Ledyard Financial Group, Inc. Financial Ratios — LFGP Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	11.19	11.19	13.81	13.16	12.52	11.02	13.86	14.42	15.23	15.9	13.05	5.64	5.82	10.07
Return on Assets (%)	- -	0.72	0.74	0.94	0.92	0.9	0.81	1.07	1.18	1.14	1.07	0.92	0.4	0.37	0.6
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	5.97	7.27	7.12	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	7.55	7.58	25.07	28.83	28.04	5.44	5.31	5.23	4.98	7	2.97	3.14	3.2	3.05	2.28
Operating Margin (%)	- -	- -	19.09	22.33	22.51	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	3,537.04	53.5	36.38	-829.71	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	16.53	17.83	19.09	22.33	22.51	21.75	20.55	21.41	23.17	22.91	25.44	25.07	8.89	10.56	17.05
Profit Margin (%)	12.86	13.9	14.64	17.5	17.67	17.49	15.17	18.61	20.22	21.14	23.31	23.35	10.09	10.04	13.93
Net Income to Common Margin (%)	12.86	13.9	14.64	17.5	17.67	17.49	15.17	18.61	20.22	21.14	23.31	23.35	10.09	10.04	13.93
Effective Tax Rate (%)	22.22	22.05	23.29	21.63	21.52	19.61	26.17	13.07	12.72	7.72	8.36	6.88	- -	4.95	18.31
Dvd Payout Ratio (%)	49.22	47.55	49.48	45.2	49.45	48.76	53.66	43.68	41.4	37.06	34.44	40.36	89.31	85.38	48.07
Sustainable Growth Rate (%)	- -	5.87	5.65	7.57	6.65	6.42	5.11	7.81	8.45	9.59	10.42	7.78	0.6	0.85	5.23

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
Total Debt/EBITDA	12.97	6.17	2.92	2.14	2.17	15.58	10.37	11.35	20.81	3.02	5.69	112.52	99.09	48.55	105.83
Net Debt/EBITDA	3.22	-15.95	1.5	-2.34	-4.67	5.71	1.05	4.94	17.05	-18.9	-12.44	94.07	72.08	5.57	21.72
Total Debt/EBIT	- -	- -	3.83	2.76	2.71	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	1.97	-3.02	-5.82	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.31	6.5	6.75	6.87	7.15	7.15	7.49	7.91	8.4	6.76	6.67	7.47	6.62	6.13	5.8
Long-Term Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Long-Term Debt/Capital (%)	44.64	26.77	35.22	31.94	30.51	37.01	28.11	29.85	41.46	12.69	9.87	65.54	63.73	45.82	63.01
Long-Term Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Total Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Total Debt/Capital (%)	44.64	26.77	35.22	31.94	30.51	37.01	28.11	29.85	41.46	12.69	9.87	65.54	63.73	45.82	63.01
Total Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Net Debt to Equity	13.34	-64.96	20.27	-36.36	-68.37	17.08	3.03	14.75	43.48	-62.91	-16.94	166.69	129.24	9.78	34.19
Net Debt/Capital (%)	16.69	-1,740.06	21.86	-105.01	-1,696.85	17.7	3.81	15.62	36.73	-996.34	-31.5	61.39	56.1	8.84	25.9
EBITDA	2	2	5	7	6	1	1	1	1	2	1	1	1	1	1
EBITDA-CapEx	1	1	5	6	6	1	-1	1	- -	- -	- -	-1	- -	-2	- -
