Guidewire Software, Inc. Financial Ratios — 0GS Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Return on Common Equity (%)	- -	12.15	3.37	1.48	2.03	2.16	-2.32	1.39	-1.68	-4.15	-12.04	-8.44	-0.48	4.99	10.51
Return on Assets (%)	9.09	8.36	2.77	1.27	1.75	1.81	-1.75	1	-1.2	-2.84	-7.86	-5.21	-0.29	2.82	5.26
Return on Capital (%)	18.47	12.15	3.37	1.48	2.03	2.16	- -	- -	- -	- -	- -	- -	- -	- -	7.38
Return on Invested Capital (%)	18.72	12	3.12	1.45	1.61	1.66	- -	- -	- -	- -	- -	- -	- -	- -	6.21
Gross Margin (%)	61.21	58.21	57.47	61.32	64.23	62.4	54.54	54.92	54.46	52.41	46.42	50.61	59.5	62.54	64.21
EBITDA Margin (%)	13.73	11.5	7.19	6.3	5.96	7.97	3.06	5.76	2.53	-9.23	-20.42	-13.77	-3.09	5.39	12.05
Operating Margin (%)	12.47	9.89	5.26	4.33	3.87	4.29	-2.39	0.2	-3.22	-14.21	-24.54	-16.51	-5.36	3.42	10.16
Incremental Operating Margin (%)	20.24	1.17	- -	- -	- -	6.37	- -	25.64	- -	- -	- -	53.88	128.95	42.19	39.87
Pretax Margin (%)	12.29	10.02	5.69	4.4	4.9	5.6	-1.27	1.73	-3.28	-14.03	-28.27	-14.81	-2.74	4.11	11.12
Profit Margin (%)	8.04	8.2	4.2	2.6	3.53	3.55	-4.1	2.88	-3.66	-8.95	-22.2	-12.36	-0.62	5.81	9.44
Net Income to Common Margin (%)	5.84	8.2	4.2	2.6	3.53	3.55	-4.1	2.88	-3.66	-8.95	-22.2	-12.36	-0.62	5.81	9.44
Effective Tax Rate (%)	34.55	18.14	26.2	40.95	27.94	36.65	- -	- -	- -	- -	- -	- -	- -	- -	15.13
Dvd Payout Ratio (%)	-37.78	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	12.15	3.37	1.48	2.03	2.16	-2.32	1.39	-1.68	-4.15	-12.04	-8.44	-0.48	4.99	10.51

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Total Debt	- -	- -	- -	- -	- -	- -	305	317	461	471	476	449	443	716	715
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	11	12	12	8	408	10	12
LT Debt	- -	- -	- -	- -	- -	- -	305	317	450	459	463	440	35	705	703
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	15.27	7.66	24.56	-6.86	-2.87	-3.6	-14.64	11.04	4.02
Net Debt/EBITDA	-6.46	-2.31	-5.88	-8.86	-8.84	-6.48	-6.6	1.53	-1.96	0.6	1.5	0.04	4.93	-0.36	1.72
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	-19.53	215.72	-19.28	-4.46	-2.38	-3	-8.42	17.43	4.77
Net Debt/EBIT	-7.11	-2.68	-8.04	-12.88	-13.6	-12.04	8.45	42.98	1.54	0.39	1.24	0.03	2.84	-0.57	2.04
EBITDA to Interest Expense	- -	- -	- -	- -	- -	3,122	3.1	2.39	1.05	-3.67	-8.53	-18.56	-4.49	4.91	13.35
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	2,608.92	1.24	-0.43	-0.38	-4.68	-9.02	-19.43	-5.44	4.47	12.44
EBIT to Interest Expense	- -	- -	- -	- -	- -	1,681.62	-2.43	0.08	-1.33	-5.64	-10.26	-22.26	-7.8	3.11	11.25
Interest Expense	- -	- -	- -	- -	- -	- -	6	17	18	19	19	7	7	13	13
Common Equity/Total Assets	64.72	72.57	85.93	86.18	85.57	82.36	71.34	72.65	70.06	66.54	64.04	59.15	60.31	53.55	46.32
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	21.58	20.16	27.14	29.72	31.92	36.69	2.59	48.4	58.92
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	17.75	16.78	21.24	22.78	24.04	26.71	1.94	32.46	36.85
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	15.4	14.64	19.01	19.78	20.44	21.7	1.56	25.92	27.29
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	21.58	20.16	27.8	30.48	32.76	37.4	32.99	49.11	59.9
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	17.75	16.78	21.75	23.36	24.68	27.22	24.8	32.94	37.46
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	15.4	14.64	19.47	20.28	20.98	22.12	19.89	26.3	27.75
Net Debt to Equity	-111.83	-35.96	-22.76	-30.8	-28.52	-29.62	-9.34	4.02	-2.22	-2.66	-17.09	-0.39	-11.1	-1.6	25.57
Net Debt/Capital (%)	945.57	-56.15	-29.47	-44.52	-39.9	-42.08	-10.3	3.86	-2.1	-2.52	-18.78	-0.37	-12.05	-1.58	19.87
EBITDA	32	35	25	24	25	41	20	41	19	-69	-166	-125	-30	65	178
EBITDA-CapEx	26	25	20	18	18	34	8	-7	-7	-88	-175	-130	-37	59	166
Operating Income (Loss)	29	30	18	16	16	22	-16	1	-24	-106	-199	-149	-53	41	150

