James River Group Holdings, Ltd. Financial Ratios — JRVR

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	2.21	9.07	6.43	7.82	10.84	6.28	9.09	5.15	0.61	-22.72	3.47	-21.72	-23.76	7.92
Return on Assets (%)	- -	0.86	3.51	2.37	2.66	3.38	1.71	2.17	0.94	0.1	-3.45	0.61	-2.06	-1.57	0.96
Return on Capital (%)	- -	- -	8.2	5.84	6.82	9.37	5.68	8.12	4.68	0.81	- -	3.78	-8.9	- -	7.43
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	11.35	1.86	19.95	10.39	11.84	13.53	6.74	8	5.72	1.79	-17.75	8.05	10.7	-10.05	7.35
Profit Margin (%)	9.46	2.07	17.43	10.18	10.6	12.7	5.33	7.21	4.23	0.72	-28.37	4.68	-13.26	-11.46	6.9
Net Income to Common Margin (%)	9.46	2.07	17.43	10.18	10.6	12.7	5.33	7.21	4.23	0.72	-28.37	3.36	-14.55	-16.71	5.75
Effective Tax Rate (%)	16.67	- -	12.64	2.06	10.5	6.14	21	9.89	26.08	59.59	- -	34.57	29.58	- -	1.43
Dvd Payout Ratio (%)	- -	- -	- -	156.65	88.61	88.61	116.68	56.59	95.78	768.06	-50.93	19.81	15.28	18.04	4.76
Sustainable Growth Rate (%)	- -	2.21	9.07	-3.64	0.89	1.23	-1.05	3.95	0.22	-4.09	-34.29	2.79	-18.4	-19.47	7.54

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	139	162	192	192	192	202	222	262	366	366	326	326	305	330
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	139	162	192	192	192	202	222	262	366	366	326	326	305	330
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	-0.05	-0.05	-0.71	-0.59	-0.26	-0.2	-0.2
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	8	8	7	6	7	8	9	12	11	10	9	14	25	25	24
Common Equity/Total Assets	- -	38.7	38.83	35.11	33.13	29.54	25.2	22.61	15.5	15.71	14.66	10.78	10.05	9.21	11.07
Long-Term Debt/Equity (%)	- -	17.74	23.1	27.96	28.24	27.75	29.13	31.35	33.7	46.05	50.51	46.71	48.03	51.32	49.14
Long-Term Debt/Capital (%)	- -	15.06	18.77	21.85	22.02	21.72	22.56	23.87	25.2	31.53	33.56	31.84	32.44	33.91	32.95
Long-Term Debt/Total Assets (%)	- -	6.87	8.97	9.82	9.36	8.2	7.34	7.09	5.22	7.24	7.4	6.35	6.14	6.09	6.79
Total Debt/Equity (%)	- -	17.74	23.1	27.96	28.24	27.75	29.13	31.35	33.7	46.05	50.51	46.71	48.03	51.32	49.14
Total Debt/Capital (%)	- -	15.06	18.77	21.85	22.02	21.72	22.56	23.87	25.2	31.53	33.56	31.84	32.44	33.91	32.95
Total Debt/Total Assets (%)	- -	6.87	8.97	9.82	9.36	8.2	7.34	7.09	5.22	7.24	7.4	6.35	6.14	6.09	6.79
Net Debt to Equity	- -	5.52	0.49	17.29	12.62	11.91	5.59	7.04	7.12	25.65	24.3	23.92	7.66	-9.68	10.27
Net Debt/Capital (%)	- -	5.23	0.49	14.74	11.21	10.64	5.3	6.57	6.65	20.42	19.55	19.31	7.12	-10.71	9.31
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-6	-8	-6	-5	-5
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	38.7	38.83	35.11	33.13	29.54	25.2	22.61	15.5	15.71	14.66	10.78	10.05	9.21	11.07
Long-Term Debt/Equity (%)	- -	17.74	23.1	27.96	28.24	27.75	29.13	31.35	33.7	46.05	50.51	46.71	48.03	51.32	49.14
Long-Term Debt/Capital (%)	- -	15.06	18.77	21.85	22.02	21.72	22.56	23.87	25.2	31.53	33.56	31.84	32.44	33.91	32.95
Long-Term Debt/Total Assets (%)	- -	6.87	8.97	9.82	9.36	8.2	7.34	7.09	5.22	7.24	7.4	6.35	6.14	6.09	6.79
Total Debt/Equity (%)	- -	17.74	23.1	27.96	28.24	27.75	29.13	31.35	33.7	46.05	50.51	46.71	48.03	51.32	49.14
Total Debt/Capital (%)	- -	15.06	18.77	21.85	22.02	21.72	22.56	23.87	25.2	31.53	33.56	31.84	32.44	33.91	32.95
Total Debt/Total Assets (%)	- -	6.87	8.97	9.82	9.36	8.2	7.34	7.09	5.22	7.24	7.4	6.35	6.14	6.09	6.79
CFO/Total Liabilities	- -	3.98	9.56	10.26	8.73	9.34	10.08	11.95	35.07	-6.42	-21.63	5.02	1.9	-5.6	-0.45
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	2,869.02	-498.78	-144.94	27.1	13.67	-50.53	-3.91
Altman's Z-Score	- -	0.23	0.3	0.59	0.73	0.75	0.69	0.61	0.39	0.36	0.23	0.2	0.13	0.06	0.08

