Killbuck Bancshares, Inc. Financial Ratios — KLIB Stock

Profitability (USD)

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.85	11.63	13.71	12.22	10.6	7.29	6.87	6.47	14.9	8.97	9	11.87	16.37	15.9	14.14
Return on Assets (%)	1.18	1.42	1.71	1.51	1.31	0.88	0.77	0.68	1.6	0.93	0.83	0.86	1.04	1.11	1.1
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	7.79	9.1	11.07	10.1	8.86	6.2	6.09	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	40.7	43.8	48.68	47.42	42.4	38.5	30.29	3.53	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	37.34	41.74	46.77	45.04	39.29	30.4	27.1	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	112.85	68.59	87.09	125.86	131.14	145.95	276.18	971.71	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	37.34	41.74	46.77	45.04	39.29	30.4	27.1	27.77	42.22	34.22	33.49	34.37	38.55	39.8	37.82
Profit Margin (%)	29.02	30.71	33.86	32.49	31.49	24	23.12	22.94	34.84	28.24	27.7	28.54	31.78	32.42	31.1
Net Income to Common Margin (%)	29.02	30.71	33.86	32.49	31.49	24	23.12	22.94	34.84	28.24	27.7	28.54	31.78	32.42	31.1
Effective Tax Rate (%)	22.3	26.44	27.61	27.85	19.86	21.04	14.69	17.38	17.47	17.48	17.27	16.98	17.57	18.56	17.77
Dvd Payout Ratio (%)	37.76	34.14	42.89	48.35	41.36	59.12	63.13	65.23	25.02	33.38	32.03	31.05	25.95	27.42	32.99
Sustainable Growth Rate (%)	6.13	7.66	7.83	6.31	6.22	2.98	2.53	2.25	11.17	5.98	6.12	8.19	12.12	11.54	9.47

Credit (USD)

Credit Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	11	10	9	8	8	7	4	1	13	10	6	58	45	69	58
ST Debt	4	4	5	6	6	6	4	1	- -	- -	- -	- -	- -	- -	- -
LT Debt	7	6	3	3	2	1	1	- -	13	10	6	58	45	69	58
Total Debt/EBITDA	2.21	1.6	1.14	1.16	1.37	1.37	1.08	3.08	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-0.33	-0.9	-0.82	-0.49	-3.94	-7.1	-14.73	-113.41	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	2.4	1.68	1.19	1.22	1.48	1.73	1.21	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-0.36	-0.95	-0.86	-0.52	-4.25	-8.99	-16.46	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.03	12.43	12.49	12.23	12.58	11.58	10.78	10.36	10.98	9.82	8.73	5.83	6.86	7.1	8.48
Long-Term Debt/Equity (%)	19.36	16.17	8.29	6.17	4.34	2.81	1.47	0.92	20.39	14.11	9.49	122.48	77.87	109.79	75.23
Long-Term Debt/Capital (%)	14.9	12.84	6.8	5.14	3.64	2.43	1.34	0.89	16.94	12.36	8.67	55.05	43.78	52.33	42.93
Long-Term Debt/Total Assets (%)	2.33	2.01	1.04	0.75	0.55	0.33	0.16	0.1	2.24	1.39	0.83	7.14	5.34	7.79	6.38
Total Debt/Equity (%)	29.91	25.91	21.86	20.14	19.21	15.96	9.68	3.01	20.39	14.11	9.49	122.48	77.87	109.79	75.23
Total Debt/Capital (%)	23.02	20.58	17.94	16.77	16.11	13.76	8.83	2.92	16.94	12.36	8.67	55.05	43.78	52.33	42.93
Total Debt/Total Assets (%)	3.6	3.22	2.73	2.46	2.42	1.85	1.04	0.31	2.24	1.39	0.83	7.14	5.34	7.79	6.38
Net Debt to Equity	-4.49	-14.66	-15.79	-8.54	-55.01	-82.91	-131.6	-110.93	-35.41	-130.75	-71.41	-68.2	-54	-37.69	-29.53
Net Debt/Capital (%)	-4.7	-17.18	-18.75	-9.34	-122.3	-485.14	416.46	1,014.59	-41.66	785.83	-187.53	-44.21	-43.59	-21.9	-20.27
EBITDA	5	6	8	7	6	5	4	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	5	6	8	7	6	5	4	- -	-4	- -	- -	- -	- -	-2	-6
Operating Income (Loss)	4	6	7	7	6	4	3	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.03	12.43	12.49	12.23	12.58	11.58	10.78	10.36	10.98	9.82	8.73	5.83	6.86	7.1	8.48
Long-Term Debt/Equity (%)	19.36	16.17	8.29	6.17	4.34	2.81	1.47	0.92	20.39	14.11	9.49	122.48	77.87	109.79	75.23
Long-Term Debt/Capital (%)	14.9	12.84	6.8	5.14	3.64	2.43	1.34	0.89	16.94	12.36	8.67	55.05	43.78	52.33	42.93
Long-Term Debt/Total Assets (%)	2.33	2.01	1.04	0.75	0.55	0.33	0.16	0.1	2.24	1.39	0.83	7.14	5.34	7.79	6.38
Total Debt/Equity (%)	29.91	25.91	21.86	20.14	19.21	15.96	9.68	3.01	20.39	14.11	9.49	122.48	77.87	109.79	75.23
Total Debt/Capital (%)	23.02	20.58	17.94	16.77	16.11	13.76	8.83	2.92	16.94	12.36	8.67	55.05	43.78	52.33	42.93
Total Debt/Total Assets (%)	3.6	3.22	2.73	2.46	2.42	1.85	1.04	0.31	2.24	1.39	0.83	7.14	5.34	7.79	6.38
CFO/Total Liabilities	0.6	1.97	1.94	1.72	1.38	0.65	1.14	0.92	2.03	0.67	0.97	1.04	1.33	1.15	1.37
CFO/CapEx	- -	- -	- -	- -	16.92	24.97	37.92	40.17	2.9	142.19	38.59	34.92	39.75	3.86	2.05
Altman's Z-Score	0.38	0.42	0.45	0.43	0.41	0.35	0.32	0.28	0.34	0.28	0.26	0.24	0.25	0.23	0.25

