Cardlytics, Inc. Common Stock Financial Ratios — 0LEC Stock

Profitability (USD)

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	-17.56	-36.89	-30.33	-103.13	-77.77	-184.88	- -
Return on Assets (%)	- -	-89.5	-20.94	-41.68	-9.07	-17.14	-15.25	-47.6	-21.29	-39.16	-30.51
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	32.38	35.82	38.44	36.29	37.76	33.86	38.69	37.73	42.17	43.44	44.85
EBITDA Margin (%)	-48.23	-46.1	-10.79	-24.98	-6.08	-22.65	-32.55	-138.69	-34.33	-60.23	-31.9
Operating Margin (%)	-51.06	-26.88	-13.12	-27.15	-8.23	-28.85	-36.26	-45.4	-20.59	-22.83	-19.59
Incremental Operating Margin (%)	- -	26.46	75.4	- -	39.49	155.48	- -	- -	674.07	- -	- -
Pretax Margin (%)	-52.35	-67.09	-15.07	-35.2	-8.15	-29.65	-51.07	-156.33	-43.56	-68.02	-44.36
Profit Margin (%)	-52.33	-67.09	-15.07	-35.2	-8.15	-29.65	-48.13	-155.85	-43.56	-68.02	-44.36
Net Income to Common Margin (%)	-53.62	-67.09	-19.47	-35.2	-8.15	-29.65	-48.13	-155.85	-43.56	-68.02	-44.36
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	2.4	- -	22.62	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	-17.56	-36.89	-30.33	-103.13	-77.77	-184.88	- -

Credit (USD)

Credit Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	32	112	57	47	- -	188	197	235	266	222	215
ST Debt	22	- -	- -	- -	- -	5	6	5	2	48	2
LT Debt	10	112	57	47	- -	183	191	230	264	174	214
Total Debt/EBITDA	-0.86	-2.15	-4.05	-1.24	- -	-4.44	-2.27	-0.57	-2.51	-1.32	-2.89
Net Debt/EBITDA	-0.12	-1.71	-2.54	-0.19	8.17	2.82	0.56	-0.25	-1.56	-0.88	-2.15
Total Debt/EBIT	-0.81	-1.99	-3.33	-1.14	- -	-3.49	-1.61	-0.51	-1.96	-1.13	-2.11
Net Debt/EBIT	-0.11	-1.58	-2.09	-0.17	6.03	2.21	0.4	-0.23	-1.22	-0.76	-1.57
EBITDA to Interest Expense	- -	- -	-1.69	-11.53	-23.34	-13.89	-6.92	-161.99	-17.15	-18.83	-7
EBITDA-CapEx/Interest Expense	- -	- -	-1.84	-13.35	-38.5	-15.69	-7.18	-162.51	-17.26	-19	-7.04
EBIT to Interest Expense	- -	- -	-2.05	-12.54	-31.61	-17.69	-7.71	-53.03	-10.29	-7.14	-4.3
Interest Expense	- -	- -	8	3	1	3	13	3	6	9	11
Common Equity/Total Assets	-197.06	-249.64	-207.12	33.8	63.87	37.2	54.65	30.61	23.48	17.82	-2.28
Long-Term Debt/Equity (%)	- -	- -	- -	89.84	0.01	116.67	27.68	108.86	195.77	248.26	- -
Long-Term Debt/Capital (%)	-7.61	-106.54	-37.56	47.31	0.01	53.11	21.53	51.55	65.84	59.58	102.35
Long-Term Debt/Total Assets (%)	12.01	128.71	56.54	30.37	0.01	43.4	15.13	33.32	45.96	44.25	74.82
Total Debt/Equity (%)	-19.9	-51.61	-27.32	89.88	0.03	119.67	28.55	111.18	197.35	316.68	-3,308.45
Total Debt/Capital (%)	-24.84	-106.64	-37.59	47.33	0.03	54.48	22.21	52.65	66.37	76	103.12
Total Debt/Total Assets (%)	39.21	128.83	56.58	30.38	0.02	44.52	15.61	34.04	46.33	56.44	75.38
Net Debt to Equity	-2.79	-40.98	-17.13	13.64	-72.91	-75.85	-7.1	49.22	122.91	211.45	-2,461.6
Net Debt/Capital (%)	-2.88	-69.55	-20.67	12.01	-268.9	-229.01	-7.5	32.05	53.62	65.47	100.07
EBITDA	-37	-52	-14	-38	-13	-42	-87	-414	-106	-168	-74
EBITDA-CapEx	-43	-54	-15	-44	-21	-48	-90	-415	-107	-169	-75
Operating Income (Loss)	-40	-30	-17	-41	-17	-54	-97	-136	-64	-64	-46