Operating Income (Loss)	- -	- -	4	5	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.31	6.5	6.75	6.87	7.15	7.15	7.49	7.91	8.4	6.76	6.67	7.47	6.62	6.13	5.8
Long-Term Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Long-Term Debt/Capital (%)	44.64	26.77	35.22	31.94	30.51	37.01	28.11	29.85	41.46	12.69	9.87	65.54	63.73	45.82	63.01
Long-Term Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
Total Debt/Equity (%)	53.72	25.11	39.37	33.32	31.78	46.63	29.94	33.89	53.06	10.06	7.74	199.39	177.68	85.36	166.65
Total Debt/Capital (%)	44.64	26.77	35.22	31.94	30.51	37.01	28.11	29.85	41.46	12.69	9.87	65.54	63.73	45.82	63.01
Total Debt/Total Assets (%)	5.09	2.38	3.67	3.22	3.14	4.2	2.93	3.37	5.95	0.98	0.73	14.21	11.63	5.18	9.88
CFO/Total Liabilities	2.05	1.33	1.68	0.77	1.77	1.72	1.75	1.85	2.13	1.61	1.49	1.09	0.28	0.9	0.94
CFO/CapEx	26.04	15.47	12.84	5.17	18.5	19.18	2.97	9.49	5.24	3.76	18.39	4.02	4.06	3.08	7.13
Altman's Z-Score	0.19	0.19	0.24	0.26	0.26	0.22	0.25	0.26	0.28	0.2	0.2	0.19	0.17	0.12	0.15

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	14.35	14.28	15.55	16.5	15.56	15.24	15.89	15.62	12.98	10.6	9.18	8.75	8.51	10.42
Days Sales Outstanding	- -	25.43	25.56	23.47	22.13	23.45	23.95	22.97	23.36	28.12	34.42	39.78	41.73	42.87	35.02
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	30	34	42	47	50	56	66	69	78	60	79	58	56	- -	50
- Cash & Cash Equivalents	15	34	7	29	44	13	13	9	5	49	18	17	27	44	83
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	20	10	15	14	14	20	14	16	30	7	6	106	100	49	105
Enterprise Value	-85	-95	-79	-71	-78	-79	-69	-62	-33	-213	-282	19	-35	-85	41
Total Capital	44	36	43	44	46	54	50	55	72	53	57	161	156	108	166
Total Debt/Capital (%)	44.64	26.77	35.22	31.94	30.51	37.01	28.11	29.85	41.46	12.69	9.87	65.54	63.73	45.82	63.01
Total Debt / EV	-0.23	-0.1	-0.19	-0.2	-0.18	-0.25	-0.2	-0.27	-0.9	-0.03	-0.02	5.51	-2.87	-0.58	2.57
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.64	- -	- -	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.44	- -	- -	41.19
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.54	- -	- -	4.35
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.04	- -	- -	3.82
Diluted Market Cap	30	34	43	48	52	57	68	70	79	61	81	58	56	- -	50
Diluted Enterprise Value	35	10	51	33	22	64	69	77	104	18	68	147	128	6	72
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.88	- -	- -	12.21
TTM Sales	20	20	21	23	23	24	25	28	29	32	33	30	31	33	43
TTM EBITDA	2	2	5	7	6	1	1	1	1	2	1	1	1	1	1
TTM Operating Income	- -	- -	4	5	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	5	6	3	7	7	8	8	9	10	10	8	2	8	9
TTM Free Cash Flow to Firm	8	5	7	4	7	8	10	9	11	13	11	9	3	11	11

