Huntington Bancshares Incorporated Financial Ratios — HBAN

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.61	11.49	10.97	10.31	10.88	8.38	11.7	13.47	13.05	6.7	8.33	13	11.12	10.41	10.6
Return on Assets (%)	1	1.14	1.11	1.01	1.01	0.83	1.16	1.31	1.3	0.7	0.87	1.25	1.05	0.99	1.03
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	10.78	9.75	10.36	11.82	11.42	10.8	9.59	10.93	8.27	7.62	6.53	6.67	10.84	8.43	9.37
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	27.03	29.59	31.98	30.29	30.6	26.15	32.37	36.1	35.55	20.19	26.56	38.1	32.39	32.57	33.06
Profit Margin (%)	20.74	22.41	23.6	22.45	23.2	20.24	27.54	30.89	30.23	16.97	21.62	30.85	26.51	26.3	27.19
Net Income to Common Margin (%)	19.56	21.28	22.43	21.32	22.13	18.39	25.77	29.33	28.65	14.89	19.43	29.29	24.58	24.48	25.67
Effective Tax Rate (%)	23.28	24.27	26.18	25.86	24.18	22.61	14.92	14.43	14.95	15.95	18.48	18.63	17.32	18.44	17.08
Dvd Payout Ratio (%)	12.03	22.92	24.71	27.8	29.2	36.17	31.44	38.85	44.65	83.4	64.81	41.78	48.24	49.4	42.02
Sustainable Growth Rate (%)	9.33	8.85	8.26	7.45	7.7	5.35	8.02	8.24	7.22	1.11	2.93	7.57	5.76	5.27	6.15

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3,105	2,379	4,262	5,675	7,055	10,754	12,944	8,638	11,414	8,464	7,122	11,460	12,396	16,431	18,460
ST Debt	7	14	1,804	1,339	14	2,445	3,738	13	1,565	112	14	1,774	2	57	1,239
LT Debt	3,098	2,365	2,458	4,336	7,041	8,309	9,206	8,625	9,849	8,352	7,108	9,686	12,394	16,374	17,221
Total Debt/EBITDA	11.01	8.66	15.14	17.05	20.69	28.3	31.34	17.52	29.57	23.06	18.21	23.68	15.53	26.42	24.23
Net Debt/EBITDA	6.73	3.81	11.38	13.19	18.05	24.5	27.55	11.99	26.27	4.77	3.09	9.38	2.6	4.98	5.75
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.24	9.62	9.59	8.96	8.74	9.26	9.35	9.1	9.72	8.78	9.84	8.51	8.96	8.69	9.6
Long-Term Debt/Equity (%)	57.18	40.84	40.36	68.52	106.77	80.61	85.13	77.69	83.5	64.28	36.79	54.51	63.89	82.77	70.64
Long-Term Debt/Capital (%)	36.35	28.95	23.75	36.12	51.59	39.45	38.75	43.69	42.44	38.92	26.88	33.14	38.98	45.22	40.2
Long-Term Debt/Total Assets (%)	5.69	4.21	4.13	6.54	9.91	8.33	8.84	7.93	9.04	6.79	4.08	5.3	6.54	8.02	7.65
Total Debt/Equity (%)	57.3	41.08	69.98	89.68	106.99	104.33	119.7	77.81	96.77	65.14	36.87	64.49	63.9	83.06	75.72
Total Debt/Capital (%)	36.43	29.12	41.17	47.28	51.69	51.06	54.48	43.76	49.18	39.45	26.94	39.21	38.99	45.37	43.09
Total Debt/Total Assets (%)	5.7	4.24	7.17	8.56	9.93	10.78	12.42	7.94	10.47	6.88	4.09	6.27	6.55	8.05	8.2
Net Debt to Equity	35.03	18.05	52.6	69.37	93.35	90.33	105.21	53.26	85.99	13.48	6.25	25.56	10.69	15.67	17.97
Net Debt/Capital (%)	25.94	15.29	34.47	40.96	48.28	47.46	51.27	34.75	46.23	11.88	5.89	20.36	9.65	13.54	15.24
EBITDA	282	275	282	333	341	380	413	493	386	367	391	484	798	622	762
EBITDA-CapEx	138	145	179	273	248	260	219	383	279	248	144	270	658	479	495
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.24	9.62	9.59	8.96	8.74	9.26	9.35	9.1	9.72	8.78	9.84	8.51	8.96	8.69	9.6
Long-Term Debt/Equity (%)	57.18	40.84	40.36	68.52	106.77	80.61	85.13	77.69	83.5	64.28	36.79	54.51	63.89	82.77	70.64
Long-Term Debt/Capital (%)	36.35	28.95	23.75	36.12	51.59	39.45	38.75	43.69	42.44	38.92	26.88	33.14	38.98	45.22	40.2
Long-Term Debt/Total Assets (%)	5.69	4.21	4.13	6.54	9.91	8.33	8.84	7.93	9.04	6.79	4.08	5.3	6.54	8.02	7.65
Total Debt/Equity (%)	57.3	41.08	69.98	89.68	106.99	104.33	119.7	77.81	96.77	65.14	36.87	64.49	63.9	83.06	75.72
Total Debt/Capital (%)	36.43	29.12	41.17	47.28	51.69	51.06	54.48	43.76	49.18	39.45	26.94	39.21	38.99	45.37	43.09
Total Debt/Total Assets (%)	5.7	4.24	7.17	8.56	9.93	10.78	12.42	7.94	10.47	6.88	4.09	6.27	6.55	8.05	8.2
CFO/Total Liabilities	3.25	1.99	1.9	1.48	1.6	1.36	2.09	1.77	1.62	1.2	1.33	2.44	1.56	1	1.24
CFO/CapEx	11.09	7.73	9.91	14.86	11.11	10.12	10.07	15.69	14.71	11.12	8.35	18.82	18.98	12.84	9.3
Altman's Z-Score	0.04	0.07	0.1	0.11	0.11	0.13	0.15	0.14	0.17	0.13	0.14	0.14	0.14	0.15	0.16