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	12.73	13.23	12.14	10.11	9.25	8.89	9.79	10.96	41.01	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	28.68	27.6	30.08	36.11	39.48	41.06	37.29	33.3	8.9	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	59	64	69	72	71	64	63	67	98	99	97	87	89	57	82
- Cash & Cash Equivalents	12	15	15	12	32	43	62	52	22	88	47	32	31	24	23
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	11	10	9	8	8	7	4	1	13	10	6	58	45	69	58
Enterprise Value	57	58	63	69	48	28	6	17	89	20	56	113	103	102	117
Total Capital	46	47	48	49	51	50	48	47	75	77	73	106	103	131	136
Total Debt/Capital (%)	23.02	20.58	17.94	16.77	16.11	13.76	8.83	2.92	16.94	12.36	8.67	55.05	43.78	52.33	42.93
Total Debt / EV	0.18	0.16	0.14	0.12	0.17	0.25	0.72	0.08	0.14	0.47	0.11	0.52	0.44	0.68	0.5
EV/Sales	4.87	4.24	4.1	4.55	3.36	2.13	0.46	1.35	3.87	0.99	2.59	4.76	3.78	3.43	3.67
EV/EBITDA	11.96	9.69	8.43	9.59	7.92	5.53	1.51	38.23	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	13.04	10.17	8.77	10.09	8.55	7.01	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	37.06	11.3	11.9	13.52	11.56	13.04	1.43	4.67	8.69	4.94	8.34	14.14	9.78	10.75	10.18
EV/Free Cash Flow to Firm	37.06	11.3	11.9	13.52	10.91	12.54	1.4	4.56	6.46	4.91	8.13	13.74	9.54	8.53	6.84
Diluted Market Cap	62	66	71	73	72	64	63	67	103	100	98	87	89	57	- -
Diluted Enterprise Value	61	61	65	70	48	28	6	17	94	21	56	113	103	102	35
EV per Share	91.47	92.78	100.9	109.4	76.47	45.11	9.58	27.55	161.99	37.13	102.26	207.35	190.76	194.3	223.72
TTM Sales	12	14	15	15	14	13	13	13	23	21	22	24	27	30	32
TTM EBITDA	5	6	8	7	6	5	4	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	4	6	7	7	6	4	3	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	5	5	5	4	2	4	4	10	4	7	8	10	9	11
TTM Free Cash Flow to Firm	2	5	5	5	4	2	4	4	14	4	7	8	11	12	17