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.41	0.58	0.5	0.76	1.33	3.61	0.71	0.49	0.54	0.44	0.62
Current Ratio	1.01	1.73	1.77	2.4	2.5	4.74	1.1	1	1.31	1.19	1.75
Quick Ratio	0.99	1.68	1.72	1.93	2.42	4.67	1.07	0.97	1.27	1.16	1.71
CFO/Avg Current Liab	- -	-0.61	-0.54	-0.4	0.18	-0.1	-0.19	-0.19	- -	-0.06	0.08
Common Equity/Total Assets	-197.06	-249.64	-207.12	33.8	63.87	37.2	54.65	30.61	23.48	17.82	-2.28
Long-Term Debt/Equity (%)	- -	- -	- -	89.84	0.01	116.67	27.68	108.86	195.77	248.26	- -
Long-Term Debt/Capital (%)	-7.61	-106.54	-37.56	47.31	0.01	53.11	21.53	51.55	65.84	59.58	102.35
Long-Term Debt/Total Assets (%)	12.01	128.71	56.54	30.37	0.01	43.4	15.13	33.32	45.96	44.25	74.82
Total Debt/Equity (%)	-19.9	-51.61	-27.32	89.88	0.03	119.67	28.55	111.18	197.35	316.68	-3,308.45
Total Debt/Capital (%)	-24.84	-106.64	-37.59	47.33	0.03	54.48	22.21	52.65	66.37	76	103.12
Total Debt/Total Assets (%)	39.21	128.83	56.58	30.38	0.02	44.52	15.61	34.04	46.33	56.44	75.38
CFO/Total Liabilities	-11.93	-10.7	-7.14	-18.66	14.14	-2.86	-6.72	-11.24	-0.04	-2.73	3.18
CFO/CapEx	-5.06	-17.11	-17.33	-3.2	1.38	-1.39	-11.89	-40.05	-0.28	-5.65	19.35
Altman's Z-Score	- -	- -	- -	- -	- -	8.04	0.46	-5.47	-5.37	-8.75	-12.32