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	35.27	21.13	49.35	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.35	17.27	7.4	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	4,746	5,386	8,019	8,537	8,792	14,353	15,609	12,477	15,382	12,847	22,170	20,347	18,423	23,651	27,200
- Cash & Cash Equivalents	1,207	1,334	1,058	1,285	899	1,443	1,567	2,725	1,272	6,712	5,914	6,918	10,323	13,332	14,078
+ Preferred Equity and Hybrid Capital	386	386	386	386	386	1,071	1,071	1,203	1,203	2,191	2,167	2,167	2,394	1,989	2,731
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21	38	45	42	37
+ Total Debt	3,105	2,379	4,262	5,675	7,055	10,754	12,944	8,638	11,414	8,464	7,122	11,460	12,396	16,431	18,460
Enterprise Value	6,585	6,431	11,008	12,608	14,657	23,949	13,188	19,408	26,498	16,486	25,192	26,583	19,562	24,902	32,382
Total Capital	8,523	8,169	10,352	12,003	13,650	21,062	23,758	19,740	23,209	21,457	26,440	29,229	31,794	36,213	42,839
Total Debt/Capital (%)	36.43	29.12	41.17	47.28	51.69	51.06	54.48	43.76	49.18	39.45	26.94	39.21	38.99	45.37	43.09
Total Debt / EV	0.47	0.37	0.39	0.45	0.48	0.45	0.98	0.45	0.43	0.51	0.28	0.43	0.63	0.66	0.57
EV/Sales	2.52	2.28	4.05	4.48	4.91	6.81	3.06	4.3	5.68	3.42	4.2	3.66	2.66	3.38	3.98
EV/EBITDA	23.34	23.42	39.1	37.88	42.98	63.02	31.93	39.37	68.65	44.92	64.43	54.92	24.51	40.03	42.5
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.13	6.42	10.86	14.19	14.19	19.71	6.75	11.24	16.83	12.46	12.22	6.6	7.36	13.56	13.05
EV/Free Cash Flow to Firm	3.79	5.68	9.87	13.29	13.02	17.94	6.14	10.57	15.76	11.43	10.91	6.27	6.99	12.58	11.78
Diluted Market Cap	4,763	5,517	8,144	8,764	9,037	12,146	16,543	12,477	15,926	13,047	19,846	20,656	18,673	24,022	26,112
Diluted Enterprise Value	7,047	6,948	11,734	13,540	15,580	22,528	28,991	19,593	27,271	16,990	23,242	27,404	23,185	29,152	33,262
EV per Share	7.62	7.63	13.25	15.54	18.44	22.06	12.3	18.54	25.98	16.21	17.52	18.42	13.51	17.13	20.66
TTM Sales	2,616	2,817	2,717	2,816	2,987	3,518	4,307	4,510	4,667	4,815	5,991	7,254	7,360	7,377	8,131
TTM EBITDA	282	275	282	333	341	380	413	493	386	367	391	484	798	622	762
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1,595	1,002	1,013	889	1,033	1,215	1,954	1,726	1,574	1,323	2,062	4,027	2,657	1,836	2,482
TTM Free Cash Flow to Firm	1,739	1,132	1,115	949	1,126	1,335	2,148	1,836	1,681	1,442	2,309	4,241	2,797	1,979	2,749

