.73	51.4	40.35	38.57	84.92
CFO/Total Liabilities	13.37	23.41	17.12	22.21	10.99	10.44	10.15	15.03	19.95	15.88
CFO/CapEx	6.51	2.1	4.58	5.18	2.38	2.3	2.86	4.18	5.87	4.89
Altman's Z-Score	3.64	-0.9	4.53	4.74	6.48	4.89	1.73	3.94	5.21	2.36

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	24.36	25.73	9.47	6.9	5.77	6.87	10.94	18.76	25.53
Days Sales Outstanding	- -	14.98	14.19	38.55	52.86	63.25	53.11	33.36	19.46	14.3
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	363	646	2,284	2,627	791	1,892	2,645	1,816
- Cash & Cash Equivalents	4	5	19	14	25	29	29	42	54	34
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	-17	-22	-34	-55	-44	-11	-5	-67
+ Total Debt	29	49	48	46	119	175	165	143	153	352
Enterprise Value	26	44	376	656	2,344	2,719	883	1,983	2,739	2,066
Total Capital	5	8	23	15	81	106	132	160	192	190
Total Debt/Capital (%)	572.26	646.76	208.43	304.61	147.62	165.41	125.56	89.51	79.7	185.9
Total Debt / EV	1.15	1.11	0.13	0.07	0.05	0.06	0.19	0.07	0.06	0.17
EV/Sales	0.81	1.02	6.25	8.46	20.03	17.97	4.22	7.59	8.71	5.66
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	5.32	2.73	25.67	28.08	86.54	69.02	22.88	34.95	34.56	18.36
EV/Free Cash Flow to Firm	4.66	1.95	22.26	23.89	62.58	49.61	17.24	28.78	29.95	15.73
Diluted Market Cap	- -	- -	356	683	2,293	2,707	748	2,907	4,107	2,806
Diluted Enterprise Value	26	44	369	692	2,354	2,799	840	2,997	4,201	3,057
EV per Share	2.09	3.57	27.24	43.04	128.07	134.6	38.34	79.41	111.04	83.82
TTM Sales	31	43	60	77	117	151	209	261	315	365
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5	16	15	23	27	39	39	57	79	113
TTM Free Cash Flow to Firm	5	22	17	27	37	55	51	69	91	131

Multiples (USD)