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.02	6.67	6.45	13.32	6.9	7.22	6.72	7.78	7.03	4.8	7.36	6.2	19.74	- -	4.71
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-85	-95	-79	-71	-78	-79	-69	-62	-33	-213	-282	19	-35	-85	41
Low Price	9.67	9.08	11.42	13.2	15.33	15.33	18.07	20.55	19.35	13	18.55	17.8	12.92	12.65	13.15
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.64	- -	- -	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.44	- -	- -	41.19
Price/Earnings	11.43	11.88	14.11	11.85	12.36	13.45	17.28	13.43	13.47	8.91	10.23	8.32	17.6	- -	8.28
Price/Earnings Average	12.49	11.34	12.59	11.44	12.45	12.06	16.22	13.45	11.52	9.1	10.14	10.11	16.32	- -	8.03
Price/Earnings High	14.06	12.49	14.11	12.93	15.13	13.64	18.66	14.49	13.82	12.2	11.28	12.03	20.83	- -	8.57
Price/Earnings Low	11.33	9.73	11.51	10.14	11.6	11.41	14.46	12.4	10.46	6.1	7.68	8.32	13.46	- -	7.27
Price/Book Value	1.21	1.29	1.54	1.58	1.57	1.63	1.86	1.79	1.86	1.3	1.54	1.04	0.98	- -	0.81
Price/Book Value Average	1.32	1.23	1.37	1.52	1.59	1.46	1.75	1.79	1.59	1.32	1.53	1.27	0.91	- -	0.79
Price/Book Value High	1.49	1.36	1.54	1.72	1.93	1.65	2.01	1.93	1.91	1.77	1.7	1.51	1.16	- -	0.84
Price/Book Value Low	1.2	1.06	1.25	1.35	1.48	1.38	1.56	1.65	1.45	0.89	1.16	1.04	0.75	- -	0.71
Price/Tangible Book Value	0.81	0.89	1.11	1.12	1.14	1.29	1.42	1.43	1.4	0.9	1.09	1.1	0.99	- -	0.79
Price/Tangible Book Value Average	0.88	0.85	0.99	1.08	1.15	1.16	1.34	1.43	1.19	0.92	1.08	1.33	0.92	- -	0.77
Price/Tangible Book Value High	0.99	0.93	1.11	1.22	1.4	1.31	1.54	1.54	1.43	1.23	1.2	1.58	1.18	- -	0.82
Price/Tangible Book Value Low	0.8	0.73	0.91	0.96	1.07	1.1	1.19	1.32	1.08	0.61	0.82	1.1	0.76	- -	0.7
Price/Sales	1.47	1.65	2.07	2.07	2.18	2.35	2.62	2.5	2.72	1.88	2.38	1.94	1.78	- -	1.15
Price/Sales Average	1.61	1.58	1.84	2	2.2	2.11	2.46	2.5	2.33	1.92	2.36	2.36	1.65	- -	1.12
Price/Sales High	1.81	1.74	2.07	2.26	2.67	2.39	2.83	2.7	2.79	2.58	2.63	2.81	2.1	- -	1.19
Price/Sales Low	1.46	1.35	1.69	1.77	2.05	1.99	2.19	2.31	2.12	1.29	1.79	1.94	1.36	- -	1.01
Price/Cash Flow	4.12	6.99	6.8	15.47	7.06	7.46	8.83	8.49	8.29	6.02	7.64	7.7	24.58	- -	5.34
Price/Cash Flow Average	4.5	6.67	6.06	14.93	7.12	6.69	8.29	8.5	7.09	6.15	7.58	9.36	22.79	- -	5.18
Price/Cash Flow High	5.07	7.35	6.8	16.89	8.65	7.57	9.54	9.15	8.5	8.24	8.43	11.14	29.09	- -	5.53
Price/Cash Flow Low	4.08	5.73	5.54	13.25	6.63	6.33	7.39	7.84	6.44	4.12	5.74	7.7	18.79	- -	4.69
Price/Free Cash Flow Average	4.4	6.37	5.75	12.85	6.95	6.48	6.3	7.79	6.01	4.9	7.3	7.54	18.3	- -	4.57
Price/Free Cash Flow High	4.95	7.02	6.45	14.54	8.45	7.33	7.26	8.39	7.21	6.58	8.12	8.96	23.36	- -	4.88
Price/Free Cash Flow Low	3.99	5.47	5.26	11.4	6.48	6.13	5.62	7.18	5.46	3.29	5.53	6.2	15.09	- -	4.14