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.74	4.87	7.3	9.24	8.03	9.1	7.7	6.8	9.47	9.05	8.59	4.87	6.68	12.14	9.5
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	6,585	6,431	11,008	12,608	14,657	23,949	13,188	19,408	26,498	16,486	25,192	26,583	19,562	24,902	32,382
Low Price	4.46	5.49	6.48	8.66	9.63	7.83	12.14	11.12	11.72	6.82	12.42	11.67	9.13	12.02	11.92
EV/Sales	2.52	2.28	4.05	4.48	4.91	6.81	3.06	4.3	5.68	3.42	4.2	3.66	2.66	3.38	3.98
EV/EBITDA	23.34	23.42	39.1	37.88	42.98	63.02	31.93	39.37	68.65	44.92	64.43	54.92	24.51	40.03	42.5
Price/Earnings	9.26	9.15	13.21	14.36	13.44	18.48	14.23	9.43	11.72	17.91	16.72	9.56	10.17	13.08	12.3
Price/Earnings Average	10.13	9.06	10.96	13.2	13.4	14.06	13.14	11.92	10.73	14.82	16.48	9.62	9.34	11.47	11.47
Price/Earnings High	12.99	10.38	13.32	14.66	14.46	19.07	14.59	13.13	12.14	21.5	18.33	12.06	12.49	14.83	12.78
Price/Earnings Low	7.53	7.86	8.87	11.82	11.7	10.95	11.86	8.8	9.11	9.67	13.47	7.91	7.3	9.66	8.45
Price/Book Value	0.94	1	1.41	1.44	1.42	1.55	1.6	1.26	1.45	1.19	1.29	1.31	1.09	1.33	1.26
Price/Book Value Average	1.03	0.99	1.17	1.32	1.41	1.18	1.48	1.59	1.33	0.98	1.28	1.32	1	1.17	1.17
Price/Book Value High	1.32	1.13	1.42	1.47	1.52	1.6	1.64	1.76	1.51	1.43	1.42	1.65	1.33	1.51	1.31
Price/Book Value Low	0.77	0.86	0.94	1.18	1.23	0.92	1.34	1.18	1.13	0.64	1.04	1.08	0.78	0.98	0.86
Price/Tangible Book Value	1.08	1.12	1.55	1.6	1.66	2.17	2.18	1.69	1.89	1.53	1.98	2.19	1.72	2.05	1.83
Price/Tangible Book Value Average	1.18	1.11	1.29	1.47	1.66	1.65	2.01	2.14	1.73	1.27	1.96	2.21	1.58	1.8	1.71
Price/Tangible Book Value High	1.51	1.27	1.56	1.63	1.79	2.24	2.23	2.36	1.96	1.84	2.18	2.77	2.11	2.33	1.9
Price/Tangible Book Value Low	0.87	0.96	1.04	1.31	1.45	1.28	1.82	1.58	1.47	0.83	1.6	1.81	1.23	1.52	1.26
Price/Sales	1.81	1.95	2.96	3.06	2.97	3.4	3.67	2.77	3.36	2.67	3.25	2.8	2.5	3.2	3.16
Price/Sales Average	1.98	1.93	2.46	2.82	2.97	2.59	3.39	3.5	3.07	2.21	3.2	2.82	2.3	2.81	2.94
Price/Sales High	2.54	2.21	2.99	3.13	3.2	3.51	3.76	3.85	3.48	3.2	3.56	3.53	3.07	3.63	3.28
Price/Sales Low	1.47	1.67	1.99	2.52	2.59	2.01	3.06	2.58	2.61	1.44	2.62	2.32	1.79	2.36	2.17
Price/Cash Flow	2.97	5.47	7.94	9.7	8.6	9.84	8.08	7.23	9.95	9.71	9.44	5.05	6.92	12.86	10.34
Price/Cash Flow Average	3.25	5.42	6.59	8.92	8.58	7.49	7.47	9.13	9.11	8.03	9.3	5.08	6.36	11.29	9.64
Price/Cash Flow High	4.17	6.21	8.01	9.91	9.26	10.15	8.29	10.07	10.32	11.65	10.35	6.37	8.5	14.59	10.75
Price/Cash Flow Low	2.42	4.7	5.33	7.99	7.49	5.83	6.74	6.74	7.74	5.24	7.6	4.18	4.97	9.5	7.1
Price/Free Cash Flow Average	3	4.83	6.06	8.49	8	6.92	7.11	8.59	8.67	7.49	8.47	4.9	6.13	10.65	8.86
Price/Free Cash Flow High	3.84	5.53	7.36	9.43	8.64	9.39	7.9	9.46	9.82	10.86	9.43	6.15	8.2	13.76	9.88
Price/Free Cash Flow Low	2.23	4.19	4.9	7.61	6.99	5.39	6.42	6.34	7.36	4.89	6.92	4.03	4.79	8.97	6.53
EV/Sales Average	2.86	2.4	3.77	4.48	5.12	6.06	6.24	5.07	5.45	3.03	4.21	3.75	2.91	3.51	4
EV/Sales High	3.42	2.68	4.3	4.79	5.36	7.16	6.61	5.43	5.85	4.02	4.62	4.47	3.69	4.33	4.36
EV/Sales Low	2.35	2.15	3.3	4.19	4.75	5.37	5.91	4.16	4.99	2.26	3.55	3.25	2.41	3.06	3.18
EV/EBITDA Average	26.49	24.65	36.37	37.93	44.89	56.07	65.05	46.41	65.87	39.7	64.56	56.24	26.86	41.61	42.68
EV/EBITDA High	31.69	27.47	41.47	40.53	46.93	66.29	68.89	49.68	70.69	52.76	70.87	66.98	34	51.37	46.5
EV/EBITDA Low	21.76	22.06	31.88	35.46	41.64	49.69	61.65	38.04	60.36	29.65	54.35	48.73	22.22	36.34	33.91
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	5.49	6.39	9.65	10.52	11.06	13.22	14.56	11.92	15.08	12.63	15.42	14.1	12.72	16.27	17.35
High Price	7.7	7.25	9.73	10.74	11.9	13.64	14.93	16.6	15.63	15.16	16.91	17.79	15.62	18.45	18.04
Enterprise Value Average	7,473	6,767	10,241	12,623	15,308	21,305	26,866	22,882	25,427	14,571	25,244	27,218	21,436	25,884	32,525
Enterprise Value High	8,940	7,542	11,675	13,491	16,002	25,191	28,453	24,492	27,288	19,364	27,708	32,419	27,135	31,950	35,432
Enterprise Value Low	6,139	6,058	8,975	11,803	14,198	18,883	25,462	18,756	23,299	10,880	21,253	23,588	17,735	22,603	25,837

