Huntington Bancshares Incorporated Financial Ratios — HBAN

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	134.25	77.06	35.98	56.73	75.23	46.56	37.8	36.03
Return on Assets (%)	1	1.14	1.11	1.01	1.01	0.83	1.16	1.31	1.3	0.7	0.87	1.25	1.05	0.99	1.03
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	10.78	9.75	10.36	11.82	11.42	10.8	9.59	10.93	8.27	7.62	6.53	6.67	10.84	8.42	9.37
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	27.03	29.59	31.98	30.29	30.6	26.15	32.37	36.1	35.55	20.19	26.56	38.1	32.39	32.54	33.06
Profit Margin (%)	20.74	22.41	23.6	22.45	23.2	20.24	27.54	30.89	30.23	16.97	21.62	30.85	26.51	26.27	27.19
Net Income to Common Margin (%)	19.56	21.28	22.43	21.32	22.13	18.39	25.77	29.33	28.65	14.89	19.43	29.29	24.58	24.45	25.67
Effective Tax Rate (%)	23.28	24.27	26.18	25.86	24.18	22.61	14.92	14.43	14.95	15.95	18.48	18.63	17.32	18.44	17.08
Dvd Payout Ratio (%)	12.03	22.92	24.71	27.8	29.2	36.17	31.44	38.85	44.65	83.4	64.81	41.78	48.24	49.4	42.02
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	82.09	42.65	5.97	19.96	43.8	24.1	19.12	20.89

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3,105	2,379	4,262	5,675	7,055	10,754	12,944	8,638	11,414	8,464	7,122	11,460	12,396	16,431	18,460
ST Debt	7	14	1,804	1,339	14	2,445	3,738	13	1,565	112	14	1,774	2	57	1,239
LT Debt	3,098	2,365	2,458	4,336	7,041	8,309	9,206	8,625	9,849	8,352	7,108	9,686	12,394	16,374	17,221
Total Debt/EBITDA	11.01	8.66	15.14	17.05	20.69	28.3	31.34	17.52	29.57	23.06	18.21	23.68	15.53	26.42	24.23
Net Debt/EBITDA	6.73	3.81	11.38	13.19	18.05	24.5	27.55	11.99	26.27	4.77	3.09	9.38	2.6	4.98	5.75
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-4.37	-3.4	-2.47	-1.57	-0.83	-0.22	0.57	1.26	1.92	1.53	1.27	1.88	2.29	2.56	2.83
Long-Term Debt/Equity (%)	57.18	40.84	40.36	68.52	106.77	80.61	85.13	77.69	83.5	64.28	36.79	54.51	63.89	82.77	70.64
Long-Term Debt/Capital (%)	279.1	276.41	77.37	86.42	102.71	71.57	62.99	76.92	66.93	66.59	61.67	56.65	64.65	69.14	62.41
Long-Term Debt/Total Assets (%)	5.69	4.21	4.13	6.54	9.91	8.33	8.84	7.93	9.04	6.79	4.08	5.3	6.54	8.02	7.65
Total Debt/Equity (%)	57.3	41.08	69.98	89.68	106.99	104.33	119.7	77.81	96.77	65.14	36.87	64.49	63.9	83.06	75.72
Total Debt/Capital (%)	279.71	278.04	134.14	113.11	102.91	92.64	88.57	77.04	77.57	67.48	61.79	67.03	64.66	69.38	66.9
Total Debt/Total Assets (%)	5.7	4.24	7.17	8.56	9.93	10.78	12.42	7.94	10.47	6.88	4.09	6.27	6.55	8.05	8.2
Net Debt to Equity	35.03	18.05	52.6	69.37	93.35	90.33	105.21	53.26	85.99	13.48	6.25	25.56	10.69	15.67	17.97
Net Debt/Capital (%)	-1,957.17	-218.54	151.19	117.63	103.35	91.59	87.2	69.66	75.44	30.05	21.53	44.62	23.43	29.94	32.42
EBITDA	282	275	282	333	341	380	413	493	386	367	391	484	798	622	762
EBITDA-CapEx	138	145	179	273	248	260	219	383	279	248	144	270	658	479	495
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-4.37	-3.4	-2.47	-1.57	-0.83	-0.22	0.57	1.26	1.92	1.53	1.27	1.88	2.29	2.56	2.83
Long-Term Debt/Equity (%)	57.18	40.84	40.36	68.52	106.77	80.61	85.13	77.69	83.5	64.28	36.79	54.51	63.89	82.77	70.64
Long-Term Debt/Capital (%)	279.1	276.41	77.37	86.42	102.71	71.57	62.99	76.92	66.93	66.59	61.67	56.65	64.65	69.14	62.41
Long-Term Debt/Total Assets (%)	5.69	4.21	4.13	6.54	9.91	8.33	8.84	7.93	9.04	6.79	4.08	5.3	6.54	8.02	7.65
Total Debt/Equity (%)	57.3	41.08	69.98	89.68	106.99	104.33	119.7	77.81	96.77	65.14	36.87	64.49	63.9	83.06	75.72
Total Debt/Capital (%)	279.71	278.04	134.14	113.11	102.91	92.64	88.57	77.04	77.57	67.48	61.79	67.03	64.66	69.38	66.9
Total Debt/Total Assets (%)	5.7	4.24	7.17	8.56	9.93	10.78	12.42	7.94	10.47	6.88	4.09	6.27	6.55	8.05	8.2
CFO/Total Liabilities	3.25	1.99	1.9	1.48	1.6	1.36	2.09	1.77	1.62	1.2	1.33	2.44	1.56	1	1.24
CFO/CapEx	11.09	7.73	9.91	14.86	11.11	10.12	10.07	15.69	14.71	11.12	8.35	18.82	18.98	12.84	9.3
Altman's Z-Score	0.04	0.07	0.1	0.11	0.11	0.11	0.15	0.14	0.17	0.13	0.13	0.14	0.14	0.15	0.15