Multiples (USD)

Valuation Multiples API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	40.23	12.89	13.38	14.38	16.46	28.71	15.01	18.13	7.49	24.02	14.11	10.65	8.29	4.78	- -
EV/EBIT	13.04	10.17	8.77	10.09	8.55	7.01	1.69	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	57	58	63	69	48	28	6	17	89	20	56	113	103	102	117
Low Price	93	94	101	107	103	98	95	98.5	175	135.46	152	152	140	106.01	108
EV/Sales	4.87	4.24	4.1	4.55	3.36	2.13	0.46	1.35	3.87	0.99	2.59	4.76	3.78	3.43	3.67
EV/EBITDA	11.96	9.69	8.43	9.59	7.92	5.53	1.51	38.23	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	18.21	15.76	13.62	14.89	16.09	20.32	21.3	23.38	12.88	17.19	16.22	12.93	10.34	5.94	- -
Price/Earnings Average	18.12	15.48	12.87	14.46	15.95	20.86	21.46	22.74	13.55	17.22	16.01	13.65	9.57	6.56	- -
Price/Earnings High	18.28	15.92	13.62	15.11	16.62	22.76	22.35	23.65	19.34	18.62	18.33	24.25	10.96	9.07	- -
Price/Earnings Low	18.02	14.61	12.42	13.85	14.47	19.33	19.66	21.08	12.59	12.94	13.93	12.28	8.77	5.83	- -
Price/Book Value	1.67	1.72	1.78	1.75	1.66	1.48	1.45	1.48	1.58	1.47	1.47	1.83	1.53	0.9	1.05
Price/Book Value Average	1.66	1.69	1.68	1.7	1.64	1.51	1.46	1.44	1.66	1.47	1.45	1.94	1.41	1	0.9
Price/Book Value High	1.67	1.73	1.78	1.78	1.71	1.65	1.52	1.5	2.37	1.59	1.66	3.44	1.62	1.38	1.08
Price/Book Value Low	1.65	1.59	1.62	1.63	1.49	1.4	1.34	1.34	1.54	1.11	1.26	1.74	1.3	0.89	0.73
Price/Tangible Book Value	1.73	1.78	1.84	1.81	1.71	1.52	1.5	1.53	1.61	1.5	1.5	1.89	1.56	0.92	1.07
Price/Tangible Book Value Average	1.72	1.75	1.74	1.76	1.7	1.56	1.51	1.49	1.7	1.5	1.48	1.99	1.45	1.02	0.92
Price/Tangible Book Value High	1.74	1.8	1.84	1.84	1.77	1.7	1.57	1.55	2.42	1.62	1.69	3.54	1.66	1.41	1.1
Price/Tangible Book Value Low	1.71	1.65	1.68	1.69	1.54	1.45	1.38	1.38	1.58	1.13	1.29	1.79	1.33	0.9	0.74
Price/Sales	5.28	4.84	4.61	4.84	5.07	4.88	4.92	5.37	4.49	4.85	4.49	3.69	3.29	1.92	- -
Price/Sales Average	5.26	4.75	4.36	4.7	5.02	5.01	4.96	5.22	4.72	4.86	4.43	3.9	3.04	2.13	- -
Price/Sales High	5.3	4.89	4.61	4.91	5.23	5.46	5.17	5.43	6.74	5.26	5.08	6.92	3.48	2.94	- -
Price/Sales Low	5.23	4.48	4.2	4.5	4.56	4.64	4.55	4.84	4.39	3.65	3.86	3.51	2.79	1.89	- -
Price/Cash Flow	40.23	12.89	13.38	14.38	17.43	29.86	15.41	18.58	10.07	24.18	14.48	10.95	8.5	6.03	- -
Price/Cash Flow Average	40.04	12.66	12.64	13.97	17.28	30.65	15.52	18.07	10.59	24.23	14.28	11.57	7.87	6.65	- -
Price/Cash Flow High	40.38	13.02	13.38	14.6	18	33.45	16.17	18.79	15.12	26.2	16.36	20.54	9.02	9.21	- -
Price/Cash Flow Low	39.8	11.94	12.2	13.38	15.68	28.41	14.23	16.75	9.84	18.2	12.43	10.4	7.22	5.91	- -
Price/Free Cash Flow Average	40.04	12.66	12.64	13.97	16.32	29.47	15.12	17.63	7.88	24.06	13.92	11.24	7.68	5.28	- -
Price/Free Cash Flow High	40.38	13.02	13.38	14.6	17	32.16	15.76	18.33	11.24	26.02	15.94	19.96	8.8	7.31	- -
Price/Free Cash Flow Low	39.8	11.94	12.2	13.38	14.81	27.32	13.86	16.34	7.32	18.07	12.12	10.12	7.04	4.7	- -
EV/Sales Average	4.85	4.16	3.86	4.41	3.32	2.26	0.49	1.2	4.1	1	2.53	4.97	3.54	3.63	3.31
EV/Sales High	4.89	4.29	4.1	4.62	3.52	2.71	0.7	1.41	6.02	1.39	3.17	7.98	3.98	4.44	3.74
EV/Sales Low	4.82	3.9	3.71	4.21	2.85	1.89	0.08	0.82	3.78	- -	1.96	4.58	3.28	3.4	2.88
EV/EBITDA Average	11.91	9.5	7.92	9.3	7.82	5.86	1.63	34.07	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	12.01	9.79	8.43	9.74	8.31	7.05	2.31	39.94	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	11.83	8.91	7.61	8.89	6.73	4.92	0.26	23.26	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	12.97	9.97	8.24	9.79	8.44	7.43	1.82	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	13.09	10.28	8.77	10.26	8.97	8.93	2.59	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	12.89	9.35	7.92	9.36	7.27	6.23	0.3	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	94	101.44	110.75	115	114.48	103	102.9	109.29	179	180	177	160	165	108	156
High Price	94.35	102.45	110.76	116.76	118.24	115.36	107.99	110.52	268.88	195	200	300	175	165	160
Enterprise Value Average	57	57	59	67	47	29	6	15	94	21	55	118	96	108	105
Enterprise Value High	58	59	63	70	50	35	9	18	138	29	69	189	108	131	119
Enterprise Value Low	57	54	57	64	40	25	1	10	87	-4	42	108	89	101	92