Valuation Multiples API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	28.46	26.94	65.51	53.24	15.37	46.16	49.04	25.39
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	26	44	376	656	2,344	2,719	883	1,983	2,739	2,066
Low Price	- -	- -	10.78	24.05	37.26	78.86	29.23	31.21	50.47	64.41
EV/Sales	0.81	1.02	6.25	8.46	20.03	17.97	4.22	7.59	8.71	5.66
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	176.68	225.49	461.79	1,276.05	128.28	86.89	66.09
Price/Earnings Average	- -	- -	-39.62	160.64	141.92	457.67	2,157.09	101.77	65.91	84.35
Price/Earnings High	- -	- -	-58.13	216.61	243.13	643.63	4,946.27	135.04	105.67	114.86
Price/Earnings Low	- -	- -	-16.41	100.22	67.34	279.96	1,086.17	52.82	40.9	57.8
Price/Book Value	- -	- -	-42.68	-71.73	-468.33	-187.4	74.13	67.67	60.26	-19.01
Price/Book Value Average	- -	- -	-42.25	-65.22	-294.77	-185.73	125.32	53.69	45.71	-24.26
Price/Book Value High	- -	- -	-61.98	-87.94	-504.96	-261.19	287.36	71.24	73.29	-33.04
Price/Book Value Low	- -	- -	-17.5	-40.69	-139.87	-113.61	63.1	27.86	28.37	-16.63
Price/Tangible Book Value	- -	- -	-41.47	-68.36	-420.93	-156.22	127.93	176.86	140.59	-13.43
Price/Tangible Book Value Average	- -	- -	-41.05	-62.15	-264.94	-154.83	216.26	140.32	106.64	-17.14
Price/Tangible Book Value High	- -	- -	-60.23	-83.8	-453.86	-217.74	495.89	186.2	170.97	-23.34
Price/Tangible Book Value Low	- -	- -	-17.01	-38.77	-125.71	-94.71	108.89	72.82	66.18	-11.74
Price/Sales	- -	- -	5.92	8.13	17.9	16.49	3.44	6.94	8.41	5.04
Price/Sales Average	- -	- -	5.86	7.39	11.26	16.34	5.82	5.51	6.38	6.43
Price/Sales High	- -	- -	8.6	9.97	19.3	22.98	13.35	7.31	10.22	8.75
Price/Sales Low	- -	- -	2.43	4.61	5.34	10	2.93	2.86	3.96	4.4
Price/Cash Flow	- -	- -	34.68	29.67	84.98	70.39	20.01	35.68	36.95	20.05
Price/Cash Flow Average	- -	- -	34.33	26.98	53.49	69.77	33.82	28.31	28.03	25.58
Price/Cash Flow High	- -	- -	50.36	36.37	91.63	98.11	77.56	37.56	44.94	34.84
Price/Cash Flow Low	- -	- -	14.22	16.83	25.38	42.68	17.03	14.69	17.39	17.53
Price/Free Cash Flow Average	- -	- -	28.18	24.49	41.23	52.77	25.98	36.62	37.2	32.4
Price/Free Cash Flow High	- -	- -	41.34	33.03	70.63	74.2	59.58	48.59	59.64	44.12
Price/Free Cash Flow Low	- -	- -	11.67	15.28	19.56	32.28	13.08	19	23.09	22.21
EV/Sales Average	0.81	1.02	6.19	7.71	12.8	17.81	6.83	6.09	6.68	7.03
EV/Sales High	0.81	1.02	8.98	10.35	21.56	24.8	15.08	7.97	10.53	9.32
EV/Sales Low	0.81	1.02	2.69	4.86	6.35	11.13	3.66	3.33	4.26	5.03
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	26.29	42.4	124.76	130.08	34.34	75.8	107.22	73.65
High Price	- -	- -	38.18	51.98	134.52	181.3	133.11	79.8	130.39	127.99
Enterprise Value Average	26	44	372	597	1,498	2,695	1,429	1,592	2,100	2,568
Enterprise Value High	26	44	540	802	2,523	3,753	3,158	2,082	3,311	3,406
Enterprise Value Low	26	44	162	376	743	1,684	765	869	1,339	1,839

Shares Outstanding	12	12	14	15	18	20	23	25	25	25
Diluted Weighted Avg Shares	35	35	14	16	18	21	22	38	38	38
Basic Weighted Avg Shares	12	12	14	15	17	19	21	24	25	25
Revenue per Share	2.57	3.49	4.44	5.21	6.97	7.89	9.97	10.92	12.76	14.63
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.39	- -	-0.66	0.24	0.55	0.28	0.03	0.59	1.23	1.11
Basic EPS from Cont Ops	0.39	0.71	-1.38	0.7	1.12	0.43	0.13	0.99	1.99	1.78
Diluted EPS, GAAP	0.13	- -	-0.66	0.22	0.51	0.26	0.03	0.37	0.79	0.73
Diluted EPS from Cont Ops	0.13	0.25	-1.38	0.64	1.02	0.4	0.12	0.62	1.28	1.17
Dividend per Share	- -	2.08	5.91	1.26	2.66	3.13	- -	- -	- -	5.84
Cash Flow per Share	0.36	1.11	0.76	1.43	1.47	1.85	1.72	2.12	2.9	3.67
Free Cash Flow per Basic Share	0.3	0.58	0.59	1.15	0.85	1.04	1.12	1.62	2.41	2.92
Cash & Equivalents per Share	0.31	0.4	1.35	0.94	1.36	1.41	1.25	1.68	2.2	1.39
Book Value per Share	-1.98	-3.36	-0.62	-0.59	-0.27	-0.69	0.46	1.12	1.78	-3.87
Tangible Book Value per Share	-1.98	-3.37	-0.63	-0.62	-0.3	-0.83	0.27	0.43	0.76	-5.48

Goosehead Insurance, Inc

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)