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	35.27	21.13	49.35	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.35	17.27	7.4	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	4,742	5,482	8,050	8,626	8,886	11,957	15,793	12,477	15,666	12,845	19,460	20,318	18,393	23,608	25,661
- Cash & Cash Equivalents	1,207	1,334	1,058	1,285	899	1,443	1,567	2,725	1,272	6,712	5,914	6,918	10,323	13,332	14,078
+ Preferred Equity and Hybrid Capital	386	386	386	386	386	1,071	1,071	1,203	1,203	2,191	2,167	2,167	2,394	1,989	2,731
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21	38	45	42	37
+ Total Debt	3,105	2,379	4,262	5,675	7,055	10,754	12,944	8,638	11,414	8,464	7,122	11,460	12,396	16,431	18,460
Enterprise Value	6,581	6,528	11,039	12,697	14,751	21,553	13,372	19,408	26,782	16,484	22,482	26,554	19,532	24,859	30,843
Total Capital	1,110	856	3,177	5,017	6,856	11,609	14,614	11,213	14,715	12,543	11,526	17,098	19,172	23,681	27,595
Total Debt/Capital (%)	279.71	278.04	134.14	113.11	102.91	92.64	88.57	77.04	77.57	67.48	61.79	67.03	64.66	69.38	66.9
Total Debt / EV	0.47	0.36	0.39	0.45	0.48	0.5	0.97	0.45	0.43	0.51	0.32	0.43	0.63	0.66	0.6
EV/Sales	2.52	2.32	4.06	4.51	4.94	6.13	3.1	4.3	5.74	3.42	3.75	3.66	2.65	3.37	3.79
EV/EBITDA	23.33	23.77	39.21	38.15	43.26	56.72	32.38	39.37	69.38	44.91	57.5	54.86	24.48	39.97	40.48
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.13	6.51	10.89	14.29	14.28	17.74	6.84	11.24	17.02	12.46	10.9	6.59	7.35	13.54	12.43
EV/Free Cash Flow to Firm	3.79	5.77	9.9	13.39	13.1	16.14	6.23	10.57	15.93	11.43	9.74	6.26	6.98	12.56	11.22
Diluted Market Cap	4,763	5,517	8,144	8,764	9,037	12,146	16,543	12,477	15,926	13,047	19,846	20,656	18,673	24,015	26,112
Diluted Enterprise Value	7,047	6,948	11,734	13,540	15,580	22,528	28,991	19,593	27,271	16,990	23,242	27,404	23,185	29,145	33,262
EV per Share	7.62	7.61	13.23	15.49	18.36	23.83	12.33	18.54	25.78	16.21	17.81	18.43	13.51	17.13	20.85
TTM Sales	2,616	2,817	2,717	2,816	2,987	3,518	4,307	4,510	4,667	4,815	5,991	7,254	7,360	7,385	8,131
TTM EBITDA	282	275	282	333	341	380	413	493	386	367	391	484	798	622	762
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1,595	1,002	1,013	889	1,033	1,215	1,954	1,726	1,574	1,323	2,062	4,027	2,657	1,836	2,482
TTM Free Cash Flow to Firm	1,739	1,132	1,115	949	1,126	1,335	2,148	1,836	1,681	1,442	2,309	4,241	2,797	1,979	2,749