Shares Outstanding	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1	- -
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1	- -
Revenue per Share	17.79	20.96	24.02	23.77	22.6	21.12	20.9	20.37	39.9	37.08	39.38	43.36	50.22	56.11	- -
EBITDA per Share	7.24	9.18	11.7	11.27	9.58	8.13	6.33	0.72	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	6.64	8.75	11.24	10.71	8.88	6.42	5.66	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	5.16	6.44	8.13	7.73	7.12	5.07	4.83	4.67	13.9	10.47	10.91	12.37	15.96	18.19	- -
Basic EPS from Cont Ops	5.16	6.44	8.13	7.73	7.12	5.07	4.83	4.67	13.9	10.47	10.91	12.37	15.96	18.19	- -
Diluted EPS, GAAP	5.16	6.44	8.13	7.73	7.12	5.07	4.83	4.67	13.9	10.47	10.91	12.37	15.96	18.19	- -
Diluted EPS from Cont Ops	5.16	6.44	8.13	7.73	7.12	5.07	4.83	4.67	13.9	10.47	10.91	12.37	15.96	18.19	- -
Dividend per Share	1.95	2.2	3.49	3.74	2.94	3	3.05	3.05	3.48	3.5	3.49	3.84	4.14	4.99	- -
Cash Flow per Share	2.34	7.87	8.28	7.99	6.57	3.45	6.68	5.88	17.78	7.44	12.23	14.61	19.4	17.92	- -
Free Cash Flow per Basic Share	2.34	7.87	8.28	7.99	6.18	3.31	6.5	5.74	11.65	7.39	11.91	14.19	18.92	13.27	- -
Cash & Equivalents per Share	19.39	23.97	23.49	18.8	51.28	69.04	100.19	83.95	40.12	160.15	86.2	59.5	58.28	45.11	43.76
Book Value per Share	56.37	59.07	62.39	65.56	69.09	69.83	70.91	73.68	113.3	122.49	120.7	87.24	107.93	119.69	148.19
Tangible Book Value per Share	54.26	56.95	60.27	63.44	66.95	67.67	68.76	71.51	110.88	120.07	118.28	84.79	105.52	117.2	145.7

Killbuck Bancshares, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)