EV/Sales Average	1.85	0.37	2.22	1.33	0.89	2.42	2.52	2.76	3.18	0.6	1.99	5.32	3.96	0.17	1.61
EV/Sales High	2.05	0.53	2.44	1.59	1.36	2.7	2.89	2.96	3.64	1.26	2.26	5.76	4.41	0.17	1.69
EV/Sales Low	1.7	0.14	2.06	1.1	0.74	2.3	2.25	2.57	2.96	- -	1.42	4.9	3.67	0.17	1.51
EV/EBITDA Average	24.5	4.84	8.85	4.6	3.17	44.5	47.36	52.8	63.86	8.59	67.13	169.24	123.49	5.57	70.69
EV/EBITDA High	27.18	6.95	9.74	5.51	4.86	49.58	54.34	56.48	73.19	17.97	76.06	183.49	137.71	5.57	73.99
EV/EBITDA Low	22.53	1.9	8.22	3.82	2.64	42.4	42.33	49.07	59.57	-0.46	47.81	155.88	114.48	5.57	66.07
EV/EBIT Average	- -	- -	11.63	5.95	3.95	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	12.8	7.12	6.06	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	10.8	4.93	3.28	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	9.75	11.08	14	15.42	16.33	18.07	21.6	22.25	24.9	18.99	24.7	17.8	16.9	15.35	14.97
High Price	12	11.65	14	16.83	20	18.33	23.33	24	25.55	26	27.25	25.75	20	16.97	15.5
Enterprise Value Average	38	7	46	30	20	57	64	76	91	19	66	159	124	6	70
Enterprise Value High	42	11	50	36	31	64	73	82	105	40	75	172	138	6	73
Enterprise Value Low	35	3	42	25	17	54	57	71	85	-1	47	146	115	6	65

Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	- -	3
Basic Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	- -	3
Revenue per Share	6.63	6.71	6.77	7.44	7.48	7.68	8.24	8.9	9.15	10.08	10.36	9.17	9.51	- -	12.98
EBITDA per Share	0.5	0.51	1.7	2.14	2.1	0.42	0.44	0.47	0.46	0.71	0.31	0.29	0.3	- -	0.3
Operating Income per Share	- -	- -	1.29	1.66	1.68	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.85	0.93	0.99	1.3	1.32	1.34	1.25	1.66	1.85	2.13	2.42	2.14	0.96	- -	1.81
Basic EPS from Cont Ops	0.85	0.93	0.99	1.3	1.32	1.34	1.25	1.66	1.85	2.13	2.42	2.14	0.96	- -	1.81
Diluted EPS, GAAP	0.84	0.92	0.97	1.27	1.28	1.32	1.23	1.64	1.83	2.11	2.38	2.13	0.96	- -	1.8
Diluted EPS from Cont Ops	0.84	0.92	0.97	1.27	1.28	1.32	1.23	1.64	1.83	2.11	2.38	2.13	0.96	- -	1.8
Dividend per Share	0.42	0.44	0.49	0.59	0.65	0.66	0.67	0.72	0.77	0.79	0.83	0.86	0.86	- -	0.87
Cash Flow per Share	2.37	1.58	2.06	1	2.31	2.42	2.45	2.62	3	3.15	3.23	2.31	0.69	- -	2.81
Free Cash Flow per Basic Share	2.28	1.48	1.9	0.8	2.19	2.29	1.62	2.35	2.43	2.32	3.06	1.74	0.52	- -	2.41
Cash & Equivalents per Share	44.07	45.51	44.92	43.43	46.34	50.39	48.63	47.38	44.89	88.65	114.26	44.32	57.63	- -	34.14
Book Value per Share	8.05	8.58	9.12	9.78	10.38	11.08	11.61	12.42	13.37	14.66	15.99	17.04	17.19	- -	18.42
Tangible Book Value per Share	12.09	12.49	12.59	13.77	14.33	13.96	15.16	15.59	17.85	21.18	22.62	16.25	16.99	- -	18.83

Ledyard Financial Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)