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.74	4.87	7.3	9.24	8.03	9.1	7.7	6.8	9.47	9.05	8.59	4.87	6.68	12.13	9.5
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	6,581	6,528	11,039	12,697	14,751	21,553	13,372	19,408	26,782	16,484	22,482	26,554	19,532	24,859	30,843
Low Price	4.46	5.49	6.48	8.66	9.63	7.83	12.14	11.12	11.72	6.82	12.42	11.67	9.13	12.02	11.92
EV/Sales	2.52	2.32	4.06	4.51	4.94	6.13	3.1	4.3	5.74	3.42	3.75	3.66	2.65	3.37	3.79
EV/EBITDA	23.33	23.77	39.21	38.15	43.26	56.72	32.38	39.37	69.38	44.91	57.5	54.86	24.48	39.97	40.48
Price/Earnings	9.26	9.15	13.21	14.36	13.44	18.48	14.23	9.43	11.72	17.91	16.72	9.56	10.17	13.07	12.3
Price/Earnings Average	10.13	9.06	10.96	13.2	13.4	14.06	13.14	11.92	10.73	14.82	16.48	9.62	9.34	11.47	11.47
Price/Earnings High	12.99	10.38	13.32	14.66	14.46	19.07	14.59	13.13	12.14	21.5	18.33	12.06	12.49	14.82	12.78
Price/Earnings Low	7.53	7.86	8.87	11.82	11.7	10.95	11.86	8.8	9.11	9.67	13.47	7.91	7.3	9.66	8.45
Price/Book Value	-1.99	-2.87	-5.47	-8.26	-15.16	-55.35	26.37	9.09	7.47	6.8	8.78	5.92	4.24	4.52	4.03
Price/Book Value Average	-2.18	-2.84	-4.54	-7.59	-15.11	-42.13	24.35	11.49	6.84	5.63	8.65	5.95	3.9	3.97	3.76
Price/Book Value High	-2.79	-3.26	-5.52	-8.43	-16.31	-57.11	27.04	12.66	7.74	8.17	9.63	7.47	5.21	5.13	4.19
Price/Book Value Low	-1.62	-2.47	-3.67	-6.8	-13.2	-32.79	21.98	8.48	5.8	3.67	7.07	4.9	3.04	3.34	2.77
Price/Tangible Book Value	1.07	1.14	1.56	1.61	1.68	1.81	2.2	1.69	1.93	1.53	1.74	2.18	1.71	2.04	1.72
Price/Tangible Book Value Average	1.17	1.13	1.29	1.48	1.68	1.38	2.04	2.14	1.76	1.27	1.71	2.19	1.57	1.79	1.61
Price/Tangible Book Value High	1.51	1.29	1.57	1.65	1.81	1.86	2.26	2.36	2	1.84	1.91	2.75	2.1	2.32	1.79
Price/Tangible Book Value Low	0.87	0.98	1.05	1.33	1.46	1.07	1.84	1.58	1.5	0.83	1.4	1.8	1.23	1.51	1.18
Price/Sales	1.81	1.95	2.96	3.06	2.97	3.4	3.67	2.77	3.36	2.67	3.25	2.8	2.5	3.2	3.16
Price/Sales Average	1.98	1.93	2.46	2.82	2.97	2.59	3.39	3.5	3.07	2.21	3.2	2.82	2.3	2.81	2.94
Price/Sales High	2.54	2.21	2.99	3.13	3.2	3.51	3.76	3.85	3.48	3.2	3.56	3.53	3.07	3.63	3.28
Price/Sales Low	1.47	1.67	1.99	2.52	2.59	2.01	3.06	2.58	2.61	1.44	2.62	2.32	1.79	2.36	2.17
Price/Cash Flow	2.97	5.47	7.94	9.7	8.6	9.84	8.08	7.23	9.95	9.71	9.44	5.05	6.92	12.86	10.34
Price/Cash Flow Average	3.25	5.42	6.59	8.92	8.58	7.49	7.47	9.13	9.11	8.03	9.3	5.08	6.36	11.28	9.64
Price/Cash Flow High	4.17	6.21	8.01	9.91	9.26	10.15	8.29	10.07	10.32	11.65	10.35	6.37	8.5	14.58	10.75
Price/Cash Flow Low	2.42	4.7	5.33	7.99	7.49	5.83	6.74	6.74	7.74	5.24	7.6	4.18	4.97	9.5	7.1
Price/Free Cash Flow Average	3	4.83	6.06	8.49	8	6.92	7.11	8.59	8.67	7.49	8.47	4.9	6.13	10.65	8.86
Price/Free Cash Flow High	3.84	5.53	7.36	9.43	8.64	9.39	7.9	9.46	9.82	10.86	9.43	6.15	8.2	13.76	9.88
Price/Free Cash Flow Low	2.23	4.19	4.9	7.61	6.99	5.39	6.42	6.34	7.36	4.89	6.92	4.03	4.79	8.96	6.53
EV/Sales Average	2.85	2.44	3.78	4.51	5.16	5.54	6.28	5.07	5.5	3.03	3.77	3.75	2.91	3.5	3.82
EV/Sales High	3.42	2.72	4.31	4.82	5.39	6.46	6.65	5.43	5.91	4.02	4.13	4.46	3.68	4.32	4.16
EV/Sales Low	2.35	2.18	3.31	4.22	4.78	4.96	5.95	4.16	5.04	2.26	3.18	3.25	2.41	3.06	3.05
EV/EBITDA Average	26.47	25	36.47	38.17	45.17	51.27	65.46	46.41	66.55	39.7	57.73	56.17	26.83	41.55	40.8
EV/EBITDA High	31.67	27.87	41.58	40.81	47.22	59.79	69.35	49.68	71.46	52.75	63.26	66.91	33.96	51.29	44.4
EV/EBITDA Low	21.75	22.37	31.95	35.68	41.88	45.96	62.02	38.04	60.93	29.64	48.77	48.68	22.2	36.29	32.52
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	5.49	6.39	9.65	10.52	11.06	13.22	14.56	11.92	15.08	12.63	15.42	14.1	12.72	16.27	17.35
High Price	7.7	7.25	9.73	10.74	11.9	13.64	14.93	16.6	15.63	15.16	16.91	17.79	15.62	18.45	18.04
Enterprise Value Average	7,468	6,863	10,267	12,705	15,401	19,482	27,037	22,882	25,687	14,569	22,573	27,189	21,409	25,847	31,089
Enterprise Value High	8,934	7,652	11,707	13,582	16,103	22,719	28,642	24,492	27,582	19,361	24,736	32,382	27,099	31,901	33,831
Enterprise Value Low	6,136	6,142	8,996	11,877	14,280	17,464	25,616	18,756	23,520	10,879	19,070	23,563	17,714	22,571	24,780