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	1.95	1.13	1.6	1.65	1.52	1.46	1.21	0.97	0.58	0.4	0.38	0.48	0.34	0.3
Days Sales Outstanding	- -	186.79	323.2	227.76	220.94	239.93	249.36	300.84	375.08	625.57	912.81	948.66	759.6	1,059.46	1,231.5
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	650	971	1,216	1,188	1,096	1,254	1,506	1,077	784	348	222	292
- Cash & Cash Equivalents	- -	96	159	73	106	110	163	172	207	162	190	159	274	362	261
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	145	145	133	133
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	139	162	192	192	192	202	222	262	366	366	326	326	305	330
Enterprise Value	- -	-826	-731	-120	138	306	174	-120	-281	-203	-561	-171	-852	-319	-133
Total Capital	- -	923	864	880	873	886	897	932	1,041	1,162	1,092	1,025	1,006	899	1,001
Total Debt/Capital (%)	- -	15.06	18.77	21.85	22.02	21.72	22.56	23.87	25.2	31.53	33.56	31.84	32.44	33.91	32.95
Total Debt / EV	- -	-0.17	-0.22	-1.6	1.4	0.63	1.16	-1.85	-0.93	-1.8	-0.65	-1.91	-0.38	-0.96	-2.48
EV/Sales	- -	- -	- -	- -	0.27	0.52	0.21	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	1.09	1.89	0.81	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	1.09	1.89	0.81	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	656	984	1,242	1,211	1,107	1,264	1,518	1,007	787	349	188	382
Diluted Enterprise Value	- -	44	3	775	1,070	1,325	1,250	1,157	1,320	1,722	1,183	1,099	546	264	584
EV per Share	- -	- -	- -	- -	4.76	10.47	5.86	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	407	418	386	439	505	586	818	886	907	669	609	662	812	708	688
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	82	59	112	137	126	162	215	300	1,497	-270	-907	232	105	-225	4
TTM Free Cash Flow to Firm	82	59	112	137	126	162	215	300	1,497	-269	-900	240	112	-220	9

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	5.03	8.2	8.05	5.83	3.82	0.85	-5.55	-1.11	3.41	3.7	-0.78	-27.29
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-826	-731	-120	138	306	174	-120	-281	-203	-561	-171	-852	-319	-133
Low Price	- -	- -	- -	20.46	20.61	25.86	37.24	32.17	34.26	25.34	24.43	19.76	8.15	4.35	3
EV/Sales	- -	- -	- -	- -	0.27	0.52	0.21	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	14.54	17.97	16.22	27.06	17.11	32.54	311.29	- -	35.23	- -	- -	7.39
Price/Earnings Average	- -	- -	- -	14.07	13.91	13.53	27.55	17.93	33.73	273.29	-7.84	40.77	-5.54	-2.47	6.11
Price/Earnings High	- -	- -	- -	14.93	18.53	16.46	31.24	20.35	41.21	363.6	-11.35	50.73	-7.93	-3.76	8.01
Price/Earnings Low	- -	- -	- -	13.07	11.04	10.09	25.18	15.06	27.05	160.49	-4.94	33.29	-2.59	-1.42	3.49
Price/Book Value	- -	- -	- -	0.94	1.43	1.75	1.71	1.55	1.61	1.89	1.48	1.41	0.65	0.48	0.54
Price/Book Value Average	- -	- -	- -	0.91	1.1	1.46	1.74	1.62	1.67	1.66	2	1.64	1.23	0.75	0.45
Price/Book Value High	- -	- -	- -	0.97	1.47	1.78	1.97	1.84	2.04	2.21	2.89	2.04	1.75	1.14	0.59
Price/Book Value Low	- -	- -	- -	0.85	0.88	1.09	1.59	1.36	1.34	0.98	1.26	1.34	0.57	0.43	0.26
Price/Tangible Book Value	- -	- -	- -	1.39	2.11	2.57	2.5	2.24	2.24	2.61	2.12	2.33	1.09	0.9	0.9
Price/Tangible Book Value Average	- -	- -	- -	1.35	1.63	2.15	2.55	2.34	2.32	2.29	2.85	2.7	2.05	1.4	0.75
Price/Tangible Book Value High	- -	- -	- -	1.43	2.18	2.61	2.89	2.66	2.84	3.05	4.13	3.36	2.93	2.13	0.98
Price/Tangible Book Value Low	- -	- -	- -	1.25	1.3	1.6	2.33	1.97	1.86	1.35	1.8	2.2	0.96	0.81	0.43
Price/Sales	- -	- -	- -	1.48	1.9	2.06	1.44	1.23	1.38	2.25	1.65	1.18	0.43	0.27	0.43
Price/Sales Average	- -	- -	- -	1.43	1.47	1.72	1.47	1.29	1.43	1.97	2.22	1.37	0.81	0.41	0.35
Price/Sales High	- -	- -	- -	1.52	1.96	2.09	1.66	1.47	1.74	2.62	3.22	1.7	1.15	0.63	0.46
Price/Sales Low	- -	- -	- -	1.33	1.17	1.28	1.34	1.09	1.14	1.16	1.4	1.12	0.38	0.24	0.2
Price/Cash Flow	- -	- -	- -	4.98	8.01	7.82	5.67	3.77	0.84	-5.48	-1.1	3.52	3.95	-0.76	-15.56
Price/Cash Flow Average	- -	- -	- -	4.82	6.2	6.53	5.78	3.95	0.87	-4.81	-1.48	4.07	7.44	-1.18	-12.86
Price/Cash Flow High	- -	- -	- -	5.12	8.26	7.94	6.55	4.48	1.06	-6.41	-2.15	5.06	10.66	-1.8	-16.86
Price/Cash Flow Low	- -	- -	- -	4.48	4.92	4.87	5.28	3.32	0.7	-2.83	-0.93	3.32	3.49	-0.68	-7.34
Price/Free Cash Flow Average	- -	- -	- -	4.87	6.35	6.71	5.93	4	0.88	-4.88	-1.49	3.94	6.97	-1.2	-22.56
Price/Free Cash Flow High	- -	- -	- -	5.17	8.46	8.17	6.73	4.54	1.07	-6.49	-2.16	4.91	9.98	-1.84	-29.57
Price/Free Cash Flow Low	- -	- -	- -	4.52	5.04	5.01	5.42	3.36	0.71	-2.86	-0.94	3.22	3.26	-0.69	-12.87
EV/Sales Average	- -	0.1	0.01	1.7	1.66	1.87	1.53	1.35	1.49	2.28	2.67	1.84	1.05	0.59	0.65
EV/Sales High	- -	0.1	0.01	1.79	2.15	2.25	1.73	1.53	1.81	2.94	3.73	2.18	1.4	0.85	0.75
EV/Sales Low	- -	0.1	0.01	1.6	1.35	1.43	1.4	1.15	1.21	1.47	1.79	1.59	0.62	0.39	0.49
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	22.76	33.54	41.55	40.01	36.54	41.21	49.15	28.81	20.91	9.24	4.87	6.36
High Price	- -	- -	- -	23.38	34.58	42.17	46.2	43.47	52.18	57.41	56.1	30.11	24.92	11.49	6.89
Enterprise Value Average	- -	44	3	748	837	1,097	1,249	1,198	1,355	1,527	1,624	1,219	852	420	444
Enterprise Value High	- -	44	3	786	1,087	1,316	1,411	1,353	1,643	1,964	2,273	1,440	1,135	600	519
Enterprise Value Low	- -	44	3	703	682	839	1,145	1,015	1,098	981	1,089	1,052	504	274	340