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Cash Ratio	2.21	2.1	4.66	5.47	5.28	3.4	4.48	4.84	5.03	3.73	2.89	2.14	1.2	2.11	1.13
Current Ratio	2.82	2.81	5.41	6.34	5.94	4.03	5.13	5.75	5.96	4.51	3.71	2.95	1.55	2.77	1.79
Quick Ratio	2.55	2.64	5.18	6.07	5.8	3.88	5.03	5.64	5.81	4.37	3.57	2.83	1.49	2.66	1.67
CFO/Avg Current Liab	0.19	0.39	0.89	0.64	0.89	0.97	0.69	0.49	0.49	0.42	-0.12	0.11	0.32	0.44	0.64
Common Equity/Total Assets	64.72	72.57	85.93	86.18	85.57	82.36	71.34	72.65	70.06	66.54	64.04	59.15	60.31	53.55	46.32
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	21.58	20.16	27.14	29.72	31.92	36.69	2.59	48.4	58.92
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	17.75	16.78	21.24	22.78	24.04	26.71	1.94	32.46	36.85
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	15.4	14.64	19.01	19.78	20.44	21.7	1.56	25.92	27.29
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	21.58	20.16	27.8	30.48	32.76	37.4	32.99	49.11	59.9
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	17.75	16.78	21.75	23.36	24.68	27.22	24.8	32.94	37.46
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	15.4	14.64	19.47	20.28	20.98	22.12	19.89	26.3	27.75
CFO/Total Liabilities	17.05	38.82	70.86	57.6	75.54	72.89	24.74	19.59	15.97	14.36	-4.65	4.63	22.15	23.81	28.17
CFO/CapEx	3.04	3.53	15.12	10.11	14.05	20.8	11.69	2.38	4.41	5.87	-3.99	6.6	30.77	52.41	32.33
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Accounts Receivable Turnover	8.35	8.21	7.72	6.8	6.8	7.17	6.39	5.47	5.88	6.81	6.56	6.14	6.8	8.65	8.83
Days Sales Outstanding	43.72	44.43	47.27	53.67	53.68	50.94	57.11	66.78	62.12	53.6	55.67	59.43	53.67	42.19	41.36
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	206	80	148	212	224	263	437	254	367	385	606	402	548	698	373
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	305	317	461	471	476	449	443	716	715
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	184	222	651	689	784	889	1,719	1,892	2,117	2,016	1,927	1,648	1,786	2,173	1,909
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	17.75	16.78	21.75	23.36	24.68	27.22	24.8	32.94	37.46
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	232	301	350	381	424	510	653	720	742	743	813	905	980	1,202	1,475
TTM EBITDA	32	35	25	24	25	41	20	41	19	-69	-166	-125	-30	65	178
TTM Operating Income	29	30	18	16	16	22	-16	1	-24	-106	-199	-149	-53	41	150
TTM Cash Flow to Firm	17	33	75	64	100	139	- -	- -	- -	- -	- -	- -	- -	- -	401
TTM Free Cash Flow to Firm	11	23	70	57	93	132	- -	- -	- -	- -	- -	- -	- -	- -	389

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	07/31/2012	07/31/2013	07/31/2014	07/31/2015	07/31/2016	07/31/2017	07/31/2018	07/31/2019	07/31/2020	07/31/2021	07/31/2022	07/31/2023	07/31/2024	07/31/2025	07/31/2026

Shares Outstanding	54	58	69	71	73	75	81	82	83	83	84	81	83	85	82
Diluted Weighted Avg Shares	42	62	69	72	74	75	78	83	83	84	84	82	82	86	85
Basic Weighted Avg Shares	35	56	66	70	72	74	78	81	83	84	84	82	82	84	84
Revenue per Share	6.67	5.34	5.33	5.43	5.89	6.89	8.4	8.83	8.96	8.89	9.72	11.02	11.91	14.34	17.52
EBITDA per Share	0.92	0.61	0.38	0.34	0.35	0.55	0.26	0.51	0.23	-0.82	-1.99	-1.52	-0.37	0.77	2.11
Operating Income per Share	0.83	0.53	0.28	0.24	0.23	0.3	-0.2	0.02	-0.29	-1.26	-2.39	-1.82	-0.64	0.49	1.78
Basic EPS, GAAP	0.39	0.44	0.22	0.14	0.21	0.24	-0.34	0.25	-0.33	-0.8	-2.16	-1.36	-0.07	0.83	1.65
Basic EPS from Cont Ops	0.54	0.44	0.22	0.14	0.21	0.24	-0.34	0.25	-0.33	-0.8	-2.16	-1.36	-0.07	0.83	1.65
Diluted EPS, GAAP	0.33	0.4	0.21	0.14	0.2	0.24	-0.34	0.25	-0.33	-0.8	-2.16	-1.36	-0.07	0.81	1.63
Diluted EPS from Cont Ops	0.45	0.4	0.21	0.14	0.2	0.24	-0.34	0.25	-0.33	-0.8	-2.16	-1.36	-0.07	0.81	1.63
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.49	0.58	1.15	0.91	1.39	1.88	1.81	1.43	1.36	1.34	-0.45	0.47	2.38	3.59	4.63
Free Cash Flow per Basic Share	0.33	0.41	1.07	0.82	1.29	1.79	1.65	0.83	1.05	1.11	-0.57	0.4	2.3	3.52	4.49
Cash & Equivalents per Share	3.81	2.71	6.43	8.05	8.6	7.64	13.24	13.69	13.58	13.46	11.61	9.81	12.09	13.6	9.18
Book Value per Share	3.41	3.83	9.42	9.71	10.73	11.85	17.54	19.16	19.85	18.57	17.26	14.73	16.17	17.24	14.56
Tangible Book Value per Share	3.41	3.56	9.21	9.52	10.13	9	12.12	14.2	15.29	14.24	12.58	9.98	11.58	12.44	9.2