Shares Outstanding	864	843	831	811	795	1,086	1,072	1,047	1,020	1,017	1,438	1,443	1,448	1,454	1,568
Diluted Weighted Avg Shares	868	863	844	833	817	919	1,136	1,047	1,056	1,033	1,287	1,465	1,468	1,476	1,505
Basic Weighted Avg Shares	864	858	834	820	803	904	1,085	1,047	1,039	1,017	1,262	1,441	1,446	1,451	1,479
Revenue per Share	3.03	3.28	3.26	3.43	3.72	3.89	3.97	4.31	4.49	4.73	4.75	5.03	5.09	5.08	5.5
EBITDA per Share	0.33	0.32	0.34	0.41	0.42	0.42	0.38	0.47	0.37	0.36	0.31	0.34	0.55	0.43	0.52
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.59	0.7	0.73	0.73	0.82	0.72	1.02	1.26	1.29	0.71	0.92	1.47	1.25	1.24	1.41
Basic EPS from Cont Ops	0.63	0.74	0.77	0.77	0.86	0.79	1.09	1.33	1.36	0.8	1.03	1.56	1.36	1.35	1.51
Diluted EPS, GAAP	0.59	0.69	0.72	0.72	0.81	0.7	0.98	1.26	1.27	0.69	0.9	1.45	1.23	1.22	1.39
Diluted EPS from Cont Ops	0.63	0.73	0.76	0.76	0.85	0.77	1.04	1.33	1.34	0.79	1.01	1.54	1.34	1.33	1.48
Dividend per Share	0.11	0.2	0.22	0.24	0.28	0.33	0.39	0.56	0.65	0.69	0.7	0.7	0.71	0.72	0.69
Cash Flow per Share	1.85	1.17	1.21	1.08	1.29	1.34	1.8	1.65	1.52	1.3	1.63	2.79	1.84	1.26	1.68
Free Cash Flow per Basic Share	1.68	1.02	1.09	1.01	1.17	1.21	1.62	1.54	1.41	1.18	1.44	2.65	1.74	1.17	1.5
Cash & Equivalents per Share	1.91	2.04	2	2.45	1.98	2.05	15.33	2.78	1.47	6.9	4.37	5.15	9.46	11.84	10.24
Book Value per Share	5.82	6.41	6.86	7.32	7.81	8.51	9.09	9.46	10.38	10.62	11.91	10.79	11.71	12.21	13.78
Tangible Book Value per Share	5.1	5.73	6.22	6.59	6.65	6.09	6.68	7.05	7.97	8.24	7.77	6.43	7.41	7.92	9.48

Huntington Bancshares Incorporated

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)