Ledyard Financial Group, Inc. Financial Ratios — LFGP Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	7.57	7.9	9.9	9.44	9.5	8.59	10.83	11.12	10.94	11.13	11.11	5.81	5.88	10
Return on Assets (%)	- -	0.72	0.74	0.94	0.92	0.9	0.81	1.07	1.18	1.14	1.07	0.92	0.4	0.37	0.6
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	5.97	7.27	7.12	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	7.55	7.58	25.07	28.83	28.04	5.44	5.31	5.23	4.98	7	2.97	3.14	3.2	3.05	2.28
Operating Margin (%)	- -	- -	19.09	22.33	22.51	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	3,537.04	53.5	36.38	-829.71	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	16.53	17.83	19.09	22.33	22.51	21.75	20.55	21.41	23.17	22.91	25.44	25.07	8.89	10.56	17.05
Profit Margin (%)	12.86	13.9	14.64	17.5	17.67	17.49	15.17	18.61	20.22	21.14	23.31	23.35	10.09	10.04	13.93
Net Income to Common Margin (%)	12.86	13.9	14.64	17.5	17.67	17.49	15.17	18.61	20.22	21.14	23.31	23.35	10.09	10.04	13.93
Effective Tax Rate (%)	22.22	22.05	23.29	21.63	21.52	19.61	26.17	13.07	12.72	7.72	8.36	6.88	- -	4.95	18.31
Dvd Payout Ratio (%)	49.22	47.55	49.48	45.2	49.45	48.76	53.66	43.68	41.4	37.06	34.44	40.36	89.31	85.38	48.07
Sustainable Growth Rate (%)	- -	3.97	3.99	5.43	4.77	4.87	3.98	6.1	6.52	6.89	7.29	6.62	0.62	0.86	5.19

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
Total Debt/EBITDA	12.97	6.17	2.92	2.14	2.17	15.58	10.37	11.35	20.81	3.02	5.69	112.52	99.09	48.55	105.83
Net Debt/EBITDA	3.22	-15.95	1.5	-2.34	-4.67	5.71	1.05	4.94	17.05	-18.9	-12.44	94.07	72.08	5.57	21.72
Total Debt/EBIT	- -	- -	3.83	2.76	2.71	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	1.97	-3.02	-5.82	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.47	9.46	9.32	9.67	9.87	9	9.79	9.94	11.22	9.77	9.43	7.13	6.54	6.07	5.93
Long-Term Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Long-Term Debt/Capital (%)	34.94	20.07	28.25	24.99	24.12	31.8	23.04	25.31	34.66	9.14	7.18	66.6	63.99	46.05	62.5
Long-Term Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Total Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Total Debt/Capital (%)	34.94	20.07	28.25	24.99	24.12	31.8	23.04	25.31	34.66	9.14	7.18	66.6	63.99	46.05	62.5
Total Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Net Debt to Equity	13.34	-64.96	20.27	-36.36	-68.37	17.08	3.03	14.75	43.48	-62.91	-16.94	166.69	129.24	9.78	34.19
Net Debt/Capital (%)	11.77	-185.37	16.85	-57.15	-216.11	14.58	2.94	12.85	30.3	-169.64	-20.39	62.5	56.38	8.91	25.48
EBITDA	2	2	5	7	6	1	1	1	1	2	1	1	1	1	1
EBITDA-CapEx	1	1	5	6	6	1	-1	1	- -	- -	- -	-1	- -	-2	- -
Operating Income (Loss)	- -	- -	4	5	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.47	9.46	9.32	9.67	9.87	9	9.79	9.94	11.22	9.77	9.43	7.13	6.54	6.07	5.93
Long-Term Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Long-Term Debt/Capital (%)	34.94	20.07	28.25	24.99	24.12	31.8	23.04	25.31	34.66	9.14	7.18	66.6	63.99	46.05	62.5
Long-Term Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Total Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Total Debt/Capital (%)	34.94	20.07	28.25	24.99	24.12	31.8	23.04	25.31	34.66	9.14	7.18	66.6	63.99	46.05	62.5
Total Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
CFO/Total Liabilities	2.05	1.33	1.68	0.77	1.77	1.72	1.75	1.85	2.13	1.61	1.49	1.09	0.28	0.9	0.94
CFO/CapEx	26.04	15.47	12.84	5.17	18.5	19.18	2.97	9.49	5.24	3.76	18.39	4.02	4.06	3.08	7.13
Altman's Z-Score	0.19	0.19	0.24	0.26	0.26	0.22	0.25	0.26	0.28	0.2	0.21	0.19	0.17	0.15	0.15