Shares Outstanding	- -	29	29	29	29	29	30	30	30	31	37	37	38	46	46
Diluted Weighted Avg Shares	29	29	29	29	29	30	30	30	31	31	35	38	38	39	60
Basic Weighted Avg Shares	29	29	29	29	29	29	29	30	30	31	35	37	38	39	46
Revenue per Share	14.25	14.64	13.53	15.38	17.62	20.17	27.75	29.63	29.96	21.89	17.42	17.67	21.59	18.29	14.96
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.35	0.3	2.36	1.57	1.87	2.56	1.48	2.14	1.27	0.16	-4.94	0.59	-3.14	-3.06	0.86
Basic EPS from Cont Ops	1.35	0.3	2.36	1.57	1.87	2.56	1.48	2.14	1.27	0.16	-2.43	0.93	1.63	-1.64	1.08
Diluted EPS, GAAP	1.35	0.3	2.36	1.55	1.82	2.49	1.44	2.11	1.25	0.16	-4.94	0.59	-3.13	-3.06	0.66
Diluted EPS from Cont Ops	1.35	0.3	2.36	1.55	1.82	2.49	1.44	2.11	1.25	0.16	-2.43	0.93	1.62	-1.64	0.83
Dividend per Share	- -	- -	- -	2.45	1.65	2.27	1.73	1.21	1.21	1.21	1.24	0.37	0.49	0.49	0.21
Cash Flow per Share	2.62	1.73	3.7	4.57	4.19	5.31	7.05	9.7	49.18	-8.96	-26.13	5.95	2.34	-6.39	-0.41
Free Cash Flow per Basic Share	2.62	1.73	3.7	4.57	4.19	5.31	7.05	9.7	49.17	-8.98	-26.31	5.73	2.17	-6.51	-0.51
Cash & Equivalents per Share	- -	33.83	31.3	33.71	35.43	37.66	40.96	47.97	59.08	67.74	53.63	38.05	44.39	21.46	19.32
Book Value per Share	- -	27.46	24.58	24.1	23.53	23.69	23.39	23.65	25.59	25.96	19.41	14.78	14.2	10.1	11.71
Tangible Book Value per Share	- -	19.58	16.78	16.33	15.88	16.15	15.98	16.34	18.4	18.84	13.58	8.97	8.5	5.4	7.05

James River Group Holdings, Ltd.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)