Shares Outstanding	864	843	831	811	795	1,086	1,072	1,047	1,020	1,017	1,438	1,443	1,448	1,454	1,568
Diluted Weighted Avg Shares	868	863	844	833	817	919	1,136	1,047	1,056	1,033	1,287	1,465	1,468	1,476	1,505
Basic Weighted Avg Shares	864	858	834	820	803	904	1,085	1,047	1,039	1,017	1,262	1,441	1,446	1,451	1,479
Revenue per Share	3.03	3.28	3.26	3.43	3.72	3.89	3.97	4.31	4.49	4.73	4.75	5.03	5.09	5.09	5.5
EBITDA per Share	0.33	0.32	0.34	0.41	0.42	0.42	0.38	0.47	0.37	0.36	0.31	0.34	0.55	0.43	0.52
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.59	0.7	0.73	0.73	0.82	0.72	1.02	1.26	1.29	0.71	0.92	1.47	1.25	1.24	1.41
Basic EPS from Cont Ops	0.63	0.74	0.77	0.77	0.86	0.79	1.09	1.33	1.36	0.8	1.03	1.56	1.36	1.35	1.51
Diluted EPS, GAAP	0.59	0.69	0.72	0.72	0.81	0.7	0.98	1.26	1.27	0.69	0.9	1.45	1.23	1.22	1.39
Diluted EPS from Cont Ops	0.63	0.73	0.76	0.76	0.85	0.77	1.04	1.33	1.34	0.79	1.01	1.54	1.34	1.33	1.48
Dividend per Share	0.11	0.2	0.22	0.24	0.28	0.33	0.39	0.56	0.65	0.69	0.7	0.7	0.72	0.72	0.69
Cash Flow per Share	1.85	1.17	1.21	1.08	1.29	1.34	1.8	1.65	1.52	1.3	1.63	2.79	1.84	1.27	1.68
Free Cash Flow per Basic Share	1.68	1.02	1.09	1.01	1.17	1.21	1.62	1.54	1.41	1.18	1.44	2.65	1.74	1.17	1.5
Cash & Equivalents per Share	1.91	2	1.99	2.43	1.96	2.46	15.15	2.78	1.44	6.9	4.98	5.16	9.47	11.86	10.85
Book Value per Share	-2.76	-2.23	-1.76	-1.27	-0.73	-0.24	0.55	1.31	2.02	1.86	1.76	2.38	3	3.6	4.3
Tangible Book Value per Share	5.11	5.63	6.19	6.52	6.58	7.32	6.61	7.05	7.82	8.24	8.87	6.47	7.45	7.96	10.07

Huntington Bancshares Incorporated

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)