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	14.35	14.28	15.55	16.5	15.56	15.24	15.89	15.62	12.98	10.6	9.18	8.75	8.51	10.42
Days Sales Outstanding	- -	25.43	25.56	23.47	22.13	23.45	23.95	22.97	23.36	28.12	34.42	39.78	41.73	42.87	35.02
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	29	34	43	47	50	55	72	72	81	63	83	60	57	52	52
- Cash & Cash Equivalents	15	34	7	29	44	13	13	9	5	49	18	17	27	44	83
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
Enterprise Value	-85	-95	-79	-71	-78	-80	-64	-59	-30	-210	-279	21	-34	-32	43
Total Capital	57	48	53	56	58	63	61	65	86	74	78	159	156	107	167
Total Debt/Capital (%)	34.94	20.07	28.25	24.99	24.12	31.8	23.04	25.31	34.66	9.14	7.18	66.6	63.99	46.05	62.5
Total Debt / EV	-0.23	-0.1	-0.19	-0.2	-0.18	-0.25	-0.22	-0.28	-0.99	-0.03	-0.02	5.1	-2.97	-1.53	2.46
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.08	- -	- -	43.09
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.75	- -	- -	4.55
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.2	- -	- -	3.99
Diluted Market Cap	30	34	43	48	52	57	68	70	79	61	81	58	56	- -	50
Diluted Enterprise Value	35	10	51	33	22	64	69	77	104	18	68	147	128	6	72
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.19	- -	- -	12.31
TTM Sales	20	20	21	23	23	24	25	28	29	32	33	30	31	33	43
TTM EBITDA	2	2	5	7	6	1	1	1	1	2	1	1	1	1	1
TTM Operating Income	- -	- -	4	5	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	5	6	3	7	7	8	8	9	10	10	8	2	8	9
TTM Free Cash Flow to Firm	8	5	7	4	7	8	10	9	11	13	11	9	3	11	11

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.02	6.67	6.45	13.32	6.9	7.22	6.72	7.78	7.03	4.8	7.36	6.2	19.74	- -	4.71
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-85	-95	-79	-71	-78	-80	-64	-59	-30	-210	-279	21	-34	-32	43
Low Price	9.67	9.08	11.42	13.2	15.33	15.33	18.07	20.55	19.35	13	18.55	17.8	12.92	12.65	13.15
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.08	- -	- -	43.09
Price/Earnings	11.43	11.88	14.11	11.85	12.36	13.45	17.28	13.43	13.47	8.91	10.23	8.32	17.6	- -	8.28
Price/Earnings Average	12.49	11.34	12.59	11.44	12.45	12.06	16.22	13.45	11.52	9.1	10.14	10.11	16.32	- -	8.03
Price/Earnings High	14.06	12.49	14.11	12.93	15.13	13.64	18.66	14.49	13.82	12.2	11.28	12.03	20.83	- -	8.57
Price/Earnings Low	11.33	9.73	11.51	10.14	11.6	11.41	14.46	12.4	10.46	6.1	7.68	8.32	13.46	- -	7.27
Price/Book Value	0.8	0.88	1.12	1.12	1.14	1.29	1.54	1.48	1.45	0.94	1.14	1.12	1.02	0.91	0.82
Price/Book Value Average	0.87	0.84	1	1.08	1.15	1.16	1.44	1.48	1.24	0.96	1.13	1.37	0.94	0.86	0.8
Price/Book Value High	0.98	0.93	1.12	1.23	1.4	1.31	1.66	1.6	1.49	1.29	1.26	1.63	1.2	1	0.85
Price/Book Value Low	0.79	0.72	0.91	0.96	1.07	1.09	1.29	1.37	1.13	0.65	0.85	1.12	0.78	0.75	0.72
Price/Tangible Book Value	0.8	0.88	1.12	1.12	1.14	1.29	1.54	1.48	1.45	0.94	1.14	1.12	1.02	0.91	0.82
Price/Tangible Book Value Average	0.87	0.84	1	1.08	1.15	1.16	1.44	1.48	1.24	0.96	1.13	1.37	0.94	0.86	0.8
Price/Tangible Book Value High	0.98	0.93	1.12	1.23	1.4	1.31	1.66	1.6	1.49	1.29	1.26	1.63	1.2	1	0.85
Price/Tangible Book Value Low	0.79	0.72	0.91	0.96	1.07	1.09	1.29	1.37	1.13	0.65	0.85	1.12	0.78	0.75	0.72
Price/Sales	1.47	1.65	2.07	2.07	2.18	2.35	2.62	2.5	2.72	1.88	2.38	1.94	1.78	- -	1.15
Price/Sales Average	1.61	1.58	1.84	2	2.2	2.11	2.46	2.5	2.33	1.92	2.36	2.36	1.65	- -	1.12
Price/Sales High	1.81	1.74	2.07	2.26	2.67	2.39	2.83	2.7	2.79	2.58	2.63	2.81	2.1	- -	1.19
Price/Sales Low	1.46	1.35	1.69	1.77	2.05	1.99	2.19	2.31	2.12	1.29	1.79	1.94	1.36	- -	1.01
Price/Cash Flow	4.12	6.99	6.8	15.47	7.06	7.46	8.83	8.49	8.29	6.02	7.64	7.7	24.58	- -	5.34
Price/Cash Flow Average	4.5	6.67	6.06	14.93	7.12	6.69	8.29	8.5	7.09	6.15	7.58	9.36	22.79	- -	5.18
Price/Cash Flow High	5.07	7.35	6.8	16.89	8.65	7.57	9.54	9.15	8.5	8.24	8.43	11.14	29.09	- -	5.53
Price/Cash Flow Low	4.08	5.73	5.54	13.25	6.63	6.33	7.39	7.84	6.44	4.12	5.74	7.7	18.79	- -	4.69
Price/Free Cash Flow Average	4.4	6.37	5.75	12.85	6.95	6.48	6.3	7.79	6.01	4.9	7.3	7.54	18.3	- -	4.57
Price/Free Cash Flow High	4.95	7.02	6.45	14.54	8.45	7.33	7.26	8.39	7.21	6.58	8.12	8.96	23.36	- -	4.88
Price/Free Cash Flow Low	3.99	5.47	5.26	11.4	6.48	6.13	5.62	7.18	5.46	3.29	5.53	6.2	15.09	- -	4.14
EV/Sales Average	1.83	0.36	2.23	1.33	0.9	2.41	2.71	2.86	3.27	0.7	2.09	5.38	3.99	1.67	1.66
EV/Sales High	2.03	0.52	2.45	1.6	1.38	2.68	3.11	3.06	3.75	1.39	2.37	5.84	4.46	1.91	1.74
EV/Sales Low	1.68	0.14	2.07	1.11	0.75	2.3	2.42	2.66	3.05	0.04	1.5	4.95	3.7	1.46	1.55
EV/EBITDA Average	24.27	4.71	8.88	4.63	3.21	44.32	51.01	54.62	65.64	10.03	70.49	171.25	124.6	54.66	72.53
EV/EBITDA High	26.92	6.81	9.77	5.54	4.9	49.38	58.55	58.44	75.34	19.9	79.81	185.87	139.13	62.57	75.96
EV/EBITDA Low	22.32	1.78	8.24	3.84	2.67	42.23	45.58	50.75	61.19	0.5	50.36	157.53	115.39	48.06	67.73
EV/EBIT Average	- -	- -	11.66	5.97	4	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	12.83	7.15	6.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	10.83	4.96	3.32	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	9.75	11.08	14	15.42	16.33	18.07	21.6	22.25	24.9	18.99	24.7	17.8	16.9	15.35	14.97
High Price	12	11.65	14	16.83	20	18.33	23.33	24	25.55	26	27.25	25.75	20	16.97	15.5
Enterprise Value Average	37	7	46	30	21	57	69	79	94	22	70	161	125	56	72
Enterprise Value High	41	11	50	36	32	63	79	85	108	44	79	175	140	64	75
Enterprise Value Low	34	3	42	25	17	54	61	73	88	1	50	148	116	49	67

Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	- -	3
Basic Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	- -	3
Revenue per Share	6.63	6.71	6.77	7.44	7.48	7.68	8.24	8.9	9.15	10.08	10.36	9.17	9.51	- -	12.98
EBITDA per Share	0.5	0.51	1.7	2.14	2.1	0.42	0.44	0.47	0.46	0.71	0.31	0.29	0.3	- -	0.3
Operating Income per Share	- -	- -	1.29	1.66	1.68	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.85	0.93	0.99	1.3	1.32	1.34	1.25	1.66	1.85	2.13	2.42	2.14	0.96	- -	1.81
Basic EPS from Cont Ops	0.85	0.93	0.99	1.3	1.32	1.34	1.25	1.66	1.85	2.13	2.42	2.14	0.96	- -	1.81
Diluted EPS, GAAP	0.84	0.92	0.97	1.27	1.28	1.32	1.23	1.64	1.83	2.11	2.38	2.13	0.96	- -	1.8
Diluted EPS from Cont Ops	0.84	0.92	0.97	1.27	1.28	1.32	1.23	1.64	1.83	2.11	2.38	2.13	0.96	- -	1.8
Dividend per Share	0.42	0.44	0.49	0.59	0.65	0.66	0.67	0.72	0.77	0.79	0.83	0.86	0.86	- -	0.87
Cash Flow per Share	2.37	1.58	2.06	1	2.31	2.42	2.45	2.62	3	3.15	3.23	2.31	0.69	- -	2.81
Free Cash Flow per Basic Share	2.28	1.48	1.9	0.8	2.19	2.29	1.62	2.35	2.43	2.32	3.06	1.74	0.52	- -	2.41
Cash & Equivalents per Share	44.55	45.81	44.79	43.3	46.14	50.62	45.08	45.64	43.24	84.24	109.63	43.17	56.41	39.26	32.9
Book Value per Share	12.22	12.57	12.55	13.73	14.27	14.03	14.05	15.02	17.19	20.13	21.7	15.83	16.64	16.93	18.15
Tangible Book Value per Share	12.22	12.57	12.55	13.73	14.27	14.03	14.05	15.02	17.19	20.13	21.7	15.83	16.64	16.93	18.15

Ledyard Financial Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)