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	2.84	2.88	2.83	3.02	2.3	2.78	2.63	2.62	2.49	2.51
Days Sales Outstanding	- -	128.52	126.54	128.95	121.05	158.88	131.41	138.58	139.43	146.81	145.45
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	3,744	2,299	198	363	194	65
- Cash & Cash Equivalents	27	23	21	40	104	293	233	122	92	66	49
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	32	112	57	47	- -	188	197	235	266	222	215
Enterprise Value	- -	- -	- -	- -	- -	3,639	2,263	312	537	350	232
Total Capital	-130	-105	-152	99	143	345	888	447	401	292	209
Total Debt/Capital (%)	-24.84	-106.64	-37.59	47.33	0.03	54.48	22.21	52.65	66.37	76	103.12
Total Debt / EV	- -	- -	- -	- -	- -	0.05	0.09	0.76	0.5	0.63	0.93
EV/Sales	- -	- -	- -	- -	- -	19.47	8.47	1.04	1.74	1.26	0.99
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	3,659	2,208	198	334	183	64
Diluted Enterprise Value	- -	- -	- -	- -	- -	3,554	2,172	311	508	339	230
EV per Share	- -	- -	- -	- -	- -	1,306.12	674.89	93.06	135.25	68.23	42.55
TTM Sales	78	113	130	151	210	187	267	299	309	278	233
TTM EBITDA	-37	-52	-14	-38	-13	-42	-87	-414	-106	-168	-74
TTM Operating Income	-40	-30	-17	-41	-17	-54	-97	-136	-64	-64	-46
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	-279.73	-52.87	-3.58	-391.43	-17.6	7.23
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	3,639	2,263	312	537	350	232
Low Price	- -	- -	- -	- -	- -	756.3	664.4	35.5	25.99	28.29	8.52
EV/Sales	- -	- -	- -	- -	- -	19.47	8.47	1.04	1.74	1.26	0.99
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	23.82	3.33	0.94	2.69	2.77	-10.04
Price/Book Value Average	- -	- -	- -	- -	- -	15.7	4.94	3.71	2.6	5.19	-16.34
Price/Book Value High	- -	- -	- -	- -	- -	23.88	7.29	11.31	5.76	14.87	-33.67
Price/Book Value Low	- -	- -	- -	- -	- -	13.4	3.23	0.56	0.77	2.07	-7.14
Price/Tangible Book Value	- -	- -	- -	- -	- -	24.89	-12.07	-0.92	-1.8	-1.44	-0.45
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	16.4	-17.91	-3.66	-1.73	-2.71	-0.73
Price/Tangible Book Value High	- -	- -	- -	- -	- -	24.95	-26.44	-11.16	-3.85	-7.76	-1.5
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	14.01	-11.7	-0.55	-0.51	-1.08	-0.32
Price/Sales	- -	- -	- -	- -	- -	19.53	8.27	0.66	1.08	0.66	0.27
Price/Sales Average	- -	- -	- -	- -	- -	12.88	12.26	2.63	1.04	1.23	0.44
Price/Sales High	- -	- -	- -	- -	- -	19.58	18.11	8	2.31	3.53	0.92
Price/Sales Low	- -	- -	- -	- -	- -	10.99	8.01	0.4	0.31	0.49	0.19
Price/Cash Flow	- -	- -	- -	- -	- -	-480.51	-57.32	-3.67	-1,802.7	-20.71	6.85
Price/Cash Flow Average	- -	- -	- -	- -	- -	-316.7	-85.03	-14.54	-1,738.41	-38.82	11.15
Price/Cash Flow High	- -	- -	- -	- -	- -	-481.66	-125.57	-44.33	-3,857.14	-111.26	22.98
Price/Cash Flow Low	- -	- -	- -	- -	- -	-270.43	-55.54	-2.2	-512.55	-15.5	4.87
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	-184.37	-78.43	-14.19	-377.47	-32.98	11.76
Price/Free Cash Flow High	- -	- -	- -	- -	- -	-280.4	-115.82	-43.25	-837.52	-94.52	24.24
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	-157.43	-51.23	-2.15	-111.29	-13.17	5.14
EV/Sales Average	- -	- -	- -	- -	- -	12.64	12.63	3.01	1.7	1.87	1.17
EV/Sales High	- -	- -	- -	- -	- -	19.52	18.72	8.4	3.08	4.3	1.65
EV/Sales Low	- -	- -	- -	- -	- -	10.71	8.21	0.78	0.9	1.08	0.91
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	1,343.85	685.7	59.2	91.4	37.79	11.99
High Price	- -	- -	- -	- -	- -	1,347.05	1,502.14	715	195.56	203	40.2
Enterprise Value Average	- -	- -	- -	- -	- -	2,363	3,375	899	524	519	273
Enterprise Value High	- -	- -	- -	- -	- -	3,648	5,001	2,507	951	1,197	386
Enterprise Value Low	- -	- -	- -	- -	- -	2,002	2,192	232	277	301	213

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	2	2	2	2	3	3	3	3	4	5	5
Diluted Weighted Avg Shares	1	1	2	2	2	3	3	3	4	5	5
Basic Weighted Avg Shares	1	1	2	2	2	3	3	3	4	5	5
Revenue per Share	55.35	80.43	66.79	79.06	88.37	68.79	82.95	89.33	84.74	57.55	43.92
EBITDA per Share	-26.69	-37.08	-7.21	-19.75	-5.37	-15.58	-27	-123.89	-29.09	-34.66	-14.01
Operating Income per Share	-28.26	-21.62	-8.76	-21.47	-7.28	-19.85	-30.08	-40.56	-17.45	-13.14	-8.61
Basic EPS, GAAP	-29.68	-53.96	-13	-27.83	-7.2	-20.4	-39.92	-139.22	-36.92	-39.14	-19.48
Basic EPS from Cont Ops	-28.96	-53.96	-10.06	-27.83	-7.2	-20.4	-39.92	-139.22	-36.92	-39.14	-19.48
Diluted EPS, GAAP	-29.68	-53.96	-13	-27.83	-7.2	-20.35	-39.92	-139.22	-36.92	-39.14	-19.48
Diluted EPS from Cont Ops	-28.96	-53.96	-10.06	-27.83	-7.2	-20.35	-39.92	-139.22	-36.92	-39.14	-19.48
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-20.79	-23.17	-11.32	-9.97	4.81	-2.8	-11.96	-16.13	-0.05	-1.82	1.75
Free Cash Flow per Basic Share	-24.89	-24.52	-11.98	-13.08	1.32	-4.82	-12.97	-16.53	-0.23	-2.15	1.66
Cash & Equivalents per Share	14	11.7	10.89	17.64	39.35	105.25	69.62	36.41	23.11	12.8	8.94
Book Value per Share	-83.08	-111.09	-106.91	23.13	53.97	56.42	205.97	63.21	33.93	13.66	-1.19
Tangible Book Value per Share	-83.64	-111.33	-107.4	22.25	52.38	54	-56.81	-64.08	-50.84	-26